BadangUnique

05/04/2023

Financial Tips No.1 by Coach Malvin Leano

PAANO MAKAKAWALA SA UTANG?

Para mawala ang iyong mga utang, kailangan mo munang mag-set ng goal na makapagbayad ng iyong mga utang. Maari mong umpisahan sa pagsusulat ng listahan ng lahat ng iyong mga utang kasama ang kanilang mga halaga at interest rate.

Pagkatapos, kailangan mo mag-set ng budget plan para sa iyong monthly income. Maglaan ng malaking bahagi ng iyong budget para sa pagbabayad ng iyong mga utang. Maari mong subukan ang mga sumusunod na strategies:

Snowball Method - bayaran muna ang pinakamaliit na utang sa listahan, tapos ituloy ang pagbabayad ng mas malaking utang hanggang mawala lahat ng utang.

Avalanche Method - bayaran muna ang pinakamataas na interest rate ng utang para mas mabawasan ang iyong mga interest payments sa buong panahon.

Debt Consolidation - kung may malaking utang ka na may mataas na interest rate, maari mong subukan ang pag-consolidate ng iyong mga utang sa isang loan na may mas mababang interest rate.

Read Books about - bumili at magbasa ng mga Financial Books na may tungkol sa pera.

Mag Attend Seminar or Zoom Webinar - libre na ngayon mag-aral paano mag IPON, mag INVEST ng tama at paano mkakawala sa UTANG.

Maari mong subukan ang mga tips na ito para mas mabilis na mawala ang iyong mga utang. Pero, kailangan mo din ng patience at determinasyon sa pagbabayad ng iyong mga utang para makamit ang iyong goal.

Financial Education is the Key!

IMG We Educate We Care

message mo lang ako para sa Libreng Financial Coaching Seminar or Zoom Webinar para makawala sa Utang.

IMG is the answer
https://153781me.30m2030.com/

04/04/2023

Pinaka Legal na investment ngayon ay Stock Market and Mutual Funds.
ADVANTAGES OF MUTUAL FUNDS
(STOCK MARKET)

1. Low Initial Investment
- It takes only P1,000 to start investing. After that, you can invest P20 pesos every month or every other month, or as often as you want.

2.Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or units of investment, instead of being limited to only one or few.

3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF is handled by competent and professional fund Managers who choose the right investment for them.

4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.

5. Liquid Investment
- This means you can withdraw your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing market value.

6. No more tax and additional charges
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therefore, investors in MF are no longer subject to tax.
☑️Mutual Funds are Regulated by the Securities & Exchange Commission
☑️Best way to Let your Money Work for You.

Be an Investor😍
message me!

ctto

04/04/2023

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.
3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. sa iba 10 to 20 years. kung may 5 years man masyadong mahal, wala pang healthcare yun.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋:
magagamit mo ito dahil may kaiser ka at active ang plan, provided at least 1-yr ka ng nag-iipon thru kaiser.

📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: free annual physical examination, free dental cleaning, etc.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: maaari mong ipagamit sa immediate family mong nagkasakit. hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for kaiser approval*

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: maari itong ma-transfer upon death, hindi magiging mabigat financially sa family ang pag-kawala mo. at pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.
maganda diba?
Message me for more & more info😊👌👍

01/04/2023

IMG is the TOTAL FINANCIAL SOLUTION.

Matuto ng Financial Education.
Makatipid.
Makapaginvest.
Makapagipon.
MakapagTravel ng FREE.
Magkaroon ng dagdag Kita.
At Makatulong sa ating Kapwa.

Gusto mo bang matuto kung paano?Register here👇👇👇 https://153781me.30m2030.com/

31/03/2023

The Ultimate Kaiser Health Builder Plan is our healthcare plan that allows you to control your health and provide for your future.

Secure your future with Kaiser's Long-Term Care plan! With comprehensive coverage, you can receive the care you need when you need it.

Learn more about our healthcare plans by visiting our website: https://153781me.imgcorp.com/quote/kaiser

07/03/2023

Happy 21st Anniversary IMG.I'm happy being part of this growing company .Kaya simulan mo na rin.Sumabay ka na rin para mkita ang magandang opportunity.

21/11/2022

20/11/2022

Panahong dipa uso ang unli rice 😂😂😂

20/11/2022

Hi everyone! 🌟 You can support me by sending Stars - they help me earn money to keep making content you love.

Whenever you see the Stars icon, you can send me Stars!

19/11/2022

Pinakamahalagang Asset sa mundo.
Hindi man perpekto pero ang pamilya ang bubuo parin sayo.
Regalo ng Dyos sa atin upang patuloy na lumaban sa mundo.
Pagmamahal ang dala dito kahit minsan may tampuhan.
Tawa at ngiti kahit minsan may kalungkutan.mahal ko ang pamilya ko.😍😘

08/11/2022

Ahahaha buhay!!!😂

07/11/2022

Hey!!!hey!!! 😂😂😂

07/11/2022

Please p**i like po ang page ko,salamat po mga friends at mga kaunique.😊

07/11/2022

I feel sad when I see posts about business, investments, and entrepreneurship that misleads people. I get angry when so-called experts talk about things they do not understand because this will only hurt others. This is why I try to be more active in social media, kasi I hope I can guide people to a better path.

The poster above disturbed me when I saw it.

If all CEOs tell people to start a business, who will work for them? Where will they get employees? While I agree that you should let your money work for you, how will you accumulate money if you do not first work as an employee? Are all people born rich, kaya they have money that will work for them? Hindi nyo ba alam na all CEOs started as employees, and they reached the position they are in because they maximized the benefits of their employment.

What is wrong with going to school and getting a job? Lahat ba ng magaling na entrepreneurs drop outs. Lahat ba ng magaling na nag drop out, katulad ni Steve Jobs and Henry Sy, believe going to school is a waste of time? Diba, they sent their children to good schools when they had the money to do so?

Why do so-called experts demonize the idea of employment when it has a lot of benefits? They need to realize that it is the best way to make money when they do not have money. It is the best way to learn entrepreneurship! Kasi, in school, you are taught by teachers who do not have businesses. So they can only teach you theories that they have yet to use. When you are employed, you get to learn from practicing entrepreneurs. Though they may not teach you in a classroom, they force you to learn by exposing you to the business world.

I had to go to school because I am a slow learner. I did not have the intelligence of Steve Jobs. I had to be employed because I was not born into a wealthy family, so I had to find a way to make money without money. In school, I learned how to study, and in my employment, I learned humility and how to do business. I am a relatively good entrepreneur today, but this would not have happened without those experiences.

07/11/2022

Kung anu ang iniisip natin yung ang darating sa atin.
Kung anu ang idea na nilabas ng subconcious natin yun ang ididikta ng concious mind natin.

20/05/2021

SAD BUT TRUE😭😭😭💯

, Punta Pinas para mag Negosyo?

, Punta Pinas para mag Negosyo?

, Punta Pinas para mag Negosyo?

, Punta Pinas para mag Negosyo?

☑️ Ibat- ibang lahi pumupunta sa Pinas para mag Negosyo?

❌ Pinoy alis Pinas para Magtrabaho?

Bat Ganon.! Is there something wrong?

😃😁😂😃😅😆 Sabi pa nga Ng Chinese sa akin nandito Ang maraming PERA sa Pinas.

Ang Pinoy Lang , Ang hindi marunong maghanap..Kasi Mali turo...

Sabi Ng parents natin Anak mag aral ka Ng mabuti para pagka Graduate mo makahanap ka Ng magandang trabaho😊

Sa school Ganon din, Ang utak Ng Pinoy Hindi negosyo kundi trabaho , Kasi Yun Ang turo Ng paaralan..😉

Sino Ang mayaman Empleyado o Negosyante?

Sino Ang may magandang bahay at sasakyan malaking Savings Empleyado ba o Negosyante?

Kasi Ang totoo andito sa PILIPINAS Ang PERA na gusto mo kitain sa Abroad😍😅