The Advisors Magazine

01/20/2023

The Business of Cannabis: Growth Opportunities
Advice and insights from major players, Written By Joe Innace
Check out the cover feature article .magazine
The cannabis market in the United States was valued at nearly $11 billion in 2021, according to Cleveland-based Nova One Advisor, and it is expected to reach $40.5 billion by 2030. The market research company estimates that demand for w**d will grow at a compound annual growth rate of 14.9% from 2022 to 2030.
**d .magazine

Advice and insights from major players The cannabis market in the United States was valued at nearly $11 billion in 2021, according to Cleveland-based Nova...

01/20/2023

Dealing with Inflation and Preparing for Recession

Have that cash conversation…and other tips

Inflation is the headline that investors are hearing about every day and the possibility of a recession in 2023 is something that cannot be ignored, accord...

01/20/2023

Top Hedge Fund Industry Trends for 2023

Here are Agecroft Partners’ 14th annual predictions for the biggest trends in the hedge fund industry for 2023. These predictions are based on dialogue with more than 2,000 institutional investors located globally and hundreds of hedge fund organizations.

Here are Agecroft Partners’ 14th annual predictions for the biggest trends in the hedge fund industry for 2023. These predictions are based on dialogue wit...

01/20/2023

The Heart of Financial Planning

The landscape of investment products is broad and extends well beyond stocks, bonds, and mutual funds, which are familiar to many investors, according to FINRA—the group authorized by Congress to protect America’s investors by making sure the broker-dealer industry operates fairly and honestly.

The landscape of investment products is broad and extends well beyond stocks, bonds, and mutual funds, which are familiar to many investors, according to F...

01/20/2023

‘Tis The Season For Tax Planning

The U.S. tax landscape is constantly changing—whether it be tax brackets, deductions or newer tax laws affecting retirement plans and estates like the SECURE Act.

The U.S. tax landscape is constantly changing—whether it be tax brackets, deductions or newer tax laws affecting retirement plans and estates like the SECU...

01/20/2023

Entrepreneurial Hero: Ngugi wa Thiong'o: The High Priest of African Literature

The stubborn scribe still wrestles with the devil, battling for the Nobel Prize in Literature

https://www.advisorsmagazine.com/component/content/article/242-feature-article/24113-entrepreneurial-hero-ngugi-wa-thiong-o-the-high-priest-of-african-literature?Itemid=437

02/07/2022

Putting People Ahead of Portfolios

Apple co-founder Steve Jobs once said: “The broader one's understanding of the human experience, the better design we will have.”

It is a comment that will resonate with many financial advisors — considering their responses to a question frequently posed by Advisors Magazine: “What needs to fundamentally change in the financial industry that you feel has been missing in the dialogue and approach for investors today?”

https://www.advisorsmagazine.com/component/content/article/242-feature-article/23967-putting-people-ahead-of-portfolios?Itemid=437

Apple co-founder Steve Jobs once said: “The broader one's understanding of the human experience, the better design we will have.” It is a comment that will...

02/07/2022

Ransomware Threats Grow Larger

Businesses of all size face increasing cybersecurity threats, particularly from ransomware attacks, as the pandemic continues to affect how cybercriminals hack into the workplace.

“Malicious actors have taken advantage of the rapid transition to work-from-home and hybrid environments by targeting private corporations and government entities of all sizes,” cybersecurity experts Leeza Garber and Scott Olson told Advisors Magazine. “Everyone is a target.”

https://www.advisorsmagazine.com/component/content/article/242-feature-article/23954-ransomware-threats-grow-larger?Itemid=437

Businesses of all size face increasing cybersecurity threats, particularly from ransomware attacks, as the pandemic continues to affect how cybercriminals...

02/07/2022

U.S. Economic Outlook

A year jump-started with robust economic growth in the United States, 2021’s initially fast recovery shifted to lower gear as inflation worries, the persistence of the COVID-19 Delta variant, and supply chain woes emerged as speed bumps. Some caution flags are raised for 2022—with most economic forecasts seeing around a 4 percent growth rate for real gross domestic product (GDP)—but that’s still a solid cruising pace.

https://www.advisorsmagazine.com/component/content/article/242-feature-article/23928-u-s-economic-outlook?Itemid=437

A year jump-started with robust economic growth in the United States, 2021’s initially fast recovery shifted to lower gear as inflation worries, the persis...

02/07/2022

Leveraging Tax Advantages When Legacy Planning

When it comes to legacy planning, donor-advised funds have steadily become more popular, according to Investopedia.com. Citing the National Philanthropic Trust, Investopedia notes that donor-advised funds have become an increasingly efficient method for donating to causes. In 2020, assets held in donor-advised funds rose to $141.95 billion, a 16.2% increase from $122.18 billion in 2018.

https://www.advisorsmagazine.com/trending/23960-leveraging-tax-advantages-when-legacy-planning

When it comes to legacy planning, donor-advised funds have steadily become more popular, according to Investopedia.com. Citing the National Philanthropic T...

02/07/2022

Estate Planning Simplicity With Survivor Standby Trusts

Life insurance can be a valuable asset to provide estate tax liquidity and help effectuate wealth transfer goals. When insurance is owned by an irrevocable life insurance trust (ILIT), benefits may include increased creditor protection, transfer tax advantages, and the enhanced ability to direct how and when distributions are made to trust beneficiaries. But when it comes to wealth transfer planning today, many financial professionals echo a similar concern — the need to build flexibility and control into their clients’ plans.

https://www.advisorsmagazine.com/trending/23959-estate-planning-simplicity-with-survivor-standby-trusts

Life insurance can be a valuable asset to provide estate tax liquidity and help effectuate wealth transfer goals. When insurance is owned by an irrevocable...

02/07/2022

Advisors Screening Clients...It’s a Family Affair

At a time when one-stop shops for financial services are cropping up across the United States, providing on-site access to accountants, tax advisors, attorneys and other professionals, Trupiano & Associates and its affiliate company, Safe Money Solutions, stay in their own lane. Trupiano & Associates focuses on group benefits, life insurance, disability, and fixed annuities, while Safe Money Solutions keeps focused on 401k & profit sharing plans along with individual institutional investing.

https://www.advisorsmagazine.com/business/23949-advisors-screening-clients

At a time when one-stop shops for financial services are cropping up across the United States, providing on-site access to accountants, tax advisors, attor...

02/07/2022

A Shark Dives Deeper into Crypto and Demystifies DeFi

Backed by a diverse group of strategic investors from the Boomer, Millennial and Gen Z generations and managed by a team of experienced Fintech builders, WonderFi will launch a platform (www.wonder.fi) in late September for potentially millions of consumers. Its Android, iOS and web-based apps promise to simplify user interaction with the emerging area of decentralized finance (DeFi) and make cryptocurrencies more accessible to the masses.

https://www.advisorsmagazine.com/technology/23902-a-shark-dives-deeper-into-crypto-and-demystifies-defi

Backed by a diverse group of strategic investors from the Boomer, Millennial and Gen Z generations and managed by a team of experienced Fintech builders, W...

02/07/2022

Financial Literacy Begins at the Dinner Table

In New Evidence on the Financial Knowledge and Characteristics of Investors, researchers from the Financial Industry Regulatory Authority (FINRA) and the Global Financial Literacy Excellence Center (GFLEC) at the George Washington University School of Business find today’s investors are at risk of falling behind in financial literacy. In recent years and decades, the number of defined benefit programs has been in decline in favor of defined contributions plans such as 401Ks, leaving investors with greater responsibility for their own financial futures.

https://www.advisorsmagazine.com/finance/financial-literacy/23887-financial-literacy-begins-at-the-dinner-table

In New Evidence on the Financial Knowledge and Characteristics of Investors, researchers from the Financial Industry Regulatory Authority (FINRA) and the G...

02/07/2022

Teens Seek Financial Education but not From the Best Sources

Nearly three-fourths of American teens admit they do not feel confident with their current knowledge about personal financial matters. Even more alarming, nearly half of the teens surveyed said they turn to social media first for financial guidance even though they – as an overall group – rank social media as the least trustworthy source available to them.

https://www.advisorsmagazine.com/business/100-leadership-news/23879-teens-seek-financial-education-but-not-from-the-best-sources

Nearly three-fourths of American teens admit they do not feel confident with their current knowledge about personal financial matters. Even more alarming,...

02/07/2022

How Organizations Can Close the Expectation Gap Between Stakeholders and ESG Initiatives

The message from stakeholders is growing louder with each passing year. People expect and demand that the companies they work for, buy from, invest in and engage with focus on their impact and work to make the world a better place. More and more individuals aren’t just measuring an organization’s success in terms of products, investment returns, or compensation. They’re becoming more interested in how organizations are moving the needle on environmental, social, and governance (ESG) issues.

https://www.advisorsmagazine.com/business/100-leadership-news/23962-how-organizations-can-close-the-expectation-gap-between-stakeholders-and-esg-initiatives

The message from stakeholders is growing louder with each passing year. People expect and demand that the companies they work for, buy from, invest in and...

02/07/2022

6 Retirement Planning Strategies to Keep in Mind

Retirement is a huge milestone in life, and since it is only done once (most of the time), you’re going to want to make sure you do it the right way. There are a lot of moving parts that go into retirement, and it can definitely be overwhelming at times. You will want to be able to maintain the same lifestyle you had before retirement, so here are a few helpful tips and strategies to follow so that you can enjoy retirement.

https://www.advisorsmagazine.com/finance/retirement/23957-6-retirement-planning-strategies-to-keep-in-mind

Retirement is a huge milestone in life, and since it is only done once (most of the time), you’re going to want to make sure you do it the right way.

02/07/2022

Unpaid Caregivers Continue to Struggle With Retirement Security

Even before the COVID-19 pandemic, unpaid caregivers struggled with the demands of work and saving for the future. The pandemic brought on additional work/life disruptions with stay-at-home orders, school closures, and reduced ability to outsource caregiving. The challenges also affect workers’ future retirement security since retirement income is often dependent on one’s ability to work and, through that work, accumulate savings.

https://www.advisorsmagazine.com/finance/23963-unpaid-caregivers-continue-to-struggle-with-retirement-security

Even before the COVID-19 pandemic, unpaid caregivers struggled with the demands of work and saving for the future. The pandemic brought on additional work/...

02/07/2022

Protecting Portfolios During a Time of Rising Prices

Inflation not experienced in almost four decades touched all Americans in some way in 2021. From prices at the gas pumps, to grocery items, to used and new cars, to online, retail and durable goods —people everywhere have their own first-hand stories that underscore one of the major economic stories of last year.

https://www.advisorsmagazine.com/finance/23961-protecting-portfolios-during-a-time-of-rising-prices

Inflation not experienced in almost four decades touched all Americans in some way in 2021. From prices at the gas pumps, to grocery items, to used and new...

02/07/2022

Shunning The Wealth Manager Moniker

The wealth management industry in the United States is estimated at about $29 trillion, according to the publication Business Insider, citing statistics from Aite Group. And assets under management (AUM) of North American wealth managers are expected to increase more than 26 percent by 2025, notes a recent Insider report titled Wealth Management Ecosystem 2021: Industry trends, stats, and firms undergoing digital transformation.

https://www.advisorsmagazine.com/finance/investing-economy/23948-shunning-the-wealth-manager-moniker

The wealth management industry in the United States is estimated at about $29 trillion, according to the publication Business Insider, citing statistics fr...

02/07/2022

From Values-Based Investing To helping play Cupid

Since the pandemic, the percentage of investors wanting to invest in environmental, social and governance (ESG) products has nearly doubled, according to a recent survey conducted by Ernst & Young, and that figure is projected to nearly double again in the next two years.

https://www.advisorsmagazine.com/finance/investing-economy/23942-from-values-based-investing-to-helping-play-cupid

Since the pandemic, the percentage of investors wanting to invest in environmental, social and governance (ESG) products has nearly doubled, according to a...

02/07/2022

Persistent Portfolio Management

In mid-September, CNBC polled about 400 chief investment officers, equity strategists, portfolio managers, and CNBC contributors who manage money about their market views for the rest of 2021 and 2022. More than three-quarters of the respondents said now is a time to be very conservative in the stock market when asked what kind of market risk they are willing to accept for themselves and their clients.

https://www.advisorsmagazine.com/finance/wealth-protection/23946-persistent-portfolio-management

In mid-September, CNBC polled about 400 chief investment officers, equity strategists, portfolio managers, and CNBC contributors who manage money about the...

02/07/2022

Are you shopping for a new advisor?

You’re nearing retirement, everything is going just fine and then out the blue, the pandemic strikes, the economy spins and sputters, energy costs surge and broad based inflation strikes. Do you still trust your financial plan? Are you confident you have the right advisor to steer your retirement into its glide path? Or like many others, will you be second-guessing your source for financial stewardship?

https://www.advisorsmagazine.com/trending/23964-are-you-shopping-for-a-new-advisor

You’re nearing retirement, everything is going just fine and then out the blue, the pandemic strikes, the economy spins and sputters, energy costs surge an...

06/07/2021

Three Keys to a Healthier Retirement

A well-planned retirement is something to look forward to. Those who are paying attention to the financial aspects are setting the stage “where they can experience their second childhood without parental supervision,” says Kenneth Moraif, CFP®, CRPC®, senior retirement planner and founder at Retirement Planners of America. Done right, “it can be like having the whole summer off for the rest of your life.”

http://www.advisorsmagazine.com/component/content/article/242-feature-article/23846-three-keys-to-a-healthier-retirement?Itemid=437

As retirement approaches: Become as well-prepared emotionally as you are financially A well-planned retirement is something to look forward to. Those who a...

04/13/2021

What Worked During Covid
Hindsight is 20/20 as they say – and as we look back on the year 2020 the idiom serves us well.

Entering the second quarter of 2021, financial advisors across America are sharing what strategies worked as they advised their clients throughout the unprecedented Covid-19 pandemic – and how it shapes their approach moving forward.

http://www.advisorsmagazine.com/component/content/article/242-feature-article/23806-what-worked-during-covid?Itemid=437

What May Keep Working During the Pandemic Recovery Hindsight is 20/20 as they say – and as we look back on the year 2020 the idiom serves us well. Entering...

01/15/2020

‘Turbocharge’ your 401(k) Shifting the “Buy and Hold” Paradigm
https://issuu.com/advisorsmagazine/docs/issue_94

09/20/2019

The Advisors Magazine's cover photo

09/20/2019

The Advisors Magazine