Smith Capital Access

  • Home
  • Smith Capital Access

Smith Capital Access Your Mortgage Partner For Home Loans. NMLS #2541530

What is down payment assistance?Down payment assistance (DPA) programs offer loans and grants that can cover part or all...
07/03/2024

What is down payment assistance?

Down payment assistance (DPA) programs offer loans and grants that can cover part or all of a home buyer’s down payment and closing costs.

More than 2,000 of these programs are available nationwide. State, county, and city governments run many of them.

DPA programs vary by location, but many home buyers could be in line for thousands of dollars in down payment assistance if they qualify.

To verify your home buying eligibility. Start here

The best mortgage website solutions. Turn-key websites that are lead generating machines with online 1003 POS and secure uploader.

DON'T DREAM OF OWNING A HOME, JUST DO IT‼️Unlock funding from $5k to beyond $5 million for duplex, triplex, and quadplex...
13/02/2024

DON'T DREAM OF OWNING A HOME, JUST DO IT‼️

Unlock funding from $5k to beyond $5 million for duplex, triplex, and quadplex ventures.

Leverage Section 8 vouchers as income.

File those taxes, and together, let's secure your dream home.

We can't talk about building wealth without talking about owning property.Owning property is a cornerstone of building w...
12/02/2024

We can't talk about building wealth without talking about owning property.

Owning property is a cornerstone of building wealth, offering stability and potential appreciation.

Whether it's a home or investment, real estate provides a tangible asset with the power to secure your financial future and generate long-term prosperity.

Ask Me How I Know😎🤗 Smithcapitalaccess.com

🏡 Exciting News for Section 8 Renters! 🌟Did you know that Section 8 offers an incredible Homebuyer Program? Not only can...
08/02/2024

🏡 Exciting News for Section 8 Renters! 🌟

Did you know that Section 8 offers an incredible Homebuyer Program? Not only can it help you transition from renting to owning your very own home, but there's more! 🏠💫

🎉 BONUS: This program can assist with your down payment, and you might even qualify for up to 15 years of mortgage monthly payment assistance! Imagine the possibilities!

And here's the best part: I'm here to help make your homeownership dreams a reality! As a licensed professional in all 50 states, I'm equipped to fund your home purchase. 🇺🇸🔑

Let's turn your home dreams into a home reality!

📲 Drop a message or comment below to start your journey towards homeownership. Let's chat and explore how we can make this happen for you!

Amber Smith
Mortgage Loan Originator
Licensed in all 50 States
🌐Smithcapitalaccess.com
NMLS #2541530
📧[email protected]

🏡✨

We, at Smith Capital Access, are able to get you the best rates on all types of loan programs, we'll fit your needs!

Discover the gateway to your ideal home using these five insider tips! 🏡✨1. **Secure Mortgage Pre-Approval**: Prioritize...
31/01/2024

Discover the gateway to your ideal home using these five insider tips! 🏡✨

1. **Secure Mortgage Pre-Approval**: Prioritize obtaining a mortgage pre-approval before embarking on your house-hunting journey. This not only demonstrates your commitment to buying but also provides a clear budget and strengthens your negotiation position.

2. **Seek Assistance for Down Payment & Closing Costs**: Don't hesitate to ask for support. Numerous programs aid with down payments and closing costs, especially for first-time buyers, reducing initial expenses and making homeownership more feasible.

3. **Present a Robust Offer**: In a competitive market, stand out with a strong bid reflecting the home's value and your pre-approval. Convey your seriousness and readiness to proceed swiftly.
4. **Negotiate Contingencies Effectively**: Leverage contingencies to your benefit. Include necessary repairs or improvements in the deal, saving money and ensuring your new home is in top condition upon move-in.

5. **Flexibility on Closing Dates**: Flexibility can be a valuable bargaining tool. Accommodate the seller's timeline, potentially leading to more favorable negotiations on price or terms—a win-win for all parties.

Empower your home-buying journey with these strategies and realize the future you've envisioned. Remember, knowledge is power, and with the right approach, you can optimize your real estate investment. 🌟
Smithcapitalaccess.com
Let's turn those property dreams into reality! 🏠💫

🏡 Grasping Down Payment Choices: Aid Programs vs. Self-Funding 🌟Hello Homebuyers! 🏠✨ Ready to delve into homeownership b...
18/01/2024

🏡 Grasping Down Payment Choices: Aid Programs vs. Self-Funding 🌟

Hello Homebuyers! 🏠✨ Ready to delve into homeownership but feeling daunted by down payment decisions? Let's simplify it! 💡🔍

1️⃣ Down Payment Aid Programs (DPA) 🤝

- What? 🤔: DPAs are specialized initiatives aiding homebuyers, especially first-timers, with down payments. They can be grants, loans, or other financial assistance.

- Why? 🌈: Ideal for those finding down payment saving challenging. It expedites the path to homeownership!

- Consider: 🧐: Eligibility varies. Some programs have income limits or require specific residency periods.

2️⃣ Covering Your Own Down Payment 💰

- What? 🤔: This involves saving and utilizing your funds for the down payment.

- Why? 🌈: Full control over your financial decisions. No additional applications or potential restrictions from aid programs.

- Consider: 🧐: Requires disciplined saving. A larger down payment means less borrowing.

🔑 Key Concepts:

- Equity Building: 📈 Owning more of your home sooner.

- Financial Freedom: 💸 Less debt, more peace of mind.

- Empowerment: 🚀 Taking charge of your homeownership journey.

🚦 Ready to Begin? 🚀
Whether exploring DPA options or planning your savings strategy, I'm here to assist! Let's turn your dream home into reality! 🌟

📩 Direct message us or visit Smithcapitalaccess.com to start your journey! 🏠💫

🏡💖

How BIG are your dreams? Is Homeownership one of them? We have some AMAZING lenders for FHA & USDA loans! Minimum 580 cr...
13/01/2024

How BIG are your dreams? Is Homeownership one of them? We have some AMAZING lenders for FHA & USDA loans!

Minimum 580 credit score for FHA & 600 for USDA.

Who's ready to step into homeownership? COMMENT for DETAILS!

Smithcapitalaccess.com

Ever wondered what goes on during a closing? Let’s unravel the mysteries of this significant milestone.✔️ The Road to Cl...
13/01/2024

Ever wondered what goes on during a closing? Let’s unravel the mysteries of this significant milestone.

✔️ The Road to Closing: Takes about 40 days! This time is packed with inspections, paperwork, and final checks.

✔️ Closing Day Basics: You’ll sign lots of documents (hello, hand gym!), cover your down payment, and handle closing costs – typically 2-5% of your home’s price.

✔️ Choose Your Date Wisely: Aiming for a late-month closing can be savvy – it might save on initial interest payments.

✔️ Prep for Paperwork: The big one to review before the big day is your closing disclosure. It outlines all those important details about your mortgage.

✔️ Who You’ll Meet: Expect a crew at the closing table – from your real estate agent to attorneys and the lender’s team.

✔️ And Finally… Home Sweet Home! Post-signing, you get the keys and officially become a homeowner!

Ready to unlock the door to homeownership? Let’s navigate this exciting path together – from first step to key turn!🗝️

Smithcapitalaccess.com

Here’s to 365 new chances, 12 new chapters, and endless adventures in 2024 🥂As your go-to Mortgage originator, here’s my...
11/01/2024

Here’s to 365 new chances, 12 new chapters, and endless adventures in 2024 🥂

As your go-to Mortgage originator, here’s my promise for the year ahead:

✨ In 2024, I’m all about empowering you to make life-changing moves in the world of homeownership.

✨ I’m geared up to guide first-time buyers to the doorstep of their dream homes. 🏡💭

✨ For those ready for a fresh start, we're here to help pave the way to new beginnings with the perfect new home loan. 🌟🗝️

Let’s make 2024 a year of milestones and celebrations! What are your home or finance resolutions? Drop them in the comments and let’s make them happen together! 📝

Smithcapitalaccess.com

Address


Website

https://mybesthomeloan.net/ambersmith/home/creditunion, http://Smithcapitalaccess.com/

Alerts

Be the first to know and let us send you an email when Smith Capital Access posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Videos

Shortcuts

  • Address
  • Alerts
  • Videos
  • Claim ownership or report listing
  • Want your business to be the top-listed Media Company?

Share