Coach Mildred

07/11/2024

**A Struggle I Witnessed that Strengthened My Purpose**

There’s a powerful lesson I learned last year—one that solidified my commitment to financial literacy and healthcare planning. It’s a story that’s close to my heart because it involves my sister, Mary Ann.

Mary Ann was diagnosed with chronic kidney disease (CKD) stage 5. This news turned our world upside down, affecting every aspect of her life and our family’s well-being. The reality of her condition brought immense financial and emotional challenges. Suddenly, we were faced with overwhelming medical bills and the ongoing costs of treatment—expenses that added up far beyond what any of us expected or were prepared for.

But it wasn’t just the financial side that was hard. Watching my sister and our family struggle emotionally through this experience was heartbreaking. The stress of trying to make ends meet for her treatment, the sacrifices made by every family member, and the deep worry we felt daily left a lasting impact. In those difficult moments, I often thought about how different things might have been if we’d been financially prepared—if we’d had a plan in place to handle such an unexpected and heavy burden.

Witnessing Mary Ann’s journey inspired me to strengthen my mission as a financial educator. I don’t want other families to have to face the kind of struggles we did. My purpose became clearer than ever: to educate others about financial literacy, healthcare planning, and preparation for the unexpected. Financial literacy isn’t just about managing money; it’s about protecting ourselves and our loved ones from future hardships.

I hope to help as many families as possible take control of their financial futures, so they never have to experience the same hardships. It’s never too early to start preparing, and every step towards financial literacy brings more security, peace, and stability for ourselves and the ones we love.

07/11/2024

I gained 5 followers, created 56 posts and received 130 reactions in the past 90 days! Thank you all for your continued support. I could not have done it without you. 🙏🤗🎉

06/11/2024

Why I Chose Financial Literacy – So You Don’t Have to Struggle Alone"

As I reflect on my journey into financial literacy, I’m reminded of the challenges I faced when family emergencies would arise. There were times when I’d turn to relatives for help, hoping for support during difficult moments. But often, the assistance wasn’t available—not because they didn’t want to help, but because they had their own responsibilities to manage. The reality was that we lacked the financial stability to repay them, making it harder to rely on others.

These experiences were both humbling and eye-opening, revealing the importance of being prepared financially. I realized that without a solid plan, we’re left vulnerable, especially in times of crisis. It was this realization that drove me toward financial literacy. I became committed to helping others avoid the same hardships by empowering them with knowledge and resources to plan ahead.

Financial literacy, I discovered, is about more than just managing money—it’s about creating a foundation of security and peace of mind for ourselves and our loved ones. This journey has become my mission: to ensure that families are equipped with the skills and information they need to face life’s challenges confidently and with resilience.

28/10/2024

**"Kasya ba ang 600+ pesos na minimum wage para sa pamilyadong Pilipino?"**
Kung tutuusin, **hindi talaga**. Sa sobrang mahal ng mga bilihin ngayon, kahit pagkain ay hirap pagkasyahin. Isipin mo na lang—namalengke ako kanina, 500 pesos ang dala ko, at sa maghapon na ulam, may sukli pa akong 25 pesos. Pero tanong—sapat ba ang ulam lang para mabuhay nang maayos ang pamilya?

May isang German ang nagtanong sa akin, **"Paano nabubuhay ang mga Pilipino na kumikita ng 25k pesos and be;ow per month?"**
Sagot ko, **"Struggling talaga, lalo na dito sa siyudad."** Sa hirap ng buhay ngayon, hindi na puwedeng isang tao lang sa pamilya ang nagtatrabaho. **Kailangan ng dagdag na income para makasabay sa mga gastusin.**

Pero hindi rin puwedeng **basta kita lang nang kita at gastos nang gastos.** Kailangan matutunan natin ang **living within or below our means**, at **mag-ipon para sa kinabukasan**. Ayon nga sa isang survey, kung gusto ng mas maayos at masayang pamumuhay, kailangan daw kumita ng **100K pataas bawat buwan.** Pero, **paano nga ba makakamit ito?**

Ang sagot: **Education at Multiple Sources of Income.**

Hindi kailangan na sobrang laki agad ng dagdag kita—kahit **maliliit na sideline o extra income, kapag pinagsama-sama, malaking tulong na rin yan**. Ang **pagiging wais sa pera** ay hindi natatapos sa pagtitipid lang; kailangan din **matutunan kung paano palaguin ang income.**

Sa **IMG**, tinuturuan namin ang mga Pilipino **hindi lang mag-ipon, kundi gumawa rin ng dagdag na income**—at nagagawa ito sa pamamagitan ng **pagbabahagi ng mga konseptong pinansyal**.

Gusto mo bang matuto kung paano mag-ipon at kumita nang sabay?
**Book an appointment with me today, at pag-usapan natin ang iyong financial journey!**
Just **click the link below** and start building the future you deserve.
https://coachmildred.info/opt-in

"Discover How to Build a Strong Financial Foundation and Save for Your Family's Future—Even on a Tight Budget!"

26/10/2024

Good Morning!!!
Sundays are a wonderful time to pause, breathe, and reflect on the week that has passed. Sometimes we get caught up chasing goals, solving problems, or worrying about things we cannot control. Today, let's take a step back and ask:

What blessings did I experience this week?
Who are the people I appreciate but may not have thanked?
What challenges made me stronger, even if they were uncomfortable?
When we reflect with gratitude, we shift our mindset from what’s missing to what we already have. Let this Sunday be a reminder that no matter how busy life gets, peace can always be found when we focus on the present moment.

What are you feeling grateful for today? 😊

24/10/2024

**Panalangin para sa mga Nasalanta ng Bagyo**

Aming Ama sa Langit,
Lumalapit kami sa Iyo na puno ng pag-asa at pananampalataya. Kami po ay humihingi ng Iyong awa at gabay para sa lahat ng mga naapektuhan ng bagyong dumaan sa aming bansa.

Panginoon, yakapin Mo po ang mga nawalan ng tahanan, kabuhayan, at mahal sa buhay. Ibigay Mo po sa kanila ang kalakasan at katatagan upang harapin ang mga hamon sa kanilang kinakaharap.

Tulungan Mo rin po kami bilang isang bansa na magkaisa, magtulungan, at magmalasakit sa isa’t isa. Pagpalain Mo po ang mga tumutulong at mga nasa rescue teams—bigyan Mo sila ng kaligtasan habang naglilingkod.

Alisin Mo po ang takot at pangamba sa mga pusong nahihirapan. Puspusin Mo po sila ng pag-asa at katiyakan na sa kabila ng unos, Ikaw ay may nakalaang bagong simula at pagpapala.

Salamat po sa Iyong pagmamahal at pag-iingat. Kami po ay nagtitiwala na kasama Ka namin sa pagbangon at patuloy na lalakad nang may pananampalataya sa Iyong plano.

Sa Ngalan ni Hesus,
Amen.

24/10/2024

**A Little Healthcare Planning Today Ensures a Worry-Free Tomorrow**

In a world where medical emergencies can strike without warning, being prepared is not just a luxury—it’s a necessity. Healthcare expenses in the Philippines are rising rapidly, with **hospital stays costing ₱13,500 per day or more.** Without a proper plan, these costs can quickly pile up, putting a significant strain on your savings. However, with even a small step towards healthcare planning today, you can ensure peace of mind for yourself and your loved ones.

**Why Wait Until Hospital Bills Pile Up?**
Many people only start thinking about healthcare coverage when it's too late—after an emergency has already drained their finances. Here’s what happens when you don’t plan ahead:

- **Immediate Financial Strain:** Without healthcare coverage, families often turn to high-interest loans or use savings meant for education or retirement to pay for medical expenses.
- **Stress During Recovery:** Instead of focusing on healing, both patients and caregivers worry about mounting bills.
- **Lost Opportunities:** Unplanned expenses could force families to delay or give up life goals, such as investing in a home or starting a business.

**How Healthcare Planning Protects Your Future**
Healthcare planning offers more than just financial security—it gives you the ability to live your life with confidence. Here’s how it can make a difference:

1. **Emergency Readiness:** With a healthcare plan in place, you’ll have access to emergency services without hesitation, knowing that your policy will cover most or all of the costs.
2. **Preventive Care:** Many healthcare plans include routine check-ups, vaccinations, and screenings, ensuring small health issues are caught early before they become major problems.
3. **Budget-Friendly Solutions:** Modern healthcare plans are more flexible than ever, with options that fit any budget. You don’t need to spend a fortune to get meaningful protection.
4. **Peace of Mind:** Knowing that your healthcare is covered lets you focus on living fully today, without the constant fear of unexpected expenses.

**The Sooner You Start, the Better the Benefits**
The earlier you start planning, the easier it is to secure the best healthcare options available. When you plan while you are still young, healthy, and earning, you have:

- **Lower Premiums:** Younger individuals enjoy lower healthcare premiums, meaning you’ll pay less for the same coverage.
- **Broader Coverage Options:** Many plans offer enhanced benefits if you enroll early, including lifetime health and savings packages.
- **More Financial Flexibility:** When healthcare is part of your long-term financial plan, you free up resources to achieve other goals without worrying about sudden medical bills.

**Small Steps Today, Big Rewards Tomorrow**
Healthcare planning doesn’t have to be overwhelming. Even small steps, like signing up for a basic health plan or scheduling a consultation, can set you on the path to financial security and peace of mind. **A little planning today ensures fewer worries tomorrow.**

**Let’s Secure Your Future—Start Today!**
You don’t have to wait until bills start piling up to take action. Whether you’re just starting your career, raising a family, or preparing for retirement, there’s a healthcare plan that fits your needs and budget.
**Book an appointment today**,
https://coachmildred.info/opt-in

and let’s find the best healthcare solution for you. The future is uncertain, but with the right plan, you can face it without fear.

💬 **Don’t leave your family’s health and finances to chance.** Start planning now and enjoy the peace of mind that comes with knowing you are prepared for whatever tomorrow brings.

"Discover How to Build a Strong Financial Foundation and Save for Your Family's Future—Even on a Tight Budget!"

22/10/2024

**🌧️ Stay Strong, Philippines! 🌧️**

*"Life isn’t about waiting for the storm to pass but learning to dance in the rain."* – Vivian Greene

Even in the toughest storms, our spirit remains unshaken. Typhoons may test us, but they cannot break our hope. Let’s face each day with courage, knowing that brighter skies always follow the darkest clouds. 🌅

Keep your faith, support one another, and believe that together, we can rebuild and rise stronger. 💪🇵🇭

22/10/2024

"In Europe, Insurance is a Must and a Right. In the Philippines, It’s a Privilege—Act Now While You Can!"
In countries like Europe, insurance—whether life, health, or non-life—is both a right and a necessity. It ensures people are protected from life’s uncertainties, no matter their situation.

Here in the Philippines, however, insurance is treated as a privilege. A privilege reserved for those who are still young, healthy, and capable of qualifying. But what happens when time catches up or health takes an unexpected turn? Often, by the time people realize they need coverage, it’s already too late—they’re either disqualified or forced to pay costly premiums.

This is why the best time to secure insurance is now, while you still have the privilege to access it. Don’t wait until the doors close, leaving you and your family unprotected in times of crisis.

Take action today. Talk to a financial educator to understand your options. We’ll help you design a plan that fits your needs and prepares you for the future—before it’s too late.

Let’s talk now. Your future self—and your loved ones—will thank you.
Join our Free Financial literacy class. Message me for the sked

22/10/2024

The Hidden Risks OFW Breadwinners Face: Why Healthcare and Financial Planning Can't Wait.

Being an OFW breadwinner means juggling finances—sending remittances, covering expenses, and securing your children’s future. But have you considered:

“What if someone in my family gets sick? Do I have the funds to handle it?”

Rising healthcare costs and unexpected medical emergencies can destabilize even the best financial plans, often leading to debt and emotional stress.

Imagine receiving a call from home: A family member is rushed to the hospital, and they need a ₱50,000 deposit immediately. You weren’t prepared, forcing you to borrow or take a loan.

Your savings are depleted, and your goals—like funding your children’s education—get pushed aside. Medical emergencies without a plan often create a cycle of debt and regret.

💸 ICU stay: Up to ₱30,000 per day
💸 Emergency loans: High-interest debts that derail your progress

This scenario is avoidable. Here’s how:

Get health insurance or a long-term healthcare plan for yourself and your family.
Build a healthcare fund to cover unexpected medical needs.
Secure life and accident insurance for peace of mind.
Plan early to avoid loans and safeguard your financial goals.
With proper planning, you won’t have to choose between health and your dreams.

Your family’s health and financial security are too important to leave to chance. Start today:

Assess healthcare needs for your family.
Invest in insurance while you’re still healthy.
Set up a healthcare fund, adding a small amount monthly.
Consult a financial educator (like me!) to create a personalized plan.
🔗 Book a free consultation now and take the first step toward financial freedom.
https://coachmildred.info/opt-in
Being an OFW isn’t just about sending money home—it’s about being prepared for life’s uncertainties. Healthcare planning isn’t optional; it’s a necessity.

Don’t wait for a crisis. Start planning now so your family can stay secure, and you can achieve your financial goals without worry.

"Discover How to Build a Strong Financial Foundation and Save for Your Family's Future—Even on a Tight Budget!"

21/10/2024

**🌟 Keep Going, You’re Closer Than You Think! 🌟**

*"Believe you can, and you're halfway there."* – Theodore Roosevelt

Keep your eyes on the goal no matter how tough the road may seem. Every small effort you make today brings you closer to your dream life. Don’t rush—progress takes time, but persistence will always pay off. 💪💖

When doubt creeps in, remind yourself why you started. You’ve overcome so much already, and you are stronger than you realize. Keep moving, keep believing, and know that every step forward is worth it. 🌅

21/10/2024

**💪 Daily Dose of Motivation 💪**

*"The struggle you're in today is developing the strength you need for tomorrow."* – Robert Tew

Every challenge is an opportunity to grow. Keep going, trust the process, and believe in your progress—even when things get tough. Your future self will thank you for not giving up today. 🌱✨

21/10/2024

Happy Monday! Let's Start the Week Strong!

18/10/2024

💸 Tired of Working for Money? It's Time to Make Money Work for You! 💸

Have you ever felt like running in circles, working hard but still struggling to get ahead? You’re not alone. Many people find themselves trapped in the endless cycle of working for money, and the reality is, that without the right knowledge, this could be your story forever.

But what if you could turn the tables? Imagine having your money work for you instead of the other way around! The key to financial freedom lies in understanding how to make smart money moves.

Join our FREE Financial Class and learn the essential strategies that can help you:

✅ Make informed financial decisions
✅ Invest wisely
✅ Build a solid financial foundation

Don't let your hard work go to waste! If you're ready to break free from the cycle of working for money and start making money work for you, sign up now! Your journey to financial empowerment begins here.

👉 Click the link to register and take the first step toward a prosperous future!

"Discover How to Build a Strong Financial Foundation and Save for Your Family's Future—Even on a Tight Budget!"

17/10/2024

💪 "Every setback is a setup for a comeback."

Life won’t always go according to plan—there will be moments when things feel overwhelming. But remember this: Progress isn’t about perfection but persistence.

🌱 Growth happens when you keep moving forward, even if the steps are small. Each challenge you overcome makes you stronger, more resilient, and wiser. Adjust, adapt, and keep thriving—quitting is never an option.

✨ You got this! The best version of you is still unfolding.