Comment āORGANIZEā for my free guide and begin to up-level your finances today!
Save this and share it with a friend. Do this together! ā¬ļø
get rid of all the stuff you donāt use anymore ā memberships & subscriptions, and all those little apps youāve forgotten about.
Then stop buying more things that youāre not gonna use and you donāt really need.
Iām not a fan of cutting everything out, just cut out the stuff that is garbage.
Now go get an HYSA. If you need some input on that, let me know. The savings rate your bank pays you is chicken scratch compared to what a high-yield savings account will pay. Your money should be making money for you.
Now itās time to start aggressively paying down debt. Whenever and wherever you can pay a little extra. Or pay a lot extra. Whatever you can do Debt is not your friend.
get life insurance. Get schooled on life insurance, itās something I believe everyone should have in their back pocket
Safe for retirement, I promise you it will be here faster than you can blink. If your employer offers a match, take advantage of every bit of that.
Anything over your employer match, donāt put it in the retirement account. Start investing it.
Learn about compounding, the rule of 72, leverageā¦learn everything you can about money.
The younger you start the easier it will be.
š Comment āOrganizedā to get my guide and get going!
#Moneyrules #moneymatters #moneymanagement #personalfinancetips #financialwellness #financialfreedom #financialissues #lifehack #moneycoach #womenandmoney #singlemom #divorce #familygoals #debtfreedom #debtfreejourney #savingmoney #wealthcreation #wealthstrategy #wealthmindset #moneymindset
You may be doing better than you think!
First - comment āorganizeā for your copy of the āOrganize Your Finances in 30 Minutes or Lessā guide.
Having a spending and savings plan help us stay disciplined.
Eliminating debt as quickly as possible is very important to your overall financial health.
Make sure you are socking money away in an investment account where it can grow for you.
If you have an employer match on retirement savings, contribute up to that match. Anything else you want to contribute above that - put it in another investment account that you have access to prior to 59 1/2 (youāll likely earn better returns too).
To pick up extra cash flow, consider a side hustle.
For a quick start on organizing your finances comment āorganizeā and Iāll send you our āOrganize Your Finances in 30 Minutes or Lessā 5-step guide.
#moneymanagement #personalfinance #womenandmoney #moneymindset #savingmoney
Looking to save money the easy way?
First - share this with a friend and help them save some too.
More than likely, you can save a good bit of money without cutting back on the things that you love. According to recent study 42% of us have subscriptions and memberships in things we no longer use. Maybe it was a good idea at one point in time, but youāre just not using it anymore.
I know I did. And I was slow to get around to canceling everything. But finally when I did, I found $389 that I was able to add back to my budget.
It was all stuff I no longer use. Memberships I didnāt need anymore. Subscriptions I never even open anymore. And once I cancelled them, it allowed me to use that money and other ways that were much more meaningful to me.
So as we start off this new year, with big goals, intentions, and resolutionsā¦. Make one of your goals to get rid of the things that you donāt need or use anymore. See how much you can save just doing this one thing. And it will probably take you less than 30 minutes to find this money.
Go find your money š° and let us know how much you recovered. And give this post a ā¤ļø and share it with a friend. Donāt keep this a secret!
#moneyhacks #moremoney #savingmoney #goals2025 #financialtips
Automation = Stress Free Money. Are you using automation to do the work for you and give you your time back?
The days of writing checks and mailing payments off is over, forever, thankfully! But still so many of us are manually making the monthly payments.
When you automate both your bills and your savings, itās like hiring a money assistant. No missed payments and savings growth that might not happen otherwise.
Itās not only magical it is a big relief!
As busy as we all are, itās easy to forget a payment. Even easier to forget to transfer money into a high yield savings account or an investment account.
Let automation solve it all for you - get your time back, feel more organized, and level up for more savings growth in 2025.
š Save this and follow for more financial tips. Letās make 2025 a year of acceleration.
āA too slack hand causes poverty, but the hand of the diligent makes the rich.ā Proverbs 10:4
#stressfree #moneyautomation #financialliteracy #moneymanagementhacks
Sending Christmas wishes from my home to yours.
Fearless Money Mind Summit
Ladies, this is your sign. If youāve been feeling stuck, overwhelmed, or unsure about how to reach your financial goalsāyou don't want to miss this! The Fearless Money Mind Summit is the event youāve been waiting for.
Itās FREE, virtual, and packed with experts who will guide you through shifting your mindset, building wealth, and achieving financial freedom. Donāt let this opportunity pass you by!
Yikes! Third quarter starts tomorrow, Halloween decor š is in yards, and Christmas is on store shelves! Yet we have 3 months to finish this year strong.
Come join my 5-Day Mindset Challenge: From Scarcity to Abundance.
5 Days. 5 Minutes. Just $7, less than a Starbucks! ā
In this challenge we will shift from scarcity thinking to abundance thinking. Each day you'll get a quick message, some simple action steps, and a community of like minded people to share, grow, and connect with.
It's just 5ļøā£ minutes a day. You can squeeze that in. 5 minutes to make a huge difference in how you approach...well... most everything.
I'll drop the message / lesson in first thing in the morning. And if you aren't an early bird, you can catch it when you want.
Did you know - neuroscience has found that when we are in community, learning together and sharing... that we accomplish more? The lessons and experiences are more apt to stick with us.
So... say YES to finishing 2024 strong!
We start Oct 1. For 5 days. 5 Minutes a day. You can commit to that!
Get started here šhttps://bit.ly/2Abundance
Don't overlook this! The MOST important bank account - the MUST HAVE Bank account - is an Emergency Fund!
Why? Here are just a few good reasons:
>Job Loss or reduction in hours/pay
>Unexpected medical expenses
>Your car breaks down
>A pet emergency
>Unplanned travel (funeral, family illness)
>Storm damage
>Home repairs
I could go on with the list.
Big questions ahead...
How much do you need?
A good rule of thumb is 3-6 months. This is especially important if you experience a job loss or reduction in pay. Still gotta pay the bills. Start saving now and make it part of your monthly budgeting.
Where should you keep it?
A HIGH interest rate savings plan. Comment "Savings" and I'll send you the info for a great one with a large institution.
Why is it so important?
If that list above didn't grab you, maybe this will. Paying for unexpected expenses on a credit card is costly. Those rates are a very expensive way to cover an expense - and take you ages to pay for it.
Plus, you'll have peace of mind and be able to sleep at night knowing you have a buffer from all things "emergency."
Save this post and share it with a friend. Let's help other women save money and build their financial muscle!
Our level of thinking, our level of success, our lifestyle (and even our behavior) is reflective of the people we surround ourselves with. Who are your Five?
Yikes! Here it is, near the mid-point of the year. How are you making out with your finances? Saving? Paying down debt? Investing? Or just barely keeping up with the groceries due to all this inflation pressure?
Curious... how are your 2024 goals going? Are you still pressing in, going after them? Or have you given up?
I'm hoping you haven't given up yet. Sadly, statistics say that 23% of American's have given up by the first week of January - YIKES!!! And 43% give up before January is over. Let's be the 57% who keep getting after it!
And if you cheated a little, or skipped some days, or totally missed...you can still get back on task. One thing I have learned over the years is that going after something meaningful has its setbacks, dull moments, frustrations, and all those things. But it is in those moments that our character is built. Our tenacity comes out. Our faith is strengthened. And so much more!!!
Share your goals so we can cheer you on!
Building a strong foundation starts with a plan. It can feel overwhelming, but every great achievement started with a goal, followed by a first step.
#financialgoals #womenandmoneymatters #finance #debtelimination #money #success #investing #wealth #growthmindset #financialfreedom #financialeducation