Call me! Squashing your real estate goals is easy with an experienced agent by your side! Let’s find you a “GOURD-geous” home for the holidays! Alright, that's enough puns, let's just do some house shopping.
#fallseason #fallmarket #fallhome #listingagent #realestate #toprealtor #topproducer #puns
Today's interest rates with a short explanation
Mortgage rates are based on the 10-year treasury bond. The 10-year is always ahead of the FED and prices in a rate cut before the FED’s announcement. The reason why rates were steadily dropping heading into the announcement.
If you want more details on how this impacts you let’s have a conversation about it! DM or call me direct at 513-365-3595
#rates #interestrates #InterestRates2024
Mortgage rates hold steady at 6.35%, the lowest in over a year 📉
What this means for the housing market 🏡👇
- Buyers can afford more expensive homes with the same budget.
- More homes are hitting the market as sellers list properties bought at lower rates.
- Inventory is already rising, and this trend should continue as rates remain favorable, giving buyers more options as fall approaches.
Source NAR 9/6/2024
When your mom is a Realtor, you get put to work. @huff_realty @jollyhometeam #realestate #cincinnatirealtor #cincinnati
What's the best way to bring positive energy into your home?
Our homes should be places we love, where we enjoy waking up and coming back home to. If you want to breathe more life into your living space by creating a happy, healthy, and welcoming environment, then there's no better place to start than with the principles of feng shui.
♥️ Start with the front door, it should be in perfect condition as it represents wealth. To draw the energy to your front door place a beautiful plant and light either side of the door.
♥️ The kitchen is a vital space as its energy represents nourishment and relationship harmony for you. There are many specifics as far as positioning appliances…
♥️ The living room ensures that furniture for this room is in proportion to the space. Do not block any doors with furniture and position the main sofa against a wall to provide support. To activate wealth energy, place a lamp in the corner of the room opposite a window.
♥️ The hallway represents opportunities, therefore, ensure it's kept clutter-free so that the energy can circulate through the home.
♥️ The bedroom should encourage a restful sleep the bedrooms should be a light neutral color and the beds should have a headboard. Place bedside tables on either side of the bed to provide support. Place curvy lamps and lightly
😊 If you wonder what I’m really thinking about during your buying or selling journey….
💖 Hint: It’s about making happy clients
Being there to guide, educate, and support you through the entire process, dedicated to making sure you have the smoothest experience possible every step of the way until closing day 🏡
Here are a few of the most common costs you can expect on the buyer's side of the sale.
**These are not incorporated into your loan and are paid out of pocket before closing.
*estimated costs below ⬇️ Contact your lender when you find the house you want to put an offer on to get accurate numbers.
💰 down payment: from 0% - 20%
💰 closing costs: 2% - 3%
💰 EMD: typically 1%
💰 home inspection: $300 - $500
💰 appraisal: $400 - $700
These fees do vary. Always contact your lender & me to confirm your estimated costs. Planning ahead is essential to ensure you know where your budget is and how much house you can afford including incorporating these costs. 💰
💛June is National Homeownership Month! Did you know that homeownership can offer many benefits? Here are a few examples:
💛Equity Building: Build wealth over time as your property appreciates in value. The average home typically appreciates between 3-6% per year!
💛Stability: Enjoy stability and security knowing you have a place to call your own, no stress of wondering if a landlord is going to raise your rent or give you a 30-day notice.
💛Creative Freedom: Personalize your space to your heart’s content with interior & exterior renovations, home additions for additional space, and more.
💛Community Connection: Engage with your local community and build lasting relationships with neighbors.
💛Tax Benefits: Take advantage of tax deductions on mortgage interest and property taxes. Don’t forget to go over these things with your accountant to be sure you’re not missing out!
💛Long-Term Investment: Owning real estate can be a wonderful way to invest in your future and create a legacy for generations to come. Build generational wealth….
Tired of renting and wondering if homeownership would be a good fit for you? Let’s talk! Connect with me
#june #homeownership #homeowners #homeownershipgoals #HomeownershipDreams #HomeownershipJourney
Real estate agents wear many hats, and their main goal is to represent you and your home throughout the transaction. What does the buyer's agent side of the transaction look like?
🏡 They facilitate any advice on the pricing and condition of the home.
🏡 They pull up comps to guide you in determining a fair price in that area.
🏡 They are the negotiator between you and the seller's agent.
🏡 They work with you on setting up showings and open houses.
🏡 They are knowledgeable on resources to make the process smoother, i.e., finding you a home, recommending contractors for home improvements, and more..
🏡 They work hard to get you the best deal possible.
🏡 Shop Around: Don't settle for the first offer. Explore different lenders, compare interest rates, and find a loan that suits your needs.
if you have questions about buying or selling properties, reach out here and send a DM
I’ll open doors 🚪 for you and guide you through complex transactions with the utmost care giving you peace of mind with as much ease as possible that only experience can provide.
You can relax, knowing that I represent you only and strive to give you the best protection and top-tier services with every transaction.
Selling or buying, I have you covered 🔒💥
POV: You’re the master of your schedule, juggling emails with one hand and your coffee with the other, dreaming about upgrading to a home that’s as boss as you are. But wait, does being self-employed mean waving goodbye to those homeownership dreams? Spoiler alert: Absolutely not!
Here’s how you can make it happen:
🔸Keep Your Documents in Order: Think of your tax returns, bank statements, and profit & loss
statements as the golden tickets to your new home.
🔸Maintain a Healthy Credit Score: Just like your business, your credit needs to be in tip-top shape. It speaks volumes to lenders!
🔸Show a Stable Income: Prove that your income is as reliable as you are innovative. Consistency is key.
🔸Consider a Larger Down Payment: Sometimes, throwing a bit more into the pot can make you a more attractive borrower.
🔸Get Pre-Approved: This shows sellers you’re serious and ready to roll, just like with your business deals.
Buying a home as a self-employed mogul? Totally doable with the right strategy and me in your corner. Ready to make moves? Drop a “HELP” in the comments 👇 and let’s build your empire, starting with where you live.
Did you know? In 2023, a whopping 90% of homeowners experienced an increase in their home insurance rates 📈 Factors affecting rates include:
✅ Location
✅ Home Value
✅ Claims History
✅ Coverage Type
✅ Credit Score
Be sure to stay informed and shop around for the best insurance deals to protect your home and wallet. Looking for a recommendation for a great insurance agent? Reach out to me!
📣 Are you facing challenges with your home insurance??? ⬇️⬇️
Source: Insurance Journal
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