16/10/2023
Y'all be careful with some of this loan apps, most of them are not registered with "CBN" ,
they might steal your information and sell it to their colleagues,
Imagine them bugging you with messages or ads left right center with their fake offers, then when you finally apply, they will decline,
The most annoying part, example: they will offer you 20k to pay 25k within 2 weeks or less, and you will be credited with like 10k, expecting you to still pay same interest charges, which is very dubious!
Please each time you want to download an app, first read reviews, click on "see all" and make sure you check dates of those reviews and read as much as possible,
Some complaints read: Few hours overdue payment, and they will start calling and threatening you, as if that's not enough, they will extend it to calling and messaging your contacts and telling them that you're a sc@mmer,
My advice: please don't borrow if you don't have a guaranteed source of income that will enable you repayment on due date,
After my personal research only two seem genuine and professional, note, only if your bvn have not been reported!
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