MoneySense Philippines

01/02/2025

https://www.moneysense.com.ph/product/digital-copy-moneysense-q4-2024-features-skincare-storyselling-and-saving-castles-the-remarkable-journey-of-sixteen-ramos/

Skincare, StorySelling™, and Saving Castles: The Remarkable Journey of Sixteen Ramos

01/02/2025

By EXCEL V. DYQUIANGCO

Amid the serene Arizona desert, Sixteen Ramos contemplates her next adventure. Having built a network marketing empire of 100,000 distributors before pivoting to preserving French castles, her journey from diplomatic aspirant to digital storyteller to château preservationist exemplifies the power of following one's unique path.

Growing up in Manila with parents who valued education and world exposure, Sixteen pursued a bachelor's degree in Consular and Diplomatic Affairs at De La Salle-College of Benilde. Though initially eyeing a career in law, her true passion lay in cultural affairs and international relations. "I was fascinated by how different nations survive and thrive and interact with each other," she recalls.

Her path to entrepreneurship came naturally, though unexpectedly. "I became a business owner because I love that you can make a living doing something you love without having to answer to someone else," she explains.

By EXCEL V. DYQUIANGCO Amid the serene Arizona desert, Sixteen Ramos contemplates her next adventure. Having built a network marketing empire of 100,000 dist

03/11/2024

https://www.moneysense.com.ph/product/digital-copy-moneysense-q3-2024-features-richard-carvajal-property-entrepreneur/

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Table of Contents
Cover Stories
The Millennial Property Entrepreneur - BY EXCEL V. DYQUIANGCO

Building Wealth with Rental Properties - BY CARLA CONCEPCION

Financing Your Real Estate Investments - BY CARLOS GONZALES

The First-Time Homebuyer’s Guide - BY ANDY CRUZ
Plan
How to Pick the Perfect Location for Your Property Investment - BY CARLOS GONZALES

Best Real Estate Marketplaces to Market Your Properties - BY CARLOS GONZALES

Condotels vs. Timeshares - BY ANDY CRUZ

Primer: Pag-IBIG Benefits - BY CARLA CONCEPCION

My Money Story: Navigating Crypto and Real Estate Success - BY ANGELINE VIRAY AS TOLD TO EXCEL V. DYQUIANGCO

My Money Story: Empowering Talents, Building Brands - BY JOSEPH MAX WEBB AS TOLD TO EXCEL V. DYQUIANGCO

My Money Story: From Corporate to Crypto Leader - BY ARLONE ABELLO, AKA COACH MIRANDA MINER, AS TOLD TO EXCEL V. DYQUIANGCO
Invest
Stock Market 101: Stock Market Cycles:
Understanding Boom and Bust Phases - BY CARLOS GONZALES

Real Estate 101: Understanding Property Taxes and
Fees in the Philippines - BY CARLA CONCEPCION
Spend

Best Places to Buy Home Furniture and Décor - BY CARLA CONCEPCION

Digital Copy: MoneySense Q3 2024 PDF Download MoneySense Q3 2024 Features: Richard Carvajal - Property Entrepreneur

03/11/2024

03/11/2024

The Millennial Property Entrepreneur

How Richard Cavajal’s go-getter attitude and digital savvy led to his real estate success

By EXCEL V. DYQUIANGCO

At a time when most young people are still trying to figure out their career paths, Richard Carvajal has not only found his calling but thrived in it. At just 23, Richard had already made his million from real estate. Today, he’s a successful entrepreneur, property investor, content creator, and personal finance advocate.

Ironically, real estate and entrepreneurship were never on Richard’s radar. He once aspired to be a dentist, fascinated by the profession since childhood. While most kids dread the dentist’s chair, Richard was a fan. “I initially wanted to take up dentistry because I loved going to the dentist as a kid,” he recalls with a grin.

But a scholarship at Enderun Colleges set him on a different path.

The Millennial Property Entrepreneur How Richard Cavajal’s go-getter attitude and digital savvy led to his real estate success By EXCEL V. DYQUIANGCO

24/08/2024

https://www.moneysense.com.ph/moneysense-q2-2024-features-finfluencer-antonette-aquino/

24/08/2024

The TikTok Finfluencer

How Antonette Aquino’s path led her from teen entrepreneurship to personal finance social media influencer

By EXCEL V. DYQUIANGCO

From juggling part-time jobs as a teen to becoming a TikTok personal finance sensation, Antonette Aquino’s journey in the finance industry is a masterclass in turning adversity into achievement.

The TikTok Finfluencer How Antonette Aquino’s path led her from teen entrepreneurship to personal finance social media influencer By EXC

20/07/2024

Sun Life Grepa Financial, Inc. (Sun Life Grepa), one of the leading providers of life insurance in the country, recently participated in the Day of the Seafarer celebration organized by Philippine Transmarine Carriers, Inc. (PTCI).

Sun Life Grepa Financial, Inc. (Sun Life Grepa), one of the leading providers of life insurance in the country, recently participated in the Day of the Seafarer

15/07/2024

PVB and Palawan Sealing the Partnership: (L-R) PVB South Luzon Area Head Julius Marquez, PVB Chief Digital Marketing Officer Head Charina Balanquit, PVB Branch Banking Sales Head Geraldine Romano, PVBPresident and Acting CEO Renato Claravall, Palawan Group Vice-President for New Products and Services Lisa Lou Castro-Sabado, Palawan Group B2B Department Head Missy Baldemor, and Palawan Group Key

PVB and Palawan Sealing the Partnership: (L-R) PVB South Luzon Area Head Julius Marquez, PVB Chief Digital Marketing Officer Head Charina Balanquit, PVB Branch

15/07/2024

Investing in property in the Philippines can be an attractive opportunity due to the country’s growing economy and expanding real estate market. However, both Philippine nationals and foreigners considering investing in Philippine real estate must be aware of the various challenges and pitfalls of real estate investment in the Philippines, but also understand how to overcome them.

Investing in property in the Philippines can be an attractive opportunity due to the country’s growing economy and expanding real estate market. However, both

13/03/2024

https://www.moneysense.com.ph/product/digital-copy-moneysense-q4-2023-features-charmel-delos-santos/

Digital Copy: MoneySense Q4 2023 PDF Download MoneySense Q4 2023 Features Charmel Delos Santos

13/03/2024

Trading Places

The many roles of stock trader, IT consultant, and book author Charmel Delos Santos

By EXCEL V. DYQUIANGCO

It’s rare to be successful in multiple domains, but Charmel Delos Santos makes it seem easy. A highly experienced IT consultant in the corporate sector for many years, she became a full-time investor in the stock market. Now, she balances both endeavors.

Trading PlacesThe many roles of stock trader, IT consultant, and book author Charmel Delos SantosBy EXCEL V. DYQUIANGCOIt’s rare to be successful

09/03/2024

By John P. Dela Cruz

The year was 1974. The electronics industry was gaining momentum worldwide. Intel introduced the 8080 series of microprocessors, which became so popular that the company had to license them to other manufacturers. In the same year, Japan’s Toshiba launched the first floppy disk, while US-based Telenet started what many consider the world’s first internet service provider.

By John P. Dela Cruz The year was 1974. The electronics industry was gaining momentum worldwide. Intel introduced the 8080 series of microprocessors, whi

01/01/2024

Happy New Year from MoneyTree Publishing Corp!

As the clock strikes midnight and we step into a brand new year, all of us here at MoneyTree Publishing Corp want to extend our heartiest New Year wishes to you, our cherished readers.

2023 was a remarkable year, filled with stories that inspired, challenged, and entertained us.
#2024

Happy New Year from MoneyTree Publishing Corp!As the clock strikes midnight and we step into a brand new year, all of us here at MoneyTree Publishing Corp w

01/01/2024

A healthy entrepreneurial culture is not just a requisite for a thriving economy but also for equitable prosperity. From the mid-20th century onward, economies that have incentivized fair entrepreneurship have consistently shown more economic growth, domestic innovation, and upward mobility, all of which are ingredients of a resilient and politically stable society.

When

A healthy entrepreneurial culture is not just a requisite for a thriving economy but also for equitable prosperity. From the mid-20th century onward, economies