Wes Moss Wes Moss, dad of four boys. Host of Money Matters on WSB radio in Atlanta. Partner at Capital Investment Advisors (CIA) and digital financial advisory firm Wela.

Review our social media rules of engagement at: https://www.yourwealth.com/social-media-rules Partner at Capital Investment Advisors and digital financial advisory firm Wela.

Had a wonderful time on the latest episode of the Clark Howard show with Christa. We explored whether the classic 60/40 ...
09/06/2024

Had a wonderful time on the latest episode of the Clark Howard show with Christa. We explored whether the classic 60/40 portfolio and the 4% rule are still viable strategies in today's market despite some recent skepticism from financial articles.

We also tackled some excellent listener questions, covering topics from how to handle employee benefits to the intricacies of different retirement accounts.

Big thanks to Christa for moderating a great discussion. Listen wherever you get your podcasts!

A recent article from the Wall Street Journal took a shot at two time-honored investment strategies: the 60/40 portfolio and the 4% rule. Will these two financial principles work in the future? CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa...

Today, we delve deep into the fascinating world of aging and memory with our special guest, Alan Castel. Alan brings his...
09/05/2024

Today, we delve deep into the fascinating world of aging and memory with our special guest, Alan Castel. Alan brings his expertise in cognitive psychology to discuss how our memory evolves with age, the significance of social connections, and the critical role of maintaining a positive attitude and physical balance for cognitive health.

We'll explore the inspiring lives of figures like John Wooden and Maya Angelou, who showcased how to age gracefully and remain positive despite adversity. Alan also shares his current research on memory selectivity, the impacts of curiosity, and strategies for avoiding scams that target older adults.

Listeners will gain valuable insights into the happiness curve, understanding why mid-life often feels challenging and how life can improve after the ages of 45-50. We'll discuss the importance of engaging in meaningful hobbies, staying socially active, and nurturing connections post-retirement.

On today’s episode of the Retire Sooner Podcast, Wes sits down with Dr. Alan Castel to delve into how we might be able to improve our own aging process. A Professor in UCLA’s Psychology Department, he studies learning, memory, and aging and is particularly interested in how younger and older adu...

In this week's episode of Money Matters, Wes Moss and Jeff Lloyd dive into the history of Labor Day, celebrate the retur...
09/04/2024

In this week's episode of Money Matters, Wes Moss and Jeff Lloyd dive into the history of Labor Day, celebrate the return of football, and break down major economic updates. From discussing Jerome Powell’s latest speech and Nvidia’s massive buyback, to examining the effectiveness of traditional retirement strategies like the 4% rule and a 60/40 portfolio, we’ve got it all covered.

On today’s episode of the Money Matters Podcast, Wes is joined by producer Jeff Lloyd. They celebrate the Army of American Productivity and workers everywhere in honor of Labor Day.

Running out of money may be retirement’s scariest worry. How much can someone withdraw from their account each year with...
05/28/2024

Running out of money may be retirement’s scariest worry. How much can someone withdraw from their account each year without exhausting the resources they need to live comfortably throughout retirement? This debate has led to heated arguments—even among experienced financial planners. Let's discuss.

Running out of money may be retirement’s scariest worry.

This week's Money Matters is now live! Wes and Jeff discuss Nvidia, examine Fed inflation minutes, analyze a worrisome d...
05/28/2024

This week's Money Matters is now live! Wes and Jeff discuss Nvidia, examine Fed inflation minutes, analyze a worrisome decline in birth rates, and marvel at the annual salaries of some Florida housekeepers.

 Capital Investment Advisor’s Wealth Management Analyst Jeff Lloyd joins Wes to discuss Nvidia, examine Fed inflation minutes, analyze a …

Is your entire retirement plan banking on your Teachers Retirement System of Georgia pension? The TRS monthly pension is...
10/06/2023

Is your entire retirement plan banking on your Teachers Retirement System of Georgia pension? The TRS monthly pension is a wonderful financial foundation but you may need to save more. Here I provide three reasons why and a few other supplemental avenues to explore!

Is your entire retirement plan banking on your TRS pension? According to Wes, the TRS monthly pension is a wonderful financial foundation but you may need to...

Our team is so excited to announce the launch of our newest podcast, Happiest Retirees! Retire Sooner podcast producer, ...
09/19/2023

Our team is so excited to announce the launch of our newest podcast, Happiest Retirees! Retire Sooner podcast producer, Ryan Doolittle, will be sitting down with happy retirees and sharing their unique retirement stories.

As children, we’re all asked what we want to be when we grow up. We tend to see the decision as finite when it isn’t. The Happiest Retirees podcast refocuses the lens to ask, now that you’re grown up, what do you want to do? How do you want to reinvent yourself? Who do you want to be?

By going straight to the source — the happy retirees themselves — we capture the essence and the stories of their post-career lifestyles. Where have they stumbled? Where have they triumphed? How did they discover the core pursuits and passions that get them out of bed in the morning?

Check out the first 3 episodes now!
https://hubs.ly/Q022LvYp0

Navigating retirement planning can be challenging as you strive to optimize your well-earned funds. If you're aiming to ...
08/20/2023

Navigating retirement planning can be challenging as you strive to optimize your well-earned funds. If you're aiming to find that sweet spot between risk and return, the Modern Portfolio Theory is right up your alley.

Like most viewpoints in finance and life, this theory comes with its advantages and constraints. So, what kind of mix makes sense, and how can someone who's investing begin to experience life on the efficient frontier?

Earning money is hard! Once you’ve built up some savings, you want to treat it right, so it returns the favor.

Planning for a happy retirement can sound overwhelming, but it doesn’t have to be. I’ll tell you from personal experienc...
08/13/2023

Planning for a happy retirement can sound overwhelming, but it doesn’t have to be. I’ll tell you from personal experience that having a partner along for the ride can make all the difference.

We all want our marriage or partnership to be about love, but that doesn't mean we can't also be excited about the chance for two incomes.

Think about it, could anything be more romantic than teaming up to build a happy future?

From mortgage rates to the price of tacos, almost everything has seemingly gone in one direction: up. However, when it comes to marriage the opposite appears to be true.

What are your expenses now and what do you expect your expenses to be in retirement? That’s just one question you need t...
08/04/2023

What are your expenses now and what do you expect your expenses to be in retirement?

That’s just one question you need to be asking yourself when you’re on your own - single, divorced, widowed and you are trying to determine how your finances are going to provide for you in your post-employment life.

There are some key things you need to know to live out your dream retirement life. Let's get you prepped for the future you deserve with the help of my colleague, Kristin Curcio.

If you’re on your own- single, divorced, widowed and you are trying to determine how your finances are going to …

Today on Retire Sooner, I revisit one of my favorite interviews from my radio show, Money Matters. I talked about Blue Z...
08/03/2023

Today on Retire Sooner, I revisit one of my favorite interviews from my radio show, Money Matters. I talked about Blue Zones – areas in the world where people live exceptionally long and healthy lives – with renowned explorer, educator, and expert on longevity from National Geographic, Dan Buettner. From diet to social connections to DNA, they explore many factors that impact our well-being. This includes the benefits of having a sense of purpose and passion, a key tenant of the Retire Sooner mission. We also explain which health and happiness strategies different Blue Zones across the globe excel at, offering inspiration and considerations for living longer and retiring happier. Originally recorded in 2019 for Money Matters on 95.5 WSB in Atlanta, there are timeless lessons we hope listeners will take from this discussion.

Today on Retire Sooner, Wes Moss revisits one of his favorite interviews from his radio show, Money Matters. He talked …

Money plays a pretty significant role in planning for a happy retirement. It might not guarantee happiness, but let's fa...
08/01/2023

Money plays a pretty significant role in planning for a happy retirement. It might not guarantee happiness, but let's face it, trying to live your best life without enough of it can be pretty tough.

It's been on my radar lately, so I’m reviewing my 5 Money Secrets of the Happiest Retirees!

Money is integral to planning for a happy retirement. It doesn’t buy you automatic happiness, but trying to live your best life without it can be very challenging. Therefore, I felt it was time to review my 5 Money Secrets of the Happiest Retirees.

For a lot of people, what they want and what they expect can be two very different things. This may include those in the...
07/27/2023

For a lot of people, what they want and what they expect can be two very different things. This may include those in their 30’s and 40’s who want to be able to retire, but don’t expect they’ll be able to.

Dr. Jennice Vilhauer is a psychologist, author, and the developer of Future Directed Therapy. On today’s Retire Sooner, she lends her expertise around activating a future-connected mindset to explain ways one can help themselves work toward what they want in life. Wes and Dr. Vilhauer go over depression’s effect on thinking about the future, exercises in flipping negative thinking to positive, and the importance of mindfulness. Wes says that, more than anyone he’s ever met, Dr. Vilhauer has sold him on mindful meditation, and discusses her best-selling book, “Think Forward to Thrive: How to Use the Mind’s Power of Anticipation to Transcend Your Past and Transform Your Life.”

For a lot of people, what they want and what they expect can be two very different things. This may …

Have you ever thought about what it takes to make a friend? What happens inside of your brain when you feel a social con...
07/24/2023

Have you ever thought about what it takes to make a friend? What happens inside of your brain when you feel a social connection click?

I needed answers so I connected with Michael Platt, Ph.D., director of the Wharton Neuroscience Initiative at the esteemed Wharton School of Business for help.

The truth, Michael told me, is that it becomes harder to make friends as we age, a potentially catastrophic problem. Here’s what else he had to say…

Have you ever thought about what it takes to make a friend? What happens inside of your brain when you feel a social connection click?

Today on Retire Sooner, we’re revisiting one of our most popular topics of the year: five reasons why someone may want t...
07/20/2023

Today on Retire Sooner, we’re revisiting one of our most popular topics of the year: five reasons why someone may want to retire as soon as they can! I talk through catalysts for retiring, dive into the retirement transition, and share comments from listeners regarding their retirement. I also reveal financial checkpoints of happy retirees and provide my insights on retiring happy.

Today on Retire Sooner, we’re revisiting one of our most popular topics of the year: five reasons why someone may …

With a wide range of options available on platforms like Zillow and Redfin, home choices seem endless. However, these se...
07/14/2023

With a wide range of options available on platforms like Zillow and Redfin, home choices seem endless. However, these search tools haven’t necessarily made the home-buying process easier. In fact, it might be more challenging than ever to find a suitable home in today's economic climate.

When it comes to potentially the biggest purchase of your life, settling is not an option. That's why I was eager to have a conversation with real estate agent, Bonneau Ansley, Realtor, who recently joined an episode of the Retire Sooner podcast.

Dive into more details about our discussion below.

You don't want to settle when something is most likely the biggest purchase of your life. It has to be just right. That’s why I wanted to talk to real estate agent Bonneau Ansley.

One of the top real estate agents in the US, best-selling author, entrepreneur, and Georgia Bulldog, Bonneau Ansley does...
07/13/2023

One of the top real estate agents in the US, best-selling author, entrepreneur, and Georgia Bulldog, Bonneau Ansley does it all! On Retire Sooner, he sits down with me to tell his story of success. From building houses and developing to becoming an agent and buying an international luxury real estate network, Ansley has followed his passion to achieve massive success. Along the way he’s weathered literal fire, overcome the 2008 economic crisis, turned his dyslexia and attention-deficit disorder to his advantage, and unlocked the housing market power of the COVID-19 pandemic’s work-from-home movement. I also bring up Ansley’s book, podcast, and the top places Ansley would love to live himself. We wrap up the episode with why Atlanta is still an amazing place to live and move to!

One of the top real estate agents in the US, best-selling author, entrepreneur, and Georgia Bulldog, Bonneau Ansley does it …

07/06/2023

Hey, everyone! It is Independence Day week, so we're taking a little bit of time off from the Retire Sooner podcast. But join us again next week for more great content and an interview with one of the most influential real estate agents in the United States, Bonneau Ansley, on the next episode next week on the Retire Sooner Podcast.

Happy 4th of July, friends! Stay safe while celebrating America's Independence Day.
07/04/2023

Happy 4th of July, friends! Stay safe while celebrating America's Independence Day.

Travel leads to retirement happiness (for a variety of reasons). That’s just one of the lessons I’ve learned as the Reti...
06/29/2023

Travel leads to retirement happiness (for a variety of reasons). That’s just one of the lessons I’ve learned as the Retire Sooner podcast host.

Through hosting the podcast, I've had the opportunity to connect the audience with people at the top of their fields of expertise. I take the valuable insights shared by each guest and pass them along, creating a flow of ideas like an assembly line, all with the goal of assisting listeners in achieving a happy retirement.

Here are a few takeaways I've acquired.

A few months ago, I published part one of the top ten lessons I’d learned from hosting the Retire Sooner podcast since 2021.

In the field of neuroscience, it’s easy to ask questions. This week’s Retire Sooner guest, Michael Platt, is known for d...
06/29/2023

In the field of neuroscience, it’s easy to ask questions. This week’s Retire Sooner guest, Michael Platt, is known for developing innovative ways to find the answers.

A professor of Brain Science for Business at the esteemed Wharton School, Platt joins me to talk about the brain science of loneliness and some ways one can improve the health of your personal connections to help nurture your happiness later in life. We look at what types of data trigger our brains for marketing, business, and interpersonal purposes. Platt also explains why our social circles may get smaller as we get older, and why maintaining long or deep friendships may be harder for men than women. He also notes how the big social move to Zoom because of the COVID-19 pandemic has affected our abilities to connect with each other, as well as the long-term and gender-related effects of social media.

In the field of neuroscience, it’s easy to ask questions. This week’s Retire Sooner guest, Michael Platt, is known for …

I'm thrilled to share the valuable lessons I've gathered from renowned guests on the Retire Sooner podcast. Join me as I...
06/27/2023

I'm thrilled to share the valuable lessons I've gathered from renowned guests on the Retire Sooner podcast.

Join me as I recap second-act careers, wealth accumulation, and legacy planning. You won't want to miss the profound insights shared by notable guests like travel writer Don George, author Mitch Albom, and financial expert Bill Danko.

These pivotal lessons can pave the way to your most fulfilling retirement. Click here for the full episode: https://www.wesmoss.com/podcasts/161-wess-10-favorite-lessons-from-retire-sooner-podcast-guests/

06/26/2023

When I meet with clients face to face or address listener questions on the radio and podcast, I always emphasize this. So, what exactly are core pursuits? I like to describe them as 'hobbies on steroids.'

Following the steps to build a solid financial foundation is critical to finding happiness in retirement. But once the economic infrastructure is in place, folks struggle with the next part — finding purpose.

Need a little help? Use our Core Pursuit Finder: https://www.wesmoss.com/core-pursuit-finder/

Fuel your wanderlust with this Retire Sooner book recommendation from travel writer Don George. It has the power to pave...
06/20/2023

Fuel your wanderlust with this Retire Sooner book recommendation from travel writer Don George. It has the power to pave the way for a retirement that's filled with fulfillment, enrichment, and unforgettable travel experiences.

Here are more Retire Sooner reading recommendations: https://www.wesmoss.com/news/retire-sooner-reading-list-part-2/

06/18/2023

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10 Glenlake Parkway Northeast, North Tower, Suite 1000
Sandy Springs, GA
30328

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(404) 531-0018

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Our Story

Wes Moss is the host of MONEY MATTERS – the country’s longest running live call-in, investment and personal finance radio show – on News 95-5FM and AM 750 WSB.

Wes is the Chief Investment Strategist at Capital Investment Advisors (CIA). CIA currently manages more than a billion dollars in client assets, making it one of Georgia’s largest Fee-Only investment firms, according to the Atlanta Business Chronicle. Wes is also a partner at Wela, a digital advisory service based in Atlanta that offers free financial management tools and the ability for clients to work online with a financial planner.

In 2017 Wes was featured in Barron’s Magazine where he discussed his career in financial advising as well the investment strategy that he pursues, investing for income. Barron’s Magazine also named him one of America’s Top 100 Independent Wealth Advisors this year. In 2014, 2015, 2016 and 2017, Barron’s Magazine named Wes as one of America’s top 1,200 Financial Advisors. Wes was also named one of Atlanta’s 40 Under 40 by the Atlanta Business Chronicle in 2015. In 2014, he was named as one of the top 40 investment advisors (under 40) in the country by Investment News in their inaugural list.

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