Money Unspun

Digital digest helping people make informed decisions to optimise the use of their hard-earned to achieve future goals.

06/10/2023

Attention expats!

🌍 Managing your finances across different countries is no small feat. 💼 The changing interest rates, inflation, and foreign exchange rates can significantly affect your wealth. 📈

The more wealth you accumulate, the more critical it is to make the right financial decisions. 🤔 That's where a skilled cross-border expert comes in! 🌟 They can provide expert on taxes, investments, and overall tailored to your international lifestyle. 🌐

Don't let financial uncertainty hold you back—take control of your wealth today and enjoy the ! 💰

Want to connect with an expert? DM us! We'll connect you FOR FREE!

29/09/2023

Your financial future is important. The way you manage your money today can have a big impact on your ability to achieve your goals, whether they're big or small.

Effective can help you make sound financial decisions that suit your current needs and future aspirations. It can also help you prepare for unexpected events, such as a job loss or medical emergency.

Here are a few tips for getting started with financial planning:

💰 Set financial goals. What do you want to achieve with your money? Do you want to buy a house? Retire early? Pay for your children's education? Once you know what you're working towards, you can start to develop a plan to achieve your goals.

💰 Create a budget. This will help you track your income and expenses so you can make sure you're not spending more money than you earn. There are many different budgeting methods available, so find one that works for you and stick to it.

💰 Pay off debt. High-interest debt can eat away at your savings and make it difficult to reach your financial goals. Focus on paying off high-interest debt first, such as credit card debt.

💰 Save and invest. Once you've paid off debt and created a budget, you can start saving and investing for your future. There are many different savings and investment options available, so talk to a financial advisor to determine the best strategy for your individual needs.

Financial planning is an ongoing process. As your life changes, your and needs may change as well. Be sure to review your regularly and make adjustments as needed.

27/09/2023

Expats, are you unsure of your obligations in all the countries you have financial interests in?

It's important to seek expert cross-border to ensure you're meeting your requirements and avoiding any penalties.

To connect FOR FREE with a qualified professional, send us a DM. We shall have an independent from our global partner network get in touch with you to discuss your specific case.

Needless to say, you privacy is our top priority.

22/09/2023

✨ Financial Tip of the Day: Simple Savings Strategy! 💰

Calculating how much to save doesn't have to be complicated. Just halve your age when you start saving, and save that percentage of your salary each year. For example, if you're 30, save 15%; if you're 40, save 20%. That should be your .

It's a straightforward method, and a great way to secure your financial future.

Share this wisdom with your friends and family! 📊👏

20/09/2023

📊🏡 Navigate Inflation with Financial Wisdom! 💰📈

can erode your savings, but there's a smarter way to protect your . Consider alternative investments like real estate and infrastructure. These are effective assets with a strong track record against rising inflation.

Revise your and diversify your portfolio through well-managed multi-asset funds, but exercise caution. While the potential for higher returns exists, it also comes with increased risks and potentially higher fees. 🚀💼

If you would like professional , DM us to connect FOR FREE with a qualified expert from our IFA network.

15/09/2023

🎓 Attention Expat Parents! 🌍

Thinking about your child's education at a UK university? 🇬🇧🏫 Don't be caught off guard when it comes to university fees.

Did you know that even if your child is a British national, their eligibility for home fees can be questioned if you're living overseas? It's a vital piece of the expat financial planning puzzle. Make sure you have all the answers! 💰💡

13/09/2023

🌟 Financial Wisdom for Expats 🌟

Are you an with a multitude of ? From that dream vacation to retirement planning, it's essential to have a strategy. Here's the golden rule: SAVE for the near future, INVEST for the long term. 💼📈

Take some time out of your busy schedule to sort your financial aspirations into short-term and long-term goals and make the most of your expat experience! 🌍

✨If you want to discuss or guidance on how to implement in your life, we'd be happy to connect you FOR FREE with a qualified .

09/09/2023

🌏 Attention expats! 🌍 Many overseas residents inadvertently overpay taxes by wrongly assuming they should continue paying tax in the UK, especially when they have UK-source income like pensions and savings.

🇬🇧💰 Don't make these !

Our network of expert professionals specialises in expat , helping you make informed decisions and keep more of your hard-earned money where it belongs.

Reach out to us today for a FREE CONNECTION with an specialist!

07/09/2023

🌍 Planning your retirement? Here's a key tip for those of you considering the :

To qualify, you need at least 10 years of UK National Insurance contributions. 💼 But wait, there's more! 🌟

Did you know you can count time spent abroad toward those 10 qualifying years?

🌏✈️ This can be especially beneficial if you've resided or worked in countries like the European Economic Area (EEA), Switzerland, Gibraltar, or in nations with social security agreements with the UK. 🇪🇺🇨🇭🇬🇮

Don't miss out on valuable pension benefits - explore your options and secure your financial future! 💰

25/08/2023

🗺️ Attention all expats!

The world is your playground, and your finances should be too. No matter where your journey takes you, having a with worldwide accessibility is a game-changer.

With a globally enabled finical advice partner, say hello to hassle-free transitions and currency changes. We've got your back! 💼💸 We'd be happy to connect you to a qualified professional who can offer cross-border advice.

23/08/2023

🤑 Thinking about your hard-earned ? Take a step back and evaluate your risk tolerance first! 😎

It's all about understanding your , time horizon, and how comfortable you are with the possibility of losses. Your decisions should align with your goals and comfort level. 📊💰

18/08/2023

Pensions are a powerful tool for saving for retirement, especially when you’re in your 50s.

One of the main reasons for this is the you receive on personal contributions. This relief can significantly enhance your retirement savings, making it essential to focus on your pension as you approach retirement.

DM us to connect with an expert for advice.

16/08/2023

Revisit your plan at least once a year to ensure it’s on track to meet your retirement goals. Adjust your contributions or strategy if necessary.

If you consider seeking professional for clarification on your decisions, send us a DM. We'll connect you with an expert.

11/08/2023

Investing is a great way to grow your money over time. However, it's important to remember that is a long-term strategy. You should only invest money that you don't need for at least 5 years. Over the long term, investing has the potential to earn better returns than just savings.

It's important to do your research and understand the risks involved. You should also talk to a to get personalised advice on how to invest your money.

At no cost at all, connects you with a qualified professional. DM us for details.

09/08/2023

can be very busy, with new experiences and challenges to take on. It can be easy to put off , but it's important to make time for it.

After you move, you may find yourself with more disposable income than you had in your home country. This is a great opportunity to make sure your money is working hard for you.

04/08/2023

With comprehensive , you'll have the confidence and peace of mind to pursue your short-term goals and work towards your long-term future.

With professional guidance from a , you’ll be inspired to realise that you have far more resources at your disposal than you ever imagined.

02/08/2023

As you enter your 50s, is no longer a distant dream but a rapidly approaching reality. Ensuring that your investments work diligently to secure the lifestyle you envision for your is crucial.

By optimising your now, you can confidently retire according to your personal goals and aspirations.

03/07/2023

is a crucial step towards achieving and security.

By taking the time to thoroughly evaluate your needs and personal goals, you'll be able to make informed decisions about how to best allocate your resources.

30/06/2023

Whether is round the corner or still at a distance, you should already start think about the you want for your golden years.

That will help you calculate how much you should be towards it and what your options are.

28/06/2023

The earlier you begin your , the greater the opportunity to ensure that as much of your as possible goes to your the beneficiaries you nominate.

Start your today and secure a better future for your loved ones.

26/06/2023

We wish you a very joyous and prosperous .

20/06/2023

Successful is a long-term venture. Keeping your invested in the right places over at least a few years is the best way to optimise your returns.

The challenge is identifying those right places. This is where a qualified can help. They can help you plan your investment strategy, find you the most suitable financial instruments, and help you maximise your gains.

To connect with a certified professional FOR FREE, send us a DM.

We understand the importance of confidentiality. Rest assured, we will not share your details with anyone without your consent!

23/05/2023

If you’re considering using your allowance this year, don’t wait until the last minute. Invest early and give yourself the best chance of maximising your returns. Whatever your investment goals, we’ll connect you to professionals who can help you to grow your wealth in a way that’s right for you. So why wait? Make the most of your ISA allowance today. To know more, DM us.

03/05/2023

A recent survey in the UK by independent think tank the International Longevity Centre revealed regular savers could be £47,000 better off on retirement if they follow advice from a qualified rather than manage their own wealth.

The surprising conclusion was the gain from taking about and increases by an average 24% for the affluent, compared with 35% for the not so well-off.

08/04/2023

We wish you a wonderful Easter weekend.

20/02/2023

The longer your stays invested, the more it could grow.

When your initial grows, any previous growth amounts you have achieved on it will also grow. Over time, this compounding effect can make a significant difference to the value of your investments.

27/12/2022

Out of all your investments, investing quality time to spend with your loved ones is the most valuable one you can make.

It will reap the most joyous returns in the form of the most tax-free valuable assets: beautiful, happy memories with the people you cherish the most.

24/12/2022

to you and your loved ones.

Gifting a valuable asset this festive season is one of several ways of preventing it being subject to IHT.

But most importantly, it's that time of year when you celebrate in each other's company and create beautiful memories.

16/12/2022

always involves risk. The level and type of risk varies significantly across asset classes, markets, industries, regions, etc.

Assessing risk can be very difficult. A can help you invest in accordance with your goals and within your risk appetite.

DM us if you would like to assess your own risk appetite and discover how you can make smart investments.

We shall put you in touch with a qualified professional. With our compliments, of course!

13/12/2022

How the 4 major types provide :

Life – takes care of your survivors
Health – protects you from the financial impact of illness or injury
Long-term disability – protects against unexpected loss of income
Auto – prevents you paying damages from a bad accident

For details of each and to find the best protection plans for yourself, DM us.

We will put you in touch with a qualified professional. With our compliments, of course.

06/12/2022

The benefits of include:

💹 Achieving financial goals
💹 Improved standard of living
💹 Financial security

The most effective method is to consult a professional . To connect with one for free, DM us.

29/11/2022

Apart from wages and salary, also applies to other streams such as:

💷 profits from businesses you run
💹 interest and dividends from savings and investments
🏠 rental income from properties

Not all your income is taxable. Most people qualify for one or more allowances.

To best understand your tax situation, you should ideally consult a tax specialist. To connect with a qualified professional, comment or DM.

will put you in touch. No charges. No hidden fees. No payment at all.

24/11/2022

Despite everything this year, if you're reading this post, join us in expressing our gratitude for having access to technology, funds and a lifestyle that allows us to enjoy the benefits of both. Many are far less fortunate at the moment.

!

22/11/2022

Professional offers so much more than just practical, financial benefits. It also helps to improve your emotional wellbeing by making you feel better about your money and yourself – especially in times of crisis.

Visit www.MoneyUnspun.com to learn more.

18/11/2022

The longer your money is invested, the more opportunity it has to grow in value and get closer to reaching your .

Each year, when the amount you initially invested grows, any previous growth that principal amount accrued will also grow in value.

This is commonly known as ‘compounding’. Over longer time periods it can make a significant difference to the value of your .

15/11/2022

Surviving a critical illness is blissful. That triumph should be enjoyed. But it could mean that one may not be able to return to work straight away (or in the worst case, ever again!). Therapeutic care or home modifications may be required.

The joyous relief of survival should not be marred by financial hardship. Preparing for the worst is not something we want to think about when we are fit and healthy, but it is prudent to have a safety net in place, because we never know what life may throw at us next.

Talking to a will help you make an informed decision.

We can help you connect with a qualified professional. Send us a DM and we shall connect you FOR FREE. No strings attached!

11/11/2022

A deceased pensioner's partner (husband, wife or registered civil partner) can inherit their .

Upon the death of a man born before 1951 or a woman born before 1953, who is receiving Additional State Pension, their partner can continue to receive it if they have reached pension age.

08/11/2022

Whether you want to fund your own or your children’s higher education, save for retirement or buy a new house, most financial goals require periodic savings. will help you identify how much you will need to save periodically and in total, for each of your goals.

We can connect you with a qualified who can help you optimize your savings and help you reach your goals more efficiently.

Our charges? Zero! That's right. You pay us nothing at all.

At , our only goal is your success.

04/11/2022

(IHT) is the tax on the estate of someone who has passed away. In the current tax year (2022/23) the Inheritance Tax rate is 40%.

One's estate consists of everything they own:

💷savings
💹investments
🏠property
💸life insurance payouts
🏺personal possessions

After debts and liabilities are subtracted from the total value of these assets, what remains is the taxable amount.

For more information on IHT, speak to a qualified professional who specializes in UK taxes.

To connect with one FOR FREE, please DM us or message us via MoneyUnspun.com (link in bio).

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