Chacha, New American Funding

Chacha, New American Funding Ruthchaya 'Chacha' Thitinavakun | Loan Consultant NMLS #1165509
[email protected] | 936.362.8954 I cannot make this happen alone. We as a team can!

My name is Ruthchaya, pronounced as rachea, while most people call me Chacha. I'm currently living in San Francisco Bay Area and my local office is in Walnut Creek. My approach to providing mortgage services to my clients is to listen to what they are looking for, educate, discuss and guide them through out the loan process to home keys. Many of my clients are self-employed borrowers who tend to h

ave sophisticated profiles; therefore, there will naturally be more detail to work with. I enjoy the challenges of getting their loan files done as smoothly as possible. I particularly love working with first time home buyers - helping them navigate the mortgage pre-approval and loan process and providing them step-by-step guidance all the way from the start to the finish line. My goal is to make the home buying process for each and every client as stress-free as possible. Be sure to check out my past clients' reviews! Let's get connected.

🏡 Built to last. Backed with confidence. Your clients deserve more than a strong home—they deserve insurance that’s just...
09/05/2025

🏡 Built to last. Backed with confidence. Your clients deserve more than a strong home—they deserve insurance that’s just as solid. ✔️ With NAF Insurance, we make the process seamless from start to finish.

💡 Thinking about buying a home? Here’s a quick insider tip: what you do (and don’t) during the loan process matters just...
09/03/2025

💡 Thinking about buying a home? Here’s a quick insider tip: what you do (and don’t) during the loan process matters just as much as your pre-approval.
✅ Do:
Keep paying bills on time
Save all income docs
Stay in touch with your LO
❌ Don’t:
Open new credit lines
Make big purchases (yes, even furniture 🛋️)
Switch jobs without checking in
Little moves = big impact on your loan approval. Want the full checklist?
📲 Let’s connect and go over the complete list together, so you know exactly what to do (and not do) before closing day.

Cheers to hard work, dedication, and a little time to unwind. Happy Labor Day! 🎉
09/01/2025

Cheers to hard work, dedication, and a little time to unwind. Happy Labor Day! 🎉

08/29/2025

Every closing has a soundtrack 🎶
Fast pre-approvals, smooth transactions, happy clients, and offers that win.
Let’s make your next deal a chart-topper.

📲 contact me today and let’s collab.

I still remember the first time someone told me, “You can’t buy a home without 20% down.” For years, people believed tha...
08/27/2025

I still remember the first time someone told me, “You can’t buy a home without 20% down.” For years, people believed that myth — and it kept a lot of buyers stuck on the sidelines.

Here’s the truth:
There are programs designed to help first-time buyers, options for smaller down payments, and strategies that make ownership possible sooner than most people think.

If you’ve been scrolling homes but assuming you “can’t” — it’s time to take another look.

📲 Contact me today and let’s talk options.

Owning your own home = main character energy. 🎬This is your story, your chapter, your space — let’s make it happen.📲 Con...
08/25/2025

Owning your own home = main character energy. 🎬
This is your story, your chapter, your space — let’s make it happen.
📲 Contact me today and I’ll help you start your journey.

💥 Nothing beats the confidence of a cash-backed offer.When your buyers show up with NAF Cash, they bring certainty to th...
08/20/2025

💥 Nothing beats the confidence of a cash-backed offer.
When your buyers show up with NAF Cash, they bring certainty to the table—no financing contingencies, no what-ifs, just strength.

📲 Ready to give your clients the same edge? Let’s talk.

Know your homebuying power! 💪 Understand the difference between pre-qualification and pre-approval.✅ Pre-qualification g...
08/19/2025

Know your homebuying power! 💪 Understand the difference between pre-qualification and pre-approval.
✅ Pre-qualification gives you an initial estimate of how much home you can afford based on a verbal description of your finances.
✅ Pre-approval takes it a step further with a detailed review of your credit, income, assets, and debt, giving you a clearer picture of your mortgage readiness.

Knowledge is power when it comes to your finances! Celebrate National Financial Awareness Day by learning more about bud...
08/14/2025

Knowledge is power when it comes to your finances! Celebrate National Financial Awareness Day by learning more about budgeting, saving, and investing.

The right loan isn’t just about square footage and rates — it’s about creating a space that works for your whole family ...
08/13/2025

The right loan isn’t just about square footage and rates — it’s about creating a space that works for your whole family (including the ones with paws 🐶🐱).
From low down payment options to programs for first-time buyers, I can help you secure the financing that makes your dream home — and theirs — possible.
📲 Contact me today and let’s get you pre-approved.

Hashtags:

Some offers get passed over. Some offers get the green light.The difference? Preparation, strategy, and the right LO in ...
08/11/2025

Some offers get passed over. Some offers get the green light.
The difference? Preparation, strategy, and the right LO in your corner.
📲 Contact me and let’s make your next buyer’s offer the one that stands out and wins.


Pre-season's here—and I’m already in game mode. 🏈Whether your buyers are first-time rookies or seasoned pros, I’m the te...
08/08/2025

Pre-season's here—and I’m already in game mode. 🏈
Whether your buyers are first-time rookies or seasoned pros, I’m the teammate you want when the market gets competitive.

Let’s create a game plan that wins more deals, gets offers accepted, and builds serious momentum for your clients.

📲 Ready to team up? Shoot me a DM.

Address

1212 Broadway Plaza, Ste 2100
Walnut Creek, CA
94596

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19363628954

Website

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