Homes by Luisa

01/13/2026

Your ideal home is just a visit away! Book a tour today to see it in person and start your journey to ownership. 🏡

4 Bedrooms | 4 Bathrooms | 3,936 SqFt
Offered at $2,899,900

Listed by Lauren Duffy

Douglas Elliman

01/13/2026

Exciting News: California Dream For All Program Returns in 2026!
the California Dream for All program is coming back in early 2026, and it can offer up to 20% for down payment or closing costs, not exceeding $150,000. To qualify, you need to be a first-time homebuyer, and there are income limits based on your county—like $207,000 for Ventura County and $168,000 for LA. If you're interested, make sure to register for a voucher since they do a drawing for the funds. Now is a great time to consider applying for this program!

01/13/2026

Let’s face it, home inspections aren’t scary; bad decisions are.

Because here’s the truth: almost everything in a home can be fixed… but that doesn’t mean you should be the one fixing it. Let me break down the real line between “manageable repair” and “time to walk away.”

Smart buyers don’t run from broken things. They walk when the math, the stress, or the seller turns the home into a bad deal.

Swipe through to learn when it’s worth negotiating, when it’s worth fighting for, and when it’s worth protecting your sanity.

01/12/2026

Most homebuyers in Ventura and LA County are overspending by thousands because they don't realize they qualify for free money. 💸

If you are planning to buy a home in 2026, do not leave these programs on the table. I’m talking about non-repayable grants that you NEVER have to pay back.

Check these out: ✨ Pathway to Home: Up to $10,000 for closing costs. ✨ Bank of America: Up to $17,500 in total grants. ✨ Wells Fargo: Up to $15,000 for eligible buyers. ✨ GSFA Platinum: Up to 5.5% in assistance.

I put together a step-by-step $0 Down Payment Guide that breaks down the 2026 qualification rules most buyers overlook.

💬 Comment "DOWNPAYMENT" below and I will DM you the link so you can move like an informed buyer, not a confused one!

Luisa Armas | DRE # 02155234 eXp Realty of California 📍 Serving Simi Valley, Ventura & LA County

01/12/2026

How? By using an FHA loan!

With an FHA loan, you only need around 30k to purchase this home in Central Simi Valley, CA. It's move-in ready!

If you're interested, send me a DM, and I'll share more details about this great opportunity!

01/09/2026

Knowing a fair home price can make all the difference 🏡

Before you fall in love with a listing, take a step back and look at the facts. Understanding local market trends, comparing recent sales, and honestly evaluating the home’s condition can help you buy with confidence, not regret.

Ready to make smarter moves in real estate? Save this post for later and drop a "💡" in the comments if you want more home-buying tips!

01/08/2026

Headline: GET PAID TO BUY A HOUSE? 🏠💰

Stop struggling to save for that 20% down payment. In rural America, cities are literally paying you to move there—and some incentives are big enough to cover your entire down payment! 💸

According to the Mortgage Research Network, these 8 cities are offering massive cash incentives for remote workers:

📍 Jackson, MI: Up to $35,000 (Covers ~20% of the home price!) 📍 West Memphis, AR: $10,000 (Minutes from Memphis music) 📍 Topeka, KS: Up to $15,000 📍 St. Joseph, MI: $10k–$15k + Free rail passes 📍 Tulsa, OK: The famous $10k Tulsa Remote grant 📍 Morgantown, WV: $12k + $2,500 in free outdoor gear 📍 Newton, IA: $10k for brand new builds 📍 Mattoon, IL: $5k + Free coworking space

The dream of homeownership isn’t dead; it’s just moving to where the incentives are! 🚀

Which city would you pick? Tell me in the comments! 👇

01/07/2026

Learn more about my real estate services. Checkout my profile at https://homeasap.com/luisaarmas
Call/Text me Luisa Armas with eXp Realty |805.285.3219 | https://luisaarmas.store

My mission is clear: to empower you to achieve the American Dream of homeownership and build lasting generational wealth through real estate. I understand that buying or selling a home is one of the most significant financial and emotional decisions you'll make. That's why I go beyond the transactio...

01/02/2026

Applying for a mortgage? Here is a tip that can save you major headaches: Check your credit and get preapproved before you start house hunting.

Lenders look at your full financial picture, and preapproval shows what you can truly afford, helping you shop with confidence 🏡

Preparation makes all the difference. Ready to explore your options? Connect with me today!

01/01/2026

I am pleased to feature the following properties! For questions or to schedule a showing, contact me today!

Phone: 805.285.3219 Email: [email protected]

Call/Text me Luisa Armas with eXp Realty |805.285.3219 | https://luisaarmas.store

12/30/2025

Wondering if it’s time to sell your home? 🏡 Here are 3 signs to watch for:

• You’ve outgrown your space and need more room

• Your lifestyle or priorities have changed

• The financial numbers finally make sense for a move

Selling a home is a big step, but knowing the right time can make all the difference. Follow for more tips and guidance to make your next move with confidence!