We Wealth International

26/01/2024

Did you know that five Italian companies have secured
spots in the latest ranking of the world's most sustainable companies? 🌍🏆

From Erg's impressive climb to Intesa Sanpaolo's global standing, these companies are leading the charge in sustainability.

👉 For more details take a look at the full article
https://bit.ly/499FyDP

24/01/2024

Did you know that the Italian passport is a global travel powerhouse? 🇮🇹

With access to a remarkable 194 destinations without a visa, it proudly
stands on the podium of the most powerful passports in the world. But it's
not alone in this prestigious club – Germany, Spain, France, Singapore, and Japan share the spotlight too! 🇩🇪🇯🇵

What's the secret behind the strength of these travel documents? 🤔 A fascinating correlation has been unveiled between the passport's "power" and the availability of investment migration programs. 🌏.

👉 For more details take a look at the full article
https://eu1.hubs.ly/H07997V0

The Italian passport allows access to a whopping 194 destinations without a visa. The same applies to Germany, Spain, France, Singapore, and Japan. A strong correlation has been identified between the

22/01/2024

Venture Capital and Front-Line Technologies: A Single Path Leading to Italy?

Discover the innovation journey with We Wealth! 🔍 In December, we handpicked 5 standout startups in the Italian Venture Capital market. From hospitality to software, these ventures are shaping the future, catering to younger generations and simplifying life in general.

Explore the cutting-edge trends and disruptive solutions making waves in Italy's startup scene. 🌐

👉 For more details take a look at the full article below

We Wealth has selected 5 startups that stood out in the Italian Venture Capital market in December, spanning from the hospitality sector to the software sector, also addressing the younger generations and, in general, solutions aimed at simplifying life

08/01/2024

Do you know which are the top European Business Schools?

he Financial Times has ranked 90 business schools, analyzing factors such as career prospects, salaries, and gender diversity among both students and faculty.

In the number one spot of the ranking is the French school, Hec Paris, followed by London Business School and the University of Navarra… Bocconi in the 5th place.

Apart from Bocconi, Italy secures a total of four spots in the ranking:
- Politecnico di Milano is at the 36th position
- Luiss at 61st
- Bologna Business School at 66th

Moreover, an interesting aspect is that Business Schools Embrace Online Education.
Even though the COVID-19 pandemic has driven business schools to increase the number of hybrid and online courses, although there is a widespread desire to return to in-person classes.

Want to learn more about this?
👇🏻Don’t forget to read the article below
https://shorturl.at/iltY2

21/12/2023

What are the investment opportunities in the Italian Real Estate Market with €200,000?

Let’s see the situation in the top 3 Italian cities : Milan, Rome and Turin

Milan is one of the cities where the investment component has grown significantly in the first part of 2023. It’s lead benefits from many ongoing interventions in the area, high demand from students and off-site workers, as well as a growing tourist appeal.
There are some “hot” areas for investment:
- Città studi
- Bovisa
- Naviglio grande
- Area around Piazza Castello

Turin has more affordable average prices; so with a €200.000 budget, purchases can be made even in the city center.
The trend seems to be the following: buy in order to rent to university students or to create holiday homes and B&Bs.

Finally, Rome cannot be forgotten. Those with a smaller capital could focus on the Tiburtina – Pietralata area or a more peripheral area like Tuscolana - Don Bosco.

Want to learn more about this?
👇🏻Don’t forget to read the article below
https://shorturl.at/ahFS8

19/12/2023

What to you know about the challenges and shifts in the Italian Real Estate Market?

Given the fact that multiple aspects need to be taken into consideration… Here’s a closer look :
The phenomenon of "more expensive credit" is casting a heavy shadow over the Italian real estate market, including Milan.

As far as Real Estate is concerned, examining medium-term evaluations, demographic factors play a key role. Moreover, it is predicted that by 2041, 38.8% of households will consist of individuals, while couples with children will decrease to 24.1%.
Then, the year 2023 has marked an increased difficulty in accessing credit.

Milan's Real Estate Market
It has been registered a:
- 20% decline in residential property transactions
- setback in prices of new and renovated housing
- 1.3 % and +3.3 % of average six-month and annual prices for used properties

You can read this and much more in the article below 👇🏻
https://shorturl.at/xEFG8

13/12/2023

What are the key details and implications of the new Italian Government Bond (BTP) issuance scheduled for December 2023?

First of all, BTPs are medium to long-term securities that guarantee the reimbursement of your invested capital at maturity; these bonds provide a stable and reliable avenue for investors.

Exciting Investment Opportunity Alert: the Ministry of Economy is thrilled to announce the upcoming auction for 3 and 7-Year BTPs with a maximum value of 6 billion euros.

Notably, the taxation on yields from BTPs and other major state securities is set at a mere 12.5%. This stands in stark contrast to the 26% levied on alternative investments like deposit accounts, stocks, or corporate bonds.

Stay ahead of the game and make informed financial decisions!

👇🏻Click the link below to read the full article
https://shorturl.at/qwUZ3

11/12/2023

The Cold as Arrived: Has Venture Capital Also Come to a Halt?

It's time to take stock of the Italian venture capital scene:
Growth Capital and the Italian Tech Alliance are thrilled to present the latest insights into the dynamic world of Venture Capital with the release of the Seventh Edition of the Quarterly Observatory on Venture Capital in Italy.

2 highlights:
- The amount raised in Italy has progressively increased, with investments exceeding 300 million € from 65 investment rounds.
- A positive surprise was the funding amount, which increased by 14%
What sets Italy apart? Our nation is demonstrating a more pronounced growth trend compared to Europe as a whole.

Finally, five startups have been selected for being under the spotlight in the Italian Venture Capital market, from space to software, from security to high-quality Made in Italy: Intesa Sanpaolo, Qaplà, Test1, Vaultik and ArteOlio.

Want to take a closer look?
👇🏻Click the following link and read the article!
https://bit.ly/3RhUEjh

06/12/2023

What are the Most Interesting Real Estate Assets in Tuscany?
Let’s dive into the top buyers of luxury villas together…

Pools, olive groves, vineyards and so much more: Tuscany offers everything you may ever want (if you are a millionaire).
The real estate company of Sotheby's auction house offers a wide range of luxury properties such as Villa Paolina, who once belonged to Paolina Bonaparte - and some of them are worth even 20 million euros!

Requests for a Tuscan Villa come from all over the world, indicating an increasingly geographically diverse wealth distribution.
Top 3 buyers in the last 3 years:
- Italy (27%)
- USA (20%)
- UK (12%)

“… we have recorded an increasing interest in the area from Italian and international buyers who see Tuscany as a secure and valuable investment”, states Lodovico Pignatti Morano, managing partner of Italy Sotheby's International Realty.
The most sought-after properties are villas and houses in the countryside and on the hills, as well as trophy assets such as prestigious agricultural companies.

What to learn more about this asset?
👇🏻Click the link below to read our article
https://bit.ly/3uJ8qnE

04/12/2023

Curious about the exciting opportunities for residential construction under the National Recovery and Resilience Plan?

Italy currently offers just over 50,000 beds for almost 700,000 out-of-town students. The National Recovery and Resilience Plan (Pnrr) has set an ambitious goal to double this number to 100,000 by 2026.

But what is the National Recovery and Resilience Plan (Pnrr)?
It is an initiative who drives positive change by financing projects across the education spectrum, from nursery schools to universities.

The focus on residential construction for students under the Pnrr has the potential to greatly enhance the quality of life for university students, especially those hailing from other cities.

What are your thoughts on this significant development? Share your insights below!

👇🏻Check out the full article here
https://bit.ly/3t2A4ve

01/12/2023

Seize the Opportunity: Italian Stocks at a Historic Low!

Did you know? The last time Italian stocks were this undervalued, the Berlin Wall was still standing.
But the Ftse Mib has been on fire in 2023, soaring by nearly 20% as of November 8th!

Moreover, according to Reuters, Italian stock valuations are at a whopping 50% discount – the largest deviation since 1988.

Italian Stock Exchange Insights: Key Trends and Opportunities
- According to BofA's surveyed managers, banks find themselves in a strategic "neutral" position in the allocation landscape
- The Stoxx Insurance index has marked a solid +3% since the year's commencement
- With a +3% performance, insurance companies have potential room for recovery
- Bank of America analysts issued buy ratings for selected network consulting banks, highlighting strategic opportunities for growth

Stay tuned for more updates on the dynamic landscape of the Italian Stock Exchange.
Click the link to full article 👇🏻
https://bit.ly/47yHntv

29/11/2023

A simple partnership represents a versatile solution for holding financial portfolios. What are the advantages?

In the evolving landscape of financial investments, a timeless solution has reemerged – the simple partnership.
Flexibility redefined: one of the main features of a simple partnership is its flexibility…it does not require a minimum initial capital, is easy to establish, and does not involve formalities.

Here’s 5 advantages of using a Simple Partnership for holding financial portfolios:
1. Separation of assets: gain clarity in managing your financial portfolios with a clear distinction between what's personal and what's part of the partnership.
2. Flexibility in structuring the investment: tailor your strategies to meet your unique needs, free from the constraints that other partnerships impose.
3. Global Wealth Management: dive into greater diversification, thorough analysis, and enhanced risk management.
4. Favorable taxation: simple partnerships are taxed favorably compared to other corporate structures and are not subject to presumptive tools for income determination.
5. Facilitated succession planning: simple partnerships streamline succession planning, ensuring a seamless transition of ownership and financial portfolios in the face of life's uncertainties.

Ready to embrace a more structured and flexible approach to financial portfolio management?

👇🏻Click the link below to read our article !
https://bit.ly/47WpjcA

27/11/2023

How do you navigate the complex dance between redemptions, global risks, and spiking interest rates impacting Italian mid and small-caps on the stock market?

Let’s take a closer look: In the last month, all major global equity indices are cashing in on negative or neutral performance.
In Italy, specifically, small- and mid-cap companies are facing headwinds. The Ftse Italy Mid-Cap index (-5.1%) trails the main index by 1.4%, while the Ftse Italy Small Caps index (-5.3%) underperformed the market by 1.6 %age points.

Massimo Trabattoni, head of Italian equity at Kairos, sees this last quarter as “an excellent window for selective buying of those small and mid-caps whose valuations are currently compressed due to the recent rate hike, but which have demonstrated the resilience of their business model…”.

Exploring SMEs in the Stock Market: A Year in Review (The podium)
- Saes Getters: The maestro of advanced functional materials, soaring to a remarkable +44%.
- Maire Tecnimont: A corporate group in engineering, technology, and energy sectors, claiming a substantial +44% ascent.

How do you interpret these market dynamics?

👇🏻Click the link and learn more !
https://bit.ly/4a7WgVF

24/11/2023

Ever wondered how the recent budget decisions might shape the Italian real estate landscape?

Dive into the details:
- The annual flat tax rate has risen from 21% to 26% for second properties
- National Identification Codes (CIN) are now mandatory for short-term rentals

According to Aigab's data, for the state, short-term rentals are worth about 11 billion € in terms of direct bookings.
But that's not all! The ripple effect generates an additional 44 billion € in induced revenue, summing up to a staggering 57 billion € in total GDP contribution.

"The increase in the flat-rate tax for short-term rentals is completely nonsense and ineffective. It is an attack on an increasingly regulated sector, which responds to specific needs of hospitality and valorization of real estate assets…” affirms Donato Cella, member of the board of directors of the Pmi (Property Managers Italia) association and founder of Easylife.

Share your opinion on this with us: is it disrupting a system that adds value to real estate assets, or is it a necessary step for economic balance?

👇🏻Click the link below and learn more about it !
https://bit.ly/46sT3ga

22/11/2023

Curious about maximizing your savings?

We Wealth brings you exclusive insights from Paolo Benazzi, the Head of Checking and Time Deposit Accounts at ConfrontaConti and Segugio.it

Diving into the world of fixed time deposit accounts, he compared the yields of the best open and locked fixed time deposit accounts for 12, 24, and 36 months.
Two investment sums were explored: 20,000 euros and 50,000 euros

When it comes to optimizing your savings, 4 key factors should be taken into consideration:
- Duration
- Locked or Opened account
- Timing
- Look at the gross rate but also at the stamp duty

👇🏻Want to learn more? Click the link below
http://bit.ly/3G9z6jR

13/11/2023

Are you a non-EU citizen looking for exclusive insights into the fiscal strategies and succession laws that could impact your wealth management?

Seize the opportunity to stay ahead in wealth management by diving into the details that matter for investors like you.

Click here to learn more!

A non-EU citizen residing in Italy can choose the law of their country of origin as the applicable law for their succession

10/11/2023

Are you ready for the Italian government's new tax simplification measures for 2024?

The Italian government has announced a number of new tax simplification measures for 2024. These measures are aimed at making the tax system more efficient and easier to understand for taxpayers.

One of the most significant changes is the move of the deadline for submitting income and regional tax returns from November 30th to September 30th. This change will give taxpayers more time to prepare their returns and will help to reduce the compliance burden.

The government has also announced plans to simplify the annual declaration for withholding agents and to eliminate the Unique Certification for flat-rate subjects and those under a tax advantage regime. These changes will make it easier for businesses to comply with their tax obligations.

In addition, the government plans to make the pre-filled income tax return available to holders of different incomes and for holders of VAT numbers. This will make it easier for taxpayers to file their returns accurately and on time.

Starting from 2024, the income tax returns for individuals and companies must no longer be submitted by November 30th but by September 30th

08/11/2023

Are you thinking about moving to Italy? 🇮🇹

Our exclusive article, "Impatriate Scheme: Navigating the Changes in Italian Tax," provides you with everything you need to know about the latest tax changes for expatriates. 📰💼

Click here to read more and learn how you can save money on taxes: https://bit.ly/3QPQ6Sn

A new favorable tax regime is foreseen for workers transferring their residency to Italy

02/11/2023

Would you like to work for an innovative and growing Italian startup? If so, we encourage you to read the article to learn about the 10 best Italian startups to work for in 2023.

This list includes companies that offer challenging and rewarding career opportunities in a variety of industries, including finance, technology, food, and services.

👇🏻 Click the link to learn more!

They have continued to face the challenges of the present, while never ceasing to innovate, attract new talent, and (sometimes) obtain funding: here are 10 startups to keep an eye on if you are looking for work, according to LinkedIn

30/10/2023

BTPs are often considered a risk-free investment, but are they really? In this article, we'll explore the risks associated with BTPs and provide you with some information to help you make an informed decision. Read more!

It doesn't only depend on the state but also on the planning: anyone who would have to sell today, before maturity, would almost certainly do so at a loss

26/10/2023

Choosing an International plan, sometimes is the best option: why? Find all the answers in We Wealth's conversation with Sean Animobono, health insurance specialist at BIG Insurance Brokers.

Choosing an international healthcare plan sometimes is the best option: why? Here's BIG Insurance Brokers' view.

25/10/2023

Do you want to know what makes timeless style? We Wealth invites you to discover the hidden details of Italian haute couture. Talk to Aldo Invitti di Conca, the founder of Prata & Mastrale - House of Tailoring, and explore the essence of elegance, where individuality, craftsmanship, and well-being meet to set a new standard for sophistication. Ready to elevate your sense of style?

.

What is elegance? And how does it relate to investments? We Wealth interviewed Aldo Invitti di Conca, the visionary founder of Prata & Mastrale - House of Tailoring.

24/10/2023

Are you ready to seize the investment opportunities presented by the Italian Government securities market? Explore the enticing world of and investments as the Italian Treasury introduces a new range of short, medium, and long-term securities.

Don't miss out on the attractive yields, marking a rare opportunity to invest in the Italian Government at its most attractive yields since the beginning of 2023. Take a step towards smart investing today!

The Treasury is back this week with short, medium, and long-term securities. It's a hot period for buying Bot and Btp, with yields at their highest since the beginning of the year

10/10/2023

Time deposits with the best yields reaching 5%: can they be trusted?
Are you in search of the highest term deposit rates and the most reliable banks to grow your savings in Italy? We at We Wealth have identified banks that offer the highest rates for 12, 36, and 60-month term deposits, as well as those that are considered the most reliable. Read more!

We Wealth has identified which banks offer the highest 12-, 36- and 60-month term deposit rates. And on the other hand, which are the most reliable banks