Jaina Taghoy Digital Business

Jaina Taghoy Digital Business SHS GRAD TURNED DIGITAL BUSINESS OWNER/AT-HOME CAREGIVER OF MY PWD MOM
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WHY BUILDING DREAM HOUSES BACK HOME IS A MISTAKEFor many Filipinos living abroad, especially in North America, thereā€™s a...
15/12/2024

WHY BUILDING DREAM HOUSES BACK HOME IS A MISTAKE

For many Filipinos living abroad, especially in North America, thereā€™s a common dream: to build a big, beautiful house back home. Itā€™s a symbol of success, a way to show family and friends in the Philippines that all the years of sacrifice have paid off. But more often than not, this dream benefits others more than the person who worked so hard to make it happen.

Take Victoria, a caregiver in Toronto. She left the Philippines in her 30s to work abroad, dreaming of building a big house for her family in her homeprovince of Ilocos Sur. Over the years, Victoria sent most of her earnings back home to construct a two-story, six-bedroom house with a balcony overlooking the fields. The house was her pride and joy, something she imagined retiring to someday.

But Victoria never got to live in that house. Her siblings moved in to "look after it," enjoying its cool breeze, spacious rooms, and fresh paint. Victoria, meanwhile, stayed in a cramped apartment in Toronto, working long hours to pay bills and send more money home for repairs and maintenance.

She visited every few years, but only for short vacations. By the time Victoria was ready to retire, almost 20 years had passed. The house was no longer as grand as she imagined. The paint had faded, the furniture was worn, and cracks had started to show in the walls. Worse, Victoria, now in her 60s, was diagnosed with colon cancer. She passed away before she could even book her flight back to Philippines.

Itā€™s not just Victoriaā€™s story. Many Filipinos abroad sacrifice their present for a future that may never come. Take Juan, another Ilocano working as a warehouse supervisor in Vancouver. He spent 12 years building a nine-bedroom house in Ilocos Sur. He planned to retire there, but in the meantime, his cousins lived in the house. They held parties, enjoyed the comforts, and even rented out some rooms to neighbors.

Juan worked tirelessly, ignoring his health, and delayed medical check-ups. By the time he was diagnosed with lung cancer, it was too late. He passed away at 55, never setting foot in the house he worked so hard to build. His wife and children, who had no plans of returning to the Philippines, sold the property.

So why do we do this? For many Filipinos, building a house back home is tied to pride and societal expectations. Itā€™s about showing the neighbors and relatives that ā€œI made it.ā€ But at what cost?

When you finally return home in your old age, what will you do with a massive house? At 65 or 70, youā€™ll likely want something simple and easy to manage. Maintaining a mansionā€”cleaning the rooms, repairing the roof, or paying for electricityā€”can become a burden, not a joy.

Compare this to retirees in North America. When they grow older, they downsize to smaller homes or retirement communities where life is simpler. Yet many Filipinos choose the opposite: they live modestly abroad and pour all their resources into a house theyā€™ll barely use.

The lesson here is simple. Life is short and unpredictable. Plan for the future, but donā€™t forget to live today. Instead of building a mansion that others will enjoy, why not invest in experiences, health, or financial security that you and your family can benefit from right now?

As the saying goes, "A good home isn't about being big; it's about being happy with the people living in it."
So, while dreaming of Philippines, donā€™t forget to make the most of your life wherever you are. Find other source of income or asset that will make money for you so that you can buy or build your dream house. Live wisely, live fully, and donā€™t let your dreams become someone elseā€™s reality.


Anong magpapasaya sa bored na mama? šŸ¤”āœ… Withdraw āœ… Kaināœ… Grocery Ano pa? Syempre hindi natin kakalimutang magpasalamat sa...
14/12/2024

Anong magpapasaya sa bored na mama? šŸ¤”
āœ… Withdraw
āœ… Kain
āœ… Grocery
Ano pa?

Syempre hindi natin kakalimutang magpasalamat sa Ama sa lahat ng biyaya na ito and for this opportunity! Katas Digital Business āœØ

Looking for a work-from-home opportunity? I'm a Digital Business Owner  enjoying flexible hours with simple non-voice ta...
12/12/2024

Looking for a work-from-home opportunity? I'm a Digital Business Owner enjoying flexible hours with simple non-voice tasks. We're open to part-timers and career shifters.

Note: Filipinos only! šŸ‡µšŸ‡­

Hindi lahat ng nagsimula sa negosyo mayaman. Hindi lahat ng nagsimula sa negosyo may alam.Hindi lahat ng nagsimula sa ne...
11/12/2024

Hindi lahat ng nagsimula sa negosyo mayaman.
Hindi lahat ng nagsimula sa negosyo may alam.
Hindi lahat ng nagsimula sa negosyo sigurado sa pinapatayong negosyo.
Hindi lahat ng nagsimula sa negosyo umasenso agad.

Studyante, Senior-citizen, Employee, OFW, Drop-out student, Tambay, Professionals.Wala yan kung ano ang background mo, basta may pangarap ka lang, pwede kang mag negosyo. Hindi lahat ng nakapaligid sayo susuporta, yung iba mag duda, yung iba tatawa. Ikaw yung may hawak ng manobela, ikaw yung magpapatakbo ng sarili mong buhay, kung may mga tao mang haharang sa daan, wag na wag mo sagasaan, kundi ipasakay mo, isama mo, tulungan mong ma build pangarap nila para sabay sabay kayong makuha yung tagumpay.

Tandaan, hindi lahat sasabay, yung iba irereject ka pero keep on driving. As long as wala kang sinasagasaang tao, focus ka lang sa daan na alam mong madaming nag aantay at papalakpak sayo šŸ‘šŸ»ā™„ļøāœØ

This is Coach Jaina Taghoy reminding you to associate with people of good quality, for it is better to be alone than in bad company.

Success is never a solo act ā€“ itā€™s the result of teamwork, dedication, and shared vision. Hereā€™s to our collective effor...
08/12/2024

Success is never a solo act ā€“ itā€™s the result of teamwork, dedication, and shared vision. Hereā€™s to our collective effort and the milestones weā€™ve achieved together! šŸ©·

CONGRATULATIONS MY FAMILY, MY TEAM, MY ATOMIC OLYMPIA PIONEERS! ā‚±149,439 WORTH OF SALES TAYO LAST MONTH OF NOVEMBER! šŸ†āœØ

STORY TIMEāœØI could still remember vividly how my mama told my tita from Mindanao that, never in her life, has she been t...
05/12/2024

STORY TIMEāœØ

I could still remember vividly how my mama told my tita from Mindanao that, never in her life, has she been to Baguio, even though sheā€™s from Luzon. It broke my heart to know that, even though she had the time and money to go, she never did. Because of all the priorities for the family and relatives, she forgot to take care of herself. Kaya sabi ko sa sarili ko one day, I will be able to give back to her.

I know many of our friends, family, and relatives know how good of a person my mama is. This cruel world doesnā€™t deserve her kindness. Iā€™ve witnessed how other people have hurt her, but she never retaliated and never became cruel to others. Ma, you deserve every good thing in this world. Hope you enjoy this experience. Balik tayo soon šŸ“

Kada taon nalang ba? Pano na yung mga pangarap mo? Natupad na ba?
03/12/2024

Kada taon nalang ba? Pano na yung mga pangarap mo? Natupad na ba?

Good morning, Online Friends! āœØ
02/12/2024

Good morning, Online Friends! āœØ

There's this one post here in tiktok that stops me."Hindi na marami ang tubig ng instant noodles"And that hits me, ang d...
30/11/2024

There's this one post here in tiktok that stops me.

"Hindi na marami ang tubig ng instant noodles"

And that hits me, ang dami na palang nagbago nakakausad na pala kahit pa unti unti.

I had to read all the comments in that post.

"Sawsawan na yung toyo hindi na ulam"
"Hindi na magsisinungaling sina mama at papa na busog sila"
"May coke na kahit walang bisita"
"You can buy now jollibee, kahit walang okasyon"
"Hindi na itutulog ang pasko at new year"
"May cake na sa birthday"
"Hindi na naghihintay mabigyan ng lumang damit at sapatos ng pinsan"
"Cravings na lang ang sardinas"
"nakakapag grocery na yung batang inuutusan dati mangutang ng itlog at noodles sa tindahan"

And while reading this comments, I can't stop my tears. Kasi ganitong ganito din ako dati. I'm so proud by looking at all the comments.

It might still be a long way to go, but a lot of progress had already made. Acknowledge every progress, hindi mo man napapansin pero malayo ka na. Kaya wag kang ma pressure masyado.

In life we might not get the things according to our plan but be patience because we cannot have it all at once. Ika nga ā€œWe get what we deserveā€. And to those who still fight their own battles, be patient I know soon all your hardworks would paid off kaya mo yan. I hope we all win in life!! šŸŒ±āœØ

22/11/2024

ā€¼ļø BREAKING NEWS: the person reading this will be the first multimillionaire of the family.āœØ

The secret to avoid burnout in your business āœØ1. Set Boundaries: Establish clear work hours and stick to them. Avoid ove...
22/11/2024

The secret to avoid burnout in your business āœØ

1. Set Boundaries: Establish clear work hours and stick to them. Avoid overworking by knowing when to say "no" to additional responsibilities or projects.

2. Delegate Tasks: Don't try to do everything yourself. Delegate tasks to team members or outsource to freelancers where possible.

3. Prioritize Self-Care: Regularly take breaks, exercise, get enough sleep, and practice stress-reduction techniques like meditation or journaling.

4. Break Tasks into Manageable Steps: Large projects can feel overwhelming. Break them down into smaller, achievable tasks and focus on completing one step at a time.

5. Focus on High-Impact Activities: Prioritize tasks that drive the most value for your business and delegate or let go of those that donā€™t.

6. Learn to Say No: Avoid overcommitting to new opportunities or projects that donā€™t align with your goals or would stretch your resources too thin.

7. Create Systems & Processes: Automate repetitive tasks, create standardized processes, and use tools to streamline operations and reduce decision fatigue.

8. Stay Organized: Use project management tools to keep track of tasks, deadlines, and priorities to avoid feeling overwhelmed.

9. Regularly Reflect on Your Workload: Assess your workload regularly to see if you're on track or if adjustments are needed to prevent stress from building up.

10. Build a Support Network: Surround yourself with mentors, peers, or a business coach who can offer advice and emotional support.

11. Celebrate Wins: Recognize and celebrate your accomplishments, both big and small, to stay motivated and prevent feelings of burnout.

By doing these strategies, you can manage your workload more effectively and maintain a healthy balance between business and personal life. šŸ’

Every effort you put in, every moment you show up, is a step toward being seen and recognized. Your hard work and dedica...
21/11/2024

Every effort you put in, every moment you show up, is a step toward being seen and recognized. Your hard work and dedication are not unnoticed by the community; they are laying the foundation for your growth and impact. So keep pushing forward, even when it feels like no one sees your efforts. Recognition is on the way. Stay consistent, stay focused, and trust that your time to shine is coming soon.

WISDOM FROM RICH DAD.From the book Rich DAD Poor DAD, by Robert Kiyosaki1. Donā€™t work for money:Rich donā€™t work for mone...
15/11/2024

WISDOM FROM RICH DAD.
From the book Rich DAD Poor DAD, by Robert Kiyosaki

1. Donā€™t work for money:

Rich donā€™t work for money. If you work for money, your mind will start thinking like an employee. If you start thinking differently like a rich man, you will see things differently. Rich works on their asset column, every dollar in their asset column is their hard-working employee.

2. Donā€™t be controlled by emotions:

Some peopleā€™s lives are always controlled by the two emotions of fear and greed. Fear keeps people in this trap of working hard, earning money, working hard, earning money, and hoping that it will reduce their fear. Secondly, most of us have the greed to get rich quickly. Yes, many people become rich overnight, but they have no financial education. So educate yourself and donā€™t be greedy or fearful.

3. Acquire assets:

Donā€™t buy liabilities on your way to financial freedom. People buy liabilities and think these are assets, but they are not. Many people buy luxuries first, like big cars, heavy bikes, or big houses to live in. But the rich buy assets and their assets buy luxuries. The rich buy houses and rent them, and they pay them for their Lamborghinis. The poor or middle class buy luxuries first, and the rich buy luxuries last.

4. Remember the KISS principle:

KISS stands for keeping it simple, and stupid. Donā€™t be too overloaded your mind when you are going to start your way to financial freedom. Things are simple and keep them simple. The simple thing to remember is assets put money in pocket and liabilities take money out of pocket. Always buy assets so they put money into your pocket.

5. Know the difference between assets and liabilities:

Assets are anything that puts money in your pocket, like stocks, bonds, real estate, mutual funds, rental properties, etc. Liabilities are anything that pulls money out of your pocket, like your house, your car, debt, etc. People think their home is their biggest asset, but it is not. A house is an asset when it generates money like when you rent a house, it generates money, and when your life in that house becomes a liability.

6. Donā€™t be a financial illiterate:

A person can be highly educated and become successful in their profession, but financially illiterate. Financial education is very important for any individual. Our schools and colleges did not teach us financial education. Many financial problems arise as a result of a lack of financial education. Start learning financial education and I suggest you read the book "Rich Dad, Poor Dad".

7. Increase your Wealth:

Wealth is defined as a person's ability to survive for a certain number of days in the future, or how long they could survive if they stopped working today. Consider your wealth and whether you would survive if you stopped working today for a year.

8. Mind your own business:

If you have a job, keep your job and start a part-time business and work it. Use the time that you spend on your iPhone, parties, or any other activity, to build your business. Never leave your job until you build your own business. Donā€™t struggle all of your life for someone else. Start your own business and grow your business.

9. Train your mind:

Your biggest asset is your mind. Many individuals watch opportunities with their eyes, but if you train your mind, you can see opportunities with your mind. If you train your mind well, it can create enormous wealth.

10. Learn technical skills:

Your financial IQ will be raised by learning these four technical skills:

Accounting is defined as the ability to read numbers. If you want to build an empire, then this is an essential skill. By learning this skill, you will be able to understand the strengths and weaknesses of a business.

Investing: It is the science of making money.
Understanding markets: It is the science of supply and demand.

The Law: A person who knows the law of tax advantages and corporations can get rich faster than others.

11. Find opportunities that everyone else missed:

"Great opportunities are not seen with your eyes. They are seen with your mind. "

You can see many more opportunities with your mind than many people miss with their eyes. It is not rocket science, you just need to train your mind.

12. Learn to manage risk:

Investment is not risky, not knowing the investment is risky. If you want to reduce the risk, then increase your knowledge. This knowledge will not come by going to college, it will come by reading books or sitting with people who know the investment.

13. Learn management:

The main management skills are:

Management of cash flow
Management of system
Management of people
Sales and marketing are the most essential skills. The ability to sell and the ability to communicate with another human being, be it a customer, employee, fiancƩ, friend, or child, is a basic skill of personal success.

14. Manage fear:

ā€œFailure inspires winners. Failure defeats losers.ā€

Everyone has a fear of losing money.

14/11/2024

the feeling of freedom and peace šŸŒ±āœØ

Ang tanging hadlang sa tagumpay ay ang takot mong sumubok. Kaya mo, basta maglakas-loob ka!
12/11/2024

Ang tanging hadlang sa tagumpay ay ang takot mong sumubok. Kaya mo, basta maglakas-loob ka!

Don't waste time wondering "what if." The moment you're in right now is the only one you truly control. Invest in your p...
06/11/2024

Don't waste time wondering "what if." The moment you're in right now is the only one you truly control. Invest in your present with the future you want in mind.

Donā€™t just dream of progressā€”move towards it. The best is yet to come!
06/11/2024

Donā€™t just dream of progressā€”move towards it. The best is yet to come!

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