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09/20/2024

I heard people without kids are worried about who’s gonna take care of them in their old age. The truth is it doesn’t matter if you had kids or not if you live long enough most of us will end up in a nursing home. Here’s some facts to chew on: did you know 60% of nursing home residents have zero visitors? Did you know 1 in 6 residents will experience some type of abuse be it mental, physical, or financial during their stay? Not trying to scare anyone but it’s important to be realistic about the world we’ve created. Most times we’re worried about the wrong things, and only realize it when it’s too late.

09/20/2024

The MAX Rent You Should Pay Based on Your Salary

• $40K salary: $833
• $50K salary: $1,041
• $60K salary: $1,250
• $70K salary: $1,458
• $80K salary: $1,666
• $90K salary: $1,875
• $100K salary: $2,083
• $110K salary: $2,291
• $120K salary: $2,500

I’m sure most of us are paying more with less.

09/18/2024

Rich whites prioritize networking and relationships. Poor Blacks prioritize an individual’s hardwork and education.

09/17/2024

Race is a social construct made to keep us divided. It is not real. It’s made up. White folks are really just less melaninated Blacks. Just because one group chose to spend their time in caves doesn’t make them better than any other.

09/17/2024

If you really have a problem that needs HR’s attention. Get everything in writing. Create a paper trail of every interaction, and what was said/done about the problem. It may only be helpful in court, but at least you’ll be on firm ground.

09/17/2024

The best use case for HR is if you want to be promoted or if you want a raise then HR could potentially be useful (if they like you). If they don’t get ready for ridiculous, endless, and unrealistic performance reviews to get rid of you.

09/17/2024

HR is not your friend. They exist to serve the company not its employees. HR gives the company a heads up on any problems before they become liable. HR gives management an opportunity to CYA, and potentially get rid of you.

09/16/2024

The Asians go to Harvard, and thrive because they study in groups. We go to Harvard and struggle because we study alone. That’s why we don’t get to where we want to go in life. Because we can’t come together for ish!

09/10/2024

This is why Black folks can’t win. Everybody’s complaining about Kendrick Lamar over Lil Wayne for the Super Bowlwhen we have had the longest line up of Black and Brown performers in Super Bowl history. Do you miss Taylor Swift and Lady Gaga that much? Maybe they can get Aerosmith for New Orleans and we’d s**u. That’s what the Super Bowl halftime show has been no matter what city it’s been held in. When white folks run things we have nothing to say, but come out of our bag when we hear another Black person is in charge. That’s why Kamala is going to have a hell of a time if she wins this November cause we ain’t ish.

09/09/2024

We got so desperate and stupid that the "Chase Glitch" was an actual thing. Here's the real money glitch: stop buying dumb-ish, live within your means, get an emergency fund, and then invest as much money as possible every paycheck. You're welcome.

09/06/2024

Learn the difference between assets and liabilities. Most of us confuse the two. We are trained to chase things that don’t make us money, and keep us broke. You have nothing to prove to anyone. Make your money work for you.

09/06/2024

Broke people treat money like a secret. You probably didn’t talk about money at home, or even know how much your parents made growing up. Usually we don’t talk about money unless it’s about bills and how much they owe.

09/06/2024

Governments purpose is to serve the people. Turn it into a business and you bastardize it. It’s the same with healthcare, housing, education, and food production in this country. Turn it into a business first, and you fail the people.

09/06/2024

“If their absence brings you peace you didn’t lose them.”

09/06/2024

Old school 🥷’s got more love in the hood for not snitching and doing a bid then they ever did for staying outta trouble and going to college.

09/05/2024

Sometimes we’re so worried about what we don’t have financially we forget all that we do have. Are you investing in your retirement? 37% of the population doesn’t. Do you have an emergency fund? 56% of people don’t have 1K saved. Do you have zero debt? The national average debt is 23.3K. Your doing better than you thought.

09/05/2024

Stocks go up and they go down. It’s a fact of life. No one knows how a stock is going to move from one day, month, year to the next, but time and diversity in the market trumps the volatility of the market. Stay focused.

09/04/2024

Why do we pay so much in taxes when the government can just print money anytime it wants?

If the dollar is the monetary standard for the planet why do we owe so much money to other countries?

If we print the money and set its standard globally who exactly do we owe all this debt to, and why are we made to feel personally responsible for it?

If the federal reserve bank has absolutely nothing to do with the actual federal government (I’ve heard it’s about as federal as federal express) then why would we ever allow any private entity to control so much of our national currency and debt?

Why are they allowed to control inflation especially knowing they often make mistakes in their calculations?

We have to believe in the system in order for it to work.

We have to believe our money is worth something.

We have to believe in democracy for it to work.

We have to believe our hard earned tax dollars are going towards worthy endeavors, pursuits, and causes.

Truth is they collect your hard earned tax dollars because they can.

They collect it to keep up the illusion that you individually make a difference in the economy, the nation, its systems, and don’t question the status quo.

They collect your money to keep you a broke, obedient, and patriotic slave.

They do it to retain control over your life so you give it up to increase the country’s GDP so they can keep stealing the wealth of other nations under the guise of international business relations.

Money isn’t real. It’s made up, imaginary. All the problems that money creates are imaginary too. We collectively choose to make it real.

We can also collectively choose an alternative way as well.

09/04/2024

It’s not a matter of politics. It’s a mass mental health crisis. People can no longer tell real from fake, or they’re so ruled by delusion that what they want to believe doesn’t align with reality or common sense.

09/03/2024

If you’re already rich buy bitcoin and ethereum. If you’re working class buy alt coins. If your broke farm airdrops and ape what you can into meme coins. This time next year millionaires will be made. Mark my words.

09/03/2024

God, yourself, and your children are the only beings in existence that you owe anything to. You owe them everything. Cheat anyone of them and your life will never workout the way you wanted it to, and that’s law.

09/03/2024

I had people in my life that I would’ve literally jumped in front of a bullet for, and when they found that out you know what they did…? They developed a habit of putting me in front of every gun they came across.

09/02/2024

“Men are like air conditioning. You don’t realize all they do until they stop working.”

09/02/2024

School for most children is more about babysitting them while the parents fulfill their own work obligations while conditioning them to take their place as the average, obedient, industrialized, 9-5 worker than it will ever be about actual learning and real-world survival skills. Teachers become more concerned with order, noise levels, and standardized test scores than actually reaching kid's hearts and minds. No school system is more bastardized than New York City, and let me tell you it's not much better elsewhere. As parents you have to realize that you are the main educator of your children. Don't assume they're getting all they need from school alone. You only get that kind of service if you pay out the w***o for it.

08/31/2024

Imagine dying at work, and no one notices for four days, and the smell is the only thing that actually makes people investigate. Stop putting a job ahead of life’s most important things. They don’t give a **** about you.

08/30/2024

I believe the same protections that exist for Jews in this country should be applied to every Black person in this country.

08/30/2024

If hard work alone created millionaires my grandma would have been one a long time ago, and many times over as she cleaned rich white folks houses in her 60-70s just to eat. She basically worked until she couldn’t anymore.

08/30/2024

Why do poor people defend the rich? Most broke folks believe they are just temporarily inconvenienced millionaires themselves. They believe the lie that if you just work hard enough you’ll be one too, and that’s just not true.

08/25/2024

“I need my neighbors kids to be okay.” If they’re not okay then how are my kids going to be okay? They still have to go to school with your kids. No matter how hard I try I’m not my kids greatest influence. It’s the parents of the children mine go to school with. Just some food for thought…

08/25/2024

Black folks are dead last in economic growth in this country, but we are the top consumers of luxury brands, cologne, foreign cars, and hair/hair products, and we’re still most likely to have to start a GoFundMe to bury a loved one.

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