Fontaenia Vaughn

Fontaenia Vaughn Credit Repair Consultant

02/10/2025

IT'S LUNCH TIME...FREE GAME 🔥 Call all 3 Credit Bureaus will you eating your lunch!

How to remove hard inquiries from Experian, TransUnion, & Equifax in 48 hours
👇🏾👇🏾👇🏾
TransUnion can be difficult 🙄 but dont give up!
Experian-1-888-397-3742
Equifax-1-888-378-4329
TransUnion-1-800-916-8800
Here’s what you say & be nice and patient 😇
"I noticed several unauthorized inquiries on my credit report that I would like removed Inform them that according to the FCRA these unverified and unauthorized items must be removed.”
Make sure to have your inquiries are in front of you before calling! They're going to ask which ones you want removed. Don't dispute inquiries tied to open accounts!
They're going to tell you that they're going to put
A fraud alert on your report. Tell them, thanks, but
itis not necessary. You will freeze it yourself.
If you find this information helpful, don’t hesitate to share your results with us in the group! 😊

02/10/2025

Good morning ☀️

02/05/2025

Blessed morning everyone 🤗

02/03/2025

This is the card with no credit check that gives you access to a credit limit ranging from $500 to $2,500—regardless of your credit history! Whether you have bad credit, no credit, or good credit, this card is for everyone. A few of my referrals are seeing results from it.

It’s perfect as your first credit card or as a powerful primary account to build your credit.

For the best approval odds, link the debit card with the highest balance to the app! 💰💳

Click the link below to start your approval process today:

02/03/2025

Good morning ☀️ Praying for a great week for everyone!

Will you be mine? ❤️🩷
02/02/2025

Will you be mine? ❤️🩷

02/01/2025

🚨Credit Tip Alert! 🚨

Did you know that if an old debt pops up as new on your credit report, it might be a sneaky trick called re-aged debt? 🚫 That’s when lenders or collection agencies change the delinquency date to keep it on your report longer, and guess what? It’s ILLEGAL!

And here’s another gem: paying off a debt without getting a letter to remove it can also re-age that debt. 😱 Just paying it off doesn’t mean it disappears from your report!

Before you tackle that debt, book your consultation today so I can assist help you navigate through the process. Your credit score will thank you! 💪✨

02/01/2025

Good morning everyone! Happy Weekend 🤗

01/29/2025

Please don’t PMO putting $5k down on a 2010 Honda Accord with 28% interest and 150k miles‼️ 😩😑🥴 Not this year pleaseee‼️🤦🏽‍♀️

01/29/2025

IT'S LUNCH TIME🔥

How to remove hard inquiries from Experian, TransUnion, & Equifax in 48 hours

Call all 3 Credit Bureaus
TransUnion is difficult 🙄

Experian-1-888-397-3742
Equifax-1-888-378-4329
TransUnion-1-800-916-8800

Here’s what you say & be nice and patient ☺️
"I noticed several unauthorized inquiries on my credit report that I would like removed Inform them that according to the FCRA these unverified and unauthorized items must be removed.”

Make sure to have your inquiries are in front of you before calling! They're going to ask which ones
you want removed. Don't dispute inquiries
tied to open accounts!

They're going to tell you that they're going to put
A fraud alert on your report. Tell them, thanks, but
it is not necessary. You will freeze it yourself.

If you find this information helpful, don’t hesitate to share your results with me! 😊

P.S. If at first you don't succeed, dust yourself off and try again. Might take 10 calls 😬
Call them folks!

01/29/2025

🔥🔥🔥

Your overall utilization should never exceed 10% if your score is under 700.

30% utilization is way TOO HIGH. I know that’s what you've always been taught, but that isn't true. Throw it out the window—10% or less.

30% will keep your credit scores STAGNANT, and under 10% will allow your credit score to GROW.

1-3% is the PREMIER range. So 45 days before a big purchase, get it down to 1-3%.

Let me help you understand what can help you increase your credit score! Join With Care for more credit care 🩷

01/29/2025

Good morning ☀

01/29/2025

God, please send me the people I’m meant to work with. Amen 🙏🏾

01/28/2025

DUE DATE:
📍The date by which at least the minimum balance is due. This date remains the same each month. As long as you pay the minimum by this date, you’ll avoid late fees and late payment marks on your credit report.
📍 STATEMENT DATE:
The closing date of your billing cycle. The balance left on this date is reported to the three credit bureaus and used to calculate your credit utilization for the month. This date usually comes after your due date (for most card issuers).
💡 Why It Matters:
Many people get confused when their utilization appears high, even after they’ve paid their balance by the due date. This happens because the balance on your statement date is what gets reported. To avoid this, avoid using your credit card after the due date and wait until the statement date passes.
Example:
If your due date is the 25th of the month and your statement date is the 30th, aim to reduce your balance to under 10% of your credit limit between the 25th and 29th. For optimal results, keeping your utilization between 1-3% is considered top tier.
👩🏽‍🏫👩🏽‍🏫 FYI:
Your statement date is the last day of the billing cycle.
Tip:
Always make payments 3–5 business days before your due date if using an external bank to ensure the payment posts on time.

01/28/2025

The best business credit cards ⬇️

Address

Clarksville, TN

Website

https://www.identityiq.com/sc-securepreferred.aspx?offercode=431289LB, https://ww

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