Ground Zero Money Podcast

Ground Zero Money Podcast Zambian conversations on Personal Finance Savings, Budgeting and Money Management. we are ground zero, discussing issues that matter

This is the official page of ground zero podcast Zambia, Home of Zambian-based conversations around governance, Economics, Entrepreneurship, and other related conversations to fashion a nation of informed individuals that will build communities, inspire generations, and developing nations.

25/01/2024

How many suppliers will be willing to reduce prices assuming the exchange rate drops in our favour by a few coins๐Ÿคซ๐Ÿคซ๐Ÿคซ???
Let us Brace ourselves, colleagues Economic recovery is no easy ride..

25/01/2024

Cheap is expensive in it's own way ๐Ÿ˜๐Ÿคซ

๐‘ซ๐’Š๐’”๐’„๐’๐’—๐’†๐’“๐’Š๐’๐’ˆ ๐’๐’‚๐’Ž๐’ƒ๐’Š๐’‚'๐’” ๐‘น๐’†๐’”๐’Š๐’๐’Š๐’†๐’๐’„๐’†: ๐‘ป๐’‰๐’† ๐‘ฏ๐’š๐’‘๐’†๐’“๐’Š๐’๐’‡๐’๐’‚๐’•๐’Š๐’๐’ ๐‘ฌ๐’“๐’‚ ๐Ÿ“‰๐Ÿ’ธDid you know that in the 1990s, Zambia faced a monumental chal...
24/01/2024

๐‘ซ๐’Š๐’”๐’„๐’๐’—๐’†๐’“๐’Š๐’๐’ˆ ๐’๐’‚๐’Ž๐’ƒ๐’Š๐’‚'๐’” ๐‘น๐’†๐’”๐’Š๐’๐’Š๐’†๐’๐’„๐’†: ๐‘ป๐’‰๐’† ๐‘ฏ๐’š๐’‘๐’†๐’“๐’Š๐’๐’‡๐’๐’‚๐’•๐’Š๐’๐’ ๐‘ฌ๐’“๐’‚ ๐Ÿ“‰๐Ÿ’ธ

Did you know that in the 1990s, Zambia faced a monumental challenge โ€” hyperinflation? ๐Ÿคฏ The economic landscape was turbulent, prompting Zambia to take bold steps for stability.
๐ŸŒ During this era, hyperinflation hit hard, and in response, Zambia introduced a new currency. This strategic move aimed to restore economic balance and pave the way for a stronger financial future. ๐Ÿ’ช๐Ÿ’ผ
Today, the new currency stands as a testament to a nation's ability to overcome adversity and build a foundation for economic prosperity. ๐Ÿ‡ฟ๐Ÿ‡ฒ๐ŸŒ

Welcome to ๐‘ฎ๐’“๐’๐’–๐’๐’… ๐’๐’†๐’“๐’ ๐‘ด๐’๐’๐’†๐’š ๐‘ท๐’๐’…๐’„๐’‚๐’”๐’•, where we dive deep into the world of finance and personal wealth. In this episode,...
06/10/2023

Welcome to ๐‘ฎ๐’“๐’๐’–๐’๐’… ๐’๐’†๐’“๐’ ๐‘ด๐’๐’๐’†๐’š ๐‘ท๐’๐’…๐’„๐’‚๐’”๐’•, where we dive deep into the world of finance and personal wealth. In this episode, we bring you an inspiring conversation with Whyson, a close friend and entrepreneur. Join us as we explore the crucial role of discipline in achieving financial success.
๐ŸŽ™๏ธ Ground Zero Podcast:
Listen on Apple Podcasts: Apple Podcast link: tinyurl.com/4an6mz98
Listen on Google Podcasts: Google Podcast link: tinyurl.com/3ew69b28
Watch on YouTube: Youtube link :
https://youtu.be/RWQr4cuILms?si=Gf_E6c0tmhRG8GgT

๐Ÿš€ ๐„๐ฑ๐œ๐ข๐ญ๐ข๐ง๐  ๐๐ž๐ฐ๐ฌ!Introducing the Capes๐Ÿงข๐Ÿงข For ground Zero Podcast - Where Passion Meets Purpose! ๐ŸŽ™๏ธHey there, amazing folk...
05/10/2023

๐Ÿš€ ๐„๐ฑ๐œ๐ข๐ญ๐ข๐ง๐  ๐๐ž๐ฐ๐ฌ!
Introducing the Capes๐Ÿงข๐Ÿงข For ground Zero Podcast - Where Passion Meets Purpose! ๐ŸŽ™๏ธ
Hey there, amazing folks! ๐ŸŒŸ We're thrilled to unveil the fresh new look of our podcast.
Why capes, you ask? Because we're not just about podcasts; we're gearing up to empower you with more than just words. Soon, you can expect to see our vision spreading across various pieces of clothing, including shirts, as we gear up to revolutionize your wardrobe with our message! ๐Ÿ’ผ๐Ÿ‘•
But here's the real superpower behind Capes For Ground Zero Podcast - we're on a mission to champion financial literacy in Zambia and beyond! ๐Ÿ’ฐ๐Ÿ’ก Our passion lies in lighting up the path to financial empowerment for young people and youth across the nation. ๐ŸŒ๐Ÿ”Œ....
Thank you for supporting the vision Japheth Ngoma Jr Kapesa Whyson

Not your Average podcast!!! Welcome to Ground Zero Money Podcast
04/10/2023

Not your Average podcast!!! Welcome to Ground Zero Money Podcast

25/09/2023
09/09/2023

Welcome to Ground Zero Money Podcast

๐Ÿš€  ๐‘ป๐’‰๐’† ๐‘ผ๐’“๐’ˆ๐’†๐’๐’„๐’š ๐’๐’‡ ๐’€๐’๐’–๐’๐’ˆ ๐‘ท๐’†๐’๐’‘๐’๐’† ๐‘ฌ๐’Ž๐’ƒ๐’“๐’‚๐’„๐’Š๐’๐’ˆ ๐‘ท๐’†๐’“๐’”๐’๐’๐’‚๐’ ๐‘ญ๐’Š๐’๐’‚๐’๐’„๐’† ๐Ÿ’ฐ๐ŸŒŸ๐Ÿ”‘๐Ÿ“ˆ ๐ŸŽ™๏ธ Brace yourselves for an extraordinary guest who's not ...
07/09/2023

๐Ÿš€ ๐‘ป๐’‰๐’† ๐‘ผ๐’“๐’ˆ๐’†๐’๐’„๐’š ๐’๐’‡ ๐’€๐’๐’–๐’๐’ˆ ๐‘ท๐’†๐’๐’‘๐’๐’† ๐‘ฌ๐’Ž๐’ƒ๐’“๐’‚๐’„๐’Š๐’๐’ˆ ๐‘ท๐’†๐’“๐’”๐’๐’๐’‚๐’ ๐‘ญ๐’Š๐’๐’‚๐’๐’„๐’† ๐Ÿ’ฐ๐ŸŒŸ๐Ÿ”‘๐Ÿ“ˆ
๐ŸŽ™๏ธ Brace yourselves for an extraordinary guest who's not just an activist, but a seasoned Project Planner and Manager with a decade of experience in shaping communities! ๐ŸŒŸ With a heart dedicated to improving the lives of adolescents and youth, they're the Head of Programmes for the Zambian Youth Platform, the largest Adolescent and Youth Networking in Zambia and the South Region of Africa. ๐ŸŒ๐Ÿ™Œ

Prepare to be inspired, educated, and motivated as we delve into the world of personal finance with our remarkable guest as through his experience with young people we dialogue on the urgency of young people to embrace personal finance. Stay tuned for a podcast episode that will leave you financially empowered and ready to conquer your financial future! ๐Ÿ’ฐ๐Ÿš€ ๐Ÿ”ฅ๐ŸŒฑ Stay tuned for a powerful, enlightening discussion with the one and only Enock Ntoka ๐Ÿ’ช๐Ÿ”ฅClick the links below to follow through
๐ŸŽ™๏ธ Ground Zero Podcast:
Listen on Apple Podcasts: Apple Podcast link: tinyurl.com/4an6mz98
Listen on Google Podcasts: Google Podcast link: tinyurl.com/3ew69b28

๐ŸŒŸ๐Ÿง  ๐‘ซ๐’‚๐’š 5: ๐‘บ๐’‰๐’Š๐’‡๐’•๐’Š๐’๐’ˆ ๐’•๐’ ๐’‚ ๐‘ท๐’๐’”๐’Š๐’•๐’Š๐’—๐’† ๐‘ด๐’๐’๐’†๐’š ๐‘ด๐’Š๐’๐’…๐’”๐’†๐’• ๐Ÿ’ฐ๐ŸŒˆHello, money-minded dreamers! ๐ŸŒ„๐Ÿ’ก Today, we're embarking on a transforma...
01/09/2023

๐ŸŒŸ๐Ÿง  ๐‘ซ๐’‚๐’š 5: ๐‘บ๐’‰๐’Š๐’‡๐’•๐’Š๐’๐’ˆ ๐’•๐’ ๐’‚ ๐‘ท๐’๐’”๐’Š๐’•๐’Š๐’—๐’† ๐‘ด๐’๐’๐’†๐’š ๐‘ด๐’Š๐’๐’…๐’”๐’†๐’• ๐Ÿ’ฐ๐ŸŒˆ

Hello, money-minded dreamers! ๐ŸŒ„๐Ÿ’ก Today, we're embarking on a transformative journey toward a brighter financial future by rewiring our mindset for success. Let's dive into the magic of a positive money mindset and unlock the doors to abundance! ๐Ÿšช๐Ÿ”‘

๐ŸŒฑ Your money mindset is the compass that guides your financial decisions. Cultivating a positive one can make all the difference between scarcity and prosperity. ๐Ÿ’ก๐Ÿ’ช

๐Ÿ™ Practice Gratitude: Begin your day by reflecting on the things you're grateful for. Shifting your focus to what you have cultivates a sense of abundance, easing the pressure to constantly chase more. ๐ŸŒŸ๐Ÿ“†

๐Ÿ”„ Reframe Negative Thoughts: Turn "I can't afford that" into "I choose to prioritize other financial goals." Language matters, and reframing helps you focus on your decisions rather than limitations. ๐Ÿ’ฌ๐ŸŒˆ

๐Ÿ’ก Transforming Financial Fears: Instead of avoiding financial fears, confront them head-on. Whether it's investing or budgeting, facing fears can lead to breakthrough opportunities. ๐Ÿš€๐Ÿ’ฐ

โœจ Set Financial Goals: Imagine having a roadmap for your financial journey. By setting specific, measurable, achievable, relevant, and time-bound (SMART) goals, you're giving yourself a clear direction and an exciting destination to work towards. ๐Ÿ—บ๏ธ๐ŸŽฏ

๐Ÿ’ฐ Take Control of Your Finances: Ready to be the captain of your financial ship? Create a budget and track your spending. This simple yet powerful step reveals where your money flows, empowering you to make informed choices and course corrections. ๐Ÿ“Š๐Ÿ’น

๐Ÿšซ Avoid Debt: Debt can be like an anchor holding back your financial progress. If you have debt, formulate a plan to pay it off quickly. Reclaim your financial freedom by tackling debt head-on and opening up new avenues of opportunity. ๐Ÿšข๐Ÿ’ธ

๐Ÿ”‘ Remember, a positive money mindset is a journey, not an overnight destination. It's about making small changes that lead to a powerful transformation. By rewiring our thoughts, we're redefining our financial reality. ๐ŸŒ ๐ŸŒ

Join us on this incredible voyage to reshape our relationship with money. Discover more in our previous articles and tune into our podcast for deeper insights into the world of financial empowerment! ๐ŸŽ™๏ธ๐Ÿ“ˆ

๐ŸŒ๐Ÿ’ฐ ๐‘ซ๐’‚๐’š 4: ๐‘ช๐’–๐’๐’•๐’–๐’“๐’‚๐’ ๐‘ฐ๐’๐’‡๐’๐’–๐’†๐’๐’„๐’† ๐’๐’ ๐‘ด๐’๐’๐’†๐’š ๐‘จ๐’•๐’•๐’Š๐’•๐’–๐’…๐’†๐’” ๐ŸŒŸ๐Ÿ’ธHey there, cultural explorers! ๐ŸŒ„๐ŸŒŽ Today, we're diving into the intrica...
31/08/2023

๐ŸŒ๐Ÿ’ฐ ๐‘ซ๐’‚๐’š 4: ๐‘ช๐’–๐’๐’•๐’–๐’“๐’‚๐’ ๐‘ฐ๐’๐’‡๐’๐’–๐’†๐’๐’„๐’† ๐’๐’ ๐‘ด๐’๐’๐’†๐’š ๐‘จ๐’•๐’•๐’Š๐’•๐’–๐’…๐’†๐’” ๐ŸŒŸ๐Ÿ’ธ

Hey there, cultural explorers! ๐ŸŒ„๐ŸŒŽ Today, we're diving into the intricate world of cultural money attitudes, exploring how our heritage shapes our financial habits. Let's uncover the secrets behind the cultural influence on our financial behaviors and discover the power of frugal spending as a positive cultural shift! ๐Ÿ’ก๐Ÿ’ฐ

๐Ÿ  Our roots play a significant role in how we perceive money. In Zambia and many cultures, communal support and sharing resources are deeply ingrained traditions. ๐Ÿค๐Ÿ“œ But what if we also embrace the concept of frugalityโ€”one that aligns with our communal values while promoting financial well-being?

๐Ÿ’ธ **Frugal Spending as a Positive Shift:** Imagine a cultural shift where frugality becomes a celebrated value. This doesn't mean sacrificing happinessโ€”it's about making mindful choices that benefit us individually and collectively.

๐Ÿ’ฐ **Examples of Frugal Cultural Practices:**
1. **Thriftiness in Daily Life:** Repairing and reusing items rather than discarding them.
2. **Living Below Your Means:** Spending less than you earn and saving the difference.
3. **Resource Sharing for Growth:** Collaborating with other young people on business projects, reducing risk and ensuring growth for more individuals.

๐ŸŒฑ By embracing frugal practices, we not only honor our cultural values but also pave the way for financial resilience. Saving money through thoughtful choices allows us to invest in our future while staying true to our heritage.

๐ŸŒŸ Let's create a financial culture that marries the best of both worldsโ€”communal support and frugal wisdom. By spending wisely today, we ensure a better tomorrow for ourselves, our families, and our communities. ๐Ÿš€โœจ

Join us on this enlightening journey of cultural money insights and transformation. Don't forget to check out our previous articles for more inspiration and listen to our podcast for deeper discussions on enhancing your financial journey! ๐Ÿ“ป๐Ÿ“ˆ

๐Ÿ”๐ŸŒŸ ๐‘ซ๐’‚๐’š 3: ๐‘ฐ๐’…๐’†๐’๐’•๐’Š๐’‡๐’š๐’Š๐’๐’ˆ ๐‘ณ๐’Š๐’Ž๐’Š๐’•๐’Š๐’๐’ˆ ๐‘ด๐’๐’๐’†๐’š ๐‘ฉ๐’†๐’๐’Š๐’†๐’‡๐’” ๐Ÿšง๐Ÿ’ธHello, financial adventurers! ๐ŸŒ„๐Ÿ”ญ Today, we're diving deep into the realm ...
30/08/2023

๐Ÿ”๐ŸŒŸ ๐‘ซ๐’‚๐’š 3: ๐‘ฐ๐’…๐’†๐’๐’•๐’Š๐’‡๐’š๐’Š๐’๐’ˆ ๐‘ณ๐’Š๐’Ž๐’Š๐’•๐’Š๐’๐’ˆ ๐‘ด๐’๐’๐’†๐’š ๐‘ฉ๐’†๐’๐’Š๐’†๐’‡๐’” ๐Ÿšง๐Ÿ’ธ

Hello, financial adventurers! ๐ŸŒ„๐Ÿ”ญ Today, we're diving deep into the realm of limiting money beliefsโ€”the invisible barriers that can hold us back from achieving financial greatness. Let's break these chains of self-sabotage and pave the way for a brighter financial future! ๐Ÿ’ช๐ŸŒŸ

๐Ÿ”— Limiting money beliefs are like shadowy clouds that cast doubt on our financial potential. You might have caught yourself thinking, "I'll never be good with money" ๐Ÿ™…โ€โ™‚๏ธ, "I can't save" ๐Ÿ’”, or "I'm destined to live paycheck to paycheck" ๐Ÿ’ธ. ๐Ÿค”๐Ÿ’ญ These beliefs act as roadblocks, keeping us stuck in unproductive financial patterns.

๐Ÿšซ But here's the exciting part: You have the power to dismantle these barriers and rewrite your financial narrative! ๐Ÿ’ก๐Ÿ’ฐ Let's begin by shining a spotlight on a couple of limiting beliefs and exploring ways to tackle them head-on:

Example 1: "I'll Never Be Good with Money"
This belief might stem from past experiences or even messages you've absorbed from your surroundings. But remember, just because you haven't excelled in money management in the past doesn't mean you can't learn and improve now. ๐Ÿ“š๐ŸŒฑ

Strategy: Start small by educating yourself about basic personal finance concepts. Track your spending, set achievable saving goals, and celebrate every step of progress. With knowledge and practice, you'll gradually build confidence in your financial skills. ๐Ÿ“ˆ๐ŸŒŸ

Example 2: "I Can't Save Money"
If you've grown up witnessing financial instability, this belief might have taken root. However, it's essential to realize that saving money is a skill that can be developed over time. ๐ŸŒฑ๐Ÿ’ฐ

Strategy: Break down your saving goals into smaller, manageable chunks. Begin by saving a small percentage of your income and gradually increase it as you become more comfortable. Focus on building an emergency fund, and watch it grow over time. ๐Ÿฆ๐Ÿ“ˆ

By identifying these limiting beliefs and confronting them with practical strategies, you're already taking powerful steps towards financial transformation. ๐Ÿ’ช๐Ÿ’ฐ Remember, every journey starts with a single step, and your commitment to growth is your greatest asset. ๐ŸŒŸ

Join us on this empowering journey of recognizing and transforming limiting money beliefs. ๐Ÿ’ฐ๐Ÿ’ก And don't forget to explore our previous articles for more inspiration and tune into our podcast to delve even deeper into the realm of financial empowerment! ๐ŸŽง๐Ÿ“ˆ

29/08/2023

The lack of financial foresight among young people is hugely concerning

๐Ÿ’ฐ

๐ŸŒฑ๐Ÿ’ฐ ๐‘ซ๐’‚๐’š 2: ๐‘ด๐’๐’๐’†๐’š ๐‘ฉ๐’†๐’๐’Š๐’†๐’‡๐’” ๐’‚๐’๐’… ๐‘ป๐’‰๐’†๐’Š๐’“ ๐‘ฐ๐’๐’‡๐’๐’–๐’†๐’๐’„๐’† ๐Ÿ’ญ๐Ÿ Hey there, financial explorers! ๐Ÿš€๐Ÿ’ก Today, we're delving deep into the worl...
29/08/2023

๐ŸŒฑ๐Ÿ’ฐ ๐‘ซ๐’‚๐’š 2: ๐‘ด๐’๐’๐’†๐’š ๐‘ฉ๐’†๐’๐’Š๐’†๐’‡๐’” ๐’‚๐’๐’… ๐‘ป๐’‰๐’†๐’Š๐’“ ๐‘ฐ๐’๐’‡๐’๐’–๐’†๐’๐’„๐’† ๐Ÿ’ญ๐Ÿ 

Hey there, financial explorers! ๐Ÿš€๐Ÿ’ก Today, we're delving deep into the world of money beliefs and how they shape our financial destinies. ๐ŸŒ๐Ÿฆ

๐Ÿก In Zambia and around the world, our upbringing and experiences often create the blueprint for our money mindset. Many of us have witnessed households where money comes and goes without a trace. But guess what? These experiences don't have to dictate our financial future! ๐Ÿ›ค๏ธ๐ŸŒŸ

๐ŸŒฑ Did you know that in homes where financial struggles are common, there lies an opportunity for transformation? ๐Ÿ’ก๐Ÿ’ฐ From these roots, we can cultivate a new money storyโ€”one that emphasizes investment, smart spending, and breaking free from the cycle of debt. It's all about recognizing the patterns and deciding to create a different path! ๐ŸŒป๐Ÿ’ช

๐Ÿ” Let's talk about the power of beliefs: They can either be your greatest allies or your fiercest foes on the journey to financial success. Imagine having the confidence to invest wisely, save strategically, and build a life of abundance! ๐ŸŒ ๐Ÿš€

๐Ÿค” Take a moment to reflect on your personal money beliefs. Do they fuel your dreams or hold you back? Are they inherited from the past, or are they consciously chosen for your future? Remember, you have the power to rewrite your financial narrative! ๐Ÿ’ฌโœจ

Join us on this remarkable journey of reshaping money beliefs and unlocking a world of financial possibilities. ๐Ÿ’ช๐ŸŒŸ Don't forget to explore our previous articles for even more insights and tune into our podcast for in-depth discussions! ๐ŸŒ๐Ÿ“ˆ

๐ŸŒฑ๐Ÿ’ฐ ๐‘ซ๐’‚๐’š 1: ๐‘ผ๐’๐’…๐’†๐’“๐’”๐’•๐’‚๐’๐’…๐’Š๐’๐’ˆ ๐’€๐’๐’–๐’“ ๐‘ด๐’๐’๐’†๐’š ๐‘ด๐’Š๐’๐’…๐’”๐’†๐’•Ever wondered why you sometimes splurge on things you didn't plan for? Or why ...
28/08/2023

๐ŸŒฑ๐Ÿ’ฐ ๐‘ซ๐’‚๐’š 1: ๐‘ผ๐’๐’…๐’†๐’“๐’”๐’•๐’‚๐’๐’…๐’Š๐’๐’ˆ ๐’€๐’๐’–๐’“ ๐‘ด๐’๐’๐’†๐’š ๐‘ด๐’Š๐’๐’…๐’”๐’†๐’•

Ever wondered why you sometimes splurge on things you didn't plan for? Or why saving feels like an uphill battle at times? It's all about the fascinating dance between your mind and your wallet. ๐Ÿคฏ๐Ÿ‘œ

๐Ÿง ๐Ÿค‘ Your money mindset isn't just about numbers; it's the very heart of your financial decisions. Our thoughts and feelings about money can steer us towards success or send us down the rabbit hole of regret. It's like having a secret compass guiding our every financial move! ๐Ÿงญ๐ŸŒˆ

But hold onto your hats, because this is just the beginning! ๐Ÿš€โœจ We've got a treasure trove of insights coming your wayโ€”tips, tricks, and mind-blowing revelations on how to supercharge your financial well-being! ๐Ÿ’ช๐ŸŒŸ
Including but not limited to:

Track Your Spending ๐Ÿ“Š๐Ÿ’ฐ: Keep a close eye on where your money goes by using budgeting apps or simple spreadsheets. ๐Ÿ“ˆ๐Ÿ•ต๏ธโ€โ™‚๏ธ Awareness is key to better control.

Emotionally Aligned Goals ๐ŸŽฏ๐Ÿ’–: Connect your financial goals with your emotions. Visualize how achieving those goals will make you feelโ€”this can boost your motivation and commitment. ๐ŸŒŸ๐Ÿค—
Absolutely, here are those points with added emojis:

Peer Pressure Check ๐Ÿ‘ฅ๐Ÿ’ฐ: Recognize the impact of social influences on spending. Surround yourself with like-minded individuals who value financial well-being. ๐ŸŒŸ๐Ÿค

Create a Financial Vision Board ๐ŸŽจ๐Ÿ’ฐ: Visualize your financial goals by creating a vision board. This helps you stay motivated and focused on what you're working towards. ๐Ÿ†๐Ÿ‘€

Stay tuned for tomorrow's adventure as we dive into the realm of "Money Beliefs and Their Influence." Let's break down those invisible barriers that might be holding you back. ๐Ÿ’ฐ๐Ÿ”“

Ready to transform your financial future? Buckle up, because it's about to get exciting! ๐Ÿš€๐Ÿ’ฐ๐Ÿ’ฅ Make sure to follow the page Ground Zero Money for more mind-blowing insights and strategies to level up your financial game! ๐ŸŒŸ๐Ÿ“ˆ๐Ÿ‘‰

26/08/2023

Friends, it's high time we start positioning ourselves properly.
A financial wave is coming

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