Redress South Bend - Logan Foster

Redress South Bend - Logan Foster Journalist | South Bend Beat Writer | Reporting on: Mayor James Mueller, Common Council, South Bend

Public Statement and Press Release from Tim Cotton, County Chair, St Joseph Libertarian Party -
12/19/2024

Public Statement and Press Release from Tim Cotton, County Chair, St Joseph Libertarian Party -

It is with a heavy heart and resolute determination that I, Tim Cotton, address the serious allegations against Sharon McBride, the current President of the City of South Bend's Common Council. These allegations are not merely administrative oversights or minor infractions; they strike at the very h...

UPDATE/Follow Up: Questions Arise over Sharon McBride’s July 2024 MortgageRedress South Bend has just received Sharon Mc...
12/17/2024

UPDATE/Follow Up: Questions Arise over Sharon McBride’s July 2024 Mortgage

Redress South Bend has just received Sharon McBride's July 2024 mortgage refinance documents. These documents bring attention to a potentially controversial mortgage refinance involving Sharon McBride, obtained in July 2024 through Notre Dame Federal Credit Union (NDFCU). This situation raises concerns regarding the terms and conditions of the loan and McBride’s compliance as a borrower.

At the core of the issue is the occupancy clause outlined in the mortgage agreement. According to the document under "Uniform Covenants," borrowers are required to:
"“6. Occupancy. Borrower must occupy, establish, and use the Property as Borrower's principal residence within 60 days after the ex*****on of this Security Instrument and must continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy."

McBride’s property in question, reportedly uninhabitable for nearly four years prior to the refinance, has yet to show evidence of compliance with these requirements. Legal disputes involving her insurance companies allege: "McBride has made no efforts to begin repairs to the interior of her home, which have now been festering at this point for over four years." and "McBride has allowed her Residence to sit fallow and allow the mold to proliferate during this litigation."

The next question that one must ask: how did a property that was uninhabitable, pass an inspection and appraisal for the banks refinance without requiring McBride to make necessary repairs to the home before granting the mortgage? According to documents, McBride's house was just valued at $159,625.00 and she took out a mortgage for $127,700.00 (the full 80% of the homes appraised value.)

With these developments, key questions emerge for Notre Dame Federal Credit Union:

Will NDFCU pursue default proceedings based on these alleged discrepancies?

Will the obligations requiring borrowers to maintain and protect properties be enforced evenly and fairly? (Will/did NDFCU give special treatment to McBride's mortgage over another mortgage?)

These unresolved issues cast a spotlight on the broader accountability of borrowers and lenders when it comes to strict adherence to loan agreements. Redress South Bend and community members are closely monitoring the case for updates.

Thank you ABC57 for covering this!
12/17/2024

Thank you ABC57 for covering this!

SOUTH BEND, Ind. -- Sharon McBride filed an insurance claim back in august of 2020 after a leak in her roof caused water damage and later mold

BREAKING: For the second time this year, a fire has damaged the store of 1st District South Bend Common Council member C...
12/15/2024

BREAKING: For the second time this year, a fire has damaged the store of 1st District South Bend Common Council member Canneth Lee.

UPDATE: 88.1 WVPE Covers Sharon McBride's Residency Controversy -
12/15/2024

UPDATE: 88.1 WVPE Covers Sharon McBride's Residency Controversy -

Key allegations in the lawsuit focus on Sharon McBride's living arrangements. While seeking funds for temporary housing through her homeowner's insurance policy, Sharon McBride claimed she intended to live in an Airbnb. Instead, according to court documents, since September 2020, she has been living...

South Bend Common Council President Sharon McBride claims she pays her utilities.... does she?McBride has been late or c...
12/14/2024

South Bend Common Council President Sharon McBride claims she pays her utilities.... does she?

McBride has been late or carried a balance on her water bill 11 of the past 12 months and late 20 of the past 24 months yet her water has not been shut off... What Say You?

Thank you Jeff and 88.1 WVPE Public Radio for covering this story and giving Redress South Bend an honorable mention.
12/13/2024

Thank you Jeff and 88.1 WVPE Public Radio for covering this story and giving Redress South Bend an honorable mention.

When asked if she lives in her council district, South Bend Common Council President Sharon McBride said she pays a mortgage and utilities there. Council Member Oliver Davis says that's not enough.

12/13/2024

CALL TO ACTION:
Call The SJC Democratic Party Leadership & Demand South Bend Common Council President Sharon McBride’s Resignation

Party Chair Diana Hess: 574-315-0714
Vice Chair Don Westerhausen: 574-276-6465

Journalist | South Bend Beat Writer | Reporting on: Mayor James Mueller, Common Council, South Bend

Democratic South Bend Common Council President Sharon McBride Admits In Depo that She Hasn't Lived in  her elected distr...
12/12/2024

Democratic South Bend Common Council President Sharon McBride Admits In Depo that She Hasn't Lived in her elected district in 4 years....

Key allegations in the lawsuit focus on Sharon McBride's living arrangements. While seeking funds for temporary housing through her homeowner's insurance policy, Sharon McBride claimed she intended to live in an Airbnb. Instead, according to court documents, since September 2020, she has been living with her mother (in the 2nd district, outside of her elected district), Delores Walker, and paying her mother cash rent. “(McBride) even misrepresented her temporary housing intentions to Defendants and has instead been living with family since September 2020,” the defendants state in their memorandum for summary judgment.

Court records show that Citizens Insurance and Hanover Insurance provided McBride with $43,367.59 for expenses related to the damage, including $15,183.39 for dwelling repairs and $5,000 for mold remediation. However, they assert "McBride has made no efforts to begin repairs to the interior of her home, which have now been festering at this point for over four years."

South Bend Common Council President Sharon McBride is embroiled in a legal battle with Citizens Insurance Company of the Midwest and Hanover Insurance Company. In the lawsuit, the insurance companies raised questions about her residency, housing arrangements, and property maintenance. The suit, init...

Investigative Report: Sharon McBride's Own Lawsuit May Have Exposed Her Residency Claims and Potential Insurance Fraud -...
12/12/2024

Investigative Report: Sharon McBride's Own Lawsuit May Have Exposed Her Residency Claims and Potential Insurance Fraud -

Key allegations in the lawsuit focus on Sharon McBride's living arrangements. While seeking funds for temporary housing through her homeowner's insurance policy, Sharon McBride claimed she intended to live in an Airbnb. Instead, according to court documents, since September 2020, she has been living...

Investigative Report: Sharon McBride’s Alleged Illegal Residency Raises Questions About Her Eligibility to Hold Office -...
12/09/2024

Investigative Report: Sharon McBride’s Alleged Illegal Residency Raises Questions About Her Eligibility to Hold Office -

A series of investigations have revealed significant evidence that alleges South Bend Common Council President Sharon McBride no longer resides in South Bend’s 3rd District, the area she is elected to represent. According to utility records, McBride’s home in the 3rd district showed no water usa...

A series of investigations have revealed significant evidence that alleges South Bend Common Council President Sharon Mc...
12/05/2024

A series of investigations have revealed significant evidence that alleges South Bend Common Council President Sharon McBride no longer resides in City of South Bend’s 3rd District, the area she is elected to represent. According to utility records, McBride’s home in the 3rd district showed no water usage for five months in 2024 (April, May, June, July, and September) and negligible usage for an additional four months. Historically (in 2023), water usage at her property ranged from 3-5 CCFs per month, making the 2024 data starkly inconsistent with prior patterns.

Full Story Below 👇

https://www.redresssouthbend.com/post/investigative-report-sharon-mcbride-s-alleged-illegal-residency-raises-questions-about-her-eligibil

How do you take your trash out faithfully for 15 weeks in a row and then abruptly stop using your trash service for 20 w...
12/03/2024

How do you take your trash out faithfully for 15 weeks in a row and then abruptly stop using your trash service for 20 weeks (27 of 29 weeks without trash service)?

The Answer: no longer living at the residence.

BREAKING: Public records corroborate claims that South Bend Common Council President Sharon McBride is not living in her...
12/02/2024

BREAKING: Public records corroborate claims that South Bend Common Council President Sharon McBride is not living in her 3rd District home, making her ineligible for office.

A breakdown of her trash pickup will be in the comments below:

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