✅Lenders use a version of the Fico score to approve you for a home loan. Not Credit Karm@. 🙌We offer a free look with no hit to your credit score. It is called a soft credit pull. We will also do an analysis to see where you are overall to buy or refinance your home.🚫Unlike other lenders, banks and online mortgage companies who only offer hard credit pulls, we give you a no harm no foul look. 📱DM me or text me at 209-988-9284 to get started🔗Click in the link in my bio for more info.🏡Let’s get you on the road to homeownership!##imnottellingyounottogetthis #mortgage #credit #homebuying #modesto #homebuyer #refinance #realestate #preapproval #home #buyahome
🤫It’s a secret…🏦Banks and lenders are not the same. For some banks, brokers and lenders they will not lend to you with a credit score of 580.. we do!Some banks, brokers and lenders require your dti to be much lower than we do. With us you may qualify for a higher priced home because of our higher dti thresholds.🛒Be sure to shop around … it is a no brained to get a first or second opinion with us because we can do a soft credit pull which doesn’t affect your current credit score!DM me with questions or to get a second or third opinion.📲Call me at 209-988-9284 today to get started or to find out more.❤️Follow us @mortgagedadof3 for more #homebuying tips and hacks.#home #mortgagetips #firsttimehomebuyer #mortgagedad #mortgagedadof3
Wait until after close of escrow!🚫Don’t Do ItDon’t be tempted. Talk to your loan officer BEFORE YOU:🛑Buy a big ticket item that you finance.🛑Change jobs🛑Deposit undocumented cash/checks into your bank account🛑Borrow money or run up credit card balances.💪🏼We are here to advise and help you through the home buying process.. ☑️Talk to us..Don’t try to hide things.Follow @mortgagedadof3 #mortgagetips #realestatetips #mortgagelender #mortgagehumor #homebuyers #california #sacramento #modesto #stanislauscounty #sanjoaquincounty #sanjoaquinvalley
Losing a hour on Sunday, March 13. Don’t forget to set any clocks ahead an hour. Looking forward to longer daylight. How about you?
#daylightsavings #time #mortgage
Getting a mortgage does not have to be hard…
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Or scary
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Or confusing.
DM or call me at 209-988-9284
#mortgage #mortgagetips #homebuyertips #refinance
Celebrating the strong, caring and amazing women in our world.
Thursday Thoughts…
#motivation #mortgage #realestate
Happy Presidents Day!
From my family to you and your family!
#president #mortgage #realestate
❤️Happy Valentines Day❤️
From my family to you and yours.
#mortgage #realestate #homebuyer #home #family
Monday Motivation….
Have a great Monday!
Oh and by the way…. If you want to own your personal front door.. I can help.
Message me @mortgafedadof3 and I can answer any of your questions about the homebuying ot homeownership journey.
#motivation #homebuying #homebuyingtips #realestate #mortgage
Well Ol’ Punxsutawney Phil saw his shadow this morning. So six more weeks of winter?
Before you panic … on average he has only gotten it right 40% of the time over the past 10 years…. #groundhogday #mortgage
