Amir Samaad

12/11/2024

To get $100k - $150k in credit cards...

The focus is to get cards that have intro offers for 0% for 12 months.

It’s best to know which banks pull from which bureau so we can apply strategically with fewer inquiries.

(Below is a list of some banks to go for)
Personal Funding Sequence:

Experian:

PSECU (CC & LOC 20k) = 2 Accounts using 1 inquiry.

Chase (You can apply to 2 cards within 30 Days and you may be able to be approved for 2 Chase cards on the same day, many have. They will use only 1 inquiry for both applications. Also make sure you are not breaking the Chase 5/24 rule*)

*According to the Chase card 5/24 rule, if you’ve opened five credit cards in the past 24 months, you will likely not be eligible to open a new Chase credit card.

Citi

First Tech Federal Credit Union CC & LOC = 2 Accounts using 1 inquiry

American Express (You May apply for 2 cards in one day as long as one is a charge card and you apply for a credit card first. If both applications are for credit cards, you must wait at least 5 days. You cannot be approved for more than 2 in 90 days)

(Approx. 7 - 9 accounts, 5 inquiries)

Possible Addition = Discover ($5k - $15k)

Transunion:

Bank of America (You can apply for 2 Bank of America cards within the same month or even the same day. But if you apply for a third within 2 months, a fourth within 12 months, or a fifth within 24 months, you will very likely be denied.)

Apple credit union(No hard pull if you do not get approved)

Barclay’s (Including titanium, gold and black Mastercards)

Navy Federal Credit Union (WARNING: Could also pull Equifax in tandem)

Light Stream (Optional personal loan option)

(5-6 accounts, 5-6 inquiries)

Equifax:

Digital Federal Credit Union

NIH Federal Credit Union (Must be in the medical field or must join www(dot)americanconsumercouncil(dot)org) (You can apply to multiple products with 1 inquiry) (Note: No Hard Pull on Business Card),

PENFED (You can apply to 2 products in 1 day, however, you cannot be approved for more than 2 products in 30 days),

SECU of MD - Join the SECU Foundation to get in without a reference. They Use FICO 5 Scoring Model. (You can get 3 Products with one inquiry within a 30 day window) Business must be in Maryland, on the personal side you can join from anywhere in the United States.

(Approx. 7-8 accounts, 4 Inquiries)

You should be able to accumulate around $150,000+ using this process.

12/06/2024

Here is one basic funding sequence you can follow to get $100k - $150k in credit cards... the focus is to get 0% cards for 12 months.
It’s best to know which banks pull from which bureau so we can apply strategically with fewer inquiries.
(Below is a list of some banks to go for)
Personal Funding Sequence:
Experian:
PSECU (CC & LOC 20k) = 2 Accounts using 1 inquiry.
Chase (You can apply to 2 cards within 30 Days and you may be able to be approved for 2 Chase cards on the same day, many have. They will use only 1 inquiry for both applications. Also make sure you are not breaking the Chase 5/24 rule*)
*According to the Chase card 5/24 rule, if you’ve opened five credit cards in the past 24 months, you will likely not be eligible to open a new Chase credit card.
Citi
First Tech Federal Credit Union CC & LOC = 2 Accounts using 1 inquiry
American Express (You May apply for 2 cards in one day as long as one is a charge card and you apply for a credit card first. If both applications are for credit cards, you must wait at least 5 days. You cannot be approved for more than 2 in 90 days)
(Approx. 7 - 9 accounts, 5 inquiries)
Possible Addition = Discover ($5k - $15k)
Transunion:
Bank of America (You can apply for 2 Bank of America cards within the same month or even the same day. But if you apply for a third within 2 months, a fourth within 12 months, or a fifth within 24 months, you will very likely be denied.)
Apple credit union(No hard pull if you do not get approved)
Barclay’s (Including titanium, gold and black Mastercards)
Navy Federal Credit Union (WARNING: Could also pull Equifax in tandem)
Light Stream (Optional personal loan option)
(5-6 accounts, 5-6 inquiries)
Equifax:
Digital Federal Credit Union
NIH Federal Credit Union (Must be in the medical field or must join www(dot)americanconsumercouncil(dot)org) (You can apply to multiple products with 1 inquiry) (Note: No Hard Pull on Business Card),
PENFED (You can apply to 2 products in 1 day, however, you cannot be approved for more than 2 products in 30 days),
SECU of MD - Join the SECU Foundation to get in without a reference. They Use FICO 5 Scoring Model. (You can get 3 Products with one inquiry within a 30 day window) Business must be in Maryland, on the personal side you can join from anywhere in the United States.
(Approx. 7-8 accounts, 4 Inquiries)
You should be able to accumulate around $150,000+ using this process.

12/06/2024

god is good

05/07/2024

🌟 How do you feel about this latest report? According to recent findings, it takes around $95,000 per year for a single adult and $210,000 for a family with two kids to live comfortably. 🏡 But here's the kicker: the national average income falls short of these figures. 😮 That's why more and more people are exploring the power of sovereignty—taking control of their financial destiny by learning new skills and diving into side hustles. 💪 ⁠
⁠
Are you ready to break free from financial limitations and thrive on your own terms? I have a 1 hour FREE COURSE where I walk you through how to get funding for your business and also make money by helping others get money for their business. Comment "funding biz" and I will DM you the link.⁠
⁠
Let's talk about how to level up your income game and embrace a life of abundance! ⁠
⁠

03/09/2024

How to start a lending Business without your own money in 2024 - Free Course. Work from home. This something you can do part time or be a solopreneur or even scale and build out a sales team.

In 2018 I quit my sales job of 4 years as a car salesman because I wanted more. I have had many failed attempts at business because I didnt have enough capital. I needed more money. I discovered the alternative lending industry and dove in head first. Over the last 6 years I have made a lot of money and a lot of mistakes. In this free 3 hour course I am going to teach you How to make a lot of money while avoiding most of my mistakes.

Discover how to start a lucrative business helping small business owners secure funding like merchant cash advances, invoice factoring lines of credit, unsecured term loans, and SBA financing. This 3-hour free YouTube course covers:

📚 Step-by-Step Blueprint to Get $150K+ in Business Funding
🤝 How to Find Clients for Free on LinkedIn & Facebook
🤖 Automation Tools Like Duxsoup & Dripify for LinkedIn Outreach
📝 Proven Sales Scripts to Close More Deals
💰 Make Money This Week Offering Funding Solutions

Get access to my success fee agreement here. The key points of the agreement are:

✅The funding consultant will receive a % (set by you) success fee on any funding amount received by the client from funding entities introduced by the consultant.
✅The client agrees to a 3-year non-circumvention clause, meaning they cannot directly contract or seek funding from entities introduced by the consultant during that period.
✅It establishes the relationship as independent contractors and includes standard legal provisions like governing law, liability limitations, etc.👇
https://stan.store/amirtowns/p/get-my-success-fee-agreement-now

Get my Funding Application here.

The Funding Application is a 1 page application that I use for merchant cash advance deal, Equipment finance, Invoice factoring deals, and also unsecured business lines of credit. Check it out👇
https://stan.store/amirtowns/p/get-my-merchant-cash-advance-application-now

This Sales call Script has made me Hundreds of Thousands of dollars
it's simple and straight to the point. Check it out. 👇
https://stan.store/amirtowns/p/get-my-merchant-cash-advance-sales-script-now

When I split deals with other brokers I have them sign my consultant fee agreement. Here are a few of the things it covers.

✅It legally binds the consultant to maintain confidentiality of the company's proprietary information and trade secrets.

✅The non-compete and non-circumvention clauses protect the company's business interests by preventing the consultant from competing or circumventing their role after the agreement ends.

✅It clearly defines the fee split and compensation terms between the company and consultant.

✅It establishes the consultant as an independent contractor, avoiding potential misclassification issues with employment laws.
Check it out here 👇
https://stan.store/amirtowns/p/get-my-consultants-fee-agreement-now

Here is a DIY credit repair book with dispute letters. I Don't do credit repair. I refer that business out but I will use these credit dispute letters as a lead magnet. Included in the book is everything from removing repo's and late payments to other derogatory marks and hard inquiries.
You can even RESELL THIS BOOK
https://stan.store/amirtowns/p/get-my-2024-credit-dispute-letters-now

GET ACCESS to my list of over 1000 alternative lenders.
This list includes micro lenders that deal in less that 50k to CDFI to help underserved communities with less than perfect credit, Hard money loans for Real estate investors and also auto loan lenders.
check it out 👇
https://stan.store/amirtowns/p/get-my-1000-lenders-list-cdfi-micro-loans-now

After watching the course you can book a 20 minute introductory call with me to answer any question you may have.

https://stan.store/amirtowns/p/book-a-11-call-with-me-5g2xe

Whether you're an entrepreneur, consultant, or want to start a side-hustle, this comprehensive training shows you how to tap into the lucrative small business funding market. No prior experience required!

Learn from an industry expert and start generating income by connecting businesses with the capital they need to grow. Leverage high-income skills like business credit building, securing 0% interest credit cards/lines, navigating bank requirements, and more.

Get step-by-step practical strategies you can implement immediately. Ideal for beginners or anyone looking to diversify their income streams.

12/27/2023

https://www.facebook.com/TownsLending/posts/pfbid0262YLHE8aVypaRZjppN8toPjGN9LQy7AeSX4fbtFb1e6X9sAXx92jY7zfeYsYEVBcl

11/13/2023

As salaam Alaikum. 10/10 recommend this course

I have always been a huge fan of leveraging Chat GPT’s artificial intelligence to earn passive income and building online and home businesses due to the flexibility and freedom they offer. The income I have made (and continue to make) from content generation through Open AI’s tool Chat GPT helps...

11/13/2023

10/10 recommend this course. grab it while its discounted

Are you ready to instantly write entire video scripts, presentations, online courses, targeted ads, social media posts, newsletters, podcasts, project outlines, E-books, personalized emails, job proposals, articles, lesson plans, language translations, SEO keywords, meal plans, custom schedules, sum...

10/18/2023

09/26/2023

AI is revolutionizing the way businesses automate processes and improve operational efficiency.

09/26/2023

The Future is NOW.

08/26/2023

Building a relationship with Allah

08/25/2023

A few differences between Islam and Christianity... Love all

08/24/2023

I asked God. He said "grind harder"

“Man will not get anything unless he works hard” (Surah al-Najm, 53:39)

08/23/2023

As a man, 90% of your problems can be solved with discipline. You need to be disciplined about what you eat, what you watch, who you communicate with, How you talk to people, who/what gets your attention, your finances and your relationship with God. Talk to him daily. The only way to have freedom is through discipline.

08/22/2023

Don’t feel guilty about outgrowing certain people. It happens. We can't all be on the same level. Your job is to realize that and keep moving in line with the journey the Almighty has for you. There is turbulence on the way up.

08/20/2023

As salaam Alaikum... How have you guys been using chatgpt and other forms of AI to make money?