Haystack Help Radio

Haystack Help Radio Haystack Help Radio is a consumer advocacy radio show hosted by Scott Whatley and airs Monday throug Haystack Help Radio is owned and hosted by Scott Whatley.

Since January 2009, Haystack Help Radio has been engaging consumers with a trusted source to find the most qualified, reliable and reputable companies in Colorado who pledge to deliver an exceptional customer experience, fair pricing and quality workmanship. HAYSTACK HELP DAILY RADIO SHOW FOR CONSUMERS: www.HaystackHelpRadio.com
The Haystack Help Radio Show is hosted by Scott Whatley. The show

airs Mon-Fri at Noon-1:00 PM on 560AM KLZ. The show is dedicated to helping consumers with problems, questions, and referrals. Featured guests have the opportunity to promote their products and services during the show. REFERRAL WEBSITE FOR CONSUMERS -
www.HaystackHelpRadio.com:
HaystackHelpRadio.com is a website service to save consumers time and have peace of mind knowing there’s a free consumer service you can trust. HaystackHelpRadio.com provides consumers with Pre-Screened and Approved Service Professionals. The number of Official Haystack Registered Companies on HaystackHelpRadio.com is limited in each category, which gives consumers a fair amount of choice. We know that finding HELP can be like finding a needle in a haystack but with Haystack Help; finding the needle just got a lot easier! Haystack Help Radio is a highly exclusive program and is designed to introduce consumers to the finest companies in Colorado. It’s also dedicated to providing Colorado companies with an affordable marketing opportunity to increase business leads through the Radio and Web.

Everything you need to know about getting a traffic ticket!
07/29/2024

Everything you need to know about getting a traffic ticket!

On the 7/25/24 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch & Beck Law talks about “Traffic Infractions” and how points get assigned to your driving record.

Attorney Kevin Flesch of Flesch & Beck Law offers over 25 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 7/25/24 Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2024/07/Haystack-07-25-24-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch.

It’s always a free consultation at Flesch & Beck Law Firm.

Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

Our exclusive Mortgage Broker, Kurt Rogers at Affordable Interest Mortgage - Powered By IMB provides some great insights...
07/24/2024

Our exclusive Mortgage Broker, Kurt Rogers at Affordable Interest Mortgage - Powered By IMB provides some great insights into interest rates and what he's hearing out in the market about the Feds intentions.

Hello friends! I’m Kurt Rogers, Managing Broker at Affordable Interest Mortgage and I have been in the Customer Satisfaction Business since 1977. Call me and let’s talk about your mortgage needs, together, we’ll explore your Mortgage options.

On this 7/23/24 episode of The Your Money Matters Radio Show, I address the following questions from consumers:

1) We are seeing the Feds change their tune about inflation, there's some talk out there that they may start lowering interest rates in September, do you agree?

2) In the past, you have talked about how homeowners can refinance their home without having to have an appraisal or provide income verification, who does this apply to?

3) With interest rates dropping, how long should a homeowner wait before they refinance?

4) And finally, if they are going to wait, what can they do NOW to save so they are well prepared when they do decide to move forward?

Also, I provide additional insights on various refinance topics so be sure to click on the podcast link below to listen in.

Listen to the 7/23/24 Mortgage Insights Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2024/07/Haystack-07-23-24-Your-Money-Matters-Greg-Lackey.mp3

Affordable Interest Mortgage - Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender.

Be sure to tune in every Tuesday at Noon – 1PM on 560AM KLZ for The Your Money Matters Radio Show. I am proud to be the exclusive Mortgage Broker for The Haystack Help Radio Home Team!

Call (720) 895-0500

www.aimortgage.net

Before you "settle" your Personal Injury case on your own without an Attorney, consider having a complimentary consultat...
07/22/2024

Before you "settle" your Personal Injury case on your own without an Attorney, consider having a complimentary consultation appointment with our exclusive Personal Injury and Criminal Defense Attorney Kevin Flesch at Flesch & Beck Law.

Call Kevin at 303-806-8886

On the 7/18/24 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch & Beck Law talks about “Settling Your Personal Injury Case With an Attorney”. Kevin explains there are many pitfalls with this approach if you decide to go it alone. If you are involved in an Auto Accident or a Slip and Fall case, you may think you can save money in representing yourself. However, Kevin highly recommends at least meeting for a free consultation just to make sure you understand your case. Most folks don’t understand their own auto policy and their coverages. If you settle your case you may leave thousands of dollars available to you with coverages you may not know you have on your policy.

Attorney Kevin Flesch of Flesch & Beck Law offers over 25 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 7/18/24 Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2024/07/Haystack-07-18-24-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play or listen on the website at www.KLZRadio.com

It’s always a free consultation at Flesch & Beck Law Firm.

Call Kevin today at 303-806-8886 or visit the website at
www.fleschlawfirm.com

The National Association of Realtors (NAR) Settlement goes into effect 8/17/24, are you ready? Our exclusive Mortgage Br...
07/17/2024

The National Association of Realtors (NAR) Settlement goes into effect 8/17/24, are you ready? Our exclusive Mortgage Broker, Kurt Rogers, Managing Broker at Affordable Interest Mortgage - Powered By IMB conducts a panel discussion with the details. Don't miss this!

On this episode of The Your Money Matters Radio Show, I engage in a panel discussion about the recent lawsuits against the National Association of Realtors. I invited Elizabeth Nelson, Realtor for Caldwell Banker, and our mutual Client, Mr. Larry Satkowiak to join the show. We tackle the top 3 big questions on this topic plus much more:

(1) What will these changes mean when they take effect August 17, 2024?

(2) What will these changes mean in compensation to Realtors?

(3) Are Realtor fees negotiable?

Also, I provide some insights on how this new law may affect the lending portion of a home purchase.

Listen to the 7/16/24 Mortgage Insights Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2024/07/Haystack-07-16-24-Your-Money-Matters-Realtor.mp3

Hello, I’m Kurt Rogers, Managing Broker at Affordable Interest Mortgage and I have been in the Customer Satisfaction Business since 1977. Call me and let’s talk about your mortgage needs, together, we’ll explore your Mortgage options.

Affordable Interest Mortgage - Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender.

Be sure to tune in every Tuesday at Noon – 1PM on 560AM KLZ for The Your Money Matters Radio Show. I am proud to be the exclusive Mortgage Broker for The Haystack Help Radio Home Team!

Call (720) 895-0500
www.aimortgage.net

Looking for the best Personal Injury or Criminal Defense Attorney in Colorado? I highly recommend Kevin Flesch at Flesch...
07/12/2024

Looking for the best Personal Injury or Criminal Defense Attorney in Colorado? I highly recommend Kevin Flesch at Flesch & Beck Law. Kevin is our exclusive Personal Injury & Criminal Defense Attorney. It's always a free initial consultation on any legal matter, call Kevin at (303) 806-8886.
www.fleschlawfirm.com

Sincerely,
Scott Whatley, Host - Haystack Help Radio Show

On the 7/11/24 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch & Beck Law covers two great topics: First, Kevin talks about the scenario of when it’s time to hire an Attorney to help you with a legal matter and what are your options in changing Law Firms? Kevin says if you are unhappy with the service you are receiving from an Attorney, yes, you can fire that Attorney. Kevin explains how it works in a Personal Injury case and a Criminal case. This is also handled between the two Attorneys, which makes it easier on the client. Then, Kevin covers why you need to consult an Attorney as soon as possible when you are involved in any legal matter.

Attorney Kevin Flesch of Flesch & Beck Law offers over 25 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 7/11/24 Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2024/07/Haystack-07-11-24-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play or listen on the website at www.KLZRadio.com

It’s always a free consultation at Flesch & Beck Law Firm. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

Our exclusive Mortgage Broker Kurt Rogers at Affordable Interest Mortgage - Powered By IMB has some great information ab...
07/10/2024

Our exclusive Mortgage Broker Kurt Rogers at Affordable Interest Mortgage - Powered By IMB has some great information about when paying mortgage points or mortgage insurance has its advantages.

In this episode of The Your Money Matters Radio Show, I kick off the show to answer this common question: “When should a homeowner consider paying points to lower their Mortgage Interest Rate?” I also explain that there may be a time when paying Mortgage Insurance is a better scenario for some homeowners. And, if you want to know more about why using a “Mortgage Broker” over a “Banker” has its advantages, then listen in to the 7/9/24 Mortgage Insights Podcast:
https://www.haystackhelpradio.com/wp-content/uploads/2024/07/Haystack-07-09-24-Your-Money-Matters-Mortgage-Insights.mp3

Hello, I’m Kurt Rogers, Managing Broker at Affordable Interest Mortgage and I have been in the Customer Satisfaction Business since 1977. Call me and let’s talk about your mortgage needs, together, we’ll explore your Mortgage options. I am very familiar with these type of current market conditions and how to best navigate it and get the right mortgage for you.

Our Comprehensive Residential “Loan Types” include: Conventional Loan, Asset Manager Liquid Loan, Government Loans: USDA, VA, FHA, Jumbo Loan, Reverse Mortgage, Fixed & Adjustable Rates, Flexible Loan Terms, Flexible Rate Lock Periods, Bank Statement Loan, and Custom Mortgages. Our Residential “Purchase” Mortgage Loans include: Single Family Home, Townhome & Condo, First Time Home Buyer, Investment Property, Vacation Home, and Down Payment Assistance.

Affordable Interest Mortgage - Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender.

Be sure to tune in every Tuesday at Noon – 1PM on 560AM KLZ for The Your Money Matters Radio Show. I am proud to be the exclusive Mortgage Broker for The Haystack Help Radio Home Team!

Call (720) 895-0500
www.aimortgage.net

Listen to the podcast below for ALL the answers to all your Mortgage Refinance questions, clear and concise, from our ex...
07/03/2024

Listen to the podcast below for ALL the answers to all your Mortgage Refinance questions, clear and concise, from our exclusive Mortgage Broker Kurt Rogers, Managing Broker at Affordable Interest Mortgage - Powered By IMB.

https://www.haystackhelpradio.com/wp-content/uploads/2024/07/Haystack-07-02-24-Your-Money-Matters-Kurt-Rogers.mp3
www.aimortgae.net

If you’re even curious about refinancing your mortgage, this 1-hour jam packed episode of The Your Money Matters Radio Show is for you! Hello, I’m Kurt Rogers, Managing Broker at Affordable Interest Mortgage.

Here’s the highlights:
I provide a brief statement about the NAR – National Realtors Association Settlement and the changes to how homes are sold and the paperwork that is required, which goes into effect on August 15, 2024.

I also talk about in detail the “6” main areas of focus that you should be concentrating on if you are thinking about a mortgage refinance:
1. Your Credit Score
2. Equity – debt on hour home vs the appraised value
3. DTI – Debt to Income and the “ratio”
4. Proof of Reliable Income
5. Property Value as determined by an Appraiser through AMC
6. Reserves – funds available in bank accounts

I also provide detailed answers to the following “10” MOST COMON QUESTIONS that my customers are asking me. Perhaps you have the same questions:

Question #1: Many homeowners have mortgage interest rates in the 4% range, does it ever make sense to refinance?

Question #2: Is now a good time to buy or should I wait until rates come down?

Question #3: How much do I save if the rates go down half a point?

Question #4: Why should I use a mortgage broker versus a bank?

Question #5: When should I pay points to get a lower mortgage interest rate?

Question #6: With the value of homes up, along with the mortgage interest rates up, how can you help someone qualify for a home?

Question #7: What’s the best loan for me?

Question #8: Is there a time when paying mortgage insurance is better?

Question #9: Where do you see mortgage loans and the housing market will be by the end of year?

Question #10: If someone is thinking about refinancing or purchasing a home either now or when rates come down, what should they do prior to save the most – get the best rate and have the process go smoothly?

Listen to the 7/2/24 Mortgage Insights Podcast – full hour show:
https://www.haystackhelpradio.com/wp-content/uploads/2024/07/Haystack-07-02-24-Your-Money-Matters-Kurt-Rogers.mp3

Affordable Interest Mortgage - Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender.

Be sure to tune in every Tuesday at Noon – 1PM on 560AM KLZ for The Your Money Matters Radio Show. I am proud to be the exclusive Mortgage Broker for The Haystack Help Radio Home Team!

Call (720) 895-0500
www.aimortgage.net

Kevin Flesch at Flesch & Beck Law is our exclusive Criminal Defense and Personal Injury Attorney, call Kevin at 303-806-...
07/01/2024

Kevin Flesch at Flesch & Beck Law is our exclusive Criminal Defense and Personal Injury Attorney, call Kevin at 303-806-8886 if you need help, COMPLIMENTARY CONSULTATION!

On the 6/27/24 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch & Beck Law talks about the “Criminal Prosecution Challenges”. Kevin breaks it down from the initial arrest to the possible trial. As with most Legal charges, seeking Legal advice immediately from an Attorney in that field of practice can prove to be crucial.

Attorney Kevin Flesch of Flesch & Beck Law offers over 25 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 6/27/24 Podcast:
https://www.haystackhelpradio.com/wp-content/uploads/2024/07/Haystack-06-27-24-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play or listen on the website at www.KLZRadio.com

It’s always a free consultation at Flesch & Beck Law Firm.

Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

All you need to know right here...Why it's better to use a Mortgage Broker vs a Bank when shopping for a Mortgage. Kurt ...
07/01/2024

All you need to know right here...Why it's better to use a Mortgage Broker vs a Bank when shopping for a Mortgage. Kurt Rogers, Managing Broker at Affordable Interest Mortgage - Powered By IMB is our exclusive Mortgage Broker. Call Kurt 720-895-0500

Hello friends, Kurt Rogers here, Managing Broker at Affordable Interest Mortgage. In this episode of The Your Money Matters Radio Show, Scott Whatley, the Host of Haystack Help Radio was interviewing me and put me on the spot to answer this question for all the listeners: “Why is it BETTER to use you, a “Mortgage Broker”, than a “Bank”, when you are shopping for a Mortgage?”

The answer is this:
1) Big Banks are VERY limited in their product offerings. They are limited by what products their board of directors want to offer to the bank’s customers.

2) I am not limited in that way, I have over 100 different “types of products” and I am very familiar with each product and how specific ones work best in your particular situation. I listen and learn about your individual circumstances and goals, so the mortgage options are always customized to your individual needs.

3) I have access to over 38 independent lenders that are highly motivated to offer you the best product at the lowest price and the best fees. My compensation is the same no matter what, so I provide all your options and you get to decide. You’re in control.

4) I am proud to be a Fiduciary which means I have a legal and ethical obligation to act in the BEST INTEREST of my customers.

5) I am a small business that works and resides in your local community and have been in Colorado for 23 years. I have been a Mortgage Broker for 24 years and you are the reason why I love to go to work every day and provide the best service. I would love the opportunity to earn your business!

Listen to the 6/25/24 Mortgage Insights Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2024/07/Haystack-06-25-24-Your-Money-Matters-Mortgage-Insights.mp3

OUR EXPERIENCE CAN SAVE YOU MONEY!

1. AIM’S recent Growth & Expansion now serves 12 states and offers 38 Lenders with the most amazing loan programs. Affordable Interest Mortgage is now serving these 12 states: Colorado, Arizona, Wyoming, Kansas, Texas, Illinois, California, Indiana, Tennessee, Missouri, Florida, and Ohio.

2. We have expanded from 11 Lenders to 38 Lenders to offer a multitude of loan programs. In many cases, even better rates, faster service, more amazing First Time Home Buyer Loans, Fix & Flip Loans, Renovation Loans for First Time Home Buyers and Investors - all these options are worth exploring!

3. We’re now also offering Land Loans and Commercial Loans with 5 units or more. There’s so many incredible opportunities available. I’d love to explore them with you!

Affordable Interest Mortgage - Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender.

Be sure to tune in every Tuesday at Noon – 1PM on 560AM KLZ for The Your Money Matters Radio Show. I am proud to be the exclusive Mortgage Broker for The Haystack Help Radio Home Team!

Call (720) 895-0500
www.aimortgage.net

MORTGAGE ALERT! The burning question: “Why in the world would a homeowner that currently has a 3% Mortgage Interest Rate...
06/25/2024

MORTGAGE ALERT! The burning question: “Why in the world would a homeowner that currently has a 3% Mortgage Interest Rate, refinance their home to a HIGHER interest rate of 6-7%?”

Well, our exclusive Mortgage Broker Kurt Rogers at Affordable Interest Mortgage - Powered By IMB provides the answer in just 11 minutes!

https://www.haystackhelpradio.com/wp-content/uploads/2024/06/Haystack-06-18-24-Your-Money-Matters-Mortgge-Insights.mp3

Hello, I’m Kurt Rogers, Managing Broker at Affordable Interest Mortgage and we are your “One Stop Shop For All Your Mortgage Needs!”

In this episode of Your Money Matters, I answer the burning question: “Why in the world would a homeowner that currently has a 3% Mortgage Interest Rate, refinance their home to a HIGHER interest rate of 6-7%?”

The answer is................“It makes total sense to refinance now, even at the higher interest rate, because “IF” you are paying high interest rates on credit card debt, you could use the equity in your home to pay off that high interest rate debt and in some cases save thousands per month!

REAL LIFE SCENARIO: I have a client that is a Veteran with a 2.25% mortgage interest rate on a 350k loan, the loan is 3 years old, and he has 27 more years to pay it off. He has equity in the home. He’s refinancing his mortgage with an interest rate in the 6’s and is saving over $2,000 a month by paying off high interest debt. Over 10 years, that’s a savings of $240,000! And he’s using a portion of the savings to pay down the mortgage and will own his home in just 17.5 years. Situations like this are real life scenarios! Call me at (720) 895-0500 and lets explore your mortgage refinance options if you have high interest debt! I can help!

Listen to the 6/18/24 Mortgage Insights Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2024/06/Haystack-06-18-24-Your-Money-Matters-Mortgge-Insights.mp3

OUR EXPERIENCE CAN SAVE YOU MONEY!

1. AIM’S recent Growth & Expansion now serves 12 states and offers 38 Lenders with the most amazing loan programs. Affordable Interest Mortgage is now serving these 12 states: Colorado, Arizona, Wyoming, Kansas, Texas, Illinois, California, Indiana, Tennessee, Missouri, Florida, and Ohio.

2. We have expanded from 11 Lenders to 38 Lenders to offer a multitude of loan programs. In many cases, even better rates, faster service, more amazing First Time Home Buyer Loans, Fix & Flip Loans, Renovation Loans for First Time Home Buyers and Investors - all these options are worth exploring!

3. We’re now also offering Land Loans and Commercial Loans with 5 units or more. There’s so many incredible opportunities available. I’d love to explore them with you!
Affordable Interest Mortgage - Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender.

Be sure to tune in every Tuesday at Noon – 1PM on 560AM KLZ for The Your Money Matters Radio Show. I am proud to be the exclusive Mortgage Broker for The Haystack Help Radio Home Team!

Call (720) 895-0500
www.aimortgage.net

KNOW WHAT YOU'RE SIGNING! Kevin Flesch at Flesch & Beck Law is our exclusive Personal Injury & Criminal Defense Attorney...
06/25/2024

KNOW WHAT YOU'RE SIGNING! Kevin Flesch at Flesch & Beck Law is our exclusive Personal Injury & Criminal Defense Attorney. It's always a free initial consultation on any legal matter, call Kevin at (303) 806-8886.

www.fleschlawfirm.com

On the 6/20/24 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch & Beck Law talks about the laws concerning Releases, Waivers and Contracts. Kevin says, “if the activity you are signing a release of liability for is putting you at too much risk, don’t sign it!” You must read all of the document you sign. If you don’t understand it, seek legal advice before signing. Take a listen to this show, then you will be well informed.

Attorney Kevin Flesch of Flesch & Beck Law offers over 25 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.
Listen to the 6/20/24 Podcast:
https://www.haystackhelpradio.com/wp-content/uploads/2024/06/Haystack-06-20-24-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play or listen on the website at www.KLZRadio.com.

It’s always a free consultation at Flesch & Beck Law Firm.

Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com.

It’s always a privilege to visit with my good friend Greg Lopez! Greg was my guest today on Haystack Help Radio on KLZ 5...
06/07/2024

It’s always a privilege to visit with my good friend Greg Lopez! Greg was my guest today on Haystack Help Radio on KLZ 560AM.

Greg is the Principle-Holder GOP candidate for Colorado’s 4th District special election on the June 25 to finish the rest of former Rep. Ken Buck’s term. Greg is a servant leader running for Colorado’s future, not his!
Greg shares what his focus will be when he gets to work in Washington.
Since becoming a U.S. House District 4 Vacancy Election candidate, Lopez has also received endorsements from Speaker of the House Mike Johnson, Congressmen Doug Lamborn and Jim Jordan, House Majority Leader Steve Scalise and the Colorado Republican Party. Make sure you complete your Ballot and in my opinion we need Greg Lopez in Washington D.C. for Colorado! www.GregLopez.co
Greg Lopez for Congress

https://www.haystackhelpradio.com/wp-content/uploads/2024/06/Haystack-06-06-24-Greg-Lopez.mp3

Tune in Wednesday June 5th from Noon-12:30 for “Just Try It”, brought to you by e-bike of Colorado located in downtown L...
06/05/2024

Tune in Wednesday June 5th from Noon-12:30 for “Just Try It”, brought to you by e-bike of Colorado located in downtown Louisville.
Owner Randy Caranci invited us to come and take a walk around and check out all the inventory!

Just Try It
Wednesdays Noon-12:30 on KLZ 560AM

You may be surprised by the real technical definition of a First-Time Home Buyer - Check out our exclusive mortgage brok...
05/29/2024

You may be surprised by the real technical definition of a First-Time Home Buyer - Check out our exclusive mortgage broker Kurt Rogers at Affordable Interest Mortgage - Powered By IMB explaining what mortgage lenders consider as a "First-Time Home Buyer," it may not be what you think it is as it has an expanded definition.

In this episode of Your Money Matters, I talk about mortgage options for First-Time Home Buyers. Most people don't know the details of the definition of what constitutes a "First-Time Home Buyer," so I provide the information and the nuances. I also provide the answers to these top two hot topic questions that consumers are continually inquiring about:

(1) HOW DO I KNOW IF IT'S TIME TO REFINANCE MY HOME?

(2) WHY WOULD I REFINANCE TO A HIGHER MORTGAGE RATE?

Bottom line is this…Don't panic about Mortgage Interest Rates! I can help! Hello, I’m Kurt Rogers, Managing Broker at Affordable Interest Mortgage and I would love the opportunity to discuss your options.

Listen to the 5/28/24 13-minute Mortgage Insights Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2024/05/Haystack-05-29-24-Your-Money-Matters-Mortgage-Insights.mp3

Listen to the 5/28/24 full hour show:
https://www.haystackhelpradio.com/wp-content/uploads/2024/05/Haystack-05-29-24-Your-Money-Matters-Kurt-Rogers.mp3

OUR EXPERIENCE CAN SAVE YOU MONEY!

1. AIM’S recent Growth & Expansion now serves 12 states and offers 38 Lenders with the most amazing loan programs. Affordable Interest Mortgage is now serving these 12 states: Colorado, Arizona, Wyoming, Kansas, Texas, Illinois, California, Indiana, Tennessee, Missouri, Florida, and Ohio.

2. We have expanded from 11 Lenders to 38 Lenders to offer a multitude of loan programs. In many cases, even better rates, faster service, more amazing First Time Home Buyer Loans, Fix & Flip Loans, Renovation Loans for First Time Home Buyers and Investors - all these options are worth exploring!

3. We’re now also offering Land Loans and Commercial Loans with 5 units or more. There’s so many incredible opportunities available. I’d love to explore them with you!
Affordable Interest Mortgage - Powered by IMB #2191655. NMLS 217147. Equal Opportunity Lender.

Be sure to tune in every Tuesday at Noon – 1PM on 560AM KLZ for The Your Money Matters Radio Show. I am proud to be the exclusive Mortgage Broker for The Haystack Help Radio Home Team!

Call (720) 895-0500.
www.aimortgage.net

Ever wondered about how Small Claims Court works? Our Exclusive Personal Injury and Criminal Defense Attorney, Kevin Fle...
05/21/2024

Ever wondered about how Small Claims Court works? Our Exclusive Personal Injury and Criminal Defense Attorney, Kevin Flesch at Flesch & Beck Law explains the highlights on this episode of Legal Talk.

On the 5/16/24 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch & Beck Law talks about Small Claims Court and what types of claims are generally made in this process. The maximum amount for Small Claims Court in Colorado is $7,500.00 and Kevin explains how it works. It’s always good to consult with an attorney to make sure Small Claims Court is the best way to go. There are several important procedures that you must follow if you decide to go through this process. Take a listen to this show, then you will be well informed.

Attorney Kevin Flesch of Flesch & Beck Law offers over 25 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 5/16/24 Podcast:
https://www.haystackhelpradio.com/wp-content/uploads/2024/05/Haystack-05-16-24-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play or listen on the website at www.KLZRadio.com

It’s always a free consultation at Flesch & Beck Law Firm. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

Lone Tree Veterinary Medical Center  Hey if you’re planning on taking your dog along on a hike in the mountains this sum...
05/16/2024

Lone Tree Veterinary Medical Center

Hey if you’re planning on taking your dog along on a hike in the mountains this summer, remember that what may be easy for you may not be so easy for your dog.
This is Scott Whatley for my Friends and my Vet, Lone Tree Veterinary Medical Center, with a message about preventing altitude sickness in our dogs.
Just as in people, our dogs can experience the effects of altitude, and some can be serious if the dog is not properly acclimated, especially at altitudes above 8,000 ft.
Since not all dogs respond to altitude in the same way, here are a few general guidelines to help your dog have a better hike with you.
Number 1: Don’t make a trek up a fourteener the first hike you take with your dog! Start with short hikes in the foothills below 8,000 ft. and work up to higher altitudes and longer hikes over the course of several weeks. Be sure to keep your dog on a lead no longer than 6 feet and avoid letting your dog wander off the trail.
Number 2: Always pay close attention to how your dog is doing. Slowing down and panting are signs your dog needs to stop and rest, drink water, or head back to the trailhead and be done for the day. Allow rest days in between hikes to help prevent overuse injuries to your dog’s muscles, joints, and paw pads.
Number 3: Take plenty of water for your dog, more than you think you’ll need, along with food and treats. It’s also wise to pack a dog emergency medical kit and a dog transport sling – just in case your dog is injured or unable to walk back down on its own.
You can learn more about hiking with dogs in the mountains by reading “Hiking the Trails Safely With your Dog” on our blog page at LoneTreeVet.com.

If you have any questions about your pet, don’t hesitate to contact the great staff at Lone Tree Veterinary Medical Center at 303-708-8050.

All you need to know about Ma*****na & Driving, don't do it!!!! Kevin will fill you in on the legal issues!
05/14/2024

All you need to know about Ma*****na & Driving, don't do it!!!! Kevin will fill you in on the legal issues!

On the 5/9/24 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch & Beck Law talks about the issues with ma*****na use and driving under the influence. Listen in for more valuable information on other legal issues and how to protect your case.

Attorney Kevin Flesch of Flesch & Beck Law offers over 25 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 5/9/24 Podcast:
https://www.haystackhelpradio.com/wp-content/uploads/2024/05/Haystack-05-09-24-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play or listen on the website at www.KLZRadio.com

It’s always a free consultation at Flesch & Beck Law Firm. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

Tune in to Haystack Help Radio Monday – Friday at Noon – 1PM on 560AM KLZ to hear from our amazing sponsors and guests! ...
05/14/2024

Tune in to Haystack Help Radio Monday – Friday at Noon – 1PM on 560AM KLZ to hear from our amazing sponsors and guests!
Listen Anytime. Anywhere! Download our KLZ 560 APP on the App Store or Google Play: https://www.haystackhelpradio.com/download-our-app/
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