GoPinay

26/07/2021

1ST OLYMPIC GOLD MEDAL NG PILIPINAS 🇵🇭
MABUHAY KA HIDILYN DIAZ!!!!!!!!!

02/04/2021

5yrs. old na bata ipinamalas ang kanyang Tiktok Moves 😍😍😍

Ctto

03/07/2020

Proud Pinay of Cebu Pacific
Credit to owner

18/05/2020

Do you think the video is funny?
Considering it's a sensitive issue?

ctto: kuya jebz

17/05/2020

Magandang Umaga (or malungkot na umaga sa akin kasi para akong nasampal sa napakingan at nabasa ko sa email mula sa mga sinserong kaibigan mula sa ibang bansa) :

Tatagalugin ko na lang ang natangap kong tawag mula sa mga naging kasamahan ko nuon sa international humanitarian operation. Sila ay ibang lahi at naging maayos na kasamahan at kaibigan ko nung ako ay nasa delikadong lugar na nagsasagawa ng relief operations sa giyera sa ibang bansa. Eto ang mga binanggit nila ayun sa mga nakikita at nababasa nila sa mga pangyayari sa ating bansa. Napakahabang usapan hanggang nag shut off ang telepono ko sa overheat:

- mahihirapan bumangon ang bansa mo kasi ang unang wala sa mamamayan mo ay patriotismo.

- wala kayong disiplina at 'sense of sacrifice' bilang mamamayan. Ang alam nyo lang ay tiyan ninyo at di yung paano aayos ang inyong lipunan.

- pinapahalagahan pa ninyo ang mga taong nanggugulo na naniniwala sa haka-haka kesa sa siyensiya.

- maraming ganid sa mundo pero sa bansa mo, talamak at nakakaupo pa sa pwesto

- 'Pag dating sa pera, bawat isa ay naghahangad pa ng labis

- ang pinak**alaking kalaban ng pulisya ay ang sarili niyang tao

- medyo mahihirapan mong payanigin ang mundo sa 'presensiya' mo kasi sa kasaysayan mo, ang paghihimasok ng banyaga sa lupain mo ay mas maraming beses na ikaw ay sumang-ayon sa pananakop at nagpaka-alipin kesa sa haba ng pakikidigma mo laban sa kanila

- Hindi kayo marunong tumingin sa pangkalahatan. Pag manggagagmot ka, yun lang ang tingin mo sa Corona. Di mo nakikita ang geopolitical isyu ng pangyayari.

- hindi kayo tumitingin sa mga talento at mga dalubhasa sa lipunan ninyo bagkos ang mga nakukuha ay ang me mga kakilala sa inyong pamunuan. Di katulad sa amin na kahit saang lugar ka sa mundo, pag alam na me kakayanan ka sa isang problema ng bansa, susunduin ka kahit di ka kakilala ng inyong pamunuan.

Hindi ako makaimik sa mga payo na kanilang ibinigay. Nawalan ako ng boses.

Kung sa tingin ninyo na may katotohanan ang mga iilan dito, i-quote ko lang ang sabi ni Rabindranath Tagore: "Father, let my country awake!"

From the wall of
Ted Everest Doc Esguerra

11/05/2020

Maglalaro ka pa ba ng Mobile Legend after mo mapanood ang video na ito?😠

28/03/2020

I don't know if you agree, but something invisible came and put everything in its place.
Suddenly the gasoline went down, pollution went down, people started to have more time - so much time that they do not know what to do with it - parents are spending time with their kids as a family, work is no longer a priority, or traveling or social life either.
Suddenly we silently see within ourselves and understand the value of the words "solidarity", "love", "strength", "empathy" and "faith".
In an instant we realized that we are all in the same boat; rich and poor. That the supermarket shelves are empty and the hospitals are full.
New cars and old cars also stand in the garages, simply because nobody can get out.
Empty streets, less pollution, clean air, the land also breathes.
The human returns to his origins, realizing that with or without money, the important thing is to survive.
Today, health is the main thing, even in spite of wanting to have or possessing.
It took 6 days for the universe to establish the social equality that was said to be impossible.
Fear invaded everyone.
At least this happened to realize the vulnerability of the human being.
Nature is forcing us to clean up the mess made by ourselves.

Our overthrown gods:
-Money
-Sports
-Fame
-Politics

What the coronavirus is teaching us:
-Our best protection: GOD
-Our best refuge: HOME
- Our best company: FAMILY
- Our real time: TODAY
- Nature's call: STOP US
- Its message: WAIT, RESPECT

We are not gods, we are not kings, we do not have the power of controlling everything.

We are part of a whole, fragile, brittle and vulnerable something.
Part of a whole something that we wanted to dominate & today is telling us:
Stop, breathe, respect.
Go back to the basics, to the essentials, that the peace of your soul guide you towards what you are:a CREATION.

This is the reflection that we must have TODAY!!!

28/03/2020

Matapos ang autopsy sa mga pasyenteng nagpositibo sa COVID-19 virus, ito ang obserbasyon ng mga eksperto:
Ang COVID-19 ay nagsasanhi ng makapal plema at ito ang bumabara sa daanan ng hangin sa ating paghinga. Ang plemang ito at madaling matuyo, tumitigas at bumabara sa airways (lagusan ng hangin) at lungs (baga) na nagiging sanhi ng lalong mahirap ng paghinga ng pasyente. Natutunan nila na para magamot ito, kailangan mabuksan ang mga nagbarang “airways” para makapasok ang gamot, ngunit hindi ito madaling gawin. Bumibilang ng araw bago ito mangyari.
Bago umabot sa ganitong sitwasyon, ang mga sumusunod ang kanilang rekomendasyon na maaari nating magawa sa ating mga tahanan:

#1. Uminom ng maraming mainit na liquids o inumin, tulad ng kape, sabaw, tsa, at mainit na tubig. Makabubuting uminom every 20 minutes para panatilihing basa ang lalamunan, at sa ganitong paraan mapunta sa tiyan ang virus at doon ay may posibilidad na mamatay ang virus sa tulong ng mga gastric juices at acid sa ating tiyan;

#2. Mag-gargle (mumog) ng antiseptic mouthwash (tulad ng Listerine, atbp.), o kung wala haluan ng asin, s**a o kalamansi ang maligamgam na tubig. Gawin ito araw-araw. Mas magandang gawin ito kasabay ng inyong mga anak.

#3. Ang virus ay maaaring dumikit at manirahan sa buhok at damit. Ito ay kayang patayin ng sabon ngunit kung ikaw ay galing sa labas mainam na huwag munang umupo at humawak sa mga bagay pag-uwi ng bahay. Dumeretso sa pagligo. Kung hindi makakapaglaba araw-araw, mainam na ibilad muna ang damit sa arawan at makakatulong din ito sa pagpatay ng virus.

#4. Linisin ang mga gamit na gawa sa bakal dahil ang virus ay nananatili sa “metallic surfaces” ng hanggang 9 na araw. Maging maingat sa paghawak ng mga railings (sa escalator, elevator, mesa, door k***s, switch, gripo, lababo, refrigerator, susi, susian, cell phone, gadgets, atbp.) Mas maigi madisinfect itong mga ito kahit sa inyong mga gamit sa loob ng inyong tahanan.

#5. Huwag manigarilyo.

#6. Ugaliin maghugas ng k**ay tuwing makalipas ang 20 minutos. Ang paghuhugas ng k**ay ay dapat tumatagal ng 20 minutos din gamit ang kahit na anong sabon na bumubula. Mas mainam kung antibacterial or disinfecting soap.

#7. Kumain ng prutas at gulay. Hindi lang lebel ng Vit. C and magandang pataasin kung hindi pati ang Zinc sa ating katawan.

#8. Hindi naipapasa ng hayop ang COVID-19 virus sa tao, ito ay karaniwang tao-sa-tao. (Pero maganda pa rin yatang nag-iingat)

#9. Iwasan magkaroon ng ‘flu’ (trangkaso) dahil ito mismo ay nakapagpapahina ng resistensiya, at iwasan ang malalamig ng pagkain at inumin

#10. Kung may konting maramdaman na hindi maganda sa lalamunan tulad ng sore throat, o mga paunang sintomas nito (tulad ng parang sisipunin o uubuhin), labanan ito agad sa pamamagitan ng mga nabanggit sa itaas. Sa lalamunan ang unang atake ng virus at umaabot ng 3 hanggang 4 na araw bago ito mapunta sa lungs (baga)

Ingatan ang sarili at ipasa ang impormasyong ito. Awareness para sa lahat.

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22/03/2020

Naisip mong lumabas papunta sa bayan, hindi ka nakinig
Kaya lumabas ka,
tapos walang masakyan at nagutom ka.
Kase Hindi ka nakinig
Nagbayad ka at nasuklian ka,
Umuwi ka na lang ng bahay
Pumasok ka sa loob
deretso sa kwarto mo
Kinain mo ung binili mo

Kinabukasan sumakit lalamunan mo
Kinabukasan sumakit ulo mo
Kinabukasan nagkaubo ka
Kinabukasan nilagnat ka't nilamig
Kinabahan ka nag punta ng clinic
Kinabukasan PUM ka na

Pero kinabukasan ulit nilagnat ka na naman
Kaya nagpacheck up ka
Nagpositive ka sa covid19
Ha?
Paano?
Baket?
Balikan natin mga nagawa mo.

Dahil kumain ka ng di naghugas?
Dahil dumeretso ka agad sa kwarto at di naglinis?
Dahil baka sa perang pinangsukli sayo?
Dahil pumunta ka sa tindahan ng walang mask?
Dahil lumabas ka?
O dahil naisip mong lumabas?

Huli na ang lahat.
So ano na desisyon mo?
Home quarantine ka ba?
Hmmm. Baka makahawa ka?
O sa ospital ka?
Ikaw lang magisa?
D ka pwedeng dalawin kase makakahawa ka.
Kakadepress un.
Magisa ka lang
Ang sama ng pakiramdam mo.
Mag isa ka lang.

Namatay ka.
Magisa ka lang.
Cremate ka agad.
Magisa ka lang.

KAYA KUNG AYAW MONG MAHIRAPAN AT MAMATAY NANG MAGISA, MAKINIG KA
WAG MONG ISIPING LUMABAS PA.🙏🙏🙏

22/03/2020

This is how fast the number of positive patients in COVID-19 in the Philippines.

March 8: 10
March 9: 20
March 10: 33
March 11: 49
March 12: 52
March 13: 68
March 14: 111
March 15: 140
March 17: 187
March 18: 202
March 19: 217
March 20: 230
March 21: 380

And it is expected to rise in the following days.

Are you still going out?
Stay home to stop spreading COVID-19.
Do this for your parents. Do this for your grandparents. Do this for the community and for the country.

U T A N G N A L O O B!!!

S T A Y A T H O M E!!!
M A N A T I L I SA B A H A Y!!!
M A G P I R M E S A B A H A Y!!!

Bawal ang tambay sa labas ng bahay, bawal bumisita sa kapitbahay, bawal jogging, bawal walking walking etc!! Isang representative lang kada bahay ang pwede lumabas para mag grocery!! Huwag intayin maubos ang ating frontliners bago sumunod!! 😭😭😭
P A K I U S A P!!!

KULANG NA KULANG NA TAYO SA MGA DOCTOR AT NURSES MAAWA NAMAN KAYO!!
PAG NAWALA PA SILA PAANO NA?

NANAWAGAN NA ANG KARAMIHAN PARA SA MGA VOLUNTEER IN MEDICAL FIELD SINCE TAO LANG SILA AT NAPAPAGOD DIN THEY NEED VOLUNTEERS AT SA MATIGAS ANG ULO HUWAG NYO NG PALALAIN.

ANG LACK DOWN AY TATAGAL KUNG PATULOY NA MATIGAS PARIN ULO NYO.

11/03/2020

Para sa ating kaalaman ... NCOV

CTTO

27/02/2020

🎎🎊 Bagong Kasal sa Pangasinan nakalikom ng kulang 1million sa Money Dance 😁😁😁

05/02/2020

'' BANANAS...'' Very interesting FACTS

Never, put your banana in the refrigerator!!!...
This is interesting. After reading this, you'll never look at a banana in the same way again.

Bananas contain three natural sugars - sucrose, fructose and glucose combined with fiber. A banana gives an instant, sustained and substantial boost of energy.

Research has proven that just two bananas provide enough energy for a strenuous 90-minute workout. No wonder the banana is the number one fruit with the world's leading athletes.

But energy isn't the only way a banana can help us keep fit. It can also help overcome or prevent a substantial number of illnesses and conditions, making it a must to add to our daily diet.

DEPRESSION:
According to a recent survey undertaken by MIND amongst people suffering from depression, many felt much better after eating a banana. This is because bananas contain tryptophan, a type of protein that the body converts into serotonin, known to make you relax, improve your mood and generally make you feel happier.

PMS:
Forget the pills - eat a banana. The vitamin B6 it contains regulates blood glucose levels, which can affect your mood.

ANEMIA:
High in iron, bananas can stimulate the production of hemoglobin in the blood and so helps in cases of anemia.

BLOOD PRESSURE:
This unique tropical fruit is extremely high in potassium yet low in salt, making it perfect to beat blood pressure So much so, the US Food and Drug Administration has just allowed the banana industry to make official claims for the fruit's ability to reduce the risk of blood pressure and stroke.

BRAIN POWER:
200 students at a Twickenham (Middlesex) school ( England ) were helped through their exams this year by eating bananas at breakfast, break, and lunch in a bid to boost their brain power. Research has shown that the potassium-packed fruit can assist learning by making pupils more alert.

CONSTIPATION:
High in fiber, including bananas in the diet can help restore normal bowel action, helping to overcome the problem without resorting to laxatives.

HANGOVERS:
One of the quickest ways of curing a hangover is to make a banana milkshake, sweetened with honey. The banana calms the stomach and, with the help of the honey, builds up depleted blood sugar levels, while the milk soothes and re-hydrates your system.

HEARTBURN:
Bananas have a natural antacid effect in the body, so if you suffer from heartburn, try eating a banana for soothing relief.

MORNING SICKNESS:
Snacking on bananas between meals helps to keep blood sugar levels up and avoid morning sickness.

MOSQUITO BITES:
Before reaching for the insect bite cream, try rubbing the affected area with the inside of a banana skin. Many people find it amazingly successful at reducing swelling and irritation.

NERVES:
Bananas are high in B vitamins that help calm the nervous system..

Overweight and at work? Studies at the Institute of Psychology in Austria found pressure at work leads to gorging on comfort food like chocolate and chips. Looking at 5,000 hospital patients, researchers found the most obese were more likely to be in high-pressure jobs. The report concluded that, to avoid panic-induced food cravings, we need to control our blood sugar levels by snacking on high carbohydrate foods every two hours to keep levels steady.

ULCERS:
The banana is used as the dietary food against intestinal disorders because of its soft texture and smoothness. It is the only raw fruit that can be eaten without distress in over-chronicler cases. It also neutralizes over-acidity and reduces irritation by coating the lining of the stomach.

TEMPERATURE CONTROL:
Many other cultures see bananas as a 'cooling' fruit that can lower both the physical and emotional temperature of expectant mothers. In Thailand , for example, pregnant women eat bananas to ensure their baby is born with a cool temperature.

So, a banana really is a natural remedy for many ills. When you compare it to an apple, it has FOUR TIMES the protein, TWICE the carbohydrate, THREE TIMES the phosphorus, five times the vitamin A and iron, and twice the other vitamins and minerals.. It is also rich in potassium and is one of the best value foods around So maybe its time to change that well-known phrase so that we say, 'A BANANA a day keeps the doctor away!'

PASS IT ON TO YOUR FRIENDS.

PS: Bananas must be the reason monkeys are so happy all the time! I will add one here; want a quick shine on our shoes?? Take the INSIDE of the banana skin, and rub directly on the shoe...polish with dry cloth. Amazing fruit !!!

04/02/2020

Proud Pinoy, Congrats Marcelito Pomoy

03/02/2020

Pangalawang tahanan ng kabataan ang paaralan, kaya siguruhing laging may sapat na pasilidad upang maiwasan at mapigilan ang 2019 Novel Coronavirus Acute Respiratory Disease ( 2019-nCoV ).

31/01/2020

Corona virus awareness‼‼‼

This is from a doctor in Hong Kong who consulted with his friend (who currently works on SARS prevention research) on some effective ways to prevent the Coronavirus. Worth a read.

About the virus:

1. It is pretty large in size (cell is about 400-500nm diameter), so any normal mask (not just the N95 feature) should be able to filter it out. However, when someone who's infected sneezes in front of you, it will take a great 3 meters (about 10 feet) before it drops to the ground and is no longer airborne.

2. When the virus drops on metal surface, it will live for at least 12 hours. So remember if you come in contact with any metal surface, wash your hands with soap thoroughly.

3. The virus can remain active on fabric for 6-12 hours. Normal laundry detergent should kill the virus. But if you are really worried, you can add some non-chlorine bleach or oxygen bleach . For winter clothing that does not require daily washing, you can put it out under the sun to kill the virus.

About the symptoms of the pneumonia caused by Coronavirus:

1. It will first infect the throat, so the throat will have the dry sore throat feeling which will last for 3 to 4 days

2. Then the virus will blend into the nasal fluid and drips into the trachea and enter the lungs, causing pneumonia. This process will take 5 to 6 days.

3. With pneumonia, comes high fever and difficulty in breathing. The nasal congestion is not like the normal kind. You will feel like you are drowning in water. It's important to go seek immediate medical attention if you feel like this.

About prevention:

1. The most common way of getting infected is by touching things in public, so you must wash your hands frequently. The virus can only live on your hands for 5-10 mins, but a lot can happen in those 5-10 mins (you can eat food without washing hands, rub your eyes or pick your nose unwittingly lol).

2. Aside from washing your hands frequently, you can gargle with Betadine Sore Throat Gargle to eliminate or minimize the germs while they are still in your throat (before dripping down to your lungs).

Hope this helps!

Copy paste to spread awareness.

12/01/2020

22/11/2019

JUST IN: Aarestuhin na simula ngayong Miyerkoles ang lahat ng gagamit ng v**e sa mga pampublikong lugar sa buong bansa, ayon kay PNP officer-in-charge Archie Gamboa, alinsunod sa utos ni Pangulong Duterte. Ulat ni Henry Atuelan, ABS-CBN News

BASAHIN: http://bit.ly/345tfat

24/09/2019

Ang said the San Miguel group is eyeing to build 9 other food banks in the capital city's impoverished areas.

"Batang Tondo ako eH... Eh kumita na tayo ng konti so ibinabalik ko naman dito sa lugar kung san ako nanggaling which is Manila and Tondo," said Ang, who was named as the Philippines' 6th richest man in 2019.

"Subukan muna natin ng 10 years at kung maganda eh di ipagpatuloy pa natin," he said.

Thank to Isko Moreno Domagoso for the giving inspiration to others 🇵🇭👍

24/09/2019

MANILA, Philippines—Nights are longer starting on Monday, Sept. 23, as equinox makes its presence felt, according to the Philippine Atmospheric, Geophysical and Astronomical Services Administration

17/09/2019

Aerial view of the new modern Track Stadium and Aquatic Center at New Clark City in Capas Tarlac. Venues will host the Athletics and Water events of Sea Games 2019

11/09/2019

Pinay nagta-trabaho sa Dubai nagsauli ng bag na meron laman Dh195,000 cash, 2 cheques ( one worth Dh500,000 at Dh 6,250), cheque book at iba pang importante documents na naiwan ng customer sa Star Bucks!
Good job, Kabayan! 👍🇵🇭

04/09/2019

https://www.khaleejtimes.com/international/europe/junk-food-diet-leaves-17-year-old-boy-deaf-and-blind

The boy ate only chips, sausages, processed ham and white bread, making him malnourished.

04/09/2019

24/7 operation except on official holidays.as long you have a remaining balance of one peso on any telco ie Smart Globe Sun TM. Dial 8888 direct and press 1(one). Sometimes you just have to wait kasi marami talaga tumatawag sa 8888.

28/08/2019

Kung ikaw ay may karelasyon, siguraduhin mong yakapin sya araw-araw para mapabuti ang kanyang kalusugan.

Click LIKE 👍 if you agree!

ctto healthy info

19/08/2019

Comelec Registration is expected to resume on August 1, 2019 and will continue until September 30, 2019.

Kaya magparehistro na.

HINDI TINATANGGAP ANG MGA SUMUSUNOD.
- CEDULA
- BARANGAY CLEARANCE
- HOME OWNERS ASSOCIATION ID
- POLICE CLEARANCE.

16/08/2019

Libre sa 1st Time !

15/08/2019

You gave a loan of $ 40,000 to a friend two years ago BUT since then he has refused to pay back, which has really affected your friendship. You have pleaded with him to pay you $ 20,000 and forget the rest.

He tells you he can only get you $ 15,000 because that's all he has.
You feel like you have no option but to accept. You give him your account details to send the amount directly to your bank.

You wake up the next morning to check your account and there you find $ 150,000 in it.
You keep staring at the screen in disbelief but it is indeed $ 150,000

You check other notifications on your phone and find 53 missed calls from him and an additional 27 text messages begging you to transfer back 135,000 $ since he only meant to send you $ 15,000 but accidentally added an extra "0"

What will you do?

1. Send back 135,000$
2. Take out your full 40,000$
3. Keep the entire 150,000$ to teach him a good lesson?
4. Any other options

Explain the options.

13/08/2019

The Civil Service Commission (CSC) has officially announced the schedule of COMEX for 2019 Second Semester (August to December 2019)...

13/08/2019

Top 5 Reasons Why OEC Should Be Abolished

Overseas Employment Certificate (OEC) is a piece of document that overseas Filipino workers (OFWs) need to present to the Immigration Department upon leaving the Philippines for work abroad.
The main purpose of OEC is to provide proof that as OFWs, they are exempted from paying travel taxes and terminal fees. Once they present this document, along with their passports, OFWs are cleared to bypass the collecting agents located inside the terminal building across international airports in the Philippines.

OECs can be filed at consulates and embassies of the Philippines located abroad, as well as POEA offices in the Philippines. While the cost may be minimal, many OFWs argue that it’s not just about the money and the time spent, but more on its practical use.

Why Overseas Employment Certificate (OEC) requirements must be abolished

1. It’s costly
The title may be a bit too much if the cost per copy of OEC is an affordable P100. But to ordinary OFWs who haggle for better exchange rates so they can send more money back home, this amount (or equivalent foreign equivalent), is too much. Not to mention the cost of transportation, food and effort just to fall in line and get this document.
2. It’s time consuming
Obtaining OEC or exit pass can be long especially on places where concentration of OFWs is high. Therefore it can be a considerable amount of time to get this form sorted out. And since time is also money, don’t we think it’s sometimes more practical not to get OEC to avoid costs and risk to physical health and inconvenience at work?

3. It’s not practical
Paying a fee for a document that exempts one from paying a fee sounds redundant and impractical. If you add the hourly rate at work queuing, paying for transport or even taking a leave from work, may even be higher than the airport terminal fees and travel taxes combined. But OFWs are forced to comply, because failure to present an OEC to an immigration officer could get them at risk of offloading.

4. There are other ways we can prove ourselves as OFWs
If the main reason of OEC is to prove that Filipinos are certified working abroad, OEC is not the only document that will solve this issue. OFWs can show their job contract certified as valid by the embassy, visa on their passports or IDs / residence permits of their country of employment. OEC just complicates the matter and has become a big nuisance to many Filipinos abroad.
5. It adds workload to consular staff
Staff who are supposed to attend to more important tasks — assist distressed OFWs, follow up labor violations, and others — are forced to sit and issue these OECs, thereby making them unavailable to assist Filipinos who seek other forms of help.

We have been notified previously that OEC will be abolished. But until now, or at least in 2014 (see Twitter feed below), OEC is here to stay.

Update:
POEA administrator Hans Leo Cacdac confirms that they are working on a system that will store OFW information in a database. Expected to be ready by 2014, it will eliminate the need for OECs.

13/08/2019

Para Iwas Dengue 👍

11/08/2019

Banks with No Interbranch Deposit Fees

They DO NOT charge interbranch deposit fees. NO over-the-counter interbranch interregional deposits.
Some even offer free interbranch over-the-counter withdrawals, check encashment and funds transfers.

NO Interbranch Interregional deposit fee for these banks:
- EastWest Bank
- Union Bank
- Sterling Bank of Asia
- Philippine National Bank (PNB)
No interbranch fees for these over-the-counter transactions:
– Deposit
– Withdrawal
– Check Encashment
– Fund Transfer
(Effective March 21, 2016 )
*Note: Foreign currency accounts are not included.

- Security Bank
- Maybank
- PSBank
It’s PSBank Passbook-with-ATM account offers one free inter-regional transaction per day.

- RCBC
Its larger branches do not charge interbranch interregional deposit fees.

BPI and BPI Family now charging interregional deposit and over-the-counter withdrawal fees.
So sad that BPI and BPI Family have started charging for interregional deposit fees since January 2019.
If you deposit in a BPI branch in a different region, you will be charged 50 pesos.
If you withdraw over the counter using your passbook in a BPI branch in a different region, you will be charged 100 pesos.

07/08/2019

Para sa mga Edad labing walong taong gulang pataas (18 yrs. old above).

Simula September ay maari nang kumuha ng National ID (valid ID ito).

PLEASE READ CAREFULLY.

Pag kuha ng National ID requirements po ito, paki-check po ninyo. SEPTEMBER 2019 start na po yan.

The requirements to avail of an ID are as follows:

✅ Original copy of Birth Certificate issued by PSA (formerly NSO), plus one
government-issued ID which contains the applicant’s full name, photo, and
signature or thumb mark; or
✅ Valid Philippine passport; or
✅ Unified Multi-purpose Identification or UMID card issued by SSS or GSIS; or
✅ Other equivalent documents approved by the PSA
For Foreign Residents: Alien Certificate of Registration or ACR ID shall be presented.

In case a married woman presents an identification document which reflects her maiden name, she shall be required to present her PSA-issued marriage certificate should she optional to adopt the surname of her husband.

Pero personal dapat ang pagkuha, walang proxy dahil need ng Biometrics.

Pwedeng kunin sa mga sumusunod na Gov't. agencies such as:

✅ PSA
✅ SSS
✅ GSIS
✅ COMELEC
✅ BIR
✅ PAG-IBIG (HMDF)
✅ PHILHealth

at para sa mga Pinoy Abroad (OFW), pwede sa OWWA at Phil. Embassy.

30/07/2019

🅽🅴🅴🅳🆂 🆅🅴🆁🆂🆄🆂 🆆🅰🅽🆃🆂

Maraming tao ang nalilito sa pagkakaiba ng needs and wants. Ang hindi naiintindihan ng marami ay may iba’t-iba tayong pananaw dito dahil hindi tayo pare-pareho ng gusto sa buhay.

Ang needs ng iba ay maaring itinuturing lang na wants ng iba and vice versa. Kung anuman ang mga ito, mahalagang malaman dahil malaki ang magiging epekto nito sa iyong pagpaplano sa buhay.

Isa sa mga kailangang gawin sa paggawa ng financial plan ay ang paggawa ng financial goals and priorities. Nagsisimula ito sa pamamagitan ng pag-alam kung anu-ano ang needs and wants mo.

Ik**amatay o kayang ipagpaliban

Ang needs ay mga pangangailangan ng mga tao para maging ligtas at mabuhay sa lipunan. In contrast, ang wants naman ay mga bagay para magkaroon ng ginhawa at kasiyahan sa buhay.

Kung ik**amatay mo ang kawalan ng isang bagay, ito ay maituturing na need. Kung kaya mo naman itong ipagpaliban o i-postpone, ito ay want.

Halimbawa, kaya mong ipagpaliban ang hindi pag-inom ng softdrink sa isang linggo, pero hindi mo ito kayang gawin sa ordinaryong tubig. Ik**amatay mo ito. Kaya ang softdrink ay want, at ang tubig naman ay need.

Necessity versus luxury

Ang need kailangan, samantalang ang want naman ay pagiging magarbo o maluho.

Kapag kumakain sa bahay ng pagkain na inihanda sa bahay, ito ay maituturing na need. Ang pagkain naman sa fine dining restaurants ay want.

Parehong nalulunasan ng dalawa ang gutom. Kaso ang isa mura, ang isa naman ay mahal.

Basic features versus upgrades

Ang needs, basic features lang ang ibinibigay. Samantalang ang wants, may iba pang karagdagang features.

Kapag sumakay sa eroplano at bumili ng economy class ticket, ito ay need. Kapag bumili ng business class of first class, ito ay want.

Sa economy class bibigyan ka nila ng basic amenities, may maayos na upuan, may pagkain at may palikuran. Samantalang sa business class o first class naman, maraming ibinibigay – mas malaking upuan na maaring maging k**a; masasarap na pagkain ar maraming pagpipilian; at maraming gamit sa palikuran.

Pareho namang maibibigay ng kahit anong plane ticket ang pinakapakay mo kung bakit ka sumakay ng eroplano, iyan ay ang makarating sa kung saan mo gustong tumungo.

Kailangan sa trabaho o pamporma

Maituturing na need ang isang bagay kung ito ay kinakailangan upang magampanan ang trabaho samantalang ang want naman ay mga bagay na makakadagdag sa ganda ng porma mo.

Halimbawa, ang cellphone na gamit sa trabaho ay need kung matibay, nakaka-text, nakakatawag at nakaka-Internet. Pero kung branded ang gamit tulad ng iPhone X, ito ay want.

Muli, pareho naman nitong magagampanan ang kailangan mo sa trabaho, pero ang isa mura, ang isa mahal.

Hindi masama ang wants

Sa traditional na pagtingin sa paghawak ng pera, minamasama o demonized ang wants. Para sa akin, ang makabagong pananaw sa paghawak ng pera ay ginagawang motivation and inspiration to save and invest ang wants.

Hindi masama ang maghangad ng kaginhawaan at kasiyahan sa buhay. Masarap ang buhay na maginhawa, masagana at masaya.

Passive income for wants, active income for needs

Para maisakatuparan ang paghahangad sa mga wants, ang aking rule ay ito: ang gamit pambili sa wants ay passive income; sa needs naman ay active income.

Kung may bagay na ninanais at ito ay, para sa iyo, want, kailangan mo munang bunuin ang ang investment na kailangan mo na magbibigay ng passive income, bago mo ito puwedeng bilhin.

Kapag walang passive income, ipagpaliban muna ang pagbili ng wants. Kung susundin ito, mapapabilis ang pagyaman.

(c) vincerapisura