The ₹ has depreciated against $
Does that mean more income if you earn in $$$?
Not really 😔 Here’s why 👇
Sure, the ₹ has depreciated.
1$ = ₹85
It might seem like earning in foreign currency would make you richer.
But the EXPENSES will increase too.
India is a net importer country.
We rely heavily on imports for essentials:
- 60% of edible oil
- Gold
- Fuel
- Even iPhones (assembled here but chips are imported).
A weaker ₹ means everything imported costs more. So, it’s not all good news.
Do you want to see our real earnings from YouTube?
Mandeep has created a detailed, honest video. Check it out here 👇
https://youtu.be/r8dSD5qNUe8?si=jyKKU-FdLM4VJEB_
REPOST ♻️ to spread the word.
PS: Do you know the rate of the rupee against the dollar in 2010?
Office mein ek minute late poncha to pure din ki salary cut!
Kya yeh aapke saath bhi hua hai?
But do you know that your employer doesn't have a right to do this?
According to law
An employee's wages must be paid in full, with no deductions except those authorised by or under this Act.
And, if deducted, the amount cannot exceed 12-14% of the salary in the case of the central or state government.
Jagruk bano, apne rights ko jano
and stand against the wrongful activities happening at your office
Tag that friend jo roz late aata hai 👀
(Boss ko tag mat karna, please 🤣)
Batao comments mein:
Aapka boss kitni salary kaat ta hai late aane par
And followLabour Law Advisor to stay updated for next #QissaEDaftar
Time is money.
Then why do people don’t plan their time as carefully as their finances?
2025 is almost here.
If you’re ready to get serious about your goals, we’ve got just the right thing for you 👇
Introducing the Jagruk Journal, your all-in-one system for:
- Expense tracking
- To-do list
- Monthly planner
- Habit building
- Goal setting
But what makes it stand out are two simple, life-changing questions it asks you every day:
1️⃣ “I will remember today by…”
Here, you can capture one key moment - a memory, lesson, meeting, or insight you never want to lose.
2️⃣ A daily thought-provoking question to inspire reflection.
Questions like:
- If I die today, what will be my legacy?
- If I give a TED Talk, what will my topic be?
Since its first edition in 2022, thousands have transformed their lives with Jagruk Journal.
The 2025 edition? It’s the best yet.
Don’t let another year slip by unnoticed. Buy your Jagruk Journal Edition Today 👇
[jj.lla.in](http://jj.lla.in/)
REPOST ♻️ to spread the word.
🔍 Did you know India has one of the world's most comprehensive food labeling systems?
As a consumer, understanding food packaging symbols isn't just about making informed choices – it's about ensuring your safety and aligning with your dietary preferences.
Let's decode these crucial symbols:
1. Dietary Markers 🍽️
- Green dot: Indicates pure vegetarian products
- Brown triangle: Specifically designed to help color-blind individuals identify non-vegetarian items
- +EGG symbol: Contains egg but no meat
- 🥚 Yellow dot: Egg-only products
2. Nutrition & Quality Stamps
- Vegan Mark: Certifies completely plant-based products
- Jaivik Bharat: Official certification for organic products
- F+ Symbol: Fortified with extra nutrients
- Whole Grain stamp: 100% whole grain goodness
3. Safety Standards
- ISI Mark: Limited to specific categories like drinking water and infant food
- ❌ Symbol: Critical warning indicating non-edible products
- FSSAI Logo: Mandatory certification ensuring food safety standards
4. Special Indicators 🎯
- Wheat symbol: Contains gluten
- Milk bottle: Contains dairy
- Palm crossed: No artificial flavors
- GI tag: Geographic origin protected
💡 Pro Tip: Always check for these symbols before purchasing packaged foods. They're your first line of defense against unsafe or unsuitable products.
What other food safety symbols have you noticed on packaging? Share your observations in the comments below.
And follow Labour Law Advisor for more such information packed shorts.
India is a world leader 🇮🇳
But not in a field we can be proud of 👇
We hold the dubious title of having the highest GST tax slab in the world.
In India, GST ranges from 0% to 28%.
Now, the government is considering adding a new 35% slab pushing us even further into the tax burden zone.
Think about this:
To buy an item priced at ₹1000, it will cost you ₹ 1350 after GST.
To afford that ₹1,350, you’d need to earn ₹2,000 because ₹ 650 will go in income tax.
We have not even considered:
- Surcharge
- Toll tax
- Road tax
- VAT
- Capital gains tax
- Professional tax
But "Taxes used to be as high as 90% back in the day!"
Why compare with outdated standards?
GST rates in other countries:
Singapore - 9%
UAE - 5%
Even in larger economies like the UK or France, the GST caps at 20%.
It’s you and me - the taxpayers - who feel the pinch.
We’re the ones funding the system. We’re the ones bearing the brunt.
It will matter to us. And it should.
♻️ to echo your voice.
🚨 Passport reject ho gaya? PAN card mein photo galat hai?
Isse bhi bada dard hota hai jab aapke bache ka passport reject ho jaye, wo bhi PAN card ke photo ke wajah se!
Par tension nahi lene ka, solution lene ka! 🎯
Step-by-step guide to update your PAN card photo:
1. Navigate to the NSDL official portal [https://www.onlineservices.nsdl.com](https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html) and locate 'Request for New PAN Card Or/And Changes Or Corrections in PAN Data'. This might seem overwhelming, but stay calm.
2. Select the 'Individual' category and keep your current PAN card handy.
3. Before proceeding, gather all essential documents: latest passport-size photo (white background, front-facing), proof of identity (Aadhaar/Passport/Voter ID), and existing PAN card scan.
4. Ensure photo meets specifications: 200x230 pixels, below 1MB size, JPG format. Poor-quality photos are the top reason for application rejection.
5. Fill in your personal details meticulously—name exactly as per PAN card, current mobile number (you'll receive an OTP), and email ID.
6. The most crucial step: check the 'Photo Mismatch' box under the corrections section. Double-check every detail—a single error means starting over.
7. Upload your prepared documents in the specified format. The system will verify document quality instantly.
8. If any document fails verification, you'll get immediate notification with reason. Remember: scanned copies must be clear, under 400KB each. Original documents might be required for physical verification later.
9. Complete payment of ₹101 plus gateway charges (approximately ₹4-15 depending on payment mode). Save the acknowledgement number—it's your golden ticket for tracking.
Processing typically takes 15 working days. Track status using the 'Track PAN Application' feature. You'll receive email notifications at each stage.
Important Note: The NSDL portal experiences high traffic. Plan your application during non-peak hou
🤯 Snakes & Ladders was created by a Sant in the 13th century!
Mind-blowing, right?
Sant Dnyaneshwar created "Moksha Patam" (now Snakes & Ladders) as a revolutionary teaching tool.
Think about it—he invented gamified learning in the 13th century!
With time, we forgot the essence of this game
But not anymore
We've taken this legendary game and given it a money-minded makeover!
We have got you, Jagruk Snakes & Ladder
Which is entertaining and financially enlightening.
So , why wait
Get your Jagruk Journal 2025 kit now
https://jagrukjournal.lla.in/
🤔 Drop a comment if you already got JJ25!
💎 The ₹11,400 Crore Disappearing Act: How One Man Pulled Off India's Most Shocking Bank Heist
This isn't your typical money fraud story. It's the tale that made every Indian bank double-check their safety locks.
Let's break down the basic tool of this scam - the LOU
Imagine LOU as:
1. A bank's written promise
2. Like your mom telling your aunt, "Don't worry, my child will return your money"
3. Other banks see this promise and happily give loans
So what's the twist in this tale?
Here's Nirav Modi's masterplan:
Made two PNB employees his partners in crime, who gave him fake bank promises (LOUs)
The crazy part? PNB had no clue about these promises!
He waved these fake promises at foreign banks like magic wands
And poof! Just like a magician, he disappeared - but with ₹11,400 crores of public money.
🎥 Curious about how credit changed the world's money game?
Don't miss our 3rd episode of Man vs Money: "How credit solved world's biggest problem"—click" the link below!
https://youtu.be/hatbCUYvJ-Q?si=Na614nr5GGj1rnd8
Oxford Economics' Global Cities Index 2024 is out!
And it has revealed surprising insights about India’s cities 😮😮
The index has ranked the world’s largest 1,000 cities based on:
⇒ Economy: GDP, employment growth, etc.
⇒ Human Capital: Education quality, universities, population growth.
⇒ Quality of Life: Housing affordability, life expectancy, internet speed
⇒ Environment: Air quality
The highest weightage has been given to economics.
Here’s where Indian cities stand: Delhi is the highest-ranked Indian city at 350th, followed by Bengaluru at 411th.
But there’s more to the rankings than just overall performance.
We took Indian cities from this list and put the data into an Excel sheet.
🔶 If we sort the list by economic opportunities, cities like Delhi, Bengaluru, and Mumbai dominate as expected.
But Indore, ranked 50th overall, jumps to 11th in this category.
🔶 Human Capital:
Guwahati and Dehradun shine thanks to their universities (like IIT Guwahati). Aligarh, ranked 69th overall, rises to 22nd.
🔶 Quality of Life:
Kerala dominates with 10 out of the top 10 cities in this category.
But here’s the shocker: Indore, known for its economic growth, ranks lowest in quality of life. Why?
Could it be due to:
- Low life expectancy?
- High income inequality?
- Expensive housing?
- Poor internet speed?
What’s your guess?
If you want to play around with this list, we’re uploading it to our Instagram Broadcast Channel.
If you have not followed us on Instagram yet, do it now.
[Page link in the comments 👇]
Also, join our broadcast channel where we’re going to put a lot of new activities.
Someone out there might know you better than your closest friends 😨
Who? Let’s find out 👇
We’re talking about:
⇒ ChatGPT
Try this prompt:
👉 “Based on what you know about me, tell me things I may not know about myself.”
You’d be amazed (and maybe a little freaked out) by how much ChatGPT can infer from your interactions.
Here’s another prompt to blow your mind:
👉 “Based on what you know of me, draw a picture of what you think my life currently looks like.”
With just a few conversations, AI can piece together a version of you that feels almost accurate.
But can AI ever replace the depth of human friendships? What do you think?
REPOST ♻️ to spread the word.
Elcid Investments has turned ₹ 1,000 into ₹ 8 crores in just 4 months, but it’s extremely difficult to buy this stock.
Here are 5 reasons why 👇
1. Extremely Low Liquidity
With only 328 public shareholders, the stock suffers from very low trading activity. This makes it nearly impossible to buy or sell easily.
2. Promoter-Heavy Ownership
Promoters hold about 75% of the stock, leaving very little for public investors.
3. Large Valuation Gap
Despite trading at ₹2,36,250, the book value is ₹5.8 lakhs per share. Most shareholders aren’t selling because they know it's undervalued.
4. Special Call Auction Limitations
While SEBI helped discover a higher price, it hasn't fixed the liquidity issue in regular trading.
5. Investment Company Structure
Elcid primarily invests in other businesses, not running one itself. This limits its appeal to investors compared to operational companies.
Have you heard of any other stock that’s seen a similar price surge? Share your thoughts below 👇
REPOST ♻️ to spread the word, and follow us for exciting insights and updates.
