SILO Global

12/26/2021

01/21/2021

Great Countries progress with the guidance of Great Leaders. Great Leaders show respect to others, respect to their duty and do set positive example!
https://edition.cnn.com/videos/politics/2021/01/21/president-barack-obama-bill-clinton-george-bush-joe-biden-inaugural-lr-orig.cnn/video/playlists/the-inauguration-of-joe-biden/

Former Presidents Barack Obama, George W. Bush and Bill Clinton delivered a message of unity in a video recorded as part of the "Celebrating America" inauguration concert.

01/18/2021

Time to go for new technologies in food packaging!
https://saferchemicals.org/2021/01/13/mcdonalds-announces-global-ban-of-toxic-chemicals-in-food-packaging/

The company is eliminating PFAS in packaging materials by 2025. Public health advocates urge the company to act by 2022 and call on Burger King and Wendy’s to follow suit.

10/28/2020

Being international is important, especially about healthy food!
Thank you Google for recognizing!
https://www.forbes.com/sites/kionasmith/2020/10/27/tuesdays-google-celebrates-stamen-grigorov-who-discovered-the-bacteria-that-makes-yogurt/?fbclid=IwAR3LSsAmeSW9D2VVO5R8qQL3ea3ZvI4jIWRgjlLWWNhNR7FejNgN9hq6eow

The discovery of Lactobacillus bulgaricus started with simple curiosity and a touch of homesickness.

10/26/2020

FTC Announces New Fraud Reporting Platform for Consumers: ReportFraud.ftc.gov
New reporting system will provide streamlined experience and advice for consumers filing complaints with the FTC
The Federal Trade Commission has launched a new website, ReportFraud.ftc.gov, where consumers can easily report fraud and all other consumer issues directly to the FTC.
At ReportFraud.ftc.gov, consumers will find a streamlined and user-friendly way to submit reports to the FTC about scams, frauds, and bad business practices. The FTC has long encouraged consumers to report these issues to the FTC when they encounter them—whether or not they lost money to the fraud.

“Every time you report scams or bad business practices to the FTC, you’re helping to protect your community,” said Andrew Smith, Director of the FTC’s Bureau of Consumer Protection. “With ReportFraud.ftc.gov, it’s quicker and easier than ever to share your story, and each report helps the FTC, and other federal, state, and local law enforcement agencies, fight fraud.”
One new feature of the site is that consumers who file a report will receive next steps from the FTC with advice on what to do based on their particular report. The FTC has more information available for consumers, including a new video explaining how the site works.
The site takes the place of the FTC Complaint Assistant, and consumers visiting that site will be redirected to ReportFraud.ftc.gov to share their information. The site is also in Spanish at ReporteFraude.ftc.gov.
The Federal Trade Commission works to promote competition, and protect and educate consumers. You can learn more about consumer topics and file a fraud report online or by calling 1-877-FTC-HELP (382-4357). Like the FTC on Facebook, follow us on Twitter, read our blogs, and subscribe to press releases for the latest FTC news and resources.
Contact Information
Contact For Consumers:
Consumer Response Center
877-382-4357

07/10/2020

FTC Sends More than $1 Million in Refunds to Victims of Student Loan Debt Relief Scam
The Federal Trade Commission is mailing checks totaling more than $1 million to individuals who lost money to a student loan debt relief scam.
American Student Loan Consolidators and BBND Marketing, which did business under other names including United Processing Center, settled FTC allegations that the companies’ operators pretended to be affiliated with the U.S. Department of Education or with loan servicers to trick consumers into paying hundreds of dollars in illegal upfront fees for help with their student loans. The FTC alleged that the defendants falsely promised to forgive student loans, lower monthly payments, and reduce interest rates.
The FTC is mailing 41,048 checks to victims of the scam. The FTC never requires people to pay money or provide account information to cash a refund check. If recipients have questions about the refunds, they should contact the FTC’s refund administrator, Rust Consulting, Inc., at 1-877-251-1450.
The FTC’s interactive dashboards for refund data provide a breakdown of FTC refunds by state and by case. In 2019, FTC actions led to more than $232 million in refunds to consumers across the country.

07/10/2020

Discusses Partnership with EXIM as part of “Strengthening American Competitiveness” Initiative to Advance U.S. Comparative Leadership, Counter Chinese Export Subsidies
Media Contact Name/Phone:
Office of Communications (202) 565-3207
WASHINGTON – Export-Import Bank of the United States (EXIM) President and Chairman Kimberly A. Reed today hosted a teleconference roundtable discussion with over 180 business leaders and stakeholders in the space technology sector. The event was the fifth teleconference in EXIM’s “Strengthening American Competitiveness” initiative, which provides valuable stakeholder input to EXIM’s new Program on China and Transformational Exports.
On the call, Chairman Reed highlighted how EXIM’s partnership with the private sector can provide new economic and security opportunities for U.S. companies. She also underscored EXIM’s commitment to accelerating the success of American companies in this key sector.
"On July 20, we will celebrate Space Exploration Day and the 51st anniversary of the historic moon landing. I felt that same sense of American innovation and purpose when, at Andrews Air Force Base on December 20, 2019, President Trump established the Space Force and, later that night on Air Force One, signed into law EXIM’s historic reauthorization,” said Chairman Reed. “Moreover, just a few weeks ago and with the assistance of the commercial sector, the United States reestablished itself as capable of launching humans into space on American-made rockets. Mindful of China’s advances in related technology, today I had the pleasure of talking with some of the nation’s top space technology companies—big and small—about what EXIM can do to help them remain innovative and competitive worldwide.”
“Having spent 20 years in this sector, I am excited to participate in today’s call to discuss opportunities for future collaboration between EXIM and the U.S. space industry,” said EXIM Board Member Judith D. Pryor. “Space technologies can be harnessed to advance many sustainable development goals including food security and agriculture, improved health outcomes, and natural resource and environmental management. Today’s conversation is a great way for EXIM to understand what’s needed to help level the playing field for our U.S. space exports.”
David Trulio, Senior Vice President for the Program on China and Transformational Exports, added, “EXIM is excited to work collaboratively with U.S. exporters, including in early stages of international opportunities, in order to advance American leadership and support innovative space technology solutions.”
Also giving remarks in the roundtable discussion were:
• Robbie Schingler, Co-Founder and Chief Strategy Officer, Plane
• Paul Estey, Executive Vice President and Chief Operating Officer, Maxar
• Stephanie Bednarek, Director of Commercial Sales, SpaceX
• John Serafini, Chief Executive Officer, Hawkeye 360
• Grant Barber, Chief Financial Officer, Hughes Communications, Inc.
• Pacôme Révillon, Chief Executive Officer, Euroconsult
"The global space industry is going through major transformation and breakthrough innovation in an increasingly data centric-world,” said Euroconsult Group CEO Pacôme Révillon. “This context leads to faster decision making, including for the financing process, to capture windows of opportunity. It also relies on the ability to work with a wider diversity of stakeholders and economic models."
“For U.S. businesses to be at the vanguard of transforming space into a commercial trillion dollar space economy, we need innovative and forward leaning policies, partnerships and procurements from the public sector,” said Co-Founder and Chief Strategy Officer of Planet Robbie Schingler. “Rethinking how the U.S. Government can support fast moving entrepreneurial companies will enable American companies to successfully compete in a dynamic international marketplace and ensure that the 21st Century space revolution is led by U.S. enterprise.”
"The U.S. Export-Import Bank plays a crucial financing role that helps bring jobs, innovation and revenue to satellite manufacturing businesses across the U.S in the face of strong competition overseas," said Paul Estey, Maxar's Executive Vice President of Customer Relations for Space Infrastructure. "We are encouraged by EXIM's willingness to increase the speed and flexibility with which it approaches financing space projects, which will in turn increase U.S. competitiveness in the global satellite market."
The Program on China and Transformational Exports, established in EXIM’s historic seven-year reauthorization, directs EXIM to provide financial products to directly neutralize export subsidies offered by the People’s Republic of China, helping to ensure a level playing field for U.S. businesses and workers as they compete globally. The program has the aim of advancing the comparative leadership of the United States and supporting U.S. innovation, employment, and technological standards globally in ten transformational export industries.

07/10/2020

FTC Sends More than $1 Million in Refunds to Victims of Student Loan Debt Relief Scam
The Federal Trade Commission is mailing checks totaling more than $1 million to individuals who lost money to a student loan debt relief scam.
American Student Loan Consolidators and BBND Marketing, which did business under other names including United Processing Center, settled FTC allegations that the companies’ operators pretended to be affiliated with the U.S. Department of Education or with loan servicers to trick consumers into paying hundreds of dollars in illegal upfront fees for help with their student loans. The FTC alleged that the defendants falsely promised to forgive student loans, lower monthly payments, and reduce interest rates.
The FTC is mailing 41,048 checks to victims of the scam. The FTC never requires people to pay money or provide account information to cash a refund check. If recipients have questions about the refunds, they should contact the FTC’s refund administrator, Rust Consulting, Inc., at 1-877-251-1450.

07/01/2020

FTC Data Shows Record Surge in Online Shopping Complaints During Pandemic

More than half of reports involved items that were never delivered, with unreceived facemasks most frequently reported

Newly released data show that since the beginning of the coronavirus pandemic, consumers have complained to the Federal Trade Commission in record numbers about problems related to online shopping.

The FTC’s latest Consumer Protection Data Spotlight shows that in April and May, the FTC received more than 34,000 complaints from consumers related to online shopping. More than 18,000 of those complaints related to items that were ordered but never delivered. The most common item reported not delivered was facemasks, with other reports including sanitizer, toilet paper, thermometers, and gloves as not received.

While online shopping complaints to the FTC have been on the rise for a number of years, reports of unreceived items in May 2020 alone represent a nearly two-fold increase over the number of reports in December 2019, the heart of the busy holiday shopping season.

07/01/2020

EXIM Debuts 2019 Competitiveness Report, Finds that China’s Predatory Practices are Fundamentally Changing Nature of Export Credit Competition

Competing for Jobs Through Exports: China Far Outstrips All Other Countries in Providing Official Export Credit; United States Now Positioned to Advance America’s Comparative Leadership and Support More U.S. Jobs

The Export-Import Bank of the United States (EXIM) today released its June 2020 Report to the U.S. Congress on Global Export Credit Competition(Competitiveness Report), which covers the 2019 calendar year. The Report aggregates input from U.S. exporters and lenders as well as EXIM’s counterparts from other countries and comprehensively analyzes official export credit and trade-related finance that was provided last year by governments around the world.“Building on my testimony before the Senate Banking Committee just one week ago, I am pleased to submit EXIM’s latest Competitiveness Report to Congress. The findings are illuminating for both U.S. lawmakers and the diverse American workforce they represent,” said EXIM President and Chairman Kimberly A. Reed. “The Report shows just how wide and deep is the involvement of foreign governments—especially China—in promoting and financing exports from their countries. In the end, it comes down to competing for jobs through exports, and EXIM stands ready to support our great American workers.“Thanks to the leadership of President Trump and strong bipartisan support in the U.S. Congress, the year 2019 was historic for EXIM,” Reed added. “The 2019 Competitiveness Report highlights many of these ‘wins’ – including reopening EXIM after its Board quorum was restored in May, authorizingthe largest-ever EXIM transaction, and reauthorizing the agency for the longest tenure in EXIM’s history – to help level the playing field for U.S. companies and workers. This Report also underscores the magnitude of Chinese state-backed unfair competition, which undermines our exporters and even puts America at a disadvantage in key sectors critical to our long-term economic and national security. Fortunately, our nation is taking a competitive approach to these, and other, challenges posed by Beijing, as outlined in the United States Strategic Approach to the People’s Republic of China. EXIM is pleased to have the new Congressional mandate to establish a ‘Program on China and Transformational Exports’—one of the agency’s most significant efforts in its 86-year history—to counter China and its opaque and exploitative model of economic development and finance and advance the comparative leadership of the United States.”As required by law, the EXIM 2019-2020 Advisory Committee, which is chaired by the Honorable Stevan Pearce, carefully reviewed the findings of the agency’s Competitiveness Report. The Advisory Committee’s statement to the U.S. Congress is included in the Report. The Advisory Committee noted that, “The days of the United States, through inaction, giving away hundreds of billions of dollars in business to foreign competitors must be seen as having come to a decisive and permanent end. An inspired, energetic advancement of the mission of the newly empowered Export-Import Bank of the United States will go far in making this vital objective a reality.”While this Report focuses on calendar year 2019, it includes a preface describing the official export finance market’s response to the COVID-19 (coronavirus) global pandemic. For the first time, the Report also includes an introductory primer outlining the building blocks of export and trade-related financing available to help U.S. companies of all sizes better compete across the globe, as well as a chapter focusing on foreign export credit agencies’ (ECAs) proactive efforts to support small businesses facing global competition. Also of note, the Report covers an expanded, in-depth view of official financing practices from China’s numerous government institutions.Key Findings:Worldwide, there are presently 115 known official export credit providers, including ECAs such as EXIM—up from 85 only four years earlier—a 35 percent increase from 2015 to 2019.
The top 10 providers of official medium- and long-term (MLT) export credits in 2019 were China ($33.5 billion), Italy ($11.1 billion), Germany ($10.5 billion), India ($7.0 billion), the United Kingdom ($6.6 billion), France ($ 6.2 billion), South Korea ($5.8 billion), the United States ($5.3 billion), Finland ($4.1 billion), and Sweden ($4.0 billion).
In 2019, the aggregate amount of official MLT export credit provided under the rules of the Organisation for Economic Cooperation and Development’s (OECD) Arrangement on Officially Supported Export Credits, to which EXIM adheres, was approximately $76 billion—only 34 percent of the total official MLT export and trade-related finance provided by governments worldwide.
Foreign ECAs are using their official MLT trade-related programs (programs outside the scope of the OECD Arrangement) to offer more flexible financing, including in support of their country’s small businesses.
From 2015 to 2019, China’s official MLT export credit activity alone was at least equal to 90 percent of that provided by all G7 countries combined. (Of note, beyond its two official ECAs, China uses several other official government entities to finance its exports and trade practices through a variety of means, including export credits.)
By a conservative estimate, China’s official export and trade-related financing totaled at least $76 billion in 2019. An exact figure is impossible to come by, given the opacity of Chinese official financing.

06/23/2020

FTC Issues Staff Report on Made in USA Workshop, Seeks Comment on Related Proposed Rulemaking for Labeling Rule

Rule would apply to unqualified Made in USA claims made on product labels

The Federal Trade Commission today issued a staff report on an FTC workshop on Made in USA claims that was held last fall, and a notice of proposed rulemaking for a Made in USA Labeling Rule (proposed Rule).

The proposed Rule will apply to product labels making Made in USA and other unqualified U.S.-origin claims. The proposed Rule incorporates guidance set forth in the Commission’s previous Decisions and Orders and its 1997 Enforcement Policy Statement on U.S. Origin Claims.

Consistent with this guidance, the proposed Rule will prohibit marketers from including unqualified Made in USA claims on labels unless: 1) final assembly or processing of the product occurs in the United States; 2) all significant processing that goes into the product occurs in the United States; and 3) all or virtually all ingredients or components of the product are made and sourced in the United States.

The proposed Rule also covers labels making unqualified Made in USA claims appearing in mail order catalogs or mail order advertising. The proposed Rule does not supersede, alter, or affect any other federal or state statute or regulation relating to country-of-origin labels. The proposed Rule will make civil penalties available to deter violations.

“Whether a product is actually ‘Made in the USA’ is an important issue for consumers, manufacturers, retailers, and American workers,” said Andrew Smith, Director of the FTC’s Bureau of Consumer Protection. “We welcome comments from all stakeholders to inform our rulemaking effort.”

According to the staff report, the Made in USA workshop last fall sought to enhance the agency’s understanding of consumer perception of Made in USA claims and consider whether the Made in USA enforcement program can be improved. Public comments and input from the workshop’s panelists addressed three general topics: consumer perception of Made in USA claims, concerns about the FTC’s current enforcement approach, and potential changes to the FTC’s enforcement strategy.

According to the staff report, only one panelist provided survey evidence on how consumers understand Made in USA claims. Citing a 2013 study, the panelist noted that almost three in five Americans agree that “Made in America” means that all parts of a product, including any natural resources it contains, originated in the United States, and a third of consumers believe that 100 percent of a product must originate in a country for that product to be called “made” in that country.

The staff report states that this evidence supports the guidance in the FTC’s Enforcement Policy Statement on U.S. Origin Claims that at least a significant minority of consumers are likely to be deceived by an unqualified Made in USA claim for a product incorporating more than a trivial amount of foreign content.

The Commission vote to issue the staff report was 5-0. The Commission vote approving publication of the proposed Made in USA Labeling Rule in the Federal Register was 4-1, with Commissioner Noah Joshua Phillips voting no and issuing a dissenting statement. Commissioner Rohit Chopra issued a separate statement, as did Commissioner Christine S. Wilson.

The proposed Rule will be published in the Federal Register shortly. Instructions for submitting comments appear in the published document. The FTC will consider all timely and responsive public comments it receives in accordance with those instructions. Once processed, comments will be posted on Regulations.gov.

06/18/2020

Marketer Used Deceptive COVID-19 Stimulus Mailers To Lure Consumers to Used Car Sales, FTC Alleges

Louisiana-based company sent fake stimulus checks to consumers

The Federal Trade Commission is taking legal action to halt a scheme that allegedly deceived consumers with mailers supposedly directing them how to obtain federal COVID-19 stimulus benefits, which instead lured them to a used car sale.

The mailers sent by Traffic Jam Events, LLC and its owner, David J. Jeansonne II, were labeled “IMPORTANT COVID-19 STIMULUS DOCUMENTS” and directed consumers to “relief headquarters” to “claim these stimulus incentives,” the FTC alleged in its lawsuit against the company and Jeansonne.

📷The mailers led consumers to believe they could obtain stimulus relief temporarily in person, making multiple references both to the coronavirus pandemic and to a supposed economic stimulus program similar to the program enacted under the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the FTC alleged.

According to the complaint, the defendants’ mailers referred to an address in Florida as “relief headquarters” and “designated local headquarters,” telling consumers that they must “must claim these stimulus incentives at your designated temporary 10-day site...” The mailers also include a likeness of the Great Seal of the United States, as well as a mock check, labeled “Stimulus Relief Program.” When consumers arrived, however, they only found a lot hosting a car sale.

📷The FTC’s complaint notes that the defendants have been the subject of prior law enforcement actions in Kansas and Indiana, and that they are currently facing action from the state of Florida related to these mailers.

The FTC’s suit asks the court to stop the defendants’ actions and to require them to provide redress to consumers. The Commission vote authorizing the staff to file the complaint was 4-0-1 with Commissioner Rebecca Kelly Slaughter not participating. The complaint was filed in the U.S. District Court for the Eastern District of Louisiana.

The FTC would like to thank the Florida Office of the Attorney General for its substantial assistance in this matter.

NOTE: The Commission files a complaint when it has “reason to believe” that the named defendants are violating or are about to violate the law and it appears to the Commission that a proceeding is in the public interest. The case will be decided by the court.

06/12/2020

EXIM Board Votes to Notify Congress of Two Potential Transactions Supporting an Estimated 14,200 U.S. Jobs

First Use of EXIM’s COVID-19 Temporarily Expanded Supply Chain Financing Guarantee ProgramFOR IMMEDIATE RELEASE June 11, 2020Media Contact Name/Phone:Office of Communications (202) 565-3206WASHINGTON – The Export-Import Bank of the United States (EXIM) Board of Directors today voted unanimously to notify the U.S. Congress, pursuant to the law, of its consideration of two potential transactions, including one that would utilize an EXIM COVID-19 economic recovery measure.At the conclusion of a 35-day Congressional notification period, the EXIM Board may give final consideration to these transactions, which, if approved, would support an estimated 14,200 jobs across the United States. Members of the public also may provide comment on the potential transactions through the Federal Register.

06/05/2020

FTC Staff Provides 2019 Annual Financial Acts Enforcement Report to the CFPB

The staff of the Federal Trade Commission has provided its 2019 Annual Financial Acts Enforcement Report to the Consumer Financial Protection Bureau on its enforcement and related activities regarding the Truth in Lending Act (TILA), Consumer Leasing Act (CLA), and Electronic Fund Transfer Act (EFTA).

The report on TILA, CLA, and EFTA highlights, among other things, the FTC’s enforcement actions related to automobile purchases and financing, payday lending, credit repair and debt relief, consumer electronics financing, and electronic fund transfers.

It also addresses the FTC’s research and policy efforts related to truth in lending, including assessment and review of information from a qualitative study of consumers’ experiences in buying and financing automobiles at dealerships, and a workshop examining small business financing. The report highlights the agency’s Military Task Force, which comprises a cross-section of FTC representatives and focuses on various initiatives to assist military consumers. The report further outlines the FTC’s consumer and business education efforts on truth in lending, leasing, and electronic fund transfer issues.

05/29/2020

EXIM Approved 186 Small Business Authorizations Totaling More Than $173 Million and Supporting 900 U.S. Jobs in April
EXIM Extends COVID-19 Relief Measures to Continue Assisting U.S. Small Businesses During Ongoing Pandemic
FOR IMMEDIATE RELEASE May 28, 2020
Media Contact Name/Phone:
Office of Communications (202) 565-3203
WASHINGTON – In April, the Export-Import Bank of the United States (EXIM) approved 186 authorizations totaling $173.3 million in support of 900 American jobs at small businesses that export “Made in the USA” products around the world, according to the agency’s preliminary estimates.
This total includes $170.7 million of short-term authorizations and $2.6 million of medium-term authorizations supporting small businesses.
“We want to help American small businesses succeed in reopening and getting back to work,” said EXIM President and Chairman Kimberly A. Reed. “To assist our small businesses in this effort, EXIM has extended the relief measures we introduced in March until August 31. We continue to encourage small-business exporters to reach out directly to EXIM if they need assistance.”
In recent years, nearly 90 percent of EXIM’s authorizations have supported small businesses, and as part of EXIM’s recent reauthorization, Congress directed EXIM to build on the agency’s robust support of small business even further. In an effort to increase awareness and transparency about this strengthened commitment to small business, EXIM now publishes online a complete list of transactions since a quorum of the Board of Directors was restored in May 2019. Below is a summary of overall small-business activity in April.
Since the onset of the COVID-19 (coronavirus) pandemic, EXIM has announced a series of relief measures for U.S. exporters and financial institutions, including U.S. small businesses. On May 21, 2020, the agency announced it would further extend that assistance through August 31. Complete information is available on EXIM’s coronavirus response page. Please contact EXIM for more small-business exporter support.

05/26/2020

The Federal Trade Commission has charged a payday lending enterprise with deceptively overcharging consumers millions of dollars and withdrawing money repeatedly from consumers’ bank accounts without their permission. A federal court has entered a temporary restraining order halting the operation and freezing the defendants’ assets, at the FTC’s request.

According to the FTC, the 11 defendants, through Internet websites and telemarketing, and operating under the names Harvest Moon Financial, Gentle Breeze Online, and Green Stream Lending, used deceptive marketing tactics to convince consumers that their loans would be repaid in a fixed number of payments. In fact, in many instances, the FTC alleges, consumers found that long after the promised number of payments had been made, the defendants had applied their funds to finance charges only and were continuing to make regular finance-charge only withdrawals from their checking accounts.

In addition, the FTC charges that the defendants failed to make required loan disclosures, made recurring withdrawals from consumers’ bank accounts without proper authorization, and illegally used remotely created checks.

“Harvest Moon bled consumers dry, by promising a single payment payday loan, but then automatically debiting consumers’ bank accounts for finance charges every two weeks, in perpetuity,” said Andrew Smith, Director of the FTC’s Bureau of Consumer Protection.

The FTC charges the defendants with violating the FTC Act, the Telemarketing Sales Rule, the Truth in Lending Act and Regulation Z, and the Electronic Funds Transfer Act and Regulation E. The defendants named in the case are: Lead Express, Inc.; Camel Coins, Inc.; Sea Mirror, Inc,; Naito Corp.; Kotobuki Marketing, Inc.; Ebisu Marketing, Inc.; Hotei Marketing, Inc.; Daikoku Marketing, Inc.; La Posta Tribal Lending Enterprise; Takehisa Naito; and Keishi Ikeda.

The Commission vote authorizing the staff to file the complaint was 5-0. The U.S. District Court for the District of Nevada entered the temporary restraining order on May 19, 2020.

The FTC has information for consumers about payday loans, including alternative options and information for military consumers.

NOTE: The Commission files a complaint when it has “reason to believe” that the named defendants are violating or are about to violate the law and it appears to the Commission that a proceeding is in the public interest. The case will be decided by the court.

The Federal Trade Commission works to promote competition, and protect and educate consumers. You can learn more about consumer topics and file a consumer complaint online or by calling 1-877-FTC-HELP (382-4357). Like the FTC on Facebook, follow us on Twitter, read our blogs, and subscribe to press releases for the latest FTC news and resources.