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Credit Repair & Credit Education Credit Wise, LLC was birthed from sheer necessity! I am the brain of the operation. I am Credit Wise, LLC!

I started my business after hiring a credit repair company to help me remove a few negative items off of my own consumer credit report. During my consultation the owner of the company told me that because I only had a few negative items that he could have those items cleared within 4 to 6 months tops. Fast forward TWO YEARS and there was still no improvement to my credit, and the owner [although v

erbally admitting that he did not do what was promised] refused to give me back my money. Needless to say, I was very disappointed and still in need of having my credit restored. Not one to be bamboozled again, I simply began researching the tactics, techniques and consumer protection laws that aided me on the journey to fixing my own credit. I attended several credit repair workshops and seminars seeking to soak up as much knowledge as I could about this particular industry, which [in times past] had intimidated me to the point where I did not feel confident that I could do it on my own. I educated myself about the credit repair industry and felt a sense of empowerment as each negative item that I disputed on my own credit report was removed by the credit bureaus. Here at Credit Wise, LLC we have one goal in mind, “to educate and guide consumers on how they can legally remove inaccurate and unverifiable information from their credit report.” Call us crazy, but we actually do not want repeat customers. It is our goal to educate you on how to attain and maintain good credit so that you never have to pay someone else to do it for you ever again in life. I oversee and personally manage every client file to ensure that each account is being set up correctly and efficiently. I also handle all the billing and invoicing responsibilities, as well as any requests from clients regarding updates on their account, password resets, and other support related tasks. Before starting Credit Wise, LLC I thoroughly enjoyed moonlighting as the Chief Publisher & Editor for www.MsSugar.net, my very own celebrity & entertainment news site. In addition to previously serving as a Contributing Writer for a site similar to my own, I am also a Television & Radio personality. Prior to all the seemingly glamorous positions, I also spent numerous years in corporate America working as a Sales & Marketing Representative. I enjoy being an amazing mother to my teenage son, Jordan, and I am [most definitely] grooming him to one day join forces with me in business. Let us help you become CREDIT WISE!

30/05/2016

Remembering those who served and died on this Memorial Day. A heartfelt THANK YOU from your friends at www.CreditWise.biz. 👊👍

19/05/2016

Need your credit fixed but can't afford to pay someone else to do it for you?

Then GRAB THIS BOOK NOW and learn how to legally remove:

👉CHARGE-OFFS,
👉REPOSSESSIONS,
👉BANKRUPTCIES,
👉JUDGMENTS,
👉SHORT-SALES,
👉LOAN MODIFICATIONS,
👉LATE PAYMENTS,
👉STUDENT LOANS, and
👉COLLECTION ACCOUNTS!

💳TO PURCHASE: www.CreditWise.biz💳

19/05/2016

5 Steps to EXCELLENT CREDIT:

👉Pay EVERY bill on time.
👉Don't charge or borrow it if you can't pay it back.
👉Only use a small percentage of your credit limit.
👉Let your credit cards age. Youth is riskier than age.
👉Dispute incorrect items on your credit report.

💻 ENROLL: www.CreditWise.biz 💻

WAKE UP and WIN ON PURPOSE!👊👍👌

16/05/2016

Stop procrastinating and do it today!

WAKE UP and WIN ON PURPOSE!

💻www.CreditWise.biz💻

13/05/2016

:

During this exclusive event you will learn:

~ The components of a credit report.
~ How to compose & structure your dispute letters.
~ How to get your letter in the hands of an actual employee.
~ Exclusive credit repair dispute techniques.
~ How to deal with pesky collection agencies and stop their harassing telephone calls. ~ How to legally challenge and delete items from your consumer credit report.
~ What to do prior to going shopping for a car and/or car insurance.
~ The necessary steps to take to become a homeowner.
~ What lenders look for before approving your personal, mortgage, or business loan.
~ How to establish business credit.
~ And so much more!

BRING A FRIEND! COME READY TO LEARN!

REGISTER: www.CreditAndCocktails.net

12/05/2016

ARE YOU STILL A SLAVE to your lenders & creditors due to poor credit?

The ONLY thing hendering you from having good credit is YOU! Quit procrastinating and carve out some time to better yourself. Let us help you. Simply LOG ON and SIGN UP!

💻www.CreditWise.biz💻

12/05/2016

👉👉FREE CREDIT TIP👈👈

💻FOR MORE INFO: www.CreditWise.biz

11/05/2016

👣FOLLOW US👣 on ! 👊👍👌💳💵💰💲

10/05/2016

Getting Started Is Easy As 123...

✔STEP 1.) Obtain a copy of your consumer credit report from www.CreditCheckTotal.com. In addition to you receiving a current 3-bureau credit report they also include your credit score for each bureau. You only pay $1.00 for the first 7 days.

✔STEP 2.) Once your consumer credit reports are received, our staff does a comprehensive evaluation of your credit reports with you. We then decide which items to dispute and inform you on how we can help you achieve a healthier credit profile.

✔STEP 3.) If you decide to SIGN UP, we will begin the dispute process by contacting the bureaus on your behalf and challenging the negative items. We will repeat this step as often as necessary to achieve maximum results. How many times this step is repeated will vary depending on your specific credit situation.

💻ENROLL NOW: www.CreditWise.biz💻

09/05/2016

Is bad credit killing your chances of living a better life? Let us help resuscitate your credit today. WAKE UP and WIN ON PURPOSE!

💻FIX YOUR CREDIT: www.CreditWise.biz💻

09/05/2016

: It is extremely easy for creditors & lenders to profit from the ignorance of an uneducated consumer - especially if you have less than perfect credit! Having poor credit renders you powerless in negotiating rates/interest on any purchase (auto, home, insurance, etc.).

Register TODAY and learn how to FIX YOUR OWN CREDIT!

BRING A FRIEND! COME READY TO LEARN!

👉REGISTER: www.CreditAndCocktails.net

08/05/2016

Happy Mother's Day from your friends at www.CreditWise.biz.

Abundant blessings to you all!👊👍

06/05/2016

Positive vibes only!

WAKE UP and WIN ON PURPOSE!

💻www.CreditWise.biz💻

03/05/2016

OFFICIAL SPONSOR ALERT....

We would like to extend a HUGE shout of gratitude to for becoming an official sponsor of . Everyone in attendance will taste & understand why this company is the NUMBER ONE go-to spot for all your edible fresh fruit & chocolate dipped arrangements!

has been delivering beautiful fresh fruit arrangements and gourmet chocolate dipped fruit since 2006. Their fresh fruit arrangements are hand cut and crafted by expert fruit designers. At Titi's Treats they pride themselves on quality, presentation and most importantly freshness - meaning the day you receive your fresh fruit bouquet or gourmet dipped fruit box is the same day it was prepared!

Titi's Treats offers an assortment of fresh fruits dipped in the finest gourmet chocolate. Customers enjoy mouth-watering pineapple, crunchy Granny Smith apples and strawberries that can also come with a variety of Titi-licious toppings like sweet coconut flakes, mini chocolate chip morsels, heath toffee bits, crushed almonds and chocolate drizzle.

Titi's Treats is the home of the Original $25 Fresh Fruit Bouquet and the "Very Berry Cheesecake Surprise", which consists of fresh strawberries that are stuffed with real New York style cheesecake dipped in silky gourmet chocolate. Yep, you read correctly... THEIR STRAWBERRIES ARE ACTUALLY STUFFED WITH CHEESECAKE!

I personally order all my fruit arrangements from Titi's Treats because they make sure that EVERY PIECE of fruit meets the highest standard of quality with no preservatives or sweeteners added. And their customer service is impeccable!

This is a MUST ATTEND workshop! Be sure to secure your seat by purchasing your ticket NOW before the seats fill up!

REGISTER: www.CreditAndCocktails.net

Get Educated. Get Empowered! SEE YOU THERE!!!

03/05/2016

"Credit & Cocktails - MIAMI" is a credit repair workshop you definitely do not want to miss! This event will cover almost everything you need to know about credit, the credit bureaus, and how to increase your credit score, how to properly set up & structure a business, how to obtain business credit without using your social security number, what you need to do to qualify to become a 1st time home buyer, refinance your existing mortgage loan, and/or purchase income property.

We will equip you with the necessary tools & resources to DO IT YOURSELF!

Powerhouse personal credit consultant S. "Sugar" Garner, along with prominent guest speakers, Chauntae Hammonds (Business Credit Consultant), Sherria Williams (Attorney), Claudienne Hibbert-Smith (Real Estate Broker/Agent), and Oliver Gilbert (City of Miami Gardens' Mayor) will be sharing a wealth information that is guaranteed to make your bleek credit profile better!

BRING A FRIEND! COME READY TO LEARN!

We will share tons of credit tips during this information-packed workshop, which will help your transition from bad-to-good credit less painful.
......TICKETS.......
ONLY $69.00...that's it!
......PURCHASE.......
www.CreditAndCocktails.net

02/05/2016

You will certainly recognize it once you've experienced it. Total and complete euphoria. WAKE UP and WIN ON PURPOSE!

💻www.CreditWise.biz💻

21/04/2016

BACK BY POPULAR DEMAND.... MIAMI - a "Do It Yourself " credit repair workshop!

During this exclusive event you will learn:

~ The components of a credit report.
~ How to compose & structure your dispute letters.
~ How to get your letter in the hands of an actual employee.
~ Exclusive credit repair dispute techniques.
~ How to deal with pesky collection agencies and stop their harassing telephone calls.
~ How to legally challenge and delete items from your consumer credit report.
~ What to do prior to going shopping for a car and/or car insurance.
~ The necessary steps to take to become a homeowner.
~ What lenders look for before approving your personal, mortgage, or business loan.
~ How to establish business credit.
~ And so mouch more!

BRING A FRIEND! COME READY TO LEARN!

👉REGISTER: www.CreditAndCocktails.net

20/04/2016

If your credit score resembles today's date you should be contacting us so we can help you "get high" the right way!👊👍💳💰💲

💻ENROLL: www.CreditWise.biz💻

#420

20/04/2016

A toast to the KINGS with GOOD CREDIT!👑💪

💻 www.CreditWise.Biz 💻

WAKE UP and WIN ON PURPOSE!👊👍👌

Getting Started Is Easy As 123...✔STEP 1.) Obtain a copy of your consumer credit report from www.CreditCheckTotal.com. I...

19/04/2016

18/04/2016

WHEN QUEENS LINK UP....👑

I was both humbled & honored to be a guest speaker at the 3rd Annual "Celebrity Elite Beauty & Business Workshop" today. And to be able to share the platform with fellow entrepreneurs like , , , , and was pure bliss!

Thank you for orchestrating such an amazing event. I pray that you ALWAYS live in abundance & overflow!😙

18/04/2016

Today was simply AMAZEballs!!!!!!!

I had such a wonderful time and was truly humbled & honored to be invited to speak at the 3rd Annual "Celebrity Elite Beauty & Business Workshop".

If you missed it you missed a blessing. I'm already eagerly anticipating the next event!

17/04/2016

HOW'S YOUR CREDIT???

If your answer is anything less than "excellent", you need to let us help you get started on your journey to GOOD CREDIT. Take the initiative and START TODAY!👊

💻www.CreditWise.biz💻

16/04/2016

FLA$H $ALE💥 ... For the next 48hrs you can grab this deal for ONLY $48!

With this book you can learn how to legally remove 👉CHARGE-OFFS, 👉REPOSSESSIONS, 👉BANKRUPTCIES, 👉JUDGMENTS, 👉SHORT-SALES, 👉LOAN MODIFICATIONS, 👉LATE PAYMENTS, 👉STUDENT LOANS, and 👉COLLECTION ACCOUNTS!

The tips and tactics contained in this powerful handbook will assist you in making those negative entries that have been hindering you from having good credit disappear.

👉👉TO PURCHASE: www.CreditWise.biz👈👈

(Promo ends 4/17/2016)

book

16/04/2016

👉👉FREE CREDIT TIP👈👈

💻MORE INFO: www.CreditWise.biz

15/04/2016

🔊FLA$H $ALE💥 ... For the next 48hrs you can grab this deal for ONLY $48!

With this book you can learn how to legally remove 👉CHARGE-OFFS, 👉REPOSSESSIONS, 👉BANKRUPTCIES, 👉JUDGMENTS, 👉SHORT-SALES, 👉LOAN MODIFICATIONS, 👉LATE PAYMENTS, 👉STUDENT LOANS, and 👉COLLECTION ACCOUNTS!

The tips and tactics contained in this powerful handbook will assist you in making those negative entries that have been hindering you from having good credit disappear.

👉👉TO PURCHASE: www.CreditWise.biz👈👈

(Sale ends 4/17/2016)

book

15/04/2016

THIS SUNDAY... Come out & join us at the 3rd Annual "Celebrity Elite Beauty & Business Workshop"!

1ST SEGMENT:
, , , , and will share their success stories. If you've ever wanted to learn how to restore your credit, properly brand your business, market your company, or learn about franchising then you must attend this event! This is your chance to learn from industry leaders and entrepreneurs that will share their keys to success, as well as, obstacles they encountered during their journey. Take advantage of this amazing symposium by receiving mentorship and networking with the best in Miami.

2nd SEGMENT:
Celebrity Hairstylist will be teaching her signature wig application technique using only needle & thread. NO glue! NO tape! NO hair out! This is sure to be a revenue builder for any stylist.

MEN & WOMEN ARE WELCOMED TO ATTEND!

HOSTED BY: and

TICKETS: [email protected]

SEE YOU THERE!

04/04/2016

Take the initiative and invest in YOU!!! There is a certain level of confidence that one exudes when they have GOOD CREDIT!

Let us help you fix your credit NOW. You'll be glad you did.

💻ENROLL NOW: www.CreditWise.biz💻

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TUNE IN: Every Tuesday (5pm-6pm EST) 👉👉👉#CreditWiseRadioShow on www.ExcitementRadio.com👈👈👈 💳💵💰💲🎧🎤🎵🎶👍 #CreditRepair #CreditAndCocktails #Miami #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #RealEstate #Realtor #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Finance #FinancialFreedom #CreditTip #FreeCreditTip #RadioShow #ExcitementRadio

TUNE IN: Every Tuesday (5pm-6pm EST) to the #CreditWiseRadioShow on www.ExcitementRadio.com 💳💵💰💲🎧🎤🎵🎶?? #CreditRepair #CreditAndCocktails #Miami #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #RealEstate #Realtor #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Finance #FinancialFreedom #CreditTip #FreeCreditTip #RadioShow #ExcitementRadio

RIGHT NOW, JANUARY 12, 2016 (5pm-6pm EST) 👉👉👉 #CreditWiseRadioShow on www.ExcitementRadio.com 👈👈👈 💳💵💰💲🎧🎤🎵🎶👍 #CreditRepair #CreditAndCocktails #Miami #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #RealEstate #Realtor #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Finance #FinancialFreedom #CreditTip #FreeCreditTip #RadioShow #ExcitementRadio

TOMORROW, JANUARY 12, 2016 (5pm-6pm EST) 👉👉👉#CreditWiseRadioShow on @ExcitementRadio👈👈👈 💳💵💰💲🎧🎤🎵🎶👍 #CreditRepair #CreditAndCocktails #Miami #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #RealEstate #Realtor #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Finance #FinancialFreedom #CreditTip #FreeCreditTip #RadioShow #ExcitementRadio

LAUNCHING TOMORROW, JANUARY 5, 2016 (5pm-6pm EST) 👉👉👉#CreditWiseRadioShow on #ExcitementRadio👈👈👈 💳💵💰💲🎧🎤🎵🎶👍 #CreditRepair #CreditAndCocktails #Miami #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #RealEstate #Realtor #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Finance #FinancialFreedom #CreditTip #FreeCreditTip #RadioShow

#EVENT: Do you have less than perfect credit but, don't have a ton of money to pay someone else to fix it for you? Then you need to register for #CreditAndCocktails TODAY and learn how to FIX YOUR OWN CREDIT! BRING A FRIEND! COME READY TO LEARN! 👉👉👉REGISTER: www.CreditAndCocktails.net #Miami #MiamiEvent #Credit #CreditWise #CreditWiseLLC #ExcitementRadio #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #ClaudienneHibbert #RealEstate #Realtor #HibbertGroupRealEstate #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #FinancialFreedom #CreditTip #FreeCreditTip

LAUNCHING THIS TUESDAY, JANUARY 5, 2016 (5pm-6pm EST) 👉👉👉#CreditWiseRadioShow on #ExcitementRadio👈👈👈 💳💵💰💲🎧🎤🎵🎶👍 #CreditRepair #CreditAndCocktails #Miami #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #RealEstate #Realtor #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Finance #FinancialFreedom #CreditTip #FreeCreditTip #RadioShow

LAUNCHING NEXT TUESDAY, JANUARY 5, 2016 (5pm-6pm EST) 👉👉👉#CreditWiseRadioShow on #ExcitementRadio👈👈👈 💳💵💰💲🎧🎤🎵🎶👍 #CreditRepair #CreditAndCocktails #Miami #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #RealEstate #Realtor #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Finance #FinancialFreedom #CreditTip #FreeCreditTip #RadioShow

#CreditAndCocktails #Event: During this exclusive event you will learn: 👉The components of a credit report. 👉How to compose & structure your dispute letters. 👉How to get your letter in the hands of an actual employee. 👉Exclusive credit repair dispute techniques. 👉How to deal with pesky collection agencies and stop their harassing telephone calls. 👉How to legally challenge and delete items from your consumer credit report. 👉What to do prior to going shopping for a car and/or car insurance. 👉Celebrity real estate expert @ClaudienneHibbert (CEO/Founder of @HibbertGroupRealEstate) will personally inform attendees on what to do prior to going shopping for a new home and/or refinancing your mortgage. 👉The necessary steps to take to become a homeowner. 👉What lenders look for before approving your personal, mortgage, or business loan. 👉How to establish business credit. 👉And so mouch more! BRING A FRIEND! COME READY TO LEARN! REGISTER: www.CreditAndCocktails.net #Miami #MiamiEvent #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #ClaudienneHibbert #RealEstate #Realtor #HibbertGroupRealEstate #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Periscope #Twitter #Facebook #FinancialFreedom #CreditTip #FreeCreditTip

TONIGHT: I will be a featured guest during the live 🎬🎥📺 TV taping for the "Ms. Dria Show" tonight, December 24th at 8:00pm (EST). TO WATCH LIVE: 💻 Log on to http://universenetwork.tv/miami/ms-dria-show/ Tell your friends to tell their friends to TUNE IN! BOOM!!!👊👍 #CreditWise #CreditRepair #CreditAndCocktails #ExcitementRadio #MsDria #MsDriaShow

LAUNCHING TUESDAY, JANUARY 5, 2016 (5pm-6pm EST) 👉👉👉#CreditWiseRadioShow on #ExcitementRadio👈👈👈 CATCH THE BEAT BABY: www.excitementradio.com/Credit-Wise-Radio-Show/ 💳💵💰💲🎧🎤🎵🎶👍 #CreditRepair #CreditAndCocktails #Miami #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #RealEstate #Realtor #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Finance #FinancialFreedom #CreditTip #FreeCreditTip #RadioShow

#CreditAndCocktails #Event: During this exclusive event you will learn: ~ The components of a credit report. ~ How to compose & structure your dispute letters. ~ How to get your letter in the hands of an actual employee. ~ Exclusive credit repair dispute techniques. ~ How to deal with pesky collection agencies and stop their harassing telephone calls. ~ How to legally challenge and delete items from your consumer credit report. ~ What to do prior to going shopping for a car and/or car insurance. ~ Celebrity real estate expert Claudienne Hibbert-Smith (CEO/Founder of #HibbertGroupRealEstate) will personally inform attendees on what to do prior to going shopping for a new home and/or refinancing your mortgage. ~ The necessary steps to take to become a homeowner. ~ What lenders look for before approving your personal, mortgage, or business loan. ~ How to establish business credit. ~ And so mouch more! BRING A FRIEND! COME READY TO LEARN! REGISTER: www.CreditAndCocktails.net #Miami #MiamiEvent #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #ClaudienneHibbert #RealEstate #Realtor #HibbertGroupRealEstate #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Periscope #Twitter #Facebook #FinancialFreedom #CreditTip #FreeCreditTip

#CreditAndCocktails #Event: During this exclusive event you will learn: ~ The components of a credit report. ~ How to compose & structure your dispute letters. ~ How to get your letter in the hands of an actual employee. ~ Exclusive credit repair dispute techniques. ~ How to deal with pesky collection agencies and stop their harassing telephone calls. ~ How to legally challenge and delete items from your consumer credit report. ~ What to do prior to going shopping for a car and/or car insurance. ~ Celebrity real estate expert Claudienne Hibbert Smith (CEO/Founder of #HibbertGroupRealEstate) will personally inform attendees on what to do prior to going shopping for a new home and/or refinancing your mortgage. ~ The necessary steps to take to become a homeowner. ~ What lenders look for before approving your personal, mortgage, or business loan. ~ How to establish business credit. ~ And so mouch more! BRING A FRIEND! COME READY TO LEARN! REGISTER: www.CreditAndCocktails.net #Miami #MiamiEvent #Credit #CreditWise #CreditWiseLLC #GoodCredit #BadCredit #CreditCard #StudentLoan #Finance #Money #ClaudienneHibbert #RealEstate #Realtor #HibbertGroupRealEstate #Equifax #Experian #TransUnion #FCRA #FDCPA #FICO #Periscope #Twitter #Facebook #FinancialFreedom #CreditTip #FreeCreditTip

I HAVE TO CONSTANTLY REMIND MYSELF THAT.... My God-given purpose supercedes the urge from my [tired] body telling me to lay down and rest right now. It's almost midnight and [after working ALL DAY today] I am still wide awake putting in slight work with my fam'. Exciting things are taking place in my life at unexpected speeds and I am eternally grateful. #CreditWiseRadioShow will be hitting the airwaves soon! Keep it locked. 👊👍 www.CreditWise.biz #CreditWise #CreditWiseRadioShow #Radio #RadioShow #RadioPersonality #VoiceOver #ExcitementRadio #CreditRepair #DoItYourselfCreditRepair #DIYCreditRepair #CreditAndCocktails

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