One simple thing you can to do soften the blow of inflation:
Open a credit card. Here's why...
If used responsibly, the right credit card can help you save on everyday items like gas and groceries through cash back and rewards programs.
We all know that in this volatile economy, every little bit helps. 😅
PLUS— opening a credit card helps you build your credit SCORE which is *basically* your adult GPA.
A good score opens up an array of financial opportunities like helping you buy a house, get better interest rates on car loans, get access to better credit cards, and waive security deposits on utilities.
One trick to increasing your credit score is simply making sure to pay your card off on time and in full.
💳 Ready to apply for a credit card? Comment CARDRECS below for my personal recs
Did you know that only 26% of American women are invested in the stock market and that on average women will enter retirement with $70,000 LESS than their male counterparts??
Hi, I’m Tori, a money expert who is on a mission to figure out WHY women aren’t investing.
I’ve spent the last several years trying to crack the code behind why so few women feel capable of investing, and I keep hearing the two same myths come up in conversations:
1️⃣ Investing is just for rich people
2️⃣ You need to have a ton of money to invest
Friends, I cannot stress this enough: these could not be further from the truth, and subscribing to these beliefs can seriously impact your future in the worst way.
You see, the power of investing is less about the amount that you can invest and more about how EARLY you can start investing!
Thanks to this really cool thing called compound interest, even an investment of just $20 a month can accumulate a significant amount of interest by the time retirement age rolls around.
Time is SO valuable when it comes to investing that by investing small amounts earlier in life, your lifetime of investments may very well exceed those who invest more than you but get a later start!
Are you thinking: “Holy sh*t, Tori. I don’t want to waste another day without investing.”
I have an entire investing education community called Stock Market School. It will teach you how to invest without the finance-bro jargon and Wolf of Wall Street energy. And you’ll be doing it all in community ✨
ICYMI: our annual Black Friday sale is happening RIGHT NOW, including Stock Market School for a nice 20% off 😏
🤑Comment BLACKFRIDAY below to get access to all of the savings and make 2024 the year you start investing🤑
Ways you’ll easily make money 💸✅
#Bitcon #bitcoininvestment #herfirst #usdt #affiliatemarketing #usdt #birnaryoption #investment #her
The one personal finance “hack” that isn’t too good to be true😉
👉The TL;DR— you’re losing money with your regular savings account.
Let us explain...
Your FIRST financial priority is a 3-6 month emergency fund in a high-yield savings account (or HYSA). 💸 It’s a non-negotiable no matter what stage of your financial journey you’re in.
But why an HYSA over your typical savings account? 🧐
1️⃣ Your typical savings account earns you just 0.06% at your local bank — literal pennies.
2️⃣ A high-yield savings account, on the other hand, can earn you SO MUCH MORE.
The longer you wait to open up a high-yield savings account, the more money you lose.
😍Comment HYSA100 below for the account we LOVE 😍
HFK was built by and for women with stories like Kristen’s. You can snag the Debt Defeater course for 25% off by commenting BLACKFRIDAY below 💕
#debtfreejourney #payoffdebt #creditcarddebt
Did you know that only 26% of American women are invested in the stock market and that on average women will enter retirement with $70,000 LESS than their male counterparts??
Hi, I’m Tori, a money expert who is on a mission to figure out WHY women aren’t investing.
I’ve spent the last several years trying to crack the code behind why so few women feel capable of investing, and I keep hearing the two same myths come up in conversations:
1️⃣ Investing is just for rich people
2️⃣ You need to have a ton of money to invest
Friends, I cannot stress this enough: these could not be further from the truth, and subscribing to these beliefs can seriously impact your future in the worst way.
You see, the power of investing is less about the amount that you can invest and more about how EARLY you can start investing!
Thanks to this really cool thing called compound interest, even an investment of just $20 a month can accumulate a significant amount of interest by the time retirement age rolls around.
Time is SO valuable when it comes to investing that by investing small amounts earlier in life, your lifetime of investments may very well exceed those who invest more than you but get a later start!
Are you thinking: “Holy sh*t, Tori. I don’t want to waste another day without investing.”
I have an entire investing education community called Stock Market School. It will teach you how to invest without the finance-bro jargon and Wolf of Wall Street energy. And you’ll be doing it all in community ✨
ICYMI: our annual Black Friday sale is happening RIGHT NOW, including Stock Market School for a nice 20% off 😏
🤑Comment BLACKFRIDAY below to get access to all of the savings and make 2024 the year you start investing🤑
Nothing spookier than listening to Walmart Santa’s shame-packed advice 👻
🎃Comment QUIZ below for your personalized, shame-free money plan🎃
How to make the most of your travel rewards card:
💳 use that airport lounge access
💳 cash in those bonus points to snag discounted or free flights + seat upgrades
💳 shop stress-free with no foreign transaction fees
💳 check for exclusive hotel room offers and upgrades
💳 earn cash back on all your travel purchases
I know there are DOZENS of travel rewards cards out there and it can be hella tricky to know which one is right for you.
That’s why I’ve done the hard work by researching and coming up with my faves.
💸Comment CARDRECS below to get my curated list💸
#travelperks #creditcardrecs #moneytipsforwomen #millennialmoney
Do you ever daydream about financial freedom and the peace of mind that would come with it?
Of course you do. We ALL do. But in a world where expenses are steadily rising (along with interest rates 🫠) while income mostly stays the same — financial stability can often seem out of reach. But don’t worry, we’ve got you covered & are here to help you take back control of your financial future. That’s why today we’re talking about side hustles! From the stigma associated with the words and the privilege it takes to even be able to start one, to understanding how you can use it as a way to reach your financial goals.
If you’ve ever been curious about how you can start a side hustle — tune in!.
🎧Listen to episode 125 “Financial Foundations #6: Starting a Side Hustle” on your preferred podcasting platform🎧
#financialfeminist #hustleculture #sidehustles
💸Comment SECRETS below for my free workshop so you can learn how too 💸
@herfirst100k wants you to be prepared for a financial emergency because it’s not a matter of IF they will arise…it’s only a matter of WHEN. 👀
If we had to give you only one piece of advice, it would be to make sure you have an emergency fund of at least 3 months of living expenses in a high-yield savings account (this puts your money to work for you and keeps it easily accessible should you need it in a pinch!).
📌Comment HYSA100 below for the account we recommend📌
@herfirst100k knows — it’s not the latte that’s keeping you from saving money. It’s the systemic oppression.
Comment QUIZ below to get a free personalized money plan that doesn’t make you feel guilt about your money👇💸
if you’re over the type of marketing that make Women feel inadequate and bad about how they feel or
More preparing the recession epidemic of Financial Feminists #financalfreedomjourney #financialfemi