Myra Malazarte

Myra Malazarte work-life-balance💕

15/01/2024

🇦🇪

Naay maabot kung naay sugdan!Investing P1,000 pesos from ages 25 to 65 at a 12% average annual growth will result in P10...
04/01/2024

Naay maabot kung naay sugdan!

Investing P1,000 pesos from ages 25 to 65 at a 12% average annual growth will result in P10,774,963.54.

What if you could invest more?

What if there's a 3-in-1 savings program where you only need to save a minimum of P88-P196 pesos a day for 7 years, and you'll have at least P500K to P1.1 Million?

Everyone should retire a millionaire!

Even a minimum wage earner can become a millionaire through investing alone.

Sadly, no one educated us about how money works. We were only taught to work hard for the money (work hard to make our employers rich).

What do you want...

To retire wealthy or retire broke?

In life, we always have a choice.

Start investing, friends.

If you want to start saving, send me a message.

By the way, here's a photo of our savers who claimed their KAISER maturity benefit today.

Paskong PinoyLumipad ako galing Hong Kong pabalik ng Pinas kanina. Christmas flight. Delayed limang oras. Pagkadampi ng ...
26/12/2023

Paskong Pinoy

Lumipad ako galing Hong Kong pabalik ng Pinas kanina. Christmas flight. Delayed limang oras. Pagkadampi ng mga gulong ng eroplano sa lupa, sabay-sabay na nagpalakpakan ang mga tao. “Thank you Lord! Merry Christmas! Wooohoooo!” Onli in da Pilipins.

Hindi ko alam, pero napangiti ako at nahawa sa palakpakan at tawanan. Hindi maikakaila na marami sa kanila mga OFWs. Ilang beses sila sinuway ng mga flight attendant kasi gumagalaw pa ang eroplano pero lahat nakatayo na para kunin ang mga bagahe. Excited na makita ang mga mahal sa buhay.

Pagkaannounce na “door’s now open”, sabay-sabay sila sumigaw ng “yeheyyyy!!!”

Pati ako.

May nanay sa likod, narinig ko nasa telepono. Sabi “Ano gusto mo pasalubong, anak? Yakap lang ni mommy okay ka na? Haha. Malapit na ako makauwi, anak.”

Naluha ako ng di ko namamalayan.

May foreigners nakaupo sa likod ko, sabi “Christmas is really different here. I don’t understand what they’re saying but I feel it”.

Maligayang Pasko sa inyong lahat. Sa mga malayo sa pamilya, nakaduty, o nag-iisa. Nawa’y balutin kayo ng diwa ng Pasko at pagmamahal ng Maykapal. 🎄

-Jose Enrico Libunao

Mahigpit na yakap sa mga OFWs, may this be your last Christmas away from your family. ❤️

Day 9 of Misa De Gallo. 🤩Thank you Lord for all the blessings. 💕
24/12/2023

Day 9 of Misa De Gallo. 🤩

Thank you Lord for all the blessings. 💕


6th day of Misa de Gallo. 💕Thank you Lord for all the blessings.
21/12/2023

6th day of Misa de Gallo. 💕

Thank you Lord for all the blessings.


20/12/2023

Friendly Tip:

Don’t buy a financial product nga wa ka kasabot kay imbes it will solve your problems, basin mahimo na hinoon og main financial problem later on.

Day 5 of Misa De Gallo. Thank you Lord for all the blessings received. 🤩💕
20/12/2023

Day 5 of Misa De Gallo.

Thank you Lord for all the blessings received. 🤩💕


🔥 2024 will be your year. 🔥
19/12/2023

🔥 2024 will be your year. 🔥

4th day of Misa de Gallo. Thank you Lord for all the blessings. 🤩🙏
19/12/2023

4th day of Misa de Gallo. Thank you Lord for all the blessings. 🤩🙏


3rd day of Misa De Gallo. 😍💕Thank you Lord for all the blessings received.
18/12/2023

3rd day of Misa De Gallo. 😍💕

Thank you Lord for all the blessings received.

First day of Misa de Gallo. ✅ 🤩🙏Thank you Lord for all the blessings received. 💕
16/12/2023

First day of Misa de Gallo. ✅ 🤩🙏

Thank you Lord for all the blessings received. 💕

13/12/2023

Remove the things and people in your life that distract you from your dreams.

Life Insurance may not make you rich, but it will prevent your family from becoming poor.Live every day to the fullest k...
21/04/2023

Life Insurance may not make you rich, but it will prevent your family from becoming poor.

Live every day to the fullest knowing that your loved ones are protected.



Become an IMG Associate Member!Maximize over 60 benefits including Financial Education & Business Mentorship, and travel...
26/02/2023

Become an IMG Associate Member!

Maximize over 60 benefits including Financial Education & Business Mentorship, and travel the world with us.

Start your longterm savings and investments. Start your financial educator career and business.

Learn more by attending our free IMG Membership Orientation.

Remember: Financial Education is not only for the Wealthy. It's for Everyone.

For OFWs and their family.Ano man ang mangyari, protectado tayo sa IMG benefits.Kaiser K100 accidental death worth ₱ 900...
11/02/2023

For OFWs and their family.

Ano man ang mangyari, protectado tayo sa IMG benefits.

Kaiser K100 accidental death worth ₱ 900,000
Accidental Death for IMG Members (OFW Code) worth ₱ 700,000
(optional) Fidelity Life And Memorial Services Insurance worth ₱50,000

Di natin hawak ang buhay at di natin Controlado ang kapalaran Pero pwede natin Paghandaan ang future by making the right decision in the present moment.

Hope for the best but prepare for the worst.

Protect your future.
Protect the future of the family.

Access the benefits of being an IMG COMMUNITY member today.

Php50,000 yearly savings within 20 years will give you Php 1-Million (guaranteed) .😃Di kelangan maging genius ka para ma...
27/10/2022

Php50,000 yearly savings within 20 years will give you Php 1-Million (guaranteed) .😃

Di kelangan maging genius ka para magkaroon ng Milyon.🤓

Pero Php58,821 yearly savings within 7 years, will also give you Php 1-Million after the 20th year (guaranteed) .😮

Why?🙄

Yan ang tawag na "Money Working for You" thru the Power of Compound Interest.😉

Kahit 7 years ka lang nag-iipon, magiging Milyon pa rin ang resulta. 😊

Learn how money works.

Financial education is the first step.

Request for your copy of this money guide book. 😊

STOP MAKING EXCUSES1. Madami sa mga Minimum Wage earner ay gumagastos sa mga bagay na di nman tlga nila kailangan.2. Kas...
12/10/2022

STOP MAKING EXCUSES

1. Madami sa mga Minimum Wage earner ay gumagastos sa mga bagay na di nman tlga nila kailangan.

2. Kasi karamihan sa mga tao mahilig magaksaya ng oras sa mga bagay na pwede namang di gawin.

3. Kasi part ng Financial Literacy ang baguhin ang mindset mo from Poverty mindset to Rich mindset at matutunan paano magkakaron ng Extra Income in your spare time.

4. Kasi part ng Financial Literacy ang matutunan paano mkakaahon sa utang kahit pa maliit ang sahod.

5. Kasi part ng Financial Literacy ang matutunan paano mkakaiwas sa bisyo sa pamamagitan ng magandang community.

At madami pang ibang dahilan. Kaya kahit maliit ang kita may pagasa sa IMG. Dahil kung problema mo ang pera nuon, tapos hanggang ngayon pinoproblema mo pa din ang pera, sure yan sa future problema mo pa din ito.

At di lang yaman ang minamana ha, pati kahirapan. Kaya kung wala kang gagawin, mamanahin yan ng iyong mga anak. Kaya dapat talaga aralin mo kung paano. Diba ?

Don't wait for this kind of scenario before you decide to prioritize healthcare. Message me so I can assist you on what'...
08/10/2022

Don't wait for this kind of scenario before you decide to prioritize healthcare.

Message me so I can assist you on what's the best option for you and your family. ❤️

Kapag ang daga ay nasa isang garapon na puno ng bigas, ang akala nya ayos na ang buhay dahil kuntento na sya. May makaka...
28/09/2022

Kapag ang daga ay nasa isang garapon na puno ng bigas, ang akala nya ayos na ang buhay dahil kuntento na sya. May makakain sya eh! 😋

Kaya dun sya mamamalagi at mag-eenjoy hanggang maubos nya ang mga ito.

Hanggang dumating ang isang araw... ang garapon ay mawawalan din ng laman at makikita nya na lang na na-trap na pala sya at hindi na kailanman makakalabas pa.

Kung nasa edad ka na kaya mo pang magsumikap at kaya mo pang magtake risk, do it! DO NOT always choose “comfort. "

Mas madali mag-ipon ng 3,000 kada buwan kaysa maghanap ng 100k-500k na biglaan. 💯Have enough Life and Health Insurance c...
27/09/2022

Mas madali mag-ipon ng 3,000 kada buwan kaysa maghanap ng 100k-500k na biglaan. 💯

Have enough Life and Health Insurance coverage for you and your loved ones.

Let's learn how to prepare and protect our hard earn money..Preparation is the Key.
Attend Our Free financial literacy class now!

There is no Replacement for preparation 👊

Tandaan:
TIME is not Refundable

Maipamana mo ba sa Pamilya?❎ position sa Trabaho❎ sweldo sa Trabaho❎ benefits mo sa Trabaho ❎ expertise mo sa Trabaho✅ E...
17/08/2022

Maipamana mo ba sa Pamilya?

❎ position sa Trabaho
❎ sweldo sa Trabaho
❎ benefits mo sa Trabaho
❎ expertise mo sa Trabaho

✅ Executive Position sa IMG
✅ Cashflow sa IMG
✅ Business Rewards sa IMG
✅ Investments in Mutual funds
✅ Insurance Benefits
✅ Savings and Assets
✅ Kaalaman mo tungkol sa Pera

Ano po ang ibig sabihin nito?

It simply means...

As an employee, hindi lahat susuporta sayo.

As an employee, not everyone is interested to see you succeed in life. Not everyone in your workplace or company is interested to see you create a future for your family and children.

After years of working, sacrifice, time dedicated to the company, when you are old and sick, mag goodbye ka na sa employer mo.

You love your company, but does your company really love you?

So what is your plan?
.. as an employee, do your job well but don't give all your time sa trabaho mo.

Find something, start something, an extra career, a part time income, on your extra time, to help you build your dreams.

You can have a professional business career in IMG as a respected financial educator.

In IMG, while you learn to build your own financial success, you teach others to do the same.

Build something that last a lifetime and beyond.
Build something that you can pass down to your family.

In IMG, everyone is supporting you and is cheering for you until you achieve all your dreams and build success.

Don't allow your salary and job benefits - make you forget about your dreams.

Start from here.

Start today.

One time payment of 500 pesos for 50K Burial Assistance. 💚 Thank you IMG!DM for inquiries.
17/08/2022

One time payment of 500 pesos for 50K Burial Assistance. 💚

Thank you IMG!
DM for inquiries.

Fidelity Life - Mutual Benefit Association Inc. has awarded the death benefits from the life insurance coverage of its member, Mr. Jayvi Mark Pazcoguin, to his principal beneficiary, Ms. Edna Pazcoguin.
This is Fidelity Life. True to your needs, true to your dreams.

The value of money cost averaging investing is to acquire more & more shares.The cheaper the price per share, the better...
07/07/2022

The value of money cost averaging investing is to acquire more & more shares.

The cheaper the price per share, the better.

Keep accumulating & buy more shares!🥰🙏


Some queries my friends asked me. 🤔How to open a Mutual fund Stockmarket/equity investment fund?Do I have to fill-up pap...
24/05/2022

Some queries my friends asked me. 🤔

How to open a Mutual fund Stockmarket/equity investment fund?

Do I have to fill-up paper application forms, signature cards and submit documents in person?

My answer - you can join IMG and automatically have your own Mutual Fund account portal.

🔛 Open an account online
🔛 Transfer account opening fees directly to the company's online banking
🔛 paperless, you can fill-up online

After approval, you get more than 💰one thousand (1,000) shares right away as a bonus on your Mutual fund Stock Market investment.

Top up your investments and buy more shares anytime/anywhere.

FYI, Stockmarket is still on SALE and will soon bounce back higher after this Ukraine-Russia Conflict.

There are also 30 more benefits which comes with your account opening... Free 50,000 memorial plan.. Free 100,000 Accident Fund.. Free Lifetime Financial Coaching classes.. Discount on your Car-Auto Insurance.. Discount on your Property Insurance.. Discount on your Medical Check ups.. Discount on your Eye Check ups (with free eye glass frames 2x/year).. Discount on any Brand New Car Purchase.. Financial Broker Business Franchise.. And Many more

Learn the basics of personal finance and open an online Stock Market /Equity Mutual fund by becoming an IMG Member.

📌
21/05/2022

📌

𝗨𝗣𝗗𝗔𝗧𝗘𝗗 𝗕𝗔𝗡𝗞 𝗜𝗡𝗧𝗘𝗥𝗘𝗦𝗧 𝗥𝗔𝗧𝗘𝗦 𝗘𝗙𝗙𝗘𝗖𝗧𝗜𝗩𝗘 𝗢𝗖𝗧𝗢𝗕𝗘𝗥 𝟭, 𝟮𝟬𝟮𝟭Bank interest rates are cut from 0.125% down to 0.0625% annually!!😱...
18/10/2021

𝗨𝗣𝗗𝗔𝗧𝗘𝗗 𝗕𝗔𝗡𝗞 𝗜𝗡𝗧𝗘𝗥𝗘𝗦𝗧 𝗥𝗔𝗧𝗘𝗦 𝗘𝗙𝗙𝗘𝗖𝗧𝗜𝗩𝗘 𝗢𝗖𝗧𝗢𝗕𝗘𝗥 𝟭, 𝟮𝟬𝟮𝟭

Bank interest rates are cut from 0.125% down to 0.0625% annually!!😱 Di man lang umabot ng 0.1!! 😅

and then meron pang tax and inflation rate.🤦‍♀️

This is the main reason why we encourage people to save their money in banks for emergency purposes only. The rest of our money should be invested on financial vehicles that give higher returns.

To know more about investing and protecting your money, feel free to message me so we can discuss your options online! 🤗



Do you want to witness a true-to-life transformation?We have many stories to share...And this one photo can tell one sto...
15/10/2021

Do you want to witness a true-to-life transformation?

We have many stories to share...

And this one photo can tell one story of those many stories of a life transformed...

-

A good, humble, hard working friend...

I learned this from him...

Not all but most OFW and Seafarer retire with little or no cash savings.

Kung ayaw, may dahilan.
Kung gusto may paraan.

You know how much money you have.
But you don't know how much time you have.

With the right info, we can manage our money wisely, and spend more time with people you care for.

You can prepare for retirement as early as you can.

Pwede kang Mag retire early.

Financial Education is key.

In the photo is...
Andreo Blanquero
Millennial Seafarer
Financial Coach
IMG Senior Marketing Director

-

How about you?
Kelan mag transform ang buhay mo?
Do you know how much time you have?

Tara na...


Grabe talaga. Saan aabot ang 20 pesos mo? Small "gastoses" can sink millions. :)P20/day can be P3.5 million in 35 years ...
04/10/2021

Grabe talaga. Saan aabot ang 20 pesos mo? Small "gastoses" can sink millions. :)

P20/day can be P3.5 million in 35 years (compounded at 12%/yr)!

May opportunity na tayo to invest for as low as 20 pesos!

Take 100% responsibility for your future. ❤

P.S. Figures are for illustration purposes. But look how much you can accumulate. Di na drawing! :)

Attend our financial class to know more! ❤

Greatest News Ever!!!!𝙎𝙏𝙊𝘾𝙆 𝙈𝘼𝙍𝙆𝙀𝙏 𝙄𝙎 𝘾𝙐𝙍𝙍𝙀𝙉𝙏𝙇𝙔 𝙊𝙉 𝙎𝘼𝙇𝙀!!Investing now when the Market is low is like buying stocks at t...
05/02/2021

Greatest News Ever!!!!
𝙎𝙏𝙊𝘾𝙆 𝙈𝘼𝙍𝙆𝙀𝙏 𝙄𝙎 𝘾𝙐𝙍𝙍𝙀𝙉𝙏𝙇𝙔 𝙊𝙉 𝙎𝘼𝙇𝙀!!
Investing now when the Market is low is like buying stocks at the price from 5-10 years ago! 😱
After this pandemic, hindi na siya ganyan ka sale!!!
Investing kasi has 2 types.
Direct and Indirect.
Direct investment is when ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismo mag seset up ng acct mo, mag mmonitor ng stock market almost everyday.
Sa indirect investment naman, meron tayong tinatawag na Fund Manager. Siya ang gumagawa and nag aasikaso ng lahat. Siya na din nag ddecide saan pinaka best na industry ilagay ang pera mo para mag grow siya.
I use the Indirect investment, ibig sabihin meron ng mag mamanage ng money niyo and hindi kana need mag monitor everyday.
If you want to know more about Indirect stocks, please send me message! 🙏🏻


Simpehan natin ha 😊Let's Say you have 50,000 pesos —If you put your 50,000 in the bank for time deposit, the highest int...
26/01/2021

Simpehan natin ha 😊

Let's Say you have 50,000 pesos —

If you put your 50,000 in the bank for time deposit, the highest interest they can give you is 1% every year (most banks give less than 1%). After 1 year you will have 50,500.

If you invest your 50,000 in mutual funds which will give you 10%-12% interest rate after a year you will have 56,000.

What if you have more?

This is a no brainer. Investment in knowledge pays the best interest. 😄

Message me and I will assist you!

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