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Avoid this trap at all costs.Via• .in.financeSociety is built on getting you into debt:$500,000 Home Mortgage$100,000 St...
08/11/2024

Avoid this trap at all costs.
Via• .in.finance
Society is built on getting you into debt:

$500,000 Home Mortgage
$100,000 Student Loans
$60,000 Car Loan
$30,000 Wedding

$70,000 Salary and $700,000+ in debt before 30.

A lifetime of debt is what society considers “successful”.

Break free.

If you’re feeling behind financially, remember:Via • .in.financeThe average consumer debt is $23,300.61% of US adults li...
07/11/2024

If you’re feeling behind financially, remember:
Via • .in.finance
The average consumer debt is $23,300.

61% of US adults live paycheck to paycheck.

Only 18% of Americans make over $100,000.

37% of Americans aren’t investing for retirement.

43% of Americans expect to be in debt over the next 1-5 years.

56% of Americans don’t have $1,000 saved for an emergency.

Don’t be fooled by everything you see on social media.

You’re doing better than you realize.

In 2023, some of the biggest companies showcased the power of being the middleman, proving that you don’t need to own as...
07/11/2024

In 2023, some of the biggest companies showcased the power of being the middleman, proving that you don’t need to own assets to build a billion-dollar empire:

• Visa generated $32.6 billion in revenue, facilitating payments globally without owning any banks.
• Spotify earned $14.3 billion, delivering music without owning the content.
• Expedia brought in $12.8 billion, helping travelers book hotels they don’t own.
• Lyft reached $4.4 billion in revenue without owning cars.

These companies are transforming industries, and there’s a lesson here: you don’t always need to own the assets—just the system that connects them.

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Don’t buy into the idea that you need to move out at 18. Instead, focus on building credit, reducing debt, and buying ho...
06/11/2024

Don’t buy into the idea that you need to move out at 18. Instead, focus on building credit, reducing debt, and buying homes together as a family. Pay off the house quickly, then move on to the next one. Keep going until every family unit owns a home and no one pays rent on someone else’s property.

What pro tip do you have? Share with others in the comments below👇

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The NEW American Dream 🇺🇸Via• -Paid off vehicles -No consumer debt -Emergency fund of 6 months-Rental portfolio bringing...
06/11/2024

The NEW American Dream 🇺🇸
Via•
-Paid off vehicles
-No consumer debt
-Emergency fund of 6 months
-Rental portfolio bringing in $10k/mo
-$100,000/yr flipping houses
-Unlimited time with family
-House on acreage
-Freedom to do what YOU want

A High Income ≠ WealthVia• .financeSAVE this for later and SHARE with a friendHow you use the money you make will always...
05/11/2024

A High Income ≠ Wealth
Via• .finance
SAVE this for later and SHARE with a friend

How you use the money you make will always be much more important than how much money you’re making.

Most people assume that those who have a high annual salary are successful and rich, but that’s not always the case. A recent study showed that 51% of people making $100k a year or more report that they’re living paycheck to paycheck.

Obviously a higher salary makes becoming a financial success easier (which is why it’s important to always strive to increase your income). But that high salary won’t do you much good if you don’t have the financial literacy to know how to utilize the money in a responsible way.

Many people can’t make more money without spending it all. They don’t know how to budget or live below their means. The goal should be to increase income without increasing expenses equally as much. Budgeting your money to invest as much as you can consistently is how you get ahead in life.

The point is that you don’t necessarily need to make a lot of money to be successful. Just like making a lot of money doesn’t automatically make you successful.

Don’t judge someone based off of salary alone. You’ve got look at their assets and portfolio, not their paychecks.

To get more money, finance, and investing tips: Tap the

We’re all on our own financial path, so just keep walking down yours 💰🚶‍♂️SHARE this great reminder from .in.finance wit...
04/11/2024

We’re all on our own financial path, so just keep walking down yours 💰🚶‍♂️

SHARE this great reminder from .in.finance with a friend and SAVE for later

Comparison is the thief of joy, so stop measuring your own financial success by comparing it to others’.

Instead, measure your financial success based on your ability to achieve the goals you set for yourself.

As long as you’re always striving to improve your own life and become better, you’re headed in the right direction. Do that for long enough and you’re sure to get the results you’re after.

Social media won’t tell you this, but building wealth takes time 💰📈SHARE this great reminder from  with a friend and SAV...
03/11/2024

Social media won’t tell you this, but building wealth takes time 💰📈

SHARE this great reminder from with a friend and SAVE for later!

Don’t let everyone’s personal highlight reel that is social media fool you into thinking that becoming wealthy is easy to do. It’s not! (Well it can be, but it takes time, patience, and persistence.)

I just love this reminder from Nick because it paints a much more realistic view of what it takes to acquire a lot of money. Social media would have you believing that if you’re not a millionaire by 30 then you’re a loser who will work until they’re 65.

But you still have SO MUCH TIME to make money. Don’t feel discouraged by fake appearances and keep pushing hard to hit your money goals. If you do, you’ll likely end up one of the millionaires in this money statistic!


A small, overlooked island off Tampa Bay’s coast in Florida, Pine Key Island, was transformed from an abandoned plot to ...
03/11/2024

A small, overlooked island off Tampa Bay’s coast in Florida, Pine Key Island, was transformed from an abandoned plot to a multi-million-dollar success story. A group of friends saw potential in the empty island and took a bold risk by pooling their resources to purchase it for just $65,000. As they invested time and effort into renovating the island, its value skyrocketed, now estimated at an impressive $14 million. Their journey highlights how seizing opportunities and taking calculated risks can lead to incredible rewards.

Would you take a similar risk for a potential big payout?

Via

Investors from the Colorado Coalition for the Homeless purchased an $8.4 million former hotel and transformed it into af...
02/11/2024

Investors from the Colorado Coalition for the Homeless purchased an $8.4 million former hotel and transformed it into affordable mini-apartments named Fusion Studios.

Located in Denver, this project converted 139 rooms into homes for homeless individuals, aiming to alleviate the city’s growing crisis. Rent is set at about 30% of each resident’s income or disability benefits, often as low as $100 per month.

With support from local, state, and private funding, Fusion Studios represents a significant step toward addressing homelessness with dignified, sustainable housing solutions.

Via

Philadelphia native Najee Hannigan devised a plan for his two younger cousins, Meqai Herder, 23, and Ahmid Hill, 23, alo...
01/11/2024

Philadelphia native Najee Hannigan devised a plan for his two younger cousins, Meqai Herder, 23, and Ahmid Hill, 23, along with his long time friends, Tyree Harvey, 26, and
Darius Jacobs, 26, to save and pool their money together to purchase an investment property.
Via•
As a group they decided that the investment in their future was worth the sacrifice and focus.

Philadelphia native Najee Hannigan devised a plan for his two younger cousins, MeqaiHerder, 23, and Ahmid Hill, 23, alon...
31/10/2024

Philadelphia native Najee Hannigan devised a plan for his two younger cousins, MeqaiHerder, 23, and Ahmid Hill, 23, along with his long time friends, Tyree Harvey, 26, andDarius Jacobs, 26, to save and pool their money together to purchase an investmentproperty.

As a group they decided that the investment in their future was worth the sacrifice and focus.For two years they each saved $200 a month and in June 2019 they closed on their first property.
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Share your thoughts in comments 💭💭
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In 2012, Eric Simons, a determined young entrepreneur, adopted an unconventional strategy to launch his startup. With mi...
31/10/2024

In 2012, Eric Simons, a determined young entrepreneur, adopted an unconventional strategy to launch his startup. With minimal resources at his disposal, he took up an unexpected residence within AOL’s headquarters in Palo Alto for two months. His dedication to his startup, ClassConnect, was so profound that he successfully blended in with the employees, going unnoticed throughout his stay.

Would you have the nerve to take such a drastic step for your own dream?😁 Share your thoughts!

Via

“When you book one of these flights, Google will monitor the price every day before takeoff, and ifthe price does go dow...
30/10/2024

“When you book one of these flights, Google will monitor the price every day before takeoff, and if
the price does go down, Google will pay you back the difference via Google Pay. These priceguarantees are part of a pilot program available for select Book on Google itineraries departingfrom the US.”

Flights available through the new feature will be indicated with price guarantee badges.
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Share your thoughts in comments 💭💭
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At 23, Barbara Corcoran took a daring step. With just a $1,000 loan, she left her waitressing job in NYC to pursue her r...
30/10/2024

At 23, Barbara Corcoran took a daring step. With just a $1,000 loan, she left her waitressing job in NYC to pursue her real estate dreams.

She didn’t let 22 job failures stop her; instead, she poured everything into building The Corcoran Group. Her fresh ideas and sharp instincts turned that small loan into a $6 billion empire.

Today, Barbara is a powerful example that with courage and determination, even the biggest dreams can come true.
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In FedEx’s early days, founder Frederick Smith faced a near-impossible situation. The company was struggling with high f...
29/10/2024

In FedEx’s early days, founder Frederick Smith faced a near-impossible situation. The company was struggling with high fuel costs and mounting debts. After a critical loan pitch was rejected by General Dynamics, Smith made a bold move that exemplifies the grit needed in entrepreneurship. With only $5,000 left, he flew to Las Vegas and bet it all on blackjack. Remarkably, he walked away with $27,000—just enough to cover FedEx’s $24,000 fuel bill, giving the business another week to survive.

This gamble didn’t solve FedEx’s long-term problems but gave Smith the motivation to secure more funding. Shortly after, he raised an additional $11 million, and by 1976, FedEx finally turned a profit. Today, the company is a global logistics leader, generating billions in revenue. Smith’s story serves as a testament that unconventional risks can pay off in entrepreneurship—though it’s not a recommended strategy for everyone.

What’s the boldest risk you’ve ever taken to achieve a goal?😁

Follow for daily insights like these!

How Much Should You Spend on Rent? Here’s a Salary-to-Rent Guide☝🏻Follow for more insights
29/10/2024

How Much Should You Spend on Rent? Here’s a Salary-to-Rent Guide☝🏻

Follow for more insights


At Harvard, Bill Gates boldly told his professor he’d be a millionaire by 30. But when Microsoft went public in 1986, Ga...
28/10/2024

At Harvard, Bill Gates boldly told his professor he’d be a millionaire by 30. But when Microsoft went public in 1986, Gates hit billionaire status by 31.
Via•
His secret? He dropped out of college to focus on his vision, co-founding Microsoft with a relentless drive.

Today, in 2024, Gates is one of the richest people in the world, with a net worth of over $100 billion.

This story reminds us that big goals sometimes lead to even bigger outcomes. For entrepreneurs, it’s not just about hitting milestones—it’s about staying adaptable, taking risks, and being prepared to exceed your expectations.

The right focus can turn ambitious dreams into game-changing realities.

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