High Vibe Mortgage Team

01/25/2025

🌟 Big News, My High Vibe Tribe! 🌟

The High Vibe Mortgage Team is expanding! 🎉 I have added Maine and North Dakota, joining my existing licenses in Texas and Minnesota! (Oklahoma...you're 3/4 way there) 🦞🌲🤠❄️

From seaside escapes to wide-open spaces, cozy cabins, bustling commercial projects, or investment opportunities, I’m here to help you bring your real estate dreams to life. Let’s make it happen! 🏡✨ (Note: I can originate business purpose loans in most states - message me for questions)

📩 Ready to get started? Message me today!

Angela McNeil | NMLS #2535443
High Vibe Mortgage Team at NEXA Mortgage
www.highvibemortgage.com
[email protected]
https://linktr.ee/angela_mcneil

01/25/2025

🌟 Is now the right time to buy a home? Let’s talk about it! 🌟

We wont discuss how many different prompts I had to try to get this beautiful masterpiece. It needed Scottish Highland Cows and, well, no matter how many times I ask, nobody has gifted me one yet. So, thank you AI. 🤣

🐮🐮Are you waiting for the perfect moment to buy your dream home, hoping for mortgage rates or housing prices to drop? Let's consider the current market dynamics:

Mortgage Rates: Over the past two years, 30-year fixed mortgage rates have consistently remained over 6%.

Home Prices: Despite market fluctuations, the national median existing-home price reached $404,400 in December 2024, marking a 6% increase from the previous year, and the 18th consecutive month of annual price increases.

While waiting for rates or prices to decline might seem prudent, by purchasing now, you can start building equity and take advantage of potential appreciation, rather than risking higher costs down the line. And when those rates drop, we refinance you. Win/Win. You end up with the house and the rate.

Remember, the best time to buy is when you're ready and have found the right home that fits your needs and budget. Let's explore your financing options together and make your homeownership dreams a reality today! 🏡💫

📲Start your pre-approval here. Click on the Loan Application button ➡️ https://linktr.ee/angela_mcneil

Angela McNeil | NMLS #255443
High Vibe Mortgage Team at NEXA Mortgage
[email protected]
www.highvibemortgage.com

01/22/2025

💰 Retire on YOUR Terms.
Need extra cash for travel, medical bills, or daily living expenses? A reverse mortgage unlocks the power of your home equity to give you the financial freedom you deserve. Plus, you won’t have to make monthly mortgage payments—putting more money in your pocket when you need it most.

🚨 Reverse Mortgage Myths—Busted!
MYTH: The bank takes your home.
TRUTH: You remain the homeowner, and the reverse mortgage is simply a loan secured by your home. You’ll never owe more than your home’s value, and repayment happens only when you sell or leave the property.

📞 Ready to learn how it works? Contact us today or follow this link and select the "Get on my calendar" option to schedule a call at a time that works best for you. https://linktr.ee/angela_mcneil

Angela McNeil | NMLS #2535443
High Vibe Mortgage Team at NEXA Mortgage
www.highvibemortgage.com
[email protected]

Reverse Mortgages - Angela McNeil - Mortgage Loan Officer✅Full or Partial Lump Sum, ✅Line of Credit, ✅Monthly Payments .

01/21/2025

💎 Your success deserves a trusted partner. I’m not just here to connect you to a loan—I’m here to help you elevate your business, your portfolio, and your legacy.

✨ Why the High Vibe Mortgage Team at NEXA Mortgage?

Tailored solutions for each individual client.
Deep expertise in commercial and investment lending.
A partner who sees your vision and gets it done.

📲 Message me today. Let’s fund your next big vision together!

Angela McNeil | NMLS #2535443
[email protected]
www.highvibemortgage.com
https://linktr.ee/angela_mcneil

01/18/2025

Minnesota friends!!! You HAVE to check out this 4 bedroom, 3 bath MCM on 1 acre for $375,000! I would have bought it the day it was listed, if I was close. 😍😍😍

Here is the Zillow listing: https://www.zillow.com/homedetails/4421-Birchmont-Dr-NE-Bemidji-MN-56601/335647198_zpid/

Once you're done oohing and aahing, let's get your pre-approval in place, pronto. This won't last long.

Angela McNeil - NMLS #2535443
www.highvibemortgage.com
[email protected]

To start your application - click this link and then click on "Loan Application." https://linktr.ee/angela_mcneil

01/18/2025

🚑💳 Breaking News: Have You Heard??? Medical Debt is Outta Here! 🩺🚫

Attention, homebuyers and realtors: The credit bureaus just did us all a solid! 🙌 Medical debt can no longer haunt your credit reports. That’s right—no more “Surprise! You broke your back four years ago, and now your credit score is in traction.” While the debt itself was not calculated in your DTI, it still had a negative effect on your credit score.🏥

Here’s the deal:
✅ There will be ZERO Americans with medical debt reported on their credit reports.
✅ It’s estimated to raise credit scores by an average of 20 points.
✅ The CFPB states that medical bills are poor predictors of an individual’s ability to repay a loan.
✅ That means a smoother path to homeownership for so many - an estimated 22,000 per year, in fact!

What does this mean for you?
👉 Homebuyers: Call me today...or email...or DM me. Let's find out if this credit update is the game-changer you've been waiting on!
👉 Realtors: Time to reach out to those clients who thought a hospital bill (or 6) was standing between them and their dream home.

✨ High Vibe Mortgage Team—making homeownership less stressful and more... vibey. ✨



Angela McNeil - NMLS #2535443
High Vibe Mortgage Team at NEXA Mortgage
www.highvibemortgage.com
[email protected]

To start your pre-approval, click on this link and click "Loan Application." https://linktr.ee/angela_mcneil

01/18/2025

Heyyyyy, Texas. Here's your chance to own a Zillow Gone Wild home! And I have just the loan for it that will cover the purchase AND renovation.

https://linktr.ee/angela_mcneil

01/17/2025

Are you in the Crypto game?

I've got exciting news coming. 👀

01/03/2025

🏢 Take Your Business to the Next Level with a Commercial Loan in 2025! 🏢

Are you a business owner or real estate investor looking to purchase your own building, expand your portfolio or fund your next big project? The High Vibe Mortgage Team at NEXA Mortgage is here to make it happen! 🎯

Whether you're planning to purchase, build, refinance, or renovate a commercial property, we offer tailored solutions to help you achieve your goals. 🛠️💼

Your vision deserves to thrive in 2025! Let us take the hassle out of financing so you can focus on growth.

Angela McNeil | Mortgage Loan Officer NMLS #2535443
www.highvibemortgage.com
[email protected]

01/02/2025

🌟 Big News for Homebuyers in 2025! 🌟

The FHA loan limits have increased for 2025, making it easier than ever to purchase your dream home! This change means more buying power and more opportunities to secure the perfect place for you and your family.

If you’ve been thinking about buying a home in 2025, now is the time to start planning! Let me guide you through the process and help you take full advantage of these new limits.

📩 Message me today to get started on your journey to homeownership. Let’s make 2025 your year! 💫

Angela McNeil | Mortgage Loan Officer NMLS #2535443
High Vibe Mortgage Team at NEXA Mortgage
www.highvibemortgage.com
[email protected]

12/08/2024

Attention Small Businesses and Start-Ups:

Why rent your business space when you can own it? With the SBA loan, purchasing your property has never been easier or more affordable. Start building equity, save on long-term costs, and set your business up for future flexibility. Ready to explore your options? Reach out today to learn more about how an SBA loan could benefit you!

💲Long-Term Savings: Lock in low, fixed interest rates and avoid rising rent costs.
📈Build Equity: Every payment builds your investment, not your landlord’s.
🏨Future Flexibility: Sell, lease, or keep the property as an asset if you relocate.

Start-ups accepted.
Owner must occupy at least 51% of the building (61% if new construction).

Angela McNeil | NMLS #2535443
www.highvibemortgage.com
[email protected]
NEXA Mortgage

12/08/2024

Asking for before and after pics is on my to-do list now when anyone closes a HELOC for home upgrades. A client sent me these and it made my heart so happy! With their HELOC, the wife bought a portable building and turned it into her Office and the husband got a carport large enough to fit alllllll the toys PLUS they paid off their credit card debt! Reducing credit card debt and increasing your home value sounds like a perfect use of HELOC funds!

What can a HELOC help you accomplish today? While I have several HELOC programs available, the one that will get you funds in your bank account the quickest with the least amount of documents is my High Vibe HELOC.

Apply in under 5 minutes! https://tinyurl.com/HighVibeHeloc

12/05/2024

Thank you to Homes By Lainie Real Estate Group, Easy Life Realty Texoma and American Dream Realty for putting together an awesome 1st Annual Business Planning Workshop. We look forward to next year's event!

Thank you to Reynolds Wreaths for making the beautiful wreath for our prize drawing. If you need a closing gift, she has you covered!

11/19/2024

If you're needing a Christmas wreath, get with her ASAP!

11/19/2024

🎁 Need Cash for the Holidays? We’ve Got You Covered! 💸

The holidays shouldn’t leave you stressed or in debt. 🎄✨

With a Home Equity Line of Credit (HELOC), you can:
✅ Handle holiday expenses with ease
✅ Pay off high-interest credit cards
✅ Start the new year debt-free and in control

💡 Imagine turning your home’s equity into cash for:
✔ Gifts & travel
✔ Home upgrades
✔ Paying down debt

📲 Apply now and unlock the financial freedom you deserve!

https://tinyurl.com/HighVibeHeloc

11/07/2024

Minnesota residents!

Own your very own Zillow Gone Wild house! Orrrr...if that's not interesting enough, it was previously owned by the inventor of rollerblades!!

I have plenty of purchase + rehab loans for this!

Give me a call or email me and let's get you pre-approved!

Listed by Chasing Dreams Real Estate

Angela McNeil - NMLS #2535443
www.highvibemortgage.com
[email protected]

11/03/2024

💲Need quick access to cash? A HELOC (Home Equity Line Of Credit) can give you the flexibility you need to tackle life's big expenses, from home renovations to debt consolidation. Let's talk about how to make your home's equity work for you.

Funding in as little as 5 days in most states (12 days in Texas).

Apply in under 10 minutes.
https://axenmortgageheloc.com/account/heloc/register?referrer=8d56014e-966a-47d0-a9ae-97f3f4aa9fc5

11/03/2024

Attention Small Businesses and Start-Ups:
Why rent your business space when you can own it? With the SBA 504 loan, purchasing your property has never been easier or more affordable. Start building equity, save on long-term costs, and set your business up for future flexibility. Ready to explore your options? Reach out today to learn more about how an SBA 504 loan could benefit you!

💲Long-Term Savings: Lock in low, fixed interest rates and avoid rising rent costs.
📈Build Equity: Every payment builds your investment, not your landlord’s.
🏨Future Flexibility: Sell, lease, or keep the property as an asset if you relocate.

Start-ups accepted.
Owner must occupy at least 51% of the building (61% if new construction).

Angela McNeil | NMLS #2535443
www.highvibemortgage.com
[email protected]
NEXA Mortgage