Linet Molina - NMLS 2514297

23/01/2025

21/01/2025

It’s getting crazy in North Florida right now.

19/01/2025

I just love popcorn in general, any flavor.

17/01/2025

I would love to sit and go over your plans and goals for purchasing your home.

14/01/2025

Stop paying rent and start building equity in your own home! Investing in a home means investing in your future instead of your landlord’s. Let’s make it happen!

13/01/2025

Mortgage insurance protects the lender when your down payment is less than 20%, but it can help you buy a home sooner with a lower upfront cost. In some cases, it can be removed later!

12/01/2025

Providing the requested documents quickly is key to keeping your mortgage process smooth and on track. Timely responses help avoid delays and get you to the closing table faster!

11/01/2025

Getting pre-approved for a mortgage can seem overwhelming, but with me as your lender, it’s a simple, straightforward process. I'll guide you every step of the way, making it quick and stress-free!

10/01/2025

Income Rule:
– You can afford a home about 3 to 4 times your yearly income.
Example: If you make $60,000 a year, you can afford a home around $180,000 to $240,000.

Debt Rule:
– Your monthly debts, including the new mortgage, shouldn’t be more than 36% of your monthly income.
Example: If you make $5,000 a month, total debt payments shouldn’t be more than $1,800.

09/01/2025

Conventional Loan – Minimum score: 620
Higher scores help you qualify for better interest rates.

FHA Loan – Minimum score:
580 with a 3.5% down payment
500 with a 10% down payment
FHA loans are popular for buyers with lower credit.

VA Loan – No official minimum, but most lenders look for 580–620.
VA loans are for eligible veterans and require no down payment.

USDA Loan – Minimum score: 640
This loan is for rural and suburban homebuyers, often with zero down.

08/01/2025

. I would love to get to know more about you.

07/01/2025

Simple Steps to Create a Budget:
Calculate Income
Track Expenses
Categorize Spending
Set Financial Goals
Assign Limits
Save First
Review & Adjust
Use Tools
Stay Consistent


Linet Molina
Rize Mortgage
📍53 NW 100th Ave
Plantation, FL 33324
📞 (239)287-5807
NMLS # 2514297\1604663