Bannen Davis Mortgage Team

01/16/2025

📉 Market Update: Big Bond Rally Explained! 📉

Days like today remind us how unpredictable the market can be! 🔄

🔹 Core Monthly CPI came in exactly as forecasted at 0.2%, but bonds reacted big time!
🔹 10-Year Treasury Yields dropped by 15bps and stayed down. 📉
🔹 Annual Core CPI fell to 3.2% vs. the expected 3.3%.

Why such a big move? 🤔
1️⃣ Markets were anxious after Friday’s jobs report.
2️⃣ The details of today’s data were more positive than expected.
3️⃣ Markets often correct sharply after long-term high yields.

⚠️ While today’s drop is great news, it’s not enough to change the overall market trend on its own. But it could be a step in the right direction!

Today's Market Summary Report

01/15/2025

5.0 star review received on Experience.com for Bannen Davis by Lindsay A - easy to work with, knowledgeable, responsive

Click to see all 246 reviews of Bannen Davis, Sr. Loan Officer

01/11/2025

🌟🏡 Dreaming of Homeownership in 2025? Let’s Make It Happen! 🏡🌟

As we gear up for an amazing 2025, I wanted to share some exciting updates with you!!!

Did you know I’m licensed to originate home loans in six states?

That’s right! Whether you or someone you know is looking to buy or refinance, I can help in:

📍 Iowa
📍 Nebraska
📍 Missouri
📍 Wisconsin
📍 Illinois
📍 Texas

But that’s not all—2024 was a huge year, and I’m so grateful for your support along the way! Here’s a quick highlight reel:

🏆 NAMB 2024 Mortgage Broker of the Year
🏆 Des Moines Media Award Winner for Mortgage Lender 2024
🎖 NAMB-Certified VA Lender

I’m beyond excited to continue delivering personalized service, expert advice, and creative solutions to help you and your loved ones achieve your homeownership goals in 2025.

So, whether you’re thinking about buying, refinancing, or just curious about your options, let’s connect! I’d love to help make your dreams a reality.

📧 [email protected]
📲 319.850.7685

Let’s make 2025 YOUR year! 🏠

Excited to hear from you,

Bannen Davis
NMLS #940469
Bannen Davis Mortgage Team
Gershman Mortgage

01/06/2025

🎉2025 officially marks 70 years of Gershman Mortgage! 🎉

"Celebrating 70 years of Gershman Mortgage in 2025 is truly an honor! Since our founding in 1955, generations of borrowers have trusted us with one of life’s most significant financial decisions.
This milestone is a testament to the dedication, expertise, and hard work of countless individuals over the years. The unwavering support of our borrowers and employees has been invaluable, and we are privileged to continue this remarkable journey together.
As we reflect on our past, we will carry forward the lessons and values that have shaped our success, while evolving and embracing innovation to stay at the forefront of our industry. The best is yet to come!" –Adam Mason, President

Here's to another 70 years! 🥂💙

12/30/2024

🤯What's Up With These Crazy GAINS on Monday Morning?! 🤯

STOP THE PRESSES! MBS are up almost 3/8ths of a point in early trading and 10yr yields have surged lower by 8bps. This is a massive and miraculous rally that surely must have some compelling and obvious motivation! Here's the motivation: take everything you saw last week and throw it out. We kept saying different versions of that directive at the time. To be fair, it's probably a good idea to do the same in the present week. We'll all find out where bonds want to trade later this week, but for sure by next week.

Follow the LINK BELOW for an in depth review!

Stop the presses!  MBS are up almost 3/8ths of a point in early trading and 10yr yields have surged lower by 8bps.  This is a massive and miraculous rally that surely must have some compelli...

12/30/2024

🏡 Ready to start 2025 in a new home?!

Here’s your ultimate checklist to make the process a breeze! ✅✨

✔️ Determine your budget
✔️ Get pre-approved for a loan
✔️ Find the perfect real estate agent & lender (*hint* WE'RE the perfect lender😉)
✔️ Research neighborhoods
✔️ Start house hunting
✔️ Schedule a home inspection
✔️ Close the deal & celebrate 🎉

Buying a home can feel overwhelming, but having a solid plan makes all the difference. 💪 Whether you're just starting or need guidance along the way, we're here to help every step of the way!

12/28/2024

5.0 star review received on Experience.com for Bannen Davis by Jeremy J W - The entire process ran efficiently!

Click to see all 244 reviews of Bannen Davis, Sr. Loan Officer

12/26/2024

Happy Holidays from all of us at the Bannen Davis Mortgage Team and Gershman Mortgage!

We hope your home is filled with warmth, love, and cheer today. 🎄

12/20/2024

4.83 star review received on Experience.com for Bannen Davis by Angelica M B - I loved all the patience they had with me and they were always there every time I had a question. They just made it a great experienc.

Click to see all 244 reviews of Bannen Davis, Sr. Loan Officer

12/16/2024

Are you finding yourself in a last-minute gift shopping predicament?

Here's a list gift ideas for around the house that are sure to be hits for the homeowners that won't break the bank.

- Smart home devices to enhance everyday life | A robot vacuum cleaner, smart lightbulbs or a programmable thermostat.

- Home improvement & maintenance tools | A cordless drill set, tool box filled with essentials, a power washer, or a ladder.

- Home decor to enhance living spaces | Stylish lamps, throw blankets, decorative rugs, artwork, or a cozy reading nook set-up.

- Outdoor & garden essentials | A patio furniture set, portable fire pit, or gardening tools.

Happy shopping from the Bannen Davis Mortgage Team!

12/15/2024

5.0 star review received on Experience.com for Bannen Davis by Sourav R - Bannen was very on top of everything. we had our closing within a month and very helpful with everything as we are first time home buyers so everything was new

Click to see all 242 reviews of Bannen Davis, Sr. Loan Officer

12/13/2024

Looking to build your dream home with a gorgeous view. Look no further….👀

Kruse Development

Huge decks with amazing views?

Yes, we do that too!

12/13/2024

5.0 star review received on Experience.com for Bannen Davis by Lisa S S - Clear, accurate, and prompt communication and was very kind during interactions.

Click to see all 241 reviews of Bannen Davis, Sr. Loan Officer

12/12/2024

The holiday season is one of the most popular times of the year for people to fall victim to online scams while gift shopping. Here's best practices to avoid being scammed:

1️⃣ Shop on secure websites (look for HTTPS🔒).
2️⃣ Avoid clicking on suspicious links in emails or texts.
3️⃣ Use strong, unique passwords for your accounts.
4️⃣ Be cautious of deals that seem too good to be true.
5️⃣ Monitor your bank statements for unusual activity.

Stay savvy and protect your holiday cheer! 🎄

12/11/2024

🎉 A HUGE congratulations to our clients on purchasing their very first home! 🏡✨ There's nothing like the joy of becoming a homeowner, and we’re thrilled to have been a part of this milestone moment.

With the help of first-time homebuyer programs, they were able to have their closing costs covered (no payback!!) and make their dream of homeownership a reality. 💰✅

Thinking about buying your first home? Let the Bannen Davis Mortgage Team guide you through the process and explore programs that can help make it easier than ever.

📞 Contact us today to take the first step toward owning your own home!

319-850-7685
[email protected]

12/10/2024

Are you heading into the holiday season as a new homeowner? Having a new mortgage on your mind around the holidays can seem stressful, but the Bannen Davis Mortgage Team has compiled a few tips to help make sure you're staying financially responsible and continuing to build your wealth during the upcoming weeks.

1️⃣ Set a spending limit and stick to it.
2️⃣ Make a gift list & prioritize essentials.
3️⃣ Shop sales early for the best deals.
4️⃣ Use cashback apps or rewards programs.
5️⃣ Skip unnecessary décor expenses—repurpose what you already have!

Enjoy the holidays without stressing your wallet! 🎄

12/07/2024

5.0 star review received on Experience.com for Bannen Davis by Norman E P J - Personable and friendly and understanding our situation and acted quickly

Click to see all 239 reviews of Bannen Davis, Sr. Loan Officer