Kaiser Healthcare

01/12/2023

25/07/2023

19/07/2023

Good morning happy Wednesday
To All..
Lets grow together

04/07/2023

Singing LODI by CCR...Oldies but Goodies...💗

03/07/2023

Please help me out to reach 1k ......

02/07/2023

BAKIT BA MAGANDA ANG KAISER ?

Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.

✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

For more details send me a message or just click my link below ↙️
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30/06/2023

WHY KAISER IS THE BEST Investment to START?

❤️ 7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE
To know more click my link below ↙️

https://290905ph.imgcorp.com/

08/01/2023

Ngbabayad ka ng St Peter Plan mo 900+ pesos monthly for 5 years diba? Kabaong lang yun 😁,

PEro pag IMG member ka 500 pesos one time payment lang may 50k life insurance kana na convertible sa memorial concierge pa 😊, Saan kapa! 😍

Fidelity is essentials lalo na kung breadwinner ka,

Handa kabang maging beneficiary?
Iinsured na dapat ang mga breadwinner.

Mura dba? Murang mura... Be a member of IMG and you can have it too.

Pang huli, daan ka muna Kay St. Luke's bago kay St. Peter. (Long-term Healthcare is the complete solution)

To learn more about IMG and the benefits, click the link.
👉https://290905ph.imgcorp.com/

08/01/2023

THERE ARE MANY REASONS WHY WE ARE HERE 🥰

𝐋𝐎𝐕𝐄 - We share because we love
𝐂𝐀𝐑𝐄 - We will not contact you if we don’t care
𝐇𝐎𝐏𝐄 - We want to present IMG because we want to give you hope
𝐇𝐄𝐋𝐏 - We want you to be part of IMG because we want to help you
𝐆𝐔𝐈𝐃𝐄 - We want to guide you to create wealth
𝐋𝐈𝐅𝐄 - And we are doing this to help change peoples lives.

𝑰𝑴𝑮. 𝑨 𝒃𝒖𝒔𝒊𝒏𝒆𝒔𝒔 𝒘𝒊𝒕𝒉 𝒂 𝑩𝑰𝑮 𝒉𝒆𝒂𝒓𝒕❤️




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22/12/2022

Dalawa lng naman patutunguhan natin sa buhay.

Kung ikaw ang BREADWINNER:
1. What if you DIE SO SOON? Paano na ang mga umaasa sayo?
2 What if YOU LIVE TOO LONG? Paano na mga gastusin mo?

Handa na ba ang retirement fund mo? O iaasa mo nlng ba sa mga anak mo, kapatid, kamag anak?

Mahal mo ba sila?

Habang malakas pa at may active income pa, paghahandaan na.
Wag na antaying huli na ang lahat. ACT NOW!!

Gusto mo mag aral ng LIBRE as in FREE FINANCIAL LITERACY? Message me for schedule or check 👇👇👇for more details
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19/12/2022

Bakit nga ba maganda magkaroon ng Kaiser 3-in-1 Investment ang bawat myembro ng pamilya lalo na yung mga bread winner? Dahil ito'y isang ipon na walang tapon!

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.
✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.
✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.
✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary
✔Good as cash s'ya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card.
✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

For more details, just click the link below.👇
https://290905ph.imgcorp.com/

17/12/2022

ANG ALAM NG KARAMIHAN, ang tamang investment ay :

LUPA
BAHAY
FARM
ALAHAS
CARS at kung anu anu pang mga material na bagay...

UO hnd po masama mag invest sa mga ganitong bagay kc pinangarap natin na meron tayong ma ipundar.. Pero kailangan protektado muna ang mga yan.

1. Yun bang... kung magkasakit ka, hnd mo yan magalaw, or ma ibenta or ma i-sangla dahil ibabayad sa hospital... So kailangan may HEALTHCARE KA.

2. Yun bang... kapag kukunin ka ni lord ng maaga. hindi magiging kawawa ang pamilya mo. Dahil meron silang makukuhang instant money from the life insurance na kinuha mo.

3. Yun bang... kapag biniggyan ka ni Lord ng mahabang buhay, tapos retired ka na dba? syempre kapag retired ka na wala ka ng work, or income, so para maka survive, hanggang sa pag tanda.. kailangan meron kang BIG SAVINGS and na sya na ung mag ta-trabaho para sayo. Ung savings mo Living on interest.

Learn, Save and Earn
Simulan mo sa pag attend ng mga free financial literacy class namin.
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16/12/2022

"𝙔𝘼𝙔𝘼𝙈𝘼𝙉 𝙠𝙖 𝙙𝙖𝙝𝙞𝙡 𝙨𝙖 𝙁𝙄𝙉𝘼𝙉𝘾𝙄𝘼𝙇 𝙇𝙄𝙏𝙀𝙍𝘼𝘾𝙔"

Si Korina Sanchez dati ring nagkamali at nabaon sa utang. Paano sya nakawala?
Dahil sa tulong ng Financial Literacy Seminar at coaching Mula sa mentors nya.

Marami sa atin, gustung gusto mag-invest. Pero ang tanong, sa pag-attend ba ng Financial Seminar.... 𝙃𝘼𝙉𝘿𝘼 𝙉𝘼 𝘽𝘼 𝙆𝘼𝙔𝙊?

Aral muna po tayo mga kapatid. Dahil lamang Ang may alam!

To learn more about IMG and the benefits, click the link.
👉https://290905ph.imgcorp.com/

𝙏𝙝𝙞𝙨 𝙞𝙨 𝙮𝙤𝙪𝙧 𝙛𝙞𝙧𝙨𝙩 𝙨𝙩𝙚𝙥 𝙩𝙤 𝙁𝙄𝙉𝘼𝙉𝘾𝙄𝘼𝙇 𝙁𝙍𝙀𝙀𝘿𝙊𝙈.

Register here to start ↙️
✍ https://290905ph.imgcorp.com/

16/12/2022

Bakit ang KAISER ang BEST HEALTHCARE INSURANCE para sa pamilya mo?

Dahil ito ay 3 in 1 Savings & Investment Plan.

✅ HEALTH CARE
✅ LIFE INSURANCE
✅ SAVINGS & INVESTMENT

7 years ka lang mag – iipon, meron ka ng healthcare na magagamit for your retirement & senior years.

At alam mo ba ang KAISER HEALTHCARE INSURANCE ay:

✅ Maaring magamit lifetime kahit 60 years old and above ka na.

✅ Life insurance or instant money ay ibibigay sa beneficiary incase ang plan holder DIES TOO SOON. (DISCLAIMER: Subject to evaluation & approval policy.)

✅ WAIVE ang installment due to DEATH. Meaning, automatically ang KAISER PLAN holder ay magiging FULLY PAID, kahit 1 buwan lamang ang naibayad. At ang healthcare coverage ay mattransfer sa beneficiary. (DISCLAIMER: Subject to evaluation & approval policy.)

✅ 85% of the contract price will be given at the MATURITY DATE. Kung hindi ma-hospitalized ang plan holder during the 7 years paying period. (This is called the LONG-TERM CARE BONUS)

✅ Portion ng funds ay invested sa MUTUAL FUNDS, kaya ito ay nasabing mayroong SAVINGS & INVESTMENTS. Pagdating sa maturity date, it is GOOD AS CASH. Kung hindi mo man ito nais iwithdraw lahat, ang remaining balance ay continuous to grow & earning not less than 3% interest compounded annually.

✅ Sino ang pwede mag avail ng KAISER LONG-TERM HEALTHCARE? Ages 10 to 60 years old only.

Incase, YOU DIE TOO SOON or LIVE TOO LONG, handa ka at hindi ka magiging pabigat sa iyong pamilyang maiiwanan.

AVAIL NOW while you are still INSURABLE!
Message us to know more or simple click the link below.
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16/12/2022

We all need financial literacy in order to be the best fund manager of our personal finance. We can never be a confident and smart allocator of our funds to different portfolios if we know less. However Financial Education without ex*****on is a waste.

Here in IMG, all members get these 3 major opportunities:
1. Financial EDUCATION - unlimited access to the financial classes /workshops designed to make every member a financial grand master.

2. Financial EX*****ON - apply all knowledge by accessing directly all the financial solutions provided by our partner prominent companies in the financial industry without getting into a middle man. Meaning you save money from “agent fees”.

3. ENTREPRENEURSHIP- all members get the chance to increase their income by being part of this campaign while distributing the education we as well distribute the financial solutions offered by our partner companies. Second income or back up income is a necessity. We can’t be confident savers and investors for our goals if we can’t increase our cash flow.

Being an IMG member, we are given personal dashboard where we can see, access and monitor all the benefits given to us upon membership and all the investments we got. A one stop shop portal. 🤗

To learn more about IMG and the benefits, click the link.
👉https://290905ph.imgcorp.com/

Credit to the rightful owner.

13/12/2022

Sa mga OFW's,

KAISER 3-n-1 is the best investment for retirement, healthcare and life protection saving plan na para sa iyo habang nagtatrabaho ka pa dito sa abroad. Let us secure the time na hindi na natin kayang magtrabaho, mahina na at wala ng income. Lalo na at alam mo na sa iyo lang umaasa ang pamilya mo.

Start your Kaiser savings plan now, before it's too late.

Message me for a qoute

13/12/2022

GET this PREMIUM Healthcare/Investment BUNDLE
Start building your Portfolio 💵💸📈

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.
3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:

📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. sa iba 10 to 20 years. kung may 5 years man masyadong mahal, wala pang healthcare yun.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: magagamit mo ito dahil may kaiser ka at active ang plan, provided at least 1-yr ka ng nag-iipon thru kaiser.

📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: free annual physical examination, free dental cleaning, etc.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: maaari mong ipagamit sa immediate family mong nagkasakit. hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for kaiser approval*

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: maari itong ma-transfer upon death, hindi magiging mabigat financially sa family ang pag-kawala mo. at pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

Maganda diba?

Message me for A Free Quote 😊

13/12/2022

OFW Stories
-
Ofw: Sir gusto kong mag join para maka pag save and invest ako. Mag join ako sa sahod ko...
-
Sir: Okay, this are the 2 steps on how to process your membership...
Ofw: (the next day) sir, ayaw ng asawa ko...
-
Sir: ayaw ng asawa mong maka pag save at invest ka Para Maka pag retire at maka uwi agad sa Pinas?
-
Gusto pala ng asawa mo na dyan ka nalang sa abroad habang buhay.

***

Matuto kung paano magsimulang mag-Ipon at mag-Invest sa tamang paraan habang may kinita pa at ugaliing pahalagahan ang paghihirap mo.





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Ctto

05/12/2022

The Ultimate Kaiser Health Builder Plan is a healthcare plan that empowers individuals to take charge of their own health and future.
Kaiser International Healthgroup, Inc. is a product-based corporation that is actuarially sound. It combines the best aspects of a Health Maintenance Organization, a health savings account, and a financial investment.

A first-of-its-kind program in the country's HMO scene;
☑️ All-in-one healthcare coverage, savings, emergency fund, and insurance;
☑️ Ensures long-term care even when the client reaches the age of sixty and beyond, when he has only himself to rely on;
☑️ An account that you can take with you! Your plan and funds will follow you even if you change or lose jobs.
☑️ Return of Payment in the first seven (7) years of coverage for non-utilization;
☑️ A four-way insurance coverage:
✔️Term Life
✔️Accidental death and dismemberment
✔️Waiver of installment due to death
✔️Waiver of installment due to permanent and total disability;
☑️ Outpatient benefits, annual physical examinations and dental coverage;
☑️ No exclusions from 8th year onward;
☑️ Flexible, Upgradeable within 30 days;
☑️ Individual coverage is available, but it can also be implemented in businesses as a health savings salary deduction scheme.
☑️ Annual lifetime healthcare benefits accumulate with interest in a "Health Savings Account" from years 8 to 20.
☑️ "Health Savings Account" earn interest beyond 20 years.
☑️ Payable over a period of seven years only, with fix rates for the duration of the payment period;
☑️ Issue age up to 60, but coverability extends after 60; and,
☑️ Reinstatement can be done within 2 years after lapsed policy.
☑️ Benefits can be used up to any age.

message me for free quotation

05/12/2022

A MULTI BILLIONAIRE SAYS :🤓
If someone invites you to start a business, join the business, even if you don't know how to do it yet. Be patient and learn the process, gradually and relentlessly.

Remain there even if it takes you five years to be successful in it. When the benefits begin to flow, you will NEVER be the same person ever again!🙂

People don't have the patience to build a business for 3 years. But they have the patience to go to work for 40 years!😔

It's crazy how some people feel that 3-5 years in a business is a long time to get rich. However don't feel that 40 years at a job is a long time to stay broke!🤷

- ROBERT KIYOSAKI

04/12/2022

Even Billionaire 𝑱𝒂𝒄𝒌 𝑴𝒂 believes that Life Insurance is very important. This is why the rich get richer. They know that they don't need to bear the cost alone. Yes they still have money to spend but they are wiser when it comes to money. They have insurances to pay for unexpected events (death, critical illness, accidents) and to not exhaust their entire savings which they could further invest to earn more. Want to know more.

Attend our 𝑰𝑴𝑮 𝑭𝒓𝒆𝒆 Financial Talks📢 📢📢

Merry Christmas🌲🤶🎅

03/12/2022

1998 was the birth of IMG in the Philippines and was registered in the SEC in 2002.
Who really is IMG?
👉IMG is not an investment company. You don't invest in IMG. It is focused on Financial Literacy.
👉It's a brokerage organization of leading companies in the Financial Industry.
👉A school for Financial Literacy -- under a life-long learning program with free financial coaching for life.
👉A global community of Savers, Investors, Entrepreneurs, Financial Educators and Campaigners.
👉It offers Total Financial Solution. Meaning you learn from them not only on investing and saving but in all other aspects of personal and family financial management including financial planning.
As a school for Financial Literacy. You deserve to be financially educated.
We want to make sure that NO FAMILY LEFT BEHIND when it comes to saving their future through financial education. -
Message me for more details💌
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03/12/2022

Kaiser3n1!
Get it while you can.
Hindi ka na pwede nito kung kailangan mo na siya!

Start now

28/11/2022

88 pesos a day lang araw-araw meron ka ng:

* SAVINGS, INVESTMENT ug LIFE INSURANCE AT LONG TERM rHEALTHCARE
* FREE medical
* FREE dental
* FREE hospitalization na 50,000 every year
Kung healthy ka at hindi ma hospitalized during 7 years of saving may kang bonus 85% sa iyong contract price ang maidadagdag sa investment mo.
* meron kang Life Insurance protection Para sa pamilya mo up to 4 beneficiaries.
* meron kang 3 million sa iyong retirement.

Ilang 88 pesos ang nasayang mo araw araw na walang bumalik sayo? Usap tayo. 😁

28/11/2022

How Does Kaiser Long-Term Healthcare Work?

Kaiser International Healthgroup, Inc. is one of the product providers of IMG offering people (as of writing) the only Long Term Healthcare Program in the Philippines.

It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

1. Accumulation Period (7years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:
- Free Annual Physical Exam
- Free Dental Benefits
- Waiver of Installment due to death
- Waiver of Installment due to disability
- Basic Medical Benefits
- Member’s choice of room and board
- Annual Benefit Limit (starting at 50,000 per year depending on the plan)

During this period, pre-existing conditions are not covered. This is to protect the healthy plan holders and the company. If pre-existing conditions are covered, then everyone will be selling inside the hospitals.

2. Extended Period (13years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10%.

The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:
- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
- Lifetime Network access to over 500 major hospitals
- Additional Health Bonus when the market is at top performance
- Receives the VISA card after full contribution from the accumulation period

3. Long-term Care Period (beyond 20years)
Upon maturity, the plan holder will receive the following benefits:
- Total accumulation of unused health benefits
- Long term care benefit or the plan coverage
- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
- Additional health benefits when the market is at top performance

All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account.

Message me for free Kaiser Quotation or check my link-bio for more details Connect with me here 👇
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