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The Penny Hoarder We’re here to help you make and save more money. The Penny Hoarder is one of the world's largest personal finance websites, with 88 million visitors in 2020.

We empower our readers to make smart money decisions, and we envision a world with less money stress. For the complete Penny Hoarder story, visit our Wikipedia page at: https://en.wikipedia.org/wiki/The_Penny_Hoarder

Your wallet might be holding more than just coffee money. 💵👀 Some dollar bills with rare serial numbers are worth way mo...
03/02/2025

Your wallet might be holding more than just coffee money. 💵👀 Some dollar bills with rare serial numbers are worth way more than face value—like, collector-level cash. Time to check your bills before you spend ‘em on snacks.

That $1, $5 or $10 bill in your wallet might be worth way more than its face value if it has one of these types of cool serial numbers — even hundreds or thousands of dollars. Here’s what to look for.

Carrying credit card debt feels like running on a treadmill—you’re working hard, but not getting anywhere. 😩💳 A balance ...
03/02/2025

Carrying credit card debt feels like running on a treadmill—you’re working hard, but not getting anywhere. 😩💳 A balance transfer card hits pause on interest, so more of your money actually goes toward paying off the debt instead of feeding the banks.

Balance transfer credit cards give borrowers a second chance at paying down their debts without the threat of predatory interest. If you're struggling with high-interest credit card debt, a balance transfer credit card could be your financial lifesaver. These cards allow you to move existing debt fr...

You’ve heard of the debt snowball and avalanche, but let me introduce you to their low-key cousin: the snowflake. ❄️💸 It...
03/02/2025

You’ve heard of the debt snowball and avalanche, but let me introduce you to their low-key cousin: the snowflake. ❄️💸 It’s all about tossing tiny amounts at your debt whenever you can. Found $5 in your jeans? Boom, debt payment. Skipped your morning latte? That’s another flake. It adds up faster than you’d think.

Heard of the debt snowflake method? It’s when you save or earn a few bucks to pay off debt. Here’s how pile up your snowflakes and get debt-free.

Not to be dramatic, but… what happens to your pets if something happens to you? 🐾 I know, it’s a mood, but planning ahea...
28/01/2025

Not to be dramatic, but… what happens to your pets if something happens to you? 🐾 I know, it’s a mood, but planning ahead now means Sparky isn’t stuck wondering where his next snack is coming from.

Dear C., Focus on the most pressing issue: You don’t have an estate plan. That’s something even healthy young adults should have, but it becomes more important as you age. There’s a saying in estate planning that if you don’t have a will, your state has one for you. In other words, when you ...

Bingo for Real Money?
28/01/2025

Bingo for Real Money?

Bingo Cash, available in the Apple Store and Samsung Galaxy Store, offers an innovative approach to the classic bingo game by blending skill-based gameplay with the opportunity to win real money. The Penny Hoarder rates it as one of the 24 Legit Games That Pay Real Money. This app brings a modern tw...

Need a credit card like... yesterday? 💳⏱️ These instant approval cards get you up and running fast—and some even come wi...
27/01/2025

Need a credit card like... yesterday? 💳⏱️ These instant approval cards get you up and running fast—and some even come with perks like cash back.

Instant approval credit cards provide fast access to credit, often giving you a decision within moments of applying online. With more issuers offering quick approvals in 2025, you can access credit almost instantly upon approval. Here, we cover the best instant approval options, key considerations b...

Big purchase coming up? Or trying to pay off a balance? 💳✨ These 0% APR cards let you skip the interest for a while and ...
22/01/2025

Big purchase coming up? Or trying to pay off a balance? 💳✨ These 0% APR cards let you skip the interest for a while and save a ton of stress (and money).

If you're looking for a way to finance large purchases or pay off debt without drowning in interest, 0% APR credit cards can be a game-changer. These cards offer a promotional period during which no interest is charged, giving you time to pay off balances or make purchases without worrying about int...

Birthdays are better when they’re free. 🎉🍩 From meals to fun perks, this list of freebies will make your big day even sw...
22/01/2025

Birthdays are better when they’re free. 🎉🍩 From meals to fun perks, this list of freebies will make your big day even sweeter.

When it’s your birthday, the last thing you should do is pay for stuff. So here’s a list of 100+ birthday freebies and deals for the best birthday ever!

Winter roads can be brutal—are you prepared? ❄️🚗 Here’s what to keep in your car to stay safe and save yourself from maj...
22/01/2025

Winter roads can be brutal—are you prepared? ❄️🚗 Here’s what to keep in your car to stay safe and save yourself from major headaches.

Be sure to include these items in your winter emergency car kit.

Losing a job is stressful, but there are steps you can take right now to bounce back. 💼💪 This guide has practical tips t...
22/01/2025

Losing a job is stressful, but there are steps you can take right now to bounce back. 💼💪 This guide has practical tips to help you move forward.

There are ways to prepare for a job loss that can help you better survive unemployment — and find new work. Here’s what to do when you’re laid off.

Thinking about a reverse mortgage? 🏠💸 It’s a big decision, but this guide walks you through the pros, cons, and everythi...
21/01/2025

Thinking about a reverse mortgage? 🏠💸 It’s a big decision, but this guide walks you through the pros, cons, and everything in between.

For retirees whose main asset is their house, a reverse mortgage can look very attractive. But is it a smart move?

Want to get the most out of your Social Security benefits? 📈💵 This guide shows you smart ways to maximize your payout an...
20/01/2025

Want to get the most out of your Social Security benefits? 📈💵 This guide shows you smart ways to maximize your payout and plan for a secure retirement.

The average monthly Social Security retirement benefit is $1,907 as of January 2024, and that’s not going to buy you a luxurious retirement. But those monthly checks can certainly make your golden years more comfortable. Deciding when to take Social Security is a complicated piece of retirement p...

Spices are the unsung heroes of every kitchen—but they don’t have to break the bank. 🧂💸 These tips can help you stock yo...
20/01/2025

Spices are the unsung heroes of every kitchen—but they don’t have to break the bank. 🧂💸 These tips can help you stock your spice rack for less.

If you haven’t replenished your spice cabinet lately, you might be surprised at the supermarket prices. How can that tiny bottle of ancho chili powder cost $5? Take some advice from us before you substitute that chili powder for paprika just because they are both red (don’t!) or leave out the ma...

Ever feel like you’re broke even when you’re doing fine? 🤔💵 It’s called money dysmorphia, and it can seriously mess with...
19/01/2025

Ever feel like you’re broke even when you’re doing fine? 🤔💵 It’s called money dysmorphia, and it can seriously mess with your financial mindset.

Scrolling through social media can make you feel like you’re being bombarded with financial success stories such as, "How I became a millionaire by 25!" or "How I saved $100,000 before turning 20!" It’s human nature to compare yourself to other people. So, when you see these wildly successful ac...

Disney fans, listen up—there are free perks and goodies out there, and you don’t have to spend a dime to get them. 🐭✨
19/01/2025

Disney fans, listen up—there are free perks and goodies out there, and you don’t have to spend a dime to get them. 🐭✨

Disney World vacations are notoriously expensive family getaways. But not everything has to cost a fortune. We found seven Disney freebies to help you stretch your budget!

Got old vinyl collecting dust? 🎶💰 Some records are worth serious money. Time to dig through your collection—you might ha...
18/01/2025

Got old vinyl collecting dust? 🎶💰 Some records are worth serious money. Time to dig through your collection—you might have a hidden goldmine!

If you have an Iron Maiden album, a jazz record featuring an obscure musician or your parents’ dark wood stereo console, you could sell them for hundreds, even thousands of dollars. If you’ve unearthed a box full of Sinatra or Beatles albums in the garage, however, they may be worth nothing on t...

You love Starbucks, but your wallet doesn’t. ☕💸 Don’t worry—these hacks can save you serious cash without sacrificing yo...
17/01/2025

You love Starbucks, but your wallet doesn’t. ☕💸 Don’t worry—these hacks can save you serious cash without sacrificing your caffeine fix.

You don’t have to quit Starbucks to save money on coffee. Use these Starbucks hacks to maximize your coffee spending.

Got credit card debt? 😬 A balance transfer card can give you some breathing room to pay it off—interest-free. Here’s the...
17/01/2025

Got credit card debt? 😬 A balance transfer card can give you some breathing room to pay it off—interest-free. Here’s the list of the best options.

Balance transfer credit cards give borrowers a second chance at paying down their debts without the threat of predatory interest. If you're struggling with high-interest credit card debt, a balance transfer credit card could be your financial lifesaver. These cards allow you to move existing debt fr...

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Put More Money In Your Pocket

The Penny Hoarder is a personal finance website that reaches millions of readers each month. Our mission is to put more money in people’s pockets; we do this by sharing job opportunities, personal success stories, practical tips and more. Whether you’re looking for information on weekend side hustles, ways to shave dollars off your grocery budget, or the differences between an IRA or 401(k), we’re here to help you make and save more money.