ARM is an Adjustable Rate Mortgage. Mike Dote was my guest and explained this type of mortgage plus a plethora of other information about what to expect in the financial world as it applies to the real estate market.
You will hear more about this type of mortgage with the interest rates climbing.
With an ARM you get a fixed rate for a certain amount of time, maybe 5 years. After that your interest rate will fluctuate every 6 months to a year. Once your fixed rate expires, you can refinance into a new ARM.
Catch the full episode to learn more!!
#realestate #ARM #realestatepodcast #podcastersofinstagram #shortsale #liveradio
What in the heck is the difference?? Judicial vs. Non Judicial...So glad that Kate Iturralde, Attorney, and President of Donat & Donat, P.C., was here to explain the difference. She also went over the foreclosure process. Isn't it convenient that I have all these connections to keep you informed and protected? I love sharing my network with you, my listeners! And I love working together with them to get my clients and theirs the best possible outcome!#realestate #foreclosure #realestatepodcast #shortsale #liveradio
What in the heck is the difference??
Judicial vs. Non Judicial...
So glad that Kate Iturralde, Attorney, and President of Donat & Donat, P.C., was here to explain the difference. She also went over the foreclosure process.
Isn't it convenient that I have all these connections to keep you informed and protected? I love sharing my network with you, my listeners! And I love working together with them to get my clients and theirs the best possible outcome!
#realestate #foreclosure #realestatepodcast #shortsale #liveradio
Pre-signed documents are a game changer! My team of attorneys and I will make sure you experience a smooth closing. Short Sales are highly emotional and can be stressful. It's nice to know someone is on your side and has your best interests in mind. One of the biggest benefits we offer is to hold your hand through the process and give you peace of mind. We will take care of the details while you figure out your next chapter of life. And this episode explains all about the closing of a Short Sale.
#liveradio #realestate #closing #realestatepodcast #podcastersofinstagram #shortsale #liveradio
Are you in a pickle with your mortgage? Do you have equity in your home but your credit stinks?? Well Stuart Swanson joined me for this episode to explain what your options are! He provided clarity on Chapter 7 vs. chapter 13 bankruptcies! And most importantly he gave clarity on selling your home during bankruptcy!
Stuart is a trusted partner for me. I have a very wide reach of knowledgeable people in my corner helping me, help you, with all things ‘Short Sale’!
Loan modifications are great iffffff, if they don’t get turned into a second mortgage and/or if you pay it off before you try for a short sale! AND has to be caught up before the primary mortgage!
Just listen to the episode! It can be very confusing!
But better to learn about it NOW than when you are in the situation!
#shortsale #liveradio #realestate #shortsaleexpert #Loanmodification #podcast
Do you use "rock, paper, scissors" to decide who gets what in divorce with real estate?
Laura Baldwin has returned to explain this very matter AND how to possibly avoid this situation. You don't want to miss this episode.
Laura explained that there has been a spike in divorce, but can you guess the average age range? She also talked about the courts being backed up and couples resorting to alternative dispute resolution to decide who wants/gets what. She is an advocate of Collaborative Law pointing out this way the couple decides the details instead of a judge who is completely disconnected from the couple and the life they've built.
This episode had advice about what to consider before marriage, like who is on the title? And what about that inheritance? Tons of good food for thought... listen now!!
#realestate #divorce #realestatepodcast #podcastersofinstagram #shortsale #liveradio
Does your agent actually KNOW how to do a short sale? Have they had the experience to already make mistakes or learn the do’s and don’ts? Save yourself time and frustration! Work with a short sale expert! An expert knows what paperwork the banks are expecting, the order in which to process the paperwork, a smooth stream of communication, and a team that wants to give you the best experience possible in this difficult time! Catch the full episode with the link in the comments!! #shortsale #liveradio #realestate #shortsaleexpert #Newepisode
When was the last time you tried to DIY something? You watched all the YouTube videos, looked up all the articles, took tons of notes, and in the end you still didn't feel confident to do the task and thought "Huh, I should've just hired an expert!"
Leah was right in this episode. It is so important, especially with short sales, to choose an agent who knows what they are doing!! I have the short sale FREE book or you can work with me! When you hire an agent with experience you can have peace of mind that the i's will be dotted and t's crossed. You can rest easy knowing your home is being taken care of correctly!!
Peace of mind is priceless!
#realestate #realestatepodcast #shortsale #liveradio
"As Is"...Yup! A short sale is documented "as is." If you think your house has to be in perfect condition to sell...Wrong! Do not put off the tough conversation just because the condition of your home.When I work with homeowner during the short sale process, I just ask homeowners to communicate if something breaks or gets damaged. Buyers of a short sale are aware that this "deal" is "as is."#asis #shortsale #liveradio #newepisode #realestate
"As Is"...Yup! A short sale is documented "as is." If you think your house has to be in perfect condition to sell...Wrong! Do not put off the tough conversation just because the condition of your home.
When I work with homeowner during the short sale process, I jus ask them to communicate if something breaks or gets damaged. I disclose it in the selling papers and the sale is "as is."
I actually encourage people to not make the repairs because they will not get a return on the investment. Buyers of a short sale are aware that this "deal" is "as is."
#asis #shortsale #liveradio #newwpisode
Fear not! A short sale is not actually short! I get asked a lot “How short is the short sale process?” A typical short sale is anywhere from 2 to 6 months. If you can foresee there may be an issue with your mortgage… Get a plan in place! Catch the full episode chalked full of information about “What is a short sale?” #realestate #podcast #newepisode #shortsale #liveradio
Podcast and Live Radio Show from Heather J Keller
