Zululand O

Compliments and insults are similar in the fact that they both have to be personal to be effective.

29/07/2024

24/02/2024

13/08/2023

22/12/2021

Are you safe Msanzi? Stay safe don't drink and drive. Look at how we surviving flash storms. 😲

29/09/2021

Robbery at a jeweley store in Umlanga Gateway Mall.

14/09/2021

HOW TO GET YOUR DEBT WRITTEN OFF IN SOUTH AFRICA
Ever wonder how to get your debt written off in South Africa and how many years it would take for debt to be written off? Prescribed debt is old debt that has not been acknowledged, verbally or in writing, or paid for more than three years. Prescribed debt is old debt that has been written off by credit providers.

What does it mean when debt is written off?

While there are ways for creditors to still claim this debt, the amendments to the National Credit Act in March 2015 make it almost impossible for debt collectors to get back this expired debt.
Before it was up to the consumer to know this as a defense when dealing with collectors, and many collectors would be hoping to trick the consumer into paying the expired debt, but now there is a greater move to inform consumers of their rights.

However, if any payments or promises of payments have been made in that time, then the debt is still valid and the consumer is liable for it. Often collectors will try and find a way to trick you into acknowledging the debt during communications, and if you play into their hand and admit to knowing about it then they can hold you responsible.

Every consumer should know when their debt has prescribed. A debt is prescribed when:

A credit provider has not claimed payment, sent a letter of demand or issued summons
A consumer has not made any payments/acknowledged the debt directly or indirectly for the time periods specified below:
Personal loans, credit cards, retail accounts and vehicle loans: three years
Mortgage loans, debts by court orders and money owed to the South African Revenue Service (SARS): 30 years
This change offers a helping hand to consumers, who until now, were unaware of what prescribed debt was. Often collectors would let the debt sit, gaining interest over a long period of time, before chasing down the debtors when the amount is much more that what it should have been.

If a credit provider or debt collector is demanding payment for a prescribed debt, challenge them and report them to the Council for Debt Collectors. Or else contact National Debt Advisors (NDA) for debt rescue today, and we will do a thorough investigation to see if any of your debt can be classified as prescribed.

16/04/2021

People are beautiful in the own way ~ Lufuno Mavhunga

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Are you safe Msanzi? Stay safe don't drink and drive. Look at how we surviving flash storms. 😲#Pietermarizburg

Robbery at a jeweley store in Umlanga Gateway Mall.

'Warrapen Keegan' died in house fire in KZN 03/06/2019 sad news 😥but the video still very funny😂 Keegan Reddy, who gained some fame in 2016 when a fight between him and friends went viral, was killed in a house fire in in Seatides, north of Durban, in 2019. Known as "Warrapen Keegan", Reddy was reportedly trapped in the house in Kallies Lane. "Several attempts were made to gain access to the room to rescue the individual unsuccessfully due to the flames and smoke. "Once the fire was extinguished, a sweep of the home was conducted by the fire department; sadly, an individual identified as 28-year-old Keegan Reddy - the residents' son - succumbed resulting from the fire." According to the North Coast Courier, Reddy was reportedly the same Keegan who was filmed during a fight which went viral as "Warrapen Keegan" in 2016. According to The Mercury, police are investigating the circumstances around the fire after neighbours claimed that they could hear people fighting just minutes before the fire engulfed the house. In a video that circulated on social media in 2016, Reddy could be seen assaulting a man. The fight was then stopped by a third person.