Prosperity Klub

27/04/2025

"Top 3 Tips for Building Passive Income"

Most of us are tired of feeling trapped in the endless cycle of trading your precious time for money on a JOB- Journey of the Broke. Imagine breaking free from the "rat race" and achieving true . The secret lies in creating Multiple Sources of PASSIVE INCOME.

Why Create Passive Income Streams?

* You can create a steady stream of income that flows into your life even while you sleep.

* This liberating approach allows you to reclaim your time and energy to focus on what matters most to you.

* You'll have freedom to design your ideal lifestyle, spend quality time with loved ones, and pursue your deepest passions without financial constraints holding you back.

Top 3 TIPS to Create PASIVE INCOME?

1. By investing in rental properties.
2. By Investing in the stock market directly or indirectly thru Mutual Funds and or Dividend Funds.
3. Building Businesses that can operate without your constant direct involvement.

Conclusion
Building passive income takes planning and commitment, but with the right strategies, it can significantly enhance your financial freedom. Start small, diversify your income sources, and remain informed about your investments. Over time, these efforts can lead to a more secure financial future.

Take the first step today towards building your PASSIVE INCOME. Type YES if you want more information. I can help you and guide you towards your dream.

27/04/2025

Savvy shopping goes beyond sales—it’s about investing in items that offer long-term value and align with your needs and goals. By being mindful of your purchases, you can save money, avoid impulse buying, and make choices that contribute to both your financial health and overall satisfaction.

Make value-driven decisions in your shopping today at rfp.ph.

27/04/2025

"Empower Yourself: From Employee to Entrepreneur"

Do You Feel Your Single Source of Income Is No Longer Enough?

If you’re facing this challenge, the obvious solution is to consider starting your own business. There are numerous options available, and I’d like to share the Top Five Tips to look for when selecting a business opportunity:

1. Ease of Expansion: Choose a business that is easy to set up for multiple outlets. Whether you’re in the Philippines or abroad, you should be able to launch and grow your business with ease.
2. Online and Offline Versatility: Opt for a business model that can be conducted both online and face-to-face. In today’s digital age, having an online component significantly increases the potential for success.
3. Inclusive Team Building: Select a business where team members are not required to have specific educational backgrounds. This opens the door for various individuals, including OFWs, seafarers, educators, domestic helpers, security guards, drivers, and barbers, to participate and thrive.
4. Established Systems and Training: Ensure your business has a well-established system in place, along with access to comprehensive training and resources to support your team’s success.
5. Strong Mission and Purpose: Most importantly, choose a business that is driven by a meaningful mission and purpose. This not only motivates you but also resonates with your customers and team members.

If you’re interested in exploring these opportunities further, comment “YES” below, and we can arrange a one-on-one Zoom call for personalized guidance and coaching!

14/04/2025

Dreaming of becoming a homeowner soon? Or thinking of adding property to your portfolio for leasing?

Good news! RLC Residences is currently offering their LEASE TO OWN 120 program - you pay for the property for up to 10 years, without the interest rate!

There is a minimum 5% spot DP. After 10 years, you can fully own the unit.

See brochure below for the projects qualified under this promotion.

For more details and unit viewing, please contact us for assistance.

26/02/2025

📢New job opportunities are here!

Looking for a remote role? We've got fresh openings this week. Check them out and send in your application!

To stay updated on the latest job postings and everything you need to know about VA life, join our FB group (linked in our profile and comment)

25/02/2025

The first mutual fund in the Philippines was launched in 1951, marking a significant milestone in the country’s investment landscape. Mutual funds provide Filipinos with an accessible way to diversify their investments, pooling resources to invest in a variety of assets. Over the years, mutual funds have become an essential tool for individuals looking to grow their wealth in a managed, low-risk environment.

Explore more investment opportunities and strategies at rfp.ph.

25/02/2025

You NEED to know these MONEY skills:

1. Distinguish Needs from Wants: Focus on essential expenses rather than desires.

2. Consider Buying Used Cars: New cars depreciate quickly. A used vehicle serves the same purpose at a lower cost.

3. Save an Emergency Fund: Aim to set aside 3-6 months of living expenses to avoid debt during unexpected events.

4. Create a Budget: Have a clear plan for where your money goes each month.

5. Understand Taxes: Knowing about taxes can help you retain more of your income. Familiarize yourself with deductions, credits, and tax-advantaged accounts.

6. Get Proper Insurance: Safeguard yourself with health, life, and property insurance to prevent financial disaster from accidents.

7. Avoid Impulse Buying: Before purchasing, evaluate if it’s a necessity. Wait 24 hours before deciding on non-essential items to see if you still want them.

8. Think Long-Term: Make choices that benefit your future rather than seeking immediate satisfaction. Practice waiting for rewards.

9. Prevent Lifestyle Inflation: Just because your income increases doesn’t mean your spending should. Instead, focus on enhancing your investments.

10. Learn to Cook: Dining out can be expensive. Cooking at home is often healthier and saves money.

11. Invest in Quality: Spending more on durable, quality items can save you money over time.

12. Build a Strategic Network: Cultivate genuine relationships that can lead to new opportunities. Helping others can often lead to mutual benefit.

13. Be Cautious with Lending to Family: Money can strain relationships. If you choose to give, do so as a gift rather than a loan.

14. Value Experiences Over Things: True happiness comes from relationships and experiences, not just financial wealth. Invest in memorable experiences.

15. See Money as a Tool: Money should enhance your life, but it isn’t the ultimate goal. Focus on what truly matters.

16. Practice Patience with Wealth Building: Accumulating wealth takes time. Understand that growing your finances isn’t an overnight process.

23/02/2025

Madaming tao ang naghihirap di dahil sa lack of income, it’s because of lack of financial education.

21/02/2025

Are you looking for a Job? Especially online.
Do you want to be a VA?

One of the perks of our community is for you to be updated and have direct access to these opportunities.

Join our community:
www.bit.ly/prosperityklubmembership

19/02/2025

You NEED to know these MONEY skills:

1. Negotiate Everything: Discuss salaries, bills, and rent. Always ask for more and don’t settle for the initial offer. A brief conversation could save you a lot.

2. First Job Isn't Permanent: Your initial job doesn’t have to be your last. Don’t hesitate to explore different opportunities to discover what suits you and pays well.

3. Protect Your Credit Score: Your credit score impacts loans, housing, and job prospects. Always pay your bills on time, keep your balances low, and review your reports for mistakes.

4. Surround Yourself with Achievers: Being around motivated and positive people pushes you to reach higher. Choose your friends carefully.

5. Invest in Your Health: Your health is your biggest asset. Good health can save you significant medical expenses down the road, so maintain a balanced diet, exercise, and get regular checkups.

6. Avoid Comparisons: Comparing yourself to others is a trap, especially with social media. Focus on your own goals for long-term success.

7. Utilize Compound Interest: Money grows over time through compound interest. Start investing early to maximize your returns.

8. Start Retirement Planning Early: Begin saving for retirement at 20 instead of waiting until 40. Compound interest benefits from time.

9. Pay Yourself First: Set up automatic contributions to your investments before spending on anything else. This creates a habit of saving.

10. Invest in Your Skills: Education and skill development can boost your income potential. This is one of the best investments you can make.

11. Avoid Emotional Decisions: Don’t let fear or greed guide your investments.

12. Learn from Mistakes: Everyone makes financial errors. The key is to learn and improve.

13. Don’t Impress Others with Purchases: True friends appreciate you for who you are, not what you own. Investing is more admirable than showing off.

14. Focus on Assets, Not Liabilities: Invest in things that generate income instead of those that incur costs.

15. Utilize Employer 401(k) Matches: If your job offers a 401(k) match, take advantage of it—it's free money for your retirement.

12/02/2025

22/10/2024

10 Lessons from the book titled: Why the Rich Are Getting Richer: What You Won't Learn in School by Robert T. Kiyosaki

This is a follow-up to his bestselling book "Rich Dad Poor Dad." In this work, Kiyosaki explores the differences between the financial mindsets of the rich and the poor, aiming to provide readers with insights on how to achieve financial independence.

Here are some key lessons and insights from the book:

1. The Importance of Financial Education: Kiyosaki emphasizes that traditional education often fails to teach essential financial skills. He advocates for financial literacy as a critical tool for wealth-building. Understanding concepts such as assets, liabilities, and cash flow is vital for making informed financial decisions.

2. Assets vs. Liabilities: A central theme in the book is the distinction between assets and liabilities. Kiyosaki asserts that wealth is built by acquiring assets—things that put money in your pocket—while liabilities take money out. He encourages readers to focus on building a portfolio of income-generating assets.

3. The Power of Entrepreneurship: Kiyosaki argues that entrepreneurship is a key pathway to wealth. He suggests that starting a business or investing in real estate allows individuals to create multiple streams of income, which is crucial for financial success. The entrepreneurial mindset fosters innovation and resilience.

4. Understanding Cash Flow: The book emphasizes the importance of cash flow management. Kiyosaki explains that it's not just about how much money you make but how much money you keep and how it flows in and out. Positive cash flow from investments is essential for building wealth over time.

5. The Role of Taxes: Kiyosaki discusses how the wealthy leverage tax laws to their advantage. He explains that understanding tax codes and using legal strategies can help individuals retain more of their income. The rich often have access to tax benefits that the average worker does not, highlighting the need for financial education regarding taxes.

6. Investing for the Future: The author encourages readers to invest wisely and think long-term. He emphasizes that waiting for the right moment to invest can lead to missed opportunities. Consistently investing in assets, even in small amounts, can yield significant returns over time.

7. The Importance of Mindset: Kiyosaki stresses that a wealthy mindset is crucial for achieving financial success. Beliefs about money, risk, and opportunity shape how individuals approach wealth-building. Cultivating a positive attitude towards money and being open to learning from failures can lead to greater financial achievements.

8. Embracing Technological Disruption: The author highlights the role of technological advancements in creating new wealth-building opportunities. He encourages readers to stay informed about emerging trends and be willing to adapt and capitalize on disruptive technologies.

9. Developing Multiple Income Streams: Kiyosaki advises readers to diversify their income sources, rather than relying solely on a single job or business. He emphasizes the importance of building multiple streams of income, which can provide financial resilience and flexibility.

10. The Importance of Financial Intelligence: Underlying all of these insights is Kiyosaki's emphasis on financial intelligence. He argues that developing a deep understanding of financial principles, strategies, and market dynamics is essential for creating and maintaining wealth over the long term.

"Why the Rich Are Getting Richer" by Robert T. Kiyosaki offers a compelling perspective on the financial mindsets and strategies that enable the wealthy to continuously grow their wealth. By challenging conventional financial wisdom and advocating for a more entrepreneurial and asset-focused approach, Kiyosaki provides readers with a roadmap for improving their own financial literacy and wealth-building capabilities.

Follow this page for more insightful book reviews!!

18/10/2024

Money Hack?

Isa ‘to sa mga ginawa for a client to have peace of mind WHILE paying for their 30-year condo payment

May 4.2M pesos siyang kailangan bayaran for the next 30 years, kaya ang dapat ibigay na insurance to her is 4.2M pesos as well.

🚫 Paano kung walang MRI ang client and God suddenly calls her? What will happen?
— Her family will need to pay the remaining years of contract. Ang problema dito, paano kung walang means ang maiiwan niya? Sayang ang years of payments. Sayang ang property.

✅ Bakit magandang may MRI kung may binabayaran kang properties?
— Simple lang. MRI ang sasalo sa natitirang payments sa loan o sa bangko.

Generally, nire-require na rin ang insurance kapag kumukuha tayo ng mga hulugang properties.

Point is— WE all need life insurance. And while we keep on ignoring the need of it, the cost is getting ❗️HIGHER❗️

18/10/2024

According to the Philippine Stock Exchange (PSE) and ASEAN Exchanges, the Philippines is becoming a top choice for investors in emerging markets. With strong economic growth, government-led infrastructure projects, and steady remittances boosting the economy, the country offers great investment opportunities.

Learn more about why you should consider investing in the Philippine market.

Invest and grow with the country's biggest brands with ₱1,000.

https://bit.ly/financialliteracyregistrationforall