Financial Autonomy

04/09/2024

1 million downloads!

Thanks for your support.

What a great milestone. And plenty more to come!

10/05/2023

This weeks piece across the Fairfax network.

Your employer already contributes to your super account, so should you be topping that up?

26/04/2023

My current piece in the Fairfax press.

Redundancy is not all bad news. Depending on the size of your payout, there could be an opportunity to make a significant change to your working life.

22/04/2023

What do you make of statements like Warren Buffett’s advice to “be fearful when others are greedy, and greedy when others are fearful”? Or Baron Rothschild’s “the time to buy is when there’s blood in the streets”?

How about former Fed Reserve chief Alan Greenspan’s “irrational exuberance”?

These statements all share a common concept, something that most of us possess in our deep thinking, commonsense brain, but sometimes forget amid the short-term noise. These pearls of wisdom all rest on the assumption that mean reversion will ultimately prevail.

My piece in today's Fairfax press.

What does advice from famous investors like Warren Buffett and Baron Rothschild have in common?

12/10/2022

This week on the Financial Autonomy podcast I chat with author and buyers agent Steve Palise. Steve recently released his second book, Residential Property Investing Explained, to complement his first release Commercial Property Investing Explained.

But we're not just talking property, Steve lives in the UK whilst running and growing his business here in Australia. I ask him how he does it.

Listen in all the usual podcast places, or here: http://ow.ly/WeFc50L7Gat

06/10/2022

For over 6 years now I've released weekly podcasts and emails exploring the idea of Financial Autonomy and gaining choice. The content is informed by the wonderful clients that we get to work with, many of whom are listeners.
I'm constantly learning, and sometimes what you learn contradicts what you thought you knew. This week I wanted to share 3 things I got wrong. There's probably plenty more, but let's start here anyhow.

Listen here: http://ow.ly/Nvsb50L1zH5

05/10/2022

My piece today around the country in the various Fairfax publications.

http://ow.ly/yYHB50L1zJx

If you’re feeling a little unnerved at the moment about your investments, you’re not alone.

21/09/2022

This week I chat with Financial Autonomy community member Mark Hutchins on his journey to financial independence. We discuss minimalism, the related idea of "enough', job share, running a small business, semi-retirement, and Mark's unique Ice Cream FI approach.
Listen here: http://ow.ly/Hoa250KOFsJ

07/09/2022

This week on the podcast I chat with accountant Shaun Farrugia on recent changes in the Family Trust landscape. Listen in all the normal podcast places, or here: http://ow.ly/lgVo50KBM0p

24/08/2022

This week on the Financial Autonomy podcast I chat with the always fun and insightful Glen James, host of the My Millenial Money podcast. Glen and his team have just wrapped up a tour around Australia chatting to the MMM tribe, so I wanted to ask him "what's on peoples minds right now when it comes to the topic of money?" Interest rates were of course on the list, but so to was investment timing, long term goals, and plenty more.

Give it a listen in all the usual podcast places, or here: http://ow.ly/pMf550KqSx3

16/06/2022

5 years! Yep, that's how long we've been putting out the Financial Autonomy podcast. Thanks so much to everyone who has supported us along the journey.

Check out this weeks episode: http://ow.ly/SkTg50JxLPg

16/05/2022

This week on the Financial Autonomy podcast...

Last year Aussie Firebug blogger and podcast host Matt was kind enough to invite me onto his podcast to discuss financial planning for those pursuing financial independence. This week I return serve, chatting with Matt about his journey. We talk about financial independence, travel, lifestyle planning, and retirement.

Give it a listen in all the normal podcasty places.

02/05/2022

This week on the Financial Autonomy podcast I chat with Chris Bates, Mortgage Broker extraordinaire how to get your borrowing arrangements optimised to maximise your wealth creation potential.

Listen in all the usual places, including Spotify here: http://ow.ly/FPC550IT3vz

20/04/2022

Listener Question - How to Manage Uneven Super Balances Between a Couple

This week's podcast episode arises from a question I received from Daniel around uneven super balances between him and his spouse. Now I don't know Daniel’s full situation and a podcast isn't the place to provide detailed strategy recommendations, however, his question is an issue that many people face where one member of a couple has significantly more super than the other. So this week I thought we’d explore strategies you could use if this is a problem you face.

Listen here: https://open.spotify.com/episode/1GvNSw4lWkMOUbNgq290ZC?si=Oi_oPGRMRKmxIT-ZRUuOrA

or read it here: https://financialautonomy.com.au/how-to-manage-uneven-super-balances-between-a-couple/

05/04/2022

My current piece in the Fairfax media:
https://www.theage.com.au/money/investing/how-to-build-your-financial-iq-20220317-p5a5g0.html

A proliferation in apps that make low-cost investing easy, combined with anaemic interest rates on bank savings and reduced spending during the COVID-induced lockdowns, has delivered an unprecedented opportunity for many Australians to wade into the investment world.

02/01/2022

Pilots do hundreds of hours of training, both upfront and ongoing. They are highly skilled. Yet most of the time all they do is watch the dials and chat about what they did on the weekend. The technology in planes these days in incredible. To the outsider the job might appear easy.

They train a lot for that one instance in their entire career when things don't go to plan, when what was supposed to happen doesn't happen. As passengers we pay to have highly skilled pilots up the front of the plane just in case that one bad day happens to be the day we're in the air.

This morning I was working on a piece around the challenge of doing nothing with your investments, just leaving them alone to let compounding do its thing. Just like the pilot, the value in having a relationship with a financial planner is maybe not enormous most days when investment markets simply tick over. But when you hit times of turmoil, the ability to speak with someone who knows you, your situation, and your goals, holds enormous value. Just like the pilot, your planner doesn't know what the future will bring, but their experience and skill can get you through the storm in the best shape possible.

15/12/2021

This week on the Financial Autonomy podcast I explore the different asset classes and how they can be used to create an investment portfolio that is right for you.

https://open.spotify.com/episode/1NTsdc2whgUpafQLDMJpWi?si=FEajuFmQQhS67i0a6wuKjA

08/12/2021

This week on the Financial Autonomy podcast I chat with Deferit Co-founder Mat Blas. We discuss the start-up scene in Australia, and Mat's first-hand experience in getting a disruptive new business off the ground.

Listen in all the usual podcast places, or here: http://ow.ly/cw9M50H5TeM

01/12/2021

Receiving an inheritance can often come with plenty of baggage attached. The most obvious is that someone has had to die, usually someone very close to you, for you to be the beneficiary of this financial gift. But the challenges don’t end there.

This week on the Financial Autonomy podcast I explore some of the ways I've seen clients work through what can be a difficult time.

Listen in all the usual podcast places, or here: http://ow.ly/ItcP50H0p4o

Audio not your thing? You can read it here instead: http://ow.ly/f07g50H0p4l

24/11/2021

Always great to have Buyers Advocate extraordinaire Emily Wallace join me on the Financial Autonomy podcast to tell us the latest news in the property scene.
Listen in all the usual podcast places, or here:https://open.spotify.com/episode/3bP8IMRXni8sJsvBp3R1Ag?si=8d37fc554ebc4479

10/11/2021

This week on the Financial Autonomy podcast we look at why share market investors should care about the bond market.

Listen on your podcast player of choice, or read it here: https://financialautonomy.com.au/why-do-bond-markets-matter-to-the-stock-market/

27/10/2021

This week on the Financial Autonomy podcast I chat with Jillian Johnsrud, host of the Every Day Courage podcast and author of a new book Fire the Haters. The focus of our discussion is the evolution of FIRE. Jillian and her husband retired early. In our discussions she shares some of her experiences.

20/10/2021

Much has changed in the SMSF space in the past 5 years or so. In my financial planning practice we have closed more SMSF’s than we’ve opened recently. So it’s a good time to ask the question, are SMSF’s still useful?

http://ow.ly/dTWt50Gui7h

13/10/2021

This week I talk to Glen James of the My Millennial Money podcast. Glen has recently released a book - Sort Your Money Out & Get Invested, a comprehensive guide to all things money management in Glen's uniquely engaging style.

We discuss the Investor vs Saver mindset

Glen's "Money House" concept

Money Hacks

and plenty more.

A great fun episode that you're sure to enjoy.

Listen here: https://financialautonomy.com.au/podcast/sort-your-money-out-with-glen-james/

11/10/2021

We're LIVE in 25 minutes

https://www.youtube.com/watch?v=SZtA4FuTZIM

Join us for a HUGE episode of Market Noise

Welcome back to Market Noise! Here on market noise we discuss some trending news items from the past week, including the housing market, crypto, Tesla and ma...

06/10/2021

This week on the Financial Autonomy podcast.

30/09/2021

My current piece in the Fairfax press.

29/09/2021

I don't believe in trading. Chris Tate does. The makings of a good chat? You bet!

This week on the Financial Autonomy podcast I chat to Chris Tate from the Trading Game. Chris has more than 30 years experience trading investment markets.

Listen: https://open.spotify.com/episode/0pE20hyDiP9z0W9EB8AY1f?si=AZ7sJGF8RNuCnZqQIspnKQ&dl_branch=1