MONEY Features

11/12/2025

What happens when the platform you’ve built your audience on… simply disappears?

When the Facebook account of a Maltese publisher behind MONEY was hacked, he expected a recovery flow and some checks. Instead, it turned into a maze: vanished business pages, a fake Instagram “violation”, a bogus hacker appeal link, and loops of auto-replies.

Then came the ugliest twist: an email, using a real Meta support identity and case details, offering to “fix” everything for $1–2k. He refused – and the official case just carried on as if nothing had happened.

This MONEY feature is a step-by-step account of how one hack became a full-blown business risk – and why creators, publishers and SMEs in Malta need backups, screenshots and a plan before something goes wrong.

A Maltese publisher shares how a known Meta hack linked his account to a fake Instagram profile, shutting down key business pages and exposing serious platform vulnerabilities.

11/12/2025

In Malta, it’s easy to talk about governance after a crisis. It’s harder to keep raising the bar when business is good, and the numbers look fine. 🇲🇹

In this month's cover story, Ray Fenech, Chairman of Tumas Group, talks candidly about trust, boards, succession and why “quality tourism” has to mean more than cranes and room counts. It’s less about spin, more about how you stay answerable to your people, your partners and the country you operate in.

From record visitor numbers to record scrutiny, Malta's tourism model is at a turning point. In this MONEY cover story, Tumas Group's Ray Fenech talks quality over volume, governance and reputation, sustainability, and the next generation of leaders shaping how Malta competes – and wins – in the

11/12/2025

“Inattentive, disorganised, always late.” Or: creative, fast-thinking, hyper-focused under pressure.

The truth is, adult ADHD in Maltese workplaces is usually badly understood – and often badly supported. Dayna Camilleri Clarke speaks with Professor Nigel Camilleri about simple, low-cost changes that help ADHD employees thrive: clearer communication, flexible focus time, smarter task design.

If you manage people, work in HR, or suspect ADHD is silently shaping your team, this is well worth a coffee break.

Discover how Maltese workplaces can support adults with ADHD through flexible structures, clearer communication and simple accommodations that boost focus, wellbeing, innovation and long-term organisational resilience.

11/12/2025

A four-day week in Malta sounds dreamy: same pay, fewer hours, happier teams. 😅

But can a small, service-heavy economy actually make it work?

Lea Hogg steps past the slogans. Drawing on global pilots and a two-year experiment by Malta-based CEO Richard Dennys, she looks at what really changes when you cut hours: output, burnout, recruitment, and the way managers think about time.

Malta’s four-day week debate: Lea Hogg argues for data-led pilots, clear productivity metrics and sector-specific redesign—evidence first, policy later.

11/12/2025

From St Julian’s to St Paul’s Bay, the cranes haven’t stopped. 🏗️
But as Malta adds rooms, one question keeps coming back: what story are our hotels actually telling?

Justin Mizzi (QP) and Kris Bartolo (Zampa Partners) look beyond “more beds” to branding, segmentation and global flags. Are we building a coherent mix of lifestyle, family, luxury and midscale brands – or just adding keys and hoping for the best?

If you work in tourism, property or finance, this is a sharp read on where Malta’s hotel sector could – and should – go next 👇

Six decades of Malta’s hotel brands – and why the next chapter must prioritise quality, branding and guest experience instead of ever-rising tourist numbers.

11/12/2025

Most leadership talk is still about KPIs, hierarchies and “driving performance”. But what if the real job is building a world people want to work in? 🌍

Lea Hogg uses SiGMA as a case study to explore cosmopoesis – the art of world-making. She looks at how founders design environments, rituals and cultures where teams can think, build and grow without everything orbiting the boss.

Lea Hogg examines cosmopoesis – the art of world-building – through SiGMA founder Eman Pulis, and asks what 21st-century leaders in Malta can learn about culture, discipline and scaling ecosystems that survive their founders.

11/12/2025

Everyone says “go after EU funds” – but can your company actually survive the paperwork test? ⚖️

Manuel Delia unpacks what a clean Maltese bidder would need on paper: real anti-bribery systems, functioning whistleblowing, audit trails and ownership that’s easy to explain in Brussels – not just in Valletta. It’s a practical guide for firms that want to turn good governance into a genuine tender advantage, not a tick-box exercise.

EU procurement rewards proof over promises. Manuel Delia explains how ISO 37001/37301, whistleblowing channels and auditable controls raise technical scores, shorten vetting, and help Maltese firms win with transparent governance.

11/12/2025

Hiring in Malta is exhausting right now. A key person leaves, HR scrambles, managers interview on their lunch break – and weeks later, you’re still “almost there” with a candidate. 😵‍💼

M Recruitment flips the question from “How much is the agency fee?” to “What is the cost of delay, distraction and the wrong hire?” Spoiler: the fee is often the cheapest part.

Discover why Maltese businesses are turning to recruitment agencies to reach better candidates, cut hidden HR costs and fill roles faster – and how partnering with M Recruitment can complement, not replace, your in-house HR team.

11/12/2025

“Everyone’s in this fund – it’s up 30% this year!” 📈
If that line makes your heart race… you’re not alone. But chasing “hot” funds is one of the fastest ways to burn your future returns.

Paul Rostkowski breaks down a simple 3-step way to choose funds without panicking at Sunday lunch in Sliema:
🧭 Purpose – what are you really investing for?
⚖️ Profile – how much risk can you honestly handle?
🏗️ Plan – build a solid core before you add “fun” ideas

If you invest in funds through a Maltese bank or adviser, this is a must-read before your next move.

Maltese investors often hear about “hot” funds at Sunday lunch and on WhatsApp. Discover why chasing performance hurts returns and how Paul Rostkowski’s 3P framework helps you invest with clarity, not panic.

11/12/2025

Malta loves grants, schemes and startup photo-ops. 🇲🇹🚀

But are we actually building an ecosystem – or just writing cheques?

Founder and community curator Simon Theuma argues that Malta’s real unfair advantage isn’t another fund. It’s:
🤝 Proximity – everyone you need is minutes away
💬 Community – founders who share honestly, not just on stage
🌱 Culture – bottom-up spaces where people feel safe to try, fail and start again

Simon Theuma explains why grants alone won’t build Malta’s startup ecosystem, arguing for proximity, community and a bottom-up founder culture that keeps ambitious founders here instead of just passing through.

11/12/2025

Fell for a fake bank text, courier link or “too good to be true” investment pitch? You’re not alone – but you do have options.

Our new MONEY guide walks you through the first hour after a scam, who to call in Malta (police, MFSA, MCCAA and more), and how to build a refund case your bank takes seriously.

Read, save, share – it might help the next person, too. 💬👇

Scammed online in Malta? Do this in the first hour, call the right helplines, and use chargeback or transfer recall to recover funds and secure your accounts.

05/12/2025

The Business Edition lands with Tumas Group's Ray Fenech on accountable leadership, trust and building for the long game. Plus: ADHD at work, governance that wins EU tenders, “Run a tighter ship” for owners, JP Fabri’s cranes-to-brains pivot, and our HACKED case study. Read, apply, share. 💪🏻🚀

Dive in → bemags.com/money-online