Brandi Mckeown, Loan Officer - NMLS #2071083

09/20/2024

Whether it’s a Cape Cod cottage or a Milwaukee mid-century modern, most homes have a few things in common. Bottom line: We have the programs to finance your home.

09/19/2024

Warm, earthy, wholly American, and just a tad equestrian. Western design style is all about mixing rugged and refined to cultivate a unique and particular kind of charm and breathe fresh life into vintage Americana. 🤠 🏡

09/19/2024

🚨🚨BREAKING NEWS: FEDERAL RESERVE CUTS THE FED FUND RATE BY 0.5%!🚨🚨

The moment we’ve all been waiting for is here! The Federal Reserve has kicked off its easing cycle with a surprising 50 basis point cut to the Fed Funds Rate—double what many were expecting.

💡 But what does this mean for mortgage rates?
Not so fast! While the Fed Funds Rate is a key factor in the cost of money between banks, it’s not a direct 1:1 match with mortgage rates. Mortgage rates are influenced by other market dynamics, including how banks price in their own margins.

💰 So, what’s next?
Good news—lower interest rates are likely on the horizon! As the market processes this move, we’ll see how mortgage rates react in the coming days and weeks. The Fed has signaled that more rate cuts are coming, with an additional 50bps expected by the end of the year and up to 100bps by 2025.

📊 What to watch for?
Keep an eye on inflation, jobs data, and economic trends—these will guide the pace of future cuts. Jerome Powell made it clear: further cuts will depend on how these factors evolve.

Stay tuned for updates, and let’s see how this could impact your next big financial move! 💼✨

09/17/2024

With Fed rate cuts on the horizon, it’s time to start prepping. Make sure you’re ready for lower mortgage rates with our 5 top tips.

09/16/2024

09/13/2024

New homes are often more expensive than previously owned places, but they offer peace of mind to buyers looking to avoid renovations or issues with plumbing and electrical. Can’t put a price tag on that.

09/12/2024

You walk all over your lawn year round – make sure to show it a little love this fall! For gorgeous grass all year, read our full article: http://spr.ly/6183ikjBD 🍂

09/11/2024

Most buyers gravitate toward previously owned homes, enticed by better prices and overall home value. Older Baby Boomers are an exception with nearly 1 in 5 preferring a new build.

09/10/2024

Wondering how to pay for your investment property improvements? We’re ready to finance your endeavors for a new or current property with options to fit your situation. Contact us today!

09/06/2024

July saw a 5.5% decrease in pending home sales, with all four regions posting declines in transactions. We have plenty of program options for your wait-and-see clients – especially when rates change. Contact us today!

09/06/2024

The ADP Employment Report released shows private sector job growth was well below forecasts in August, as employers added 99K new jobs versus the 145K that were expected. This was the fifth straight month that job growth slowed among private employers, while small businesses once again reported job losses. This labor sector softening should be supportive of a Fed rate cut at their meeting on September 18.

If you are considering a refinance lets chat and take advantage of the changes to save money!

09/05/2024

Minimal, organic, sleek, timeless. The Mid-Century Modern style embraces a connection to nature, honors both form and function, and showcases bold geometric forms.

09/04/2024

Despite mortgage rate changes, minority groups managed to increase their homeownership levels to historic highs. Asian American and Hispanic groups lead the way as the homebuying population become more and more diverse.

09/04/2024

Give that fixer-upper a good look. You can expand your home search by including properties that need some work. Our purchase + renovation loans include the cost of your remodeling and upgrades in your mortgage. Contact us today to learn more.

08/30/2024

The reasons for purchasing a multi-generational home are as diverse as the 14% of buyers who do it. Caring for aging parents, children moving back home, cost savings – whatever the cause, Gen Xers and Young Baby Boomers especially are opening their doors to family.

08/29/2024

Level up your living room with some savvy smart tech upgrades.
🧹 Keep your home cleaner than your wildest dreams with a robo vacuum. Perfect for pets, kids, crumbs, and all your other messes.
💡 Ditch the switch and opt for lights you can control with an app or voice command.
🌡 Get the temp just right with a smart thermostat you can adjust without ever leaving the couch. It’s great for you and your electric bill.
🐶 Keep an eye on your furry friends with a pet camera that streams to your phone.

Contact us to learn more about how to enhance your home with smart technology!

08/28/2024

July existing-home sales grew 1.3%, ending a four-month decline. Three out of four major U.S. regions registered increases, with first-time homebuyers taking on 29% of the sales. We’re ready to assist your clients as they start to see more choices in the market.

08/27/2024

Building equity in your home is one of the biggest perks of homeownership. With a home equity line of credit, or HELOC, you can leverage the value of your home to cover other expenses. http://spr.ly/6180mXPu4

08/23/2024

When we think of home, family often comes to mind – and that looks different for every buyer. For one in three, it includes children. Older Millennials, specifically, might need that extra bedroom.

08/22/2024

Living room mess driving you mad? A quick clutter clearing can help you find your Zen. Calm the chaos in any room with our decluttering checklist – your home will thank you. Read more here: http://spr.ly/6185ikjB1

08/21/2024

Metro area home prices went up again – this time by nearly 90%. Previous fast-gaining markets have slowed, while others have come roaring back. We cover all communities when it comes to financing a home. Let’s talk! 💰

08/21/2024

Even a small drop in your rate is a big deal. If a 0.5% decrease saves you $100 a month, that’s $1,200 every year! Contact us today to see the savings add up.

08/16/2024

Gen Z buyers are entering the market – and they look distinctly different from other generations. Leading the pack in single female buyers, Gen Z promises to be a picture of diversity, and we for one are excited to see it develop.

08/15/2024

Cozy, functional, rustic, personal. Born from pure practicality, Farmhouse style has evolved to embrace comfort, shared space, and family heirlooms – a perfect balance between durable and sophisticated. 🏡

08/14/2024

Older millennials have the highest median household income of any group, so it’s far from surprising they are also the largest group of homebuyers.

08/09/2024

Millennials are back at the top, reclaiming their position as the largest group of homebuyers. Their numbers dipped last year for the first time since the 2014 report, but this year they make up 38% of all buyers.