Chacha, New American Funding

Chacha, New American Funding Ruthchaya 'Chacha' Thitinavakun | Loan Consultant NMLS #1165509
[email protected] | 936.362.8954 I cannot make this happen alone. We as a team can!

My name is Ruthchaya, pronounced as rachea, while most people call me Chacha. I'm currently living in San Francisco Bay Area and my local office is in Walnut Creek. My approach to providing mortgage services to my clients is to listen to what they are looking for, educate, discuss and guide them through out the loan process to home keys. Many of my clients are self-employed borrowers who tend to h

ave sophisticated profiles; therefore, there will naturally be more detail to work with. I enjoy the challenges of getting their loan files done as smoothly as possible. I particularly love working with first time home buyers - helping them navigate the mortgage pre-approval and loan process and providing them step-by-step guidance all the way from the start to the finish line. My goal is to make the home buying process for each and every client as stress-free as possible. Be sure to check out my past clients' reviews! Let's get connected.

KA-BOOM! Your inbox is about to be flooded with excitement! Introducing NAF Pathway 100, bringing 3.5-5% down payment as...
10/17/2025

KA-BOOM! Your inbox is about to be flooded with excitement! Introducing NAF Pathway 100, bringing 3.5-5% down payment assistance to single-wides. Get ready to make your homeownership dreams a reality!

Boost your home buying power! With our increased loan limit, you can now borrow up to $819,000 without jumping into a ju...
10/16/2025

Boost your home buying power! With our increased loan limit, you can now borrow up to $819,000 without jumping into a jumbo loan. More budget means more options for your dream home. Let's explore the possibilities together!

Exciting news for homebuyers! The 2026 loan limits have been updated, now reaching up to $819,000 for single-family home...
10/08/2025

Exciting news for homebuyers! The 2026 loan limits have been updated, now reaching up to $819,000 for single-family homes. This change gives you more buying power and flexibility in the housing market. Whether you're a first-time buyer or looking to upgrade, this is a great opportunity to achieve your homeownership goals.

👻 Don’t get spooked by high rates, they’ve dropped!Now’s a great time to explore your home financing options and save th...
10/06/2025

👻 Don’t get spooked by high rates, they’ve dropped!
Now’s a great time to explore your home financing options and save this spooky season.
📲 Message me to learn more about today’s rates and programs!

10/03/2025

🎃 Don’t be tricked by what you see in the media… let us treat you with clarity, options, and the best loan guidance! 🏡

💰 Your home loan questions answered, no tricks—just professional guidance.

💳 Don't let credit card debt take over your life!Your home’s equity could be the solution! 🏡✨ A HELOC from New American ...
10/01/2025

💳 Don't let credit card debt take over your life!

Your home’s equity could be the solution! 🏡✨ A HELOC from New American Funding lets you tap into your equity to take control of debt, lower payments, and breathe easier financially.

📲 Let’s chat about how this could work for you!

✨ Ease into homeownership with a 2-1 Buydown! ✨Start your journey with a reduced payment rate for the first two years—it...
09/29/2025

✨ Ease into homeownership with a 2-1 Buydown! ✨
Start your journey with a reduced payment rate for the first two years—it’s like a gentle welcome to your new home. 🏡💙

📩 Ready to explore your options? Let’s chat today!

There’s no such thing as the “perfect” time to buy a home. 🏡What matters most? Having the right strategy, the right loan...
09/26/2025

There’s no such thing as the “perfect” time to buy a home. 🏡
What matters most? Having the right strategy, the right loan options, and the right partner to guide you.

If you’ve been waiting for a sign… this is it.

📲 Contact me today and let’s start your plan.

Being self-employed shouldn’t keep you from owning a home. 💪🏡 With Non-QM & Bank Statement loans at New American Funding...
09/24/2025

Being self-employed shouldn’t keep you from owning a home. 💪🏡 With Non-QM & Bank Statement loans at New American Funding, we look at your real income — not just tax returns — to help entrepreneurs, gig workers, and small business owners achieve their homeownership dreams.

If you’re building your future on your own terms, we’ve got mortgage solutions built for you. 🙌

09/22/2025

🚨 The Fed just cut rates last week — and that’s BIG news for homeowners and homebuyers! 📉 Lower rates mean a window of opportunity, but remember… markets are unpredictable and move fast, and rates could climb again.

If you’ve been thinking about buying or refinancing, now’s the time to explore your options. Don’t miss your chance to lock in before the market shifts.

💬 Reach out today for a free consultation and let’s see how you can take advantage now!

👑 Retirement should feel like living large, not cutting back.With a NAF Reverse mortgage, you can tap into the equity yo...
09/19/2025

👑 Retirement should feel like living large, not cutting back.

With a NAF Reverse mortgage, you can tap into the equity you’ve already built and enjoy more freedom in the place you call home.

✨ Stay in the home you love
✨ Free up cash flow for the lifestyle you deserve
✨ Retire on your terms

Reach out today to see how a reverse mortgage could help you retire like a BOSS.

📉 Mortgage Rates Hit Their Lowest Point Since 2024!As of September 2025, average 30-year fixed mortgage rates are trendi...
09/17/2025

📉 Mortgage Rates Hit Their Lowest Point Since 2024!

As of September 2025, average 30-year fixed mortgage rates are trending in the low 6s.

✨ Key Highlights:
✔ Rates have been trending downward since May, with sharper drops in recent weeks
✔ Lower rates create opportunities to buy a home or refinance
✔ Home price growth slowed to just 1.9% year-over-year in June (lowest since 2023)
✔ Experts see growing optimism among buyers and homeowners
✔ Millions could benefit if rates continue to ease

📲 Curious what this could mean for you? Let’s connect to review your options.

Read the article: https://www.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-to-lowest-level-in-nearly-a-year/

Address

1777 Botelho Drive, Suite 360
Walnut Creek, CA
94596

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19363628954

Website

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