Tanya Carter, Realtor/Realtist

09/04/2024

Did You Know?

Most experts project the Fed will start cutting the Federal Funds Rate this month.

And while the Fed doesn’t control mortgage rates, a Federal Funds Rate cut can have an impact. It should help keep the downward mortgage rate momentum going, especially if inflation and the economy continues to cool.

If you want to talk more about what that means for you, DM me.



[email protected] | DRE 02112317

09/03/2024

Did You Know?

Here’s an early 2025 housing market forecast.

Experts project mortgage rates will come down slightly, which should lead more buyers and sellers to move. And that’ll create a moderate increase in sales as activity ticks up. It’ll also likely push prices up a little bit nationwide, though price changes will vary by location.

DM me if you want to start planning for your move.



[email protected] | DRE 02112317

09/03/2024

‼️MOTIVATED SELLER‼️
💰 $1,025,000 | Immediate Equity of $118,000

📌 14708 Sherman Way, Van Nuys, CA 91405

Open House
Saturday, September 7th | 1:00p-3:00p
Sunday, September 8th | 2:00p-4:00p

🛌 4 Bedrooms
🛁 3.5 Bathrooms
📏 2,100 SQFT
📏 3,240 SQFT Lot

Welcome Home to this impeccable 3 Story Single Family home built-in 2018. The home offers 4 bedrooms, 3.5 baths with 2,100 square feet of open floorplan. Imagine yourself in the gourmet kitchen, with huge center island, Quartz countertops, Shaker Cabinets, custom back-splash, Caf gas stove and microwave is included, along with a Whirlpool refrigerator and dishwasher. This home also includes a separate laundry room which is located on the 3rd floor; washer/dryer included. Laminate Hardwood Flooring is on the main level2nd floor. All the windows have custom Plantation shutters. One Bedroom is located on 1st floor with a full bathroom; perfect for the mother-in-law, guest, or an office. Stupendous Master bedroom has Walk-In Closet and both Master/guest bathrooms with Modern Vanities and Finishes. Each bedroom has mirrored sliding closet doors. Upgraded yard with modern concrete paver design; perfect for barbeque and entertaining. This is an ENERGY STAR certified home with a tankless water heater, programmable thermostat, and a 10-year limited warranty. A private two-car garage.

————————————————

Exclusively listed by
Tanya Carter
REALTOR®/REALTIST, MRP, ABR®
Tanya Carter Realty
The Langley Stone Group
CA DRE: 02112317
Phone:424-438-4807

09/02/2024

Did You Know?

Could a 55+ Community Be Right for You?

If you’re thinking about downsizing, you may be hearing about 55+ communities and wondering if they’d be a good fit for you. Here’s some information that could help you make your decision.

What Is a 55+ Community?

It’s important to note that these communities aren’t just for people who need extra support – they can be pretty vibrant, too. Many people who are downsizing opt for this type of home because they’re looking to be surrounded by people in a similar season of life. U.S. News explains: “The terms ‘55-plus community,’ ‘active adult community,’ ‘lifestyle communities’ and ‘planned communities’ refer to a setting that caters to the needs and preferences of adults over the age of 55. These communities are designed for seniors who are able to care for themselves but may be looking to downsize to a community with others their same...



[email protected] | DRE 02112317

If you’re thinking about downsizing, you may be hearing about 55+ communities and wondering if they’d be a good fit for you.

09/01/2024

Did You Know?

How To Avoid Today's Top Seller Mistakes

Want to know some of the top mistakes sellers are making today and how to make sure they don’t happen to you too? The biggest missteps are pricing a house too high, skipping repairs, not being objective, and not being willing to negotiate. And the best way to avoid falling into any of these traps is to partner with a trusted real estate agent who knows exactly what to do. Let’s connect so you have someone to lean on for advice.



[email protected] | DRE 02112317

Want to know some of the top mistakes sellers are making today and how to make sure they don’t happen to you too?

08/31/2024

Did You Know?

What's the Impact of Presidential Elections on the Housing Market?

If you’ve been considering buying or selling a home this year, you’re probably curious about what the election might mean for the housing market – and if it’s still a good time to make your move.

Home Sales

In the month leading up to a Presidential election, from October to November, there’s typically a slight slowdown in home sales.

Some consumers will simply wait it out before they make their purchase decision. However, it’s important to know this slowdown is small and temporary.
Historically, home sales bounce right back and continue to rise the following year.

Home Prices

You may also be wondering about home prices. Do prices come down during election years? Not typically.

Home prices generally rise over time, regardless of an election cycle. So, based on what history shows, you can expect the...



[email protected] | DRE 02112317

It’s no surprise that the upcoming Presidential election might have you speculating about what’s ahead.

08/30/2024

Did You Know?

How To Avoid These Top Seller Mistakes

Want to avoid making some of the top seller mistakes? The key is working with a real estate agent so you don’t overprice your house or skip necessary repairs. Let’s connect so you can avoid making these costly mistakes.



[email protected] | DRE 02112317

08/29/2024

Did You Know?

As inventory grows, the market is starting to balance out a bit. But don’t worry – this isn’t close to an oversupply that would cause a crash.
It just means buyers are regaining negotiation power as their options grow. And sellers need to price their house right and may want to consider some repairs to help it stand out.
Let’s connect to talk more about how this impacts you.



[email protected] | DRE 02112317

08/28/2024

Did You Know?

What Mortgage Rate Are You Waiting For?

You won’t find anyone who’s going to argue that mortgage rates have had a big impact on housing affordability over the past couple of years. But there is hope on the horizon. Rates have actually started to come down.

Expert Projections for Mortgage Rates

Experts say the overall downward trend should continue as long as inflation and the economy keeps cooling. But as new reports come out on those key indicators, there’s going to be some volatility here and there.

What you need to remember is it’s not wise to let those blips distract you from the larger trend. Rates are still down roughly a full percentage point from the recent peak compared to May.

Know Your Number for Mortgage Rates

So, what does this mean for you and your plans to move? If you’ve been holding out and waiting for rates to come down, know that it’s already...



[email protected] | DRE 02112317

You won’t find anyone who’s going to argue that mortgage rates have had a big impact on housing affordability over the past couple of years.

08/27/2024

Did You Know?

Want to know the top mistakes sellers are making today? It’s overpricing their house.

A price that’s too high is going to cost you. It turns buyers away and may mean you need a price drop to re-ignite interest in the home.

To make sure you don’t end up making this mistake, DM me, and let’s price it right from the start.



[email protected] | DRE 02112317

08/26/2024

Did You Know?

Did you know? The supply of homes for sale has grown significantly this year.
Here’s what that growth means:
More options for your move
More negotiation power for you
More likely sellers will make some repairs
More moderate price growth
DM me if you want to talk more about how this benefits you when you buy a home.



[email protected] | DRE 02112317

08/25/2024

Did You Know?

Today’s Biggest Housing Market Myths

Have you ever heard the phrase: don’t believe everything you hear? There’s a lot of misinformation out there. And right now, making sure you have someone you can go to for trustworthy information is extra important.

1. I’ll Get a Better Deal Once Prices Crash

If you’ve heard home prices are going to come crashing down, it’s time to look at what’s actually happening. While prices vary by local market, there’s a lot of data out there from numerous sources that shows a crash is not going to happen. So, if you think waiting will score you a deal, know that data shows there’s not a crash on the horizon, and waiting isn’t going to pay off the way you’d hoped.

2. I Won’t Be Able To Find Anything To Buy

If this nagging fear about finding the right home if you move is still holding you back, you probably haven’t talked with an expert...



[email protected] | DRE 02112317

Have you ever heard the phrase: don’t believe everything you hear?

08/24/2024

Did You Know?

How Growing Inventory Benefits Today's Buyers

Inventory is growing and that means more options for your search, more negotiation power for you, it’s more likely sellers will make select repairs, and more moderate price growth. If you want to talk more about rising inventory means for you, let’s connect.



[email protected] | DRE 02112317

08/23/2024

Did You Know?

How Growing Inventory Benefits Today's Buyers

While the number of homes for sale varies by local area, nationally we’re up over 36% year-over-year, but still down almost 29% compared to what’s normal. Here’s what that means when you buy: more options for your search, more negotiation power for you, it’s more likely sellers will make select repairs, and more moderate price growth. If you want to talk more about what rising inventory means for you, let’s connect.



[email protected] | DRE 02112317

While the number of homes for sale varies by local area, nationally we’re up over 36% year-over-year, but still down almost 29% compared to what’s normal.

08/22/2024

Did You Know?

There’s some misinformation out there and it’s time to set the record straight.

If you think home prices are going to crash, you should know the national data doesn’t support that theory. There just aren’t enough homes on the market today.

What else have you heard about the housing market that you’re worried about? Drop a comment below and let’s have a conversation.



[email protected] | DRE 02112317

08/21/2024

Did You Know?

The Number One Mistake Sellers Are Making: Overpricing Their House

In today's housing market, many sellers are making a critical mistake: overpricing their houses. This common error can lead to a home sitting on the market for a long time without any offers. And when that happens, the homeowner may have to drop their asking price to try to re-ignite buyer interest.

If you’re thinking about making a move yourself, here’s what you need to know. The best way to avoid making a costly mistake is to work with a trusted real estate agent to find the right price. Here’s a look at what’s at stake if you don’t.

Not Paying Attention To Current Market Conditions

Understanding current market conditions is key to accurate pricing.

Real estate agents stay updated on market trends and how they impact the pricing strategy for your house.

Pricing It Based on What You Want To Make...



[email protected] | DRE 02112317

In today's housing market, many sellers are making a critical mistake: overpricing their houses.

08/20/2024

Did You Know?

What Credit Score Do You Really Need To Buy a House?

When you're thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if you qualify, and which home loan will work best for you. As the Mortgage Report says:

"Good credit scores communicate to lenders that you have a track record for properly managing your debts. For this reason, the higher your score, the better your chances of qualifying for a mortgage."

The trouble is most buyers overestimate the minimum credit score they need to buy a home. According to a report from Fannie Mae, only 32% of consumers have a good idea of what lenders require. That means nearly 2 out of every 3 people don’t.

So, here’s a general ballpark to give you a rough idea. Experian says:

“The minimum credit score needed to buy...



[email protected] | DRE 02112317

When you're thinking about buying a home, your credit score is one of the biggest pieces of the puzzle.

08/19/2024

Did You Know?

If you’re thinking about buying a home, there are 3 reasons you may want to make your move this fall.

1) Inventory is growing, giving you more options
2) Newly built homes may be more budget-friendly than you’d expect
3) Mortgage rates have come down from their peak last October

Want to talk about what this means for your move? DM me.



[email protected] | DRE 02112317

08/18/2024

Did You Know?

3 Reasons To Move in Today’s Shifting Market

The housing market is in a transition. And that gives you 3 key opportunities going into the fall. There are more homes actively for sale. Builders are motivated to sell, so a newly built home may be more achievable than you think. And mortgage rates have come down from their recent peak. If you’re ready and able to buy, you may find the housing market this fall a bit easier to navigate. Let’s connect to get started.



[email protected] | DRE 02112317

The housing market is in a transition. And that gives you 3 key opportunities going into the fall.

08/17/2024

Did You Know?

Good news for all the buyers out there.

The supply of homes for sale has grown significantly this year. There are 36.6% more homes actively for sale compared to 2023. This means more options for you.

But this doesn’t mean we have an oversupply. Inventory is still almost 29% lower compared to more normal years like 2017-2019.



[email protected] | DRE 02112317

08/16/2024

Did You Know?

Reasons To Move in Today’s Shifting Market

You have 3 key opportunities if you’re looking to move this fall. Inventory is growing, homebuilders are motivated to sell, and mortgage rates have come down from their recent peak. Let’s connect if you want more information.



[email protected] | DRE 02112317

08/15/2024

Did You Know?

Is Affordability Starting To Improve?

Over the past couple of years, a lot of people have had a hard time buying a home. And while affordability is still tight, there are signs it's getting a little better and might keep improving throughout the rest of the year. Here’s a look at the latest data on the three biggest factors affecting home affordability.

1. Mortgage Rates

Mortgage rates have been volatile this year, bouncing around from the mid 6% to low 7% range. But there's some good news. Data from Freddie Mac shows rates have been trending down overall since May. When rates decline, it's easier to afford the home you want because your monthly payment will be lower. Just don’t expect them to go back down to 3%.

2. Home Prices

The second big thing to think about is home prices. Nationally, they’re still going up this year, but not as fast as they did a couple of...



[email protected] | DRE 02112317

Over the past couple of years, a lot of people have had a hard time buying a home.

08/14/2024

Did You Know?

Have you heard of the Great Wealth Transfer?

Over the next 20 years, roughly $84 trillion is expected to change hands from Baby Boomers to Gen X and Millennials.

And as it’s passed down, it’ll impact the housing market because it should help younger generations be in a better position to afford homes.



[email protected] | DRE 02112317

08/13/2024

Did You Know?

Affordability has been a challenge for a while now.
There are three main factors that impact it: mortgage rates, home prices, and wages.
Here’s the good news. There are early signs that all three are starting to improve. Mortgage rates are coming down, home price growth is moderating, and wages are going up.
If you’re thinking about kicking off your search, DM me.



[email protected] | DRE 02112317

08/12/2024

Did You Know?

Helpful Negotiation Tactics for Today’s Housing Market

If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market. And while that doesn’t make this a buyer’s market, it does mean buyers may be able to ask for a little more. So, sellers need to be ready for that possibility and know what they’re willing to negotiate.

Whether you’re looking to buy or sell a house, here’s a quick rundown of potential negotiations that may pop up during your transaction. That way, you’re prepared no matter which side of the deal you’re on.

What Can You Negotiate?

Most things in a home purchase are on the negotiation table. Here’s a list of just a few of those options, according to Kiplinger and LendingTree:

• Sale Price
• Home Repairs
• Fixtures
• Closing Costs
• Home Warranties
• Closing Date

One thing is true whether you’re a buyer or a...



[email protected] | DRE 02112317

If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market.

08/11/2024

Did You Know?

Home Inspections for Sellers: How To Prepare

Wondering how to get your house ready for the inspection? You may want to do some select repairs before listing to get ahead. To decide what's worth tackling, you need expert advice. Let's chat so you know what to prioritize.



[email protected] | DRE 02112317

08/10/2024

Did You Know?

What Every Homeowner Should Know About Their Equity

Curious about selling your home? Understanding how much equity you have is the first step to unlocking what you can afford when you move. And since home prices rose so much over the past few years, most people have much more equity than they may realize.

Here’s a deeper look at what you need to know if you’re ready to cash in on your investment and put your equity toward your next home.

Home Equity: What Is It and How Much Do You Have?

Home equity is the difference between how much your house is worth and how much you still owe on your mortgage. For example, if your house is worth $400,000 and you only owe $200,000 on your mortgage, your equity would be $200,000.

Recent data from the Census and ATTOM shows Americans have significant equity right now. In fact, more than two out of three homeowners have either...



[email protected] | DRE 02112317

Curious about selling your home?

08/09/2024

Did You Know?

Getting ready to sell your house? Here’s the scoop on home inspections and how to prep for them.

As more homes hit the market, buyers are regaining some negotiating power. That means it might be a good idea to tackle some key repairs before listing.

But how do you know which ones are worth it?

Expert advice is key. Let's chat so you know what to prioritize.



[email protected] | DRE 02112317

08/08/2024

Did You Know?

Thinking about selling, but not sure where you’ll go?

The good news is the supply of newly built and existing homes for sale has grown this year. That gives you more options – each with their own perks.

So, which will you choose? A charming existing home or a shiny new build?

Let me know which features you’re looking for in your next home. Drop your answer below.



[email protected] | DRE 02112317

08/07/2024

Did You Know?

Have you heard the good news?

Mortgage rates are down a full percent from their recent peak.

And if higher rates were the biggest thing keeping you on the sidelines, this may be exactly what you were waiting for.

If you’re ready to jump back into the market, DM me.



[email protected] | DRE 02112317