Mommy Buz

26/11/2022

Our very favorite part of the day:
We hold each other’s hand and pray.
Every night, before we sleep, we love to pray to God, as a family.
🙏🏻♥️🙌🏻

21/07/2022

Dun tayo palagi sa taong mahal na mahal ang ating mga anak. ♥️👌🏼✔️

21/07/2022

THE 7 JAR PERA STRATEGY

Pera Strategy No. 1: Emancipation Fund. This is allocated for your Investments that will be your fund come retirement time. Others call it as Financial Freedom fund. You can invest 20% of your monthly income to investment vehicles such as, but not limited to stocks, mutual funds and real estate.

Pera Strategy No. 2: Emergency Fund. This will be your "buffer" fund or "rainy day" fund in which will be your cushion come emergency times for car repairs, medical illness, calamity expenses. This is usually worth 3-6 months of your monthly expenses. You can get 5% of your income every month to set aside for this fund. Once completed, you can switch to other funds.

Pera Strategy No. 3: Everyday Fund. This fund should cover 40%-70% of your monthly income. It will handle your daily expenses such as food, transportation, etc. Make sure to live below your means. You do not want your expenses surpassing your monthly income. Make sure to follow your budget and stick with it.

Pera Strategy No. 4: Empower Fund. Allocate 10-15% of your income here. This will be your reward for a job well done in which you can buy or avail anything you want like a gadget or a vacation for your family. By following this system, we make sure that we also enjoy the fruits of our labor.

Pera Strategy No. 5: Enjoyment Fund. You can set aside 5% of your money here. This would be for the small things that you and your family enjoy doing. You can watch movies or go out and eat somewhere nice.

Pera Strategy No. 6: Education Fund. This fund is very important since we all know that if we want to earn, we must learn first to grow our income. With that, we set aside 5%-10% income for your education fund to attend summits, conventions, seminars or buy online courses that will enable us to invest in ourselves. As Benjamin Franklin said, the best investment we could ever have is investing in ourselves.

Pera Strategy No. 7: Eternity Fund. For me, this is the best fund of them all. The best investment ever. Our Eternity fund. The best business partner we could ever have is Our Lord. He owns everything but asks only 10%.

Original post by a member in Tipid Living Group

21/07/2022

✔️✔️✔️

Lagi nating tandaan

1. Don't buy an expensive phone. A new version will come out even before you've finished paying for it.

2. Don't buy an expensive bag. Replicas are scattered everywhere. Only a trained eye will see that it's genuine.

3. Don't buy expensive shoes. You can't walk like a duck trying to keep it from deforming with every use.

4. Don't buy expensive clothing. You can't walk around showing the small tag behind your nape.

5. Don't buy an expensive watch. A 100-peso vintage watch online looks good too, and all kinds will tell the same time.

6. Don't buy expensive undergarments. It's not allowed to walk in public wearing only a Victoria's Secret bra and panties.

7. Don't buy expensive cars. It depreciates with every kilometer it runs. Your 1.2 Million-Peso SUV will sell for only 500K.

8. Don't buy a huge house. Too much space creates distance between family members. They'll grow old and leave anyway.

9. Always settle for the justified price. You can do more with two for the price of one.

10. Remember that it's not the brand that carries you. It's how you carry the brand.

Grow old wise. Grow old happy.

21/07/2022