Selling your home? 🏡 A home warranty isn’t just for buyers—it can actually save you money 💰 by covering unexpected repairs 🛠️ while your house is on the market. Plus, it gives buyers peace of mind 🛋️, making your home more appealing. Watch this quick breakdown to see how it works and why it’s a win-win for sellers and check out the full video with even more info on my YouTube channel! 🌟
#HoustonRealEstate #SellerTips #HomeWarrantyExplained #HomeSellingMadeSimple #jessicamusto
.
.
.
.
.
.
#jessicamusto #houston #movetohouston #explorehouston #tomball #magnolia #cypress #texas #realestate #home #homedecor
This housing market is ALWAYS changing! But what does that mean for you as a buyer or seller?
A LOT!
Message me and let’s talk about your plans and how the market effects them, make a game plan and get you there!!
#jessicamusto #houston #movetohouston #explorehouston #tomball #magnolia #texas #cypress #katy #conroe #halloween #fall #homedecor #homesweethome
Thinking about buying a home warranty? 🏡🔍 Let’s break it down! Discover why a home warranty might be your best investment, covering unexpected repairs and giving you peace of mind. Watch now for the key benefits! 💡✨
#jessicamusto #houston #movetohouston #explorehouston #tomball #magnolia #texas #cypress #katy #conroe
Buying is not worth it IF…
1️⃣You don’t have a plan to keep the house for 3-5 years
Both buying AND selling a home involve closing costs so you might lose money if you sell too soon.
PLUS, the less time you own the home, the less time it has to increase in value, and the more you’re at risk for market fluctuations.
2️⃣You don’t have the budget to pay for maintenance and repairs
You need to estimate 1% of the home’s value in maintenance and repairs.
So if you’re buying a $400,000 home, make sure you can afford $4,000 in maintenance or an extra $333 per month.
3️⃣If you don’t have a partner you’re READY to combine finances with, you’re not ready to buy a house (unless you’re purchasing solo).
The process of buying a house and getting approved for a mortgage is the same regardless of whether you’re married for not -
but you really need to make sure you’re ready to co-mingle your finances because a house will marry you whether you like it or not.
4️⃣If you don’t have a mortgage payment you’d be comfortable paying for the next 7-10 years
Yes, interest rates MAY drop in the future, allowing you to refinance & lower your monthly payment.
*BUT* rates may not drop, so you need to be prepared to make that payment in the long term.
⏳On the other hand, if you’re ready financially and just *waiting* for the perfect time…
home prices have been rising every year, so the longer you wait, the more you’ll probably pay. 😬
If you’re curious about buying a house in 2024 or 2025, comment CLASS to take the *FREE* Homebuying 101 class!
You’ll learn how to avoid mistakes, important questions to ask, and the entire process so you can get your first house!
#jessicamusto #houston #movetohouston #explorehouston #tomball #magnolia #texas #cypress #katy #conroe
New Construction or Mature Trees? 🌳🏠
I've worked with many clients facing the tough choice between new construction and established homes with mature trees. Let me share some insights from my experience to help you decide what's best for you.
Option A: New Construction
Imagine entering a pristine, modern home with the latest appliances and stylish finishes. Everything is brand new, and builders often offer incentives like rate buy-downs, which can be a big financial help. However, you might find yourself in an area with ongoing construction for a while, with smaller lots and young trees that don't provide much shade yet.
Option B: Mature Trees and Resale Homes
Picture yourself in a charming home with large, shady trees and a spacious yard. These homes often have unique characters and are situated in established neighborhoods. However, older homes might require more maintenance. For example, you may need to replace that 20-year-old AC unit soon.
What can I suggest to you?
Consider Your Lifestyle: Do you prefer the modern conveniences and incentives of a new home or the charm and shade of an older one?
Think About Maintenance: Are you prepared for potential repairs in an older home, or would you rather have a worry-free experience with new construction?
Neighborhood Vibes: Visit both types of neighborhoods at different times of the day. How do they feel? Are you comfortable with the ongoing construction in new areas?
I’m here to help you weigh these options and find the perfect fit for your needs and lifestyle. Remember, there's no right or wrong choice—just what makes you happy and comfortable in your new home.
What's your preference? Comment below and let’s discuss! 💬👇
#jessicamusto #houston #movetohouston #explorehouston #tomball #magnolia #texas #cypress #katy #conroe
Thinking about moving to a new neighborhood? 🏡✨ Here are some essential tips on how to vet a neighborhood before making an offer. Make sure to consider everything from nearby schools and parks to commute times and noise levels. Knowing what to look for will help you find the perfect fit for you and your family. 🌟📍
#jessicamusto #houston #movetohouston #explorehouston #tomball #magnolia #texas #cypress #katy #conroe
Thinking about buying a home with a pool? 🏊♀️ Here are some essential tips from my experience to ensure you make the best decision:
1️⃣ Maintenance Costs: Pools require regular maintenance, including cleaning, chemical balancing, and occasional repairs. Make sure you budget for these costs.
2️⃣ Safety First: Installing safety features like pool covers, fences, and alarms is crucial, especially if you have young children or pets.
3️⃣ Insurance Impact: Check how having a pool might affect your homeowner's insurance. It can sometimes increase premiums due to the added risk.
4️⃣ Usage Frequency: Be realistic about how often you'll use the pool. If it’s only going to be used a few times a year, weigh that against the ongoing maintenance and costs.
5️⃣ Does it increase home values?: While pools can add value to your home, they don't always have a high return on investment. Consider your long-term plans and how the pool fits into them.
Remember, a pool can be a fantastic addition to your home, offering relaxation and fun, but it's essential to go into the purchase with your eyes wide open. If you have any questions or need guidance, DM me! I’m here to help. 🌟
#jessicamusto #houston #movetohouston #explorehouston #tomball #magnolia #texas #cypress #katy #conroe
A huge mistake 👇🏻
is WAITING for spring to buy a house.
Most people prefer to move in the summer, which means they house hunt in spring.
📈This drives up competition and prices.
In the winter, you have fewer listings to choose from -
BUT sellers are more motivated and you have less competition.
According to Attom data, home sellers received a 12.8% premium in April 2023 -
compared to just 6.3% in November.
On a $420,000 home, that’s a difference of $25,000. 🤯
Not only are you more likely to be able to negotiate price in the winter…
but you also have a higher chance of negotiating your interest rate, inspection repairs, and more.
So if you’re thinking of buying in the spring -
you could save money by pushing up your timeline *a tad* (if you can)!
If your goal is to buy a home in 2024 or 2025, comment CLASS to take the free Homebuying 101 class!
#jessicamusto #houston #movetohouston #explorehouston #tomball #magnolia #texas #cypress #katy #conroe
DO THIS INSTEAD⬇️
1️⃣Look for a house *before* the spring rush starts.
Every year, home prices spike in the spring.
Not only are prices higher, but you have less negotiating room as a buyer for things like home inspections & seller-paid closing costs.
You could save money by looking *before* other buyers start, around December-January.
2️⃣Instead of looking at NEW listings, look for homes that have been on the market for 30+ days.
If a home just hit the market, you’re likely to be paying OVER the asking price.
But if it’s been sitting for a while, the sellers are likely to negotiate on price & closing costs!
3️⃣INSTEAD OF using your checking or regular savings account for your house fund…
open a high-yield savings account!
You'll earn between 4-5% right now, they’re NO RISK, & you can withdraw your $ when you need it!
I have Ally & Capital One, and our community has also recommended Discover, SoFi, and Marcus!
4️⃣Instead of paying off your credit card on the due date…
pay it EARLY before the statement date.
This will give your credit score a boost & save you $$ in interest!
5️⃣If interest rates drop, there is a chance you can refinance.
BUT refinancing is *not* straightforward OR guaranteed.
You have to pay closing costs to refinance, AND there’s always the chance that interest rates won’t drop.
So you need to make sure you can STILL afford the monthly payment *IF* you can’t refinance.
If you are buying a house in 2024 or 2025, DON’T go broke! Comment CLASS & I’ll send you a free invite to the Homebuying 101 class!
#buyingahouse #homebuying #jessicamusto #houston #movetohouston #explorehouston #tomball #magnolia #texas #cypress #katy #conroe
📝 First-time home buyer mistakes and how to avoid them to snag your dream home! 🏡
1️⃣ Skipping the preapproval process? Big no-no!
2️⃣ Don't underestimate the costs of owning a home. Do your research!
3️⃣ Always research the neighborhood. Know where you’re moving!
4️⃣ Home inspections are crucial. Don’t overlook them!
5️⃣ Avoid making emotional decisions. Keep it cool!
Stay savvy, friends! Let's make your home-buying journey smooth and successful! 💪✨
#jessicamusto #houston #movetohouston #explorehouston #tomball #magnolia #texas #cypress #katy #conroe
Real Estate, Redefined.
