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TX Mortgage Gal

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Denton, TX
TX Mortgage Gal

TX Mortgage Gal FHA, Conventional, USDA, VA, Down Payment Assistance, Fast Closings! Full service! For licensing inf I believe in making a client for life!

Purchasing a home is one of the biggest and most important decisions a person will make. I strive to provide excellent service that is tailored to each customer. I will work with you throughout the loan process so that you understand the steps to obtaining home ownership. Whether you are buying, selling or refinancing a home, you have a lot riding on your decision. My ultimate goal is to provide y

ou with expert advice so that you can make the right choice for you and your family. I welcome the opportunity to serve my clients. You can easily apply for a loan by clicking on my website. I look forward to helping you with all of your mortgage needs! Rachel Collins | Loan Originator | NMLS 289039
Equal Housing Opportunity
Cardinal Financial Company, Limited Partnership 66247
3537 Teasley Lane, Denton, TX 76210

For licensing information, go to: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
Licenses: www.cardinalfinancial.com/nmls-licensing

10/09/2024

🤣 sometimes.....

09/20/2024

ATTN: REALTORS
This statement was published in a NAR guide on September 4th:

“NAR continues to advocate for the VA to offer flexible and competitive loan products. For example, some veterans are still losing out due to VA’s strict appraisal requirements for
properties they insure”

What does this do for agents lacking experience with VA loans. It scares them thinking the VA appraisers will be looking to call out any little item on an appraisal. Yes VA has MPRs but I never had an appraisal that I couldn’t close due to a repair item. It’s our job to spread the message that this is not the case. When lenders like us are behind the transaction we need to ensure the agents of our education and experience with the VA appraisal process. For example, MPR waivers, lender certification of repairs.

Appraisers are not home inspectors. They’re there determine the homes value. This is clearly outlined in chapter 12.

09/03/2024

🏠
NATIONAL MARKET UPDATE

After a June gain, the Pending Home Sales Index of signed contracts on existing homes slipped in July. But first-time buyers are returning to the market, as pending sales of starter homes rose 10.2% over last year.

Case-Shiller national home prices edged up in June but slowed to a 5.4% yearly gain. The FHFA index of prices for homes with conventional mortgages ticked down in June and saw its third straight slowdown in quarterly growth.

The Mortgage Bankers Association noted weekly “mortgage applications were slightly higher, driven by marginally stronger purchase activity. Refinance applications were essentially unchanged but are still 85% higher than last year.”

08/15/2024

Come check out the North Texas Fair & Rodeo in Denton. Starts tomorrow! 🐎💃🕺

The kicks off tomorrow (Friday, 8/16) with 10 days and nights of exciting rodeo action! Plus 100’s of exhibits, games, rides, and live music! Visit www.ntfir.com for info!

08/08/2024

07/30/2024

If you're planning on going to the North Texas Fair & Rodeo, you should get your discounted tickets from this young lady.

07/12/2024

Your home loan game plan.

Loan Process

06/07/2024

🎉 House-hunting this weekend? Don't miss out! 🏠 Explore the market's finest open houses featured just for you. Perfect for first time homebuyers! Get a glimpse of your future home and let's talk mortgage options.

Click BELOW to get a list of this weekend's open houses in Denton County:
https://bit.ly/4aJYhGK

04/11/2024

txmortgagegal.com
214.460.7109

04/04/2024

Update on the DFW housing market.

A monthly video email that gives housing statistics by geographical area.

03/18/2024

Weekly news on mortgage, real estate, and the market.

A weekly email detailing the weeks mortgage, real estate and business news.

Address

Denton, TX
76210

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+12144607109

Website

http://www.txmortgagegal.com/

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Have you received your yearly escrow statement and have questions? txmortgagegal.com #txmortgagegal #hollaforfinancing #loveyourlender #CallToPrequal 214.460.7109 #homesweethome #GodBlessTexas #momlifeinthemaking #supportlocalbiz #womeninbiz #realestateisgreat #LocalLender #thisishowwedoit #fastclose #purchasepower #stayintheknow #thisismyjam #refinance #conventional #fha #usdaloans #VAloans #getoffthefence #eliminatePMI

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Planning to buy in 2023? Have a realistic vision for what you can expect this year. #txmortgagegal #loveyourlender #CallToPrequal 214.460.7109 #homesweethome #GodBlessTexas #momlifeinthemaking #supportlocalbiz #womeninbiz #realestateisgreat #LocalLender #thisishowwedoit #fastclose #purchasepower #stayintheknow #thisismyjam #refinance #conventional #fha #usdaloans #VAloans #getoffthefence #eliminatePMI

Things-To-Avoid-After-Applying-for-a-Mortgage

#txmortgagegal #loveyourlender #CallToPrequal #GodBlessTX #LocalLender #fastclose #thisismyjam #refi #conventional #fha #usda #VAloans #womeninbiz Things-To-Avoid-After-Applying-for-a-Mortgage

Why We're Not Headed for a Housing Crash

#txmortgagegal #loveyourlender #CallToPrequal #GodBlessTX #LocalLender #fastclose #thisismyjam #refi #conventional #fha #usda #VAloans #womeninbiz Why We're Not Headed for a Housing Crash

Why Acting Strategically as a Seller Is Your Best Play

#txmortgagegal #loveyourlender #CallToPrequal #GodBlessTX #LocalLender #fastclose #thisismyjam #refi #conventional #fha #usda #VAloans #womeninbiz Why Acting Strategically as a Seller Is Your Best Play

Is This Your Year To Break Up with Renting?

#txmortgagegal #loveyourlender #CallToPrequal #GodBlessTX #LocalLender #fastclose #thisismyjam #refi #conventional #fha #usda #VAloans #womeninbiz Is This Your Year To Break Up with Renting?