Mouthy Money

06/11/2024

Mouthy Money Budget Live! Join Edmund Greaves and Chris Tuite as they dissect the Budget live and play Budget Bingo.

24/07/2024

"It's worse in investment platforms and pensions than anywhere else in the market"

This week, Mouthy Money has a special episode coming your way! Join our host, Edmund Greaves, as he tackles the complexities of financial jargon and the challenges of communicating retirement language.

Special guests:
💼 James Daley from Fairer Finance
💼 Robert Vaudry from Wealthtime

Together, they're tackling why financial firms persist with jargon, who the worst offenders are, and if regulation bears some of the responsibility. Don't miss this lively conversation coming soon on our podcast and Youtube channels.

25/09/2023

🔍 Word of the Week: "Interest Rate" 🔍
Interest rates are financial powerhouses that impact your money moves! 💰

📊 Economic Indicators: The Bank of England's MPC sets the base rate for the UK economy, causing a ripple effect on other rates. Lower base rates make borrowing cheaper but reduce savings returns.

💸 Borrowing Money:
- Loans: It's the cost of borrowing, expressed as APR, including interest and fees.
- Mortgages: The interest rate shapes your total payments. It can be fixed or variable, often tied to the Bank of England's base rate.

💰 Saving and Investing:
- Savings Accounts: When you stash cash in a savings account, the bank pays interest, usually less than loan rates. Rates may be variable or fixed.
- Investments: Interest rates impact financial products. For instance, when rates climb, bond prices drop, and returns on investments, like ISAs, are affected.
Stay tuned for more financial wisdom! 💡

20/09/2023

The Money Mole is a bona fide personal finance insider, working deep within financial media.

Their mission? To fearlessly uncover and call out companies that mistreat customers, and shine a light on bad behaviour by businesses across the UK. 💼🕵️‍♂️

In their debut article, the Money Mole calls out banks for making their phone numbers so damn hard to find:

https://www.mouthymoney.co.uk/saving/money-mole-hey-banks-stop-making-it-so-hard-to-find-your-phone-number/

Do you have a story that deserves the spotlight? The Money Mole is all ears! 🗣️💡

Stay tuned for insightful revelations and invaluable tips from The Money Mole – your trusted advocate in the world of personal finance! 📈💼

17/09/2023

📚 Final Cartoon Alert! 🎉

Don’t miss Steve Bee comics final cartoon for Pension Awareness Week! This one explores the shift from final salary to money-purchase pensions, granting employees more control and responsibility.

Which cartoon left the biggest impression on you this week? Share your thoughts! 💬

16/09/2023

📜 The Historic Agreement 🤝! Let's take a closer look at the story behind it with Steve Bee comics 🧐💭

15/09/2023

Hard Times and Pension Realities 💰

This thought-provoking cartoon by sheds light on the challenges faced by older pensioners, especially women. Did you know that older pensioners in our country are often poorer than their younger counterparts? 🧐

Let's talk about the need for change in our pension system as we head towards a future with more elderly citizens. 💬

12/09/2023

Step into the time machine with ’s captivating cartoon series as we journey back to explore the remarkable history of the very first pensioner. 🕰️🌟

From its humble beginnings to the modern age of retirement, join us on this enlightening adventure through the evolution of pensions.

Discover the stories that paved the way for today's pension system. 📜💼

Don't miss this insightful episode during Pension Awareness Week! 💡💰

11/09/2023

🤯 Even geniuses like Paul Dirac and Albert Einstein need some brainpower to figure out the UK State Pension System! 🤓 Join their hilarious quest in Steve Bee comics’s enlightening cartoon series during Pension Awareness Week. Let's demystify pensions together! 💰💡

11/09/2023

Word of the Week: Pension 💰

Unlock the secrets to financial security in your golden years! Learn about pensions – you’re key to a worry-free retirement. 🏦💡

Stay tuned as we break down State, Workplace, and Personal Pensions.

10/09/2023

It's time to launch Pension Awareness Week! 🎉

Join us in spreading awareness about the importance of planning for your future financial security.

And don't miss out on Steve Bee comics’s insightful and humorous cartoon series, coming your way all week long!

Stay tuned for informative posts, tips, and resources. 💼💰

07/09/2023

📚 Check out this week's insightful blogs on Mouthy Money! 💰

1️⃣ "Overpaying the Mortgage: Should We Pay Extra Toward Our Loan?" by . Dive into the world of mortgage strategies and find out if making extra payments is a smart move for you. 💸

2️⃣ "Mastering Your Money Mindset: Three Tips for Better Financial Wellbeing" by . Learn how to reshape your attitude towards money and boost your financial health with Laura's expert advice. 💪

3️⃣ "Will a Heat Pump Save You Money?" by Nick Daws. Discover the potential savings and environmental benefits of switching to a heat pump for your home. 🌿❄️

4️⃣ "Must-Know Money: Bank of Mum and Dad Helps Half of All Home Purchases" by . Explore the fascinating world of homebuying trends and find out just how influential the 'Bank of Mum and Dad' has become in the real estate market. 🏠👪

Stay tuned for these thought-provoking articles and empower yourself with knowledge to make better financial decisions! 💡💰

06/09/2023

Another brilliant column from Michael Taggart of MDTea.

Diary of an SME Owner

Back with his regular monthly column, “Diary of an SME Owner”, Michael Taggart continues to tell all about the highs and lows of relaunching and running a tea company, MDTea, alongside his wife, Helen. This month, Michael tackles supply chain nightmares and bemoans the British summer. Find Micha...

22/08/2023

In a recent feature on MoneyTalks, Editor unveils his financial secret: harness the power of spreadsheets! 📈

Edmund's formula for success involves creating a budget spreadsheet to allocate funds wisely. He emphasises their flexibility as life evolves, all thanks to the magic of spreadsheets. Sharing expenses fairly, particularly when incomes differ, is also key 💰

And his ultimate tip? "Avoid toxic debt like the plague." 🚫💳 Let's supercharge our financial journey, one cell at a time! 💼💪

03/08/2023

Editor of Mouthy Money, Edmund Greaves gets candid in the Daily Mail this week!

“I’m just 34, married with a baby on the way… but life insurers say I am too fat to get cover,” says Edmund.

Edmund also featured on Channel 5 yesterday to discuss life insurance and what to do if you’re declined.

Check out the original piece on Mouthy Money, and his story on Daily Mail💚

LINK TO BOTH IN BIO!

19/07/2023

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