Joe Lissy

Joe Lissy Signature Premier Properties Licensed Salesperson Premier Properties
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Number of Homes for Sale Up from Last Year, but Below Pre-Pandemic Years
02/08/2023

Number of Homes for Sale Up from Last Year, but Below Pre-Pandemic Years

The biggest challenge in the housing market right now, and likely for years to come, is how few homes there are for sale compared to the number of people who want to buy. That’s why, if you’re thinking about selling your house, this is a great time to do so. Your house would be welcome in a mark...

How Experts Can Help Close the Gap in Today’s Homeownership Rate
02/07/2023

How Experts Can Help Close the Gap in Today’s Homeownership Rate

As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. It’s an i...

The Top Reasons for Selling Your House
02/06/2023

The Top Reasons for Selling Your House

Many of today’s homeowners bought or refinanced their homes during the pandemic when mortgage rates were at history-making lows. Since rates doubled in 2022, some of those homeowners put their plans to move on hold, not wanting to lose the low mortgage rate they have on their current house. And wh...

You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]
02/03/2023

You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]

Some Highlights Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase. And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.

02/02/2023

Mortgage Rates Historically Decline in Recessions

Should You Rent Your House or Sell It?
02/01/2023

Should You Rent Your House or Sell It?

If you’re a homeowner ready to make a move, you may be thinking about using your current house as a short-term rental property instead of selling it. A short-term rental (STR) is typically offered as an alternative to a hotel, and they’re an investment that’s gained popularity in recent years....

Lower Mortgage Rates Are Bringing Buyers Back to the Market
01/31/2023

Lower Mortgage Rates Are Bringing Buyers Back to the Market

As mortgage rates rose last year, activity in the housing market slowed down. And as a result, homes started seeing fewer offers and stayed on the market longer. That meant some homeowners decided to press pause on selling.

Where Will You Go If You Sell? You Have Options.
01/30/2023

Where Will You Go If You Sell? You Have Options.

There are plenty of good reasons you might be ready to move. No matter your motivations, before you list your current house, you need to consider where you’ll go next.

Homeownership Builds Your Wealth over Time [INFOGRAPHIC]
01/27/2023

Homeownership Builds Your Wealth over Time [INFOGRAPHIC]

Some Highlights If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership. On average, nationwide, home prices appreciated by 288.7% over the last 32 years. That means homeowners grow their net worth significantly in the long term.

01/26/2023

Are We in a Housing Bubble?

Why You Shouldn’t Fear Today’s Foreclosure Headlines
01/25/2023

Why You Shouldn’t Fear Today’s Foreclosure Headlines

If you’ve seen recent headlines about foreclosures surging in the housing market, you’re certainly not alone. There’s no doubt, the stories in the media can be pretty confusing right now. They may even make you think twice about buying a home for fear that prices could crash. The reality is, t...

The 3 Factors That Affect Home Affordability
01/24/2023

The 3 Factors That Affect Home Affordability

If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist ...

Want To Sell Your House? Price It Right.
01/23/2023

Want To Sell Your House? Price It Right.

Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of selling your house soon, that means you’ll want to adjust your expectations accordingly. As realtor.com explains:

What’s Really Happening with Home Prices? [INFOGRAPHIC]
01/20/2023

What’s Really Happening with Home Prices? [INFOGRAPHIC]

Some Highlights If you’re thinking about selling your house, recent headlines about home prices falling month-over-month may have you second guessing your decision—but perspective matters. While home prices are down slightly month-over-month in some markets, home values are still up almost 10% n...

01/19/2023

Create Your Perfect Home by Perfecting It After You Purchase

Have Home Values Hit Bottom?
01/18/2023

Have Home Values Hit Bottom?

Whether you’re already a homeowner or you’re looking to become one, the recent headlines about home prices may leave you with more questions than answers. News stories are talking about home prices falling, and that’s raising concerns about a repeat of what happened to prices in the crash in 2...

Think Twice Before Waiting for 3% Mortgage Rates
01/17/2023

Think Twice Before Waiting for 3% Mortgage Rates

Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decide...

What Past Recessions Tell Us About the Housing Market
01/16/2023

What Past Recessions Tell Us About the Housing Market

It doesn’t matter if you’re someone who closely follows the economy or not, chances are you’ve heard whispers of an upcoming recession. Economic conditions are determined by a broad range of factors, so rather than explaining them each in depth, let’s lean on the experts and what history tel...

Key Terms To Know When Buying a Home [INFOGRAPHIC]
01/13/2023

Key Terms To Know When Buying a Home [INFOGRAPHIC]

01/12/2023

What Are Your Priorities in 2023?

Today’s Housing Market Is Nothing Like 15 Years Ago
01/11/2023

Today’s Housing Market Is Nothing Like 15 Years Ago

There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it caused many people to make comparisons to the 2008 housing crisis. While there may be a few similarities, w...

The Truth About Negative Home Equity Headlines
01/10/2023

The Truth About Negative Home Equity Headlines

Home equity has been a hot topic in real estate news lately. And if you’ve been following along, you may have heard there’s a growing number of homeowners with negative equity. But don’t let those headlines scare you.

What Experts Are Saying About the 2023 Housing Market
01/09/2023

What Experts Are Saying About the 2023 Housing Market

If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market this year. In 2022, the market underwent a major shift as economic uncertainty and higher mortgage rates reduced buyer demand, slowed the pace of home sales, and moderated ...

Tips To Reach Your Homebuying Goals in 2023 [INFOGRAPHIC]
01/06/2023

Tips To Reach Your Homebuying Goals in 2023 [INFOGRAPHIC]

01/05/2023

Top Reasons Why You May Want To Buy a Home

Avoid the Rental Trap in 2023
01/04/2023

Avoid the Rental Trap in 2023

If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward.

Wondering How Much You Need To Save for a Down Payment?
01/03/2023

Wondering How Much You Need To Save for a Down Payment?

If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don't let a common misconception about how much you need to save make the process harder than it could be.

What Are Your Goals in the Housing Market This Year?
01/02/2023

What Are Your Goals in the Housing Market This Year?

If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus.

Here's to a Wonderful 2023!       #2023
12/30/2022

Here's to a Wonderful 2023!

#2023

12/29/2022

Rely on an Expert When You Sell Your House

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