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09/12/2024

ADVICE TO ALL EMPLOYEES:

1. Build a home earlier. Be it rural home or urban home. Building a house after 50 is not an achievement. Let all your family have good time in your house, build more memories in your home.

2. Go home. Don't stick at work all the year. You are not the pillar of your department. If you drop dead today, you will be replaced immediately and operations will continue. Make your family a priority.

3. Don't chase promotions. Master your skills and be excellent at what you do. If they want to promote you, that's fine if they don't, stay positive to your personal.
development.

4. Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.

5. Don't ever compete with your bosses. You will burn your fingers. Don't compete with your colleagues, you will fry your brain.

6. Ensure you have a side business. Your salary will not sustain your needs in the long run.

7. Save some money. Let it be deducted automatically from your payslip.

8. Borrow a loan to invest in a business or to change a situation not to buy luxury. Buy luxury from your profit.

9. Keep your life, marriage and family private. Let them stay away from your work. This is very important.

10. Be loyal to yourself and believe in your work. Hanging around your boss will alienate you from your colleagues and your boss may finally dump you when he leaves.

11. Retire early. The best way to plan for your exit was when you received the employment letter. The other best time is today. By 40 to 50 be out.

12. Join work welfare and be an active member always. It will help you a lot when any eventuality occurs.

13.Take leave days utilize them by developing yr future home or projects..usually what you do during yr leave days is a reflection of how you'll live after retirement..If it means you spend it all holding a remote control watching series on Zee world, expect nothing different after retirement.

14. Start a project whilst still serving or working. Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.

15. Pension money is not for starting a project or buy a stand or build a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.

16. Always remember, when you retire never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.

17. Don't retire just because you are finished or you are now a burden to the company and just wait for your day to die. Retire young or whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your business, visit nice place that you missed and spend good time with family. Those who retire late, spend about 95% of their time at work than with their family and that's why they see it difficult to spend time with their family when they retire but end looking for another job till they die. If they don't get another job, they die early.

18. Retire at your house than at government accommodation so that when you retire you can easily fit into the society that raised you. It's not easy to adjust to live in a location after spending more years at company house or at government house.

19. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.

20. Don't hate to retire because one day you will retire either voluntarily or involuntarily.

Hope this will help you look at life positively.

Stay blessed

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Some Lessons on Finances: 🌻1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle. 2. SAVE MONE...
11/06/2024

Some Lessons on Finances: 🌻

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don’t save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you can’t pay cash, you CAN’T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don’t need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don’t go broke trying to look rich. ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY.

9. Always have a BACK-UP PLAN for life's uncertainties. Start having your personal LIFE INSURANCE with INVESTMENT.

10. Let's break the TOXIC FAMILY CULTURE about FINANCES. Your children is not your retirement fund, and your parents is not your emergency fund.

-CTTO

The Carlo Aquino and Charlie Dizon wedding reminds us that ‘Taxi Cab Theory’ is real. 🚖Imagine Carlo and his Ex — Trina ...
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The Carlo Aquino and Charlie Dizon wedding reminds us that ‘Taxi Cab Theory’ is real. 🚖

Imagine Carlo and his Ex — Trina Candaza, had been together for 4 years, through ups and downs, yet Carlo found someone else, the one he would marry after only a few months of breaking up with Trina.

I think the quotes: "men will marry his woman because he's now ready to commit, not because of the length of their relationship" and "a man will settle down when they are ready no matter who they are with" are all true.

Building a man for another woman is heartbreaking. 💔
CTTO
゚viralシ

Charlie Dizon and Carlo Aquino wedding reminds me that taxi cab theory is real. Imagine Carlo and Trina been together fo...
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Charlie Dizon and Carlo Aquino wedding reminds me that taxi cab theory is real. Imagine Carlo and Trina been together for years, magkasama through ups and downs yet he found the one na papakasalan n'ya after a months of break up. I guess "men will marry his woman because he's now ready to commit, not because the length of their relationship" and "a man will settle down when they are ready no matter who they are with" was true. Building a man for another woman is so heartbreaking.

(CTTO)

Lately may nakikita akong post regarding sa kung sino ba ang dapat na ipraority khng ang asawa ba or ang magulang parin....
09/06/2024

Lately may nakikita akong post regarding sa kung sino ba ang dapat na ipraority khng ang asawa ba or ang magulang parin. Naging usap usapan ito and naalala ko itong post regarding that. And still eto parin ang stand at prinsipyo namin mag-asawa.

May mga iba’t iba tayong stand regarding this matter. Kung di ka sang-ayon ok lang. Yan ang prinsipyo at paniniwala mo.

“ Kapag nagka-asawa na sino na dapat ang PRIORITY? Magulang o Asawa?

Minsan dito tayo nalilito... or Parang naging culture na.

Kapag single ka pa, ang priority mo ay ang pamilya mo at ang sarili mo..
Pero kapag may asawa ka na.... ANG PRIORITY MO AY ANG ASAWA MO.

Kadalasan kasi kahit na may sarili ng pamilya mas inuuna pa ang magulang kaysa sa asawa... Less priority si wifey o si hubby... Mas priority si Parents.

Wala namang masama ang magbigay sa parents lalong lalo na kung kusa itong binibigay at merong excess sa budget.

Pero ang unahin ang magulang over your spouse at yung pamilya na binuo mo eh, hindi naman tama.

Masakit yun sa asawa lalo na kung hindi ito napaguusapan o walang communication about dito. Kaya mahalaga na napaguusapan ang mga ganitong bagay lalo na sa buhay mag-asawa.

Hindi naman masama ang tumulong sa magulang lalo na kapag need talaga. Basta napaguusapan at inuuna ang asawa mo. Importante parin ang parents natin but we need to set limitations. Lalo na kung naaabuso na ng iba ang pagtulong mo.

Sobrang Blessed ako na ganun si Blessed Dad. Blessed Husband. Blessed Life simula ng Day 1 ng marriage namin. Ramdam ko na ako yung priority nya.

Alam kong someday magiging MOTHER IN LAW din ako , at magkakaroon na ng sariling pamilya ang anak ko... Pero hindi ko sya oobligahin at hahayaan na kami parin ang priority nya kahit may asawa na sya.

Dahil ang priority nya ay hindi na kami kundi ang asawa nya.


Credit to the owner

THE TOXINS OF THE HOUSE ARE:1. Objects You No Longer Use.2. Clothes You Don't Like Or Haven't Used In A While. Damaged u...
07/06/2024

THE TOXINS OF THE HOUSE ARE:
1. Objects You No Longer Use.
2. Clothes You Don't Like Or Haven't Used In A While. Damaged underwear.
3. Broken Things.
4. Old cards and notes.
5. Plants that are dead or sick.
6. Receipts and Old Magazines.
9. Shoes Broke.
7. Stuff of all kinds calling the past.
8. If you have children, toys that are not used, that do not work or broken.
WITH CLEANING THEM OUT:
1. Health gets better.
2. Creativity grows.
3. Relationships get better.
4. There is greater reasoning capacity.
5. Improved mood.
QUESTIONS THAT MIGHT HELP CLEANSING:
- Why am I saving that?
- Is it about me today?
- How will I feel if I release that?
Separate and classify:
1. To donate.
2. To throw.
3. To sell
INSIDE CLEANING REFLECTED OUTSIDE.
1. Avoid extreme noises.
2. Less strong lights.
3. Less saturated colors.
4. Less chemical odors.
5. Less sad memories.
6. Finish unfinished projects.
7. Cultivate positive energy in your home.
Do a general cleaning and use boxes for organization. Start with drawers and cabinets and conclude each piece, do everything at your pace...
a) Trash.
b) Arrangements.
c) Recycling.
d) In doubt.
e) Gifts.
(f) Donation.
g) Sell and share

As you CLEANSE, watch what changes in you.
As we clean our physical house, we also place order to our mind and heart.
Practice detachment with material things that just fill your space and you'll see how you'll slowly be able to do the same with more momentous situations.
Blessed be for you always



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