Ryan Larussa at GMFS Mortgage - NMLS #96565

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Baton Rouge, LA
Ryan Larussa at GMFS Mortgage - NMLS #96565

Approved States:
Alabama #96565
Louisiana #96565
Mississippi #96565
Tennessee #96565
Texas #96565
www.nmlsconsumeraccess.org. I love what I do.
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See additional disclosures at http://gmfsmortgage.com/disclosures. I wake up every day to help folks achieve the American Dream of home ownership. I have been in the mortgage industry since 2000 and my passion is making mortgages happen one loan at a time!
- I take a proactive approach that has resulted in building and nurturing relationships with a strong capacity to manage multiple clients with

strict timelines.
- I am a team oriented leader working with a successful track record of over 15 years of experience in the mortgage industry.
- Every day has an agenda which means my pipeline is always growing and generating new B2B and B2C partnerships with which to nurture.
- I am able to provide mortgages in Louisiana, Mississippi, Alabama, and Tennessee.
- Whatever the mortgage needs, I pride myself on being the mortgage banker that helps clients find the financing solution that is right for their needs while saving them as much time, money, and stress during the process. See additional disclosures at http://gmfsmortgage.com/disclosures

12/13/2024

Rates remained steady during the week ending December 13, 2024, with inflation coming in as expected, all but ensuring a coming Fed policy rate cut. GMFS Mortgage is an Equal Housing Lender.

Markets in a Minute

12/12/2024

Another outstanding client!🏡✨ It was our privilege to help her step into her beautiful new home. Congratulations and welcome to the next chapter! 🎉
Legacy Title, LLC

12/11/2024

There are 9 key mindsets of the most successful people—master these, and you'll level up your game. 🚀

12/10/2024

Success is built on discipline, consistency, and hard work. 🚀 There are no shortcuts—only the daily grind that turns dreams into reality. 💪

12/10/2024

Your Weekly Tax Tip - Greg A. Kennedy, CPA

2025 contribution limits are set for retirement plans. Now is a good time to plan your upcoming retirement contributions.

12/09/2024

You may be able to borrow more for less! The amount that can be borrowed through a standard home loan rose by 5.2% to more than $806K for 2025, and even more in certain high-cost areas. For FHA programs, the 2025 limit is more than $524K in most places. That means you may have more flexibility and possibly get lower rates to purchase or refi in a higher price range than before.

Get started at www.gmfsmortgage.com today!

12/06/2024

Mortgage rates remained flat during the week ending December 6, 2024, as new data showed a resilient labor market and economy. GMFS Mortgage is an Equal Housing Lender.

Markets in a Minute

12/04/2024

🏡🏠Congrats to one of our First-Time Homebuyers! 8 months of searching, but the wait was well worth it. ✨🥂

Cristi Ragusa Ragusa

12/04/2024

**Under Contract in Baton Rouge!
🏡🏠Thrilled to assist another family with their dream of homeownership. Thanks for trusting Team Larussa!
gmfsmortgage.com/ryan.larussa
☎️ 225-214-5153 | [email protected]

Jessica Antilley, Realtor Joanie Montelaro Real Estate Agent

12/04/2024

**Under Contract in Gretna!
🏡🏠Thrilled to assist another family with their dream of homeownership. Thanks for trusting Team Larussa!
gmfsmortgage.com/ryan.larussa
☎️ 225-214-5153 | [email protected]

Joey Walker, Realtor Marbry Group - Engel & Völkers

12/04/2024

**Under Contract in Prairieville!
🏡🏠Thrilled to assist another family with their dream of homeownership. Thanks for trusting Team Larussa!
gmfsmortgage.com/ryan.larussa
☎️ 225-214-5153 | [email protected]

Kristine Paul-TeamSmith By EXP

12/04/2024

**Under Contract in Gonzales!
🏡🏠Thrilled to assist another family with their dream of homeownership. Thanks for trusting Team Larussa!
gmfsmortgage.com/ryan.larussa
☎️ 225-214-5153 | [email protected]

Kai Smith Burton Realtor The Rae Broussard Team At Keller Williams Realty

12/04/2024

Housing Forecast 2025
check out the link below:
https://www.realtor.com/news/trends/housing-forecast-mortgage-rates-home-prices/

12/03/2024

12/02/2024

**Under Contract in Baton Rouge!
🏡🏠Thrilled to assist another family with their dream of homeownership. Thanks for trusting Team Larussa!
gmfsmortgage.com/ryan.larussa
☎️ 225-214-5153 | [email protected]

Kenny Babin Realtor at Keller Williams Realty Red Stick Partners Darlene Desselle

11/29/2024

Rates continued to hold steady during the week ending November 29, 2024, as inflation and economic data showed a resilient economy. GMFS Mortgage is an Equal Housing Lender.

Markets in a Minute

11/28/2024

🍁 **Happy Thanksgiving!** 🦃

Today, we celebrate family and give thanks for all our blessings. We're incredibly thankful for our amazing clients who trust us with their home financing dreams and for our referral partners who make our work possible.

Wishing you all a joyful and blessed holiday! 🏡✨

11/27/2024

Check out this article from Scotsman Guide 📰 🗞️
https://www.scotsmanguide.com/news/mortgage-originations-to-grow-by-28-in-2025-mba/

Address

4561 Durham Place Suite C
Baton Rouge, LA
70816

Telephone

+12252145153

Website

http://www.gmfsmortgage.com/ryan.larussa

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Videos

Housing market

Housing Forecast 2025 check out the link below: https://www.realtor.com/news/trends/housing-forecast-mortgage-rates-home-prices/

Untitled design (5)

🍁 **Happy Thanksgiving!** 🦃 Today, we celebrate family and give thanks for all our blessings. We're incredibly thankful for our amazing clients who trust us with their home financing dreams and for our referral partners who make our work possible. Wishing you all a joyful and blessed holiday! 🏡✨ #Thanksgiving #Gratitude #HomeLoans

scotsman

Check out this article from Scotsman Guide 📰 🗞️ https://www.scotsmanguide.com/news/mortgage-originations-to-grow-by-28-in-2025-mba/

myths vs reality

**5 Common Myths About the Mortgage Business** 1. **You Need a Perfect Credit Score to Get a Mortgage** Many people believe that only those with perfect or near-perfect credit scores qualify for a mortgage. While a higher score often results in better interest rates, there are programs designed for individuals with lower credit scores, such as FHA loans or VA loans. 2. **You Have to Put 20% Down** The 20% down payment rule is outdated. Today, many loan programs allow buyers to put down less based on qualification, making homeownership more accessible. 3. **Pre-Qualification Equals Loan Approval** Pre-qualification is just an estimate of what you might be able to borrow. Full loan approval requires a more thorough process, including income verification, credit checks, and underwriting. 4. **You Should Always Choose the Lowest Interest Rate** The lowest interest rate isn’t always the best option. Other factors, like loan terms, fees, and closing costs, can significantly affect the total cost of your mortgage. It’s important to evaluate the overall loan package. 5. **You Can’t Get a Mortgage If You’re Self-Employed** While self-employed individuals may face more stringent documentation requirements, such as providing tax returns and profit-and-loss statements, they can absolutely qualify for mortgages with proper preparation.

Thanksgiving pies

Adam closing

🏠 ✨Big Congrats! Wishing your family many years of happiness in your new home! #Congratulations #family #newhome #familyhome Yesseaux Title and Law Ryan Smith-Realtor Adam Woods at GMFS Mortgage -Nmls# 1779427

Team Larussa

Check out this article '15 States You Can Move To That Offer Free College Tuition' https://www.realtor.com/advice/buy/15-states-free-college-move/?cid=eml__1946:66e221571a4446d4e6969d41:rm202411181130_Marketing_Consumer_Daily_EditorialRSSDynamic

veterans day

#VeteransDay #VeteransDay2024 #veterans #grateful

2025

#mindset #mindsetmatters #finishstrong

halloween

🎃 Happy Halloween from Team Larussa! Whether you're looking for a boo-tiful new home or a fang-tastic refi, we've got some spooktacular deals waiting for you. 👻 Give us a call today and let’s make your homeownership dreams a reality—no tricks, all treats! 🏡 #HappyHalloween #HomeLoans #SpookyDeals

Go under contract in November TIME

It’s the most wonderful time of the year! 🎄 Maximize the benefits, especially with the holidays approaching. ✨🏠 Go under contract now 📝, close in November, and you won’t have to make your 1st payment until January! 🎉😎✨🍾 #NoPaymentsTil2025 #HomeBuyingSeason #GMFS

Give us a call today and let us see how we can help YOU!

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Our Story

I love what I do. I wake up every day to help folks achieve the American Dream of home ownership. I have been in the mortgage industry since 2000 and my passion is making mortgages happen one loan at a time! - I take a proactive approach that has resulted in building and nurturing relationships with a strong capacity to manage multiple clients with strict timelines. - I am a team oriented leader working with a successful track record of over 15 years of experience in the mortgage industry. - Every day has an agenda which means my pipeline is always growing and generating new B2B and B2C partnerships with which to nurture. - I am able to provide mortgages in Louisiana, Mississippi, Alabama, Texas and Tennessee. - Whatever the mortgage needs, I pride myself on being the mortgage banker that helps clients find the financing solution that is right for their needs while saving them as much time, money, and stress during the process. Approved States: Alabama #96565 Louisiana #37882 Mississippi #96565 Tennessee #118763 Texas #96565 NMLS #96565 www.nmlsconsumeraccess.org

GMFS LLC is an Equal Housing Lender. All mortgages are originated by GMFS LLC at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806. NMLS #64997. Branch NMLS #70433.