Joy Wallet

02/04/2021

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21/03/2021

If you’ve got $500 burning a hole in your pocket and 5 years to let it ride in an investment, you could join the wealthy and become a real estate investor.

Investing in real estate can be difficult if you’re not rich enough to afford it. Real estate crowdfunding platforms such as DiversyFund make it easier by pooling money from many people, starting at only $500 per person.

21/03/2021

Webull offers a lot of perks — like $0 commissions and powerful research features—to make it worth your consideration.

Looking to get into investing but not sure which platform to use? Learn more about the pros and cons of Webull in this review.

20/03/2021

Living a frugal life is not only about not spending too much money, saving for retirement, stocking up an emergency fund or avoiding credit card debt.https://joywallet.com/30-life-changing-tips-for-frugal-living/

I am all about frugal living. I live frugally. I blog about frugality. Frugal, I am thee. I wanted to share some of the best frugal living tips I could put together. I got some help with this post. Since frugality takes so many different forms and since we all have such different living experiences,...

20/03/2021

Unlike personal loans, these types of loans allow you to access credit based on how much equity you have in the home.

Learn more about the difference between home equity loans and HELOCs, plus find out which one might be right for you.

19/03/2021

There are many in-demand side jobs available right now.

Are you looking to earn a little extra income in 2021? Here are some of the top covid-friendly side hustles that are currently in high demand.

19/03/2021

When it comes to running a small business, it’s important to have the ability to cash flow your operations. BlueVine can help.

If you’re looking for a new business banking option, BlueVine has probably shown up in your searches. Learn more about the platform in this review.

18/03/2021

Every home loan comes with its own set of a pros and cons, and it's important to understand what they are before making any final decisions.

On the fence about which type of loan is best for your needs? Check out this nifty guide to all the pros and cons of each loan type and find out which one is right for you.

18/03/2021

There’s a way to save some money while getting the freshest and most delicious produce.

Who doesn’t want to save money on groceries, right? You can get started today by shopping for food that’s in season and ready for you to eat. Here’s how buying seasonal food can help you save money.

17/03/2021

If you’re looking to start trading stocks, Webull offers a desktop platform and mobile app to manage your brokerage account, buy and sell stocks and ETFs, and even handle options trading.

Looking to get into investing but not sure which platform to use? Learn more about the pros and cons of Webull in this review.

17/03/2021

You might be compelled to take advantage of historically low interest rates and finally become a homeowner. But is now the best time to buy a home?

Mortgage rates are at an all-time low, but does that mean you should buy a home in 2021. Find out what to consider and what programs are available to help.

16/03/2021

If you received unemployment insurance benefits in 2020, read to find out how your taxes might be impacted.

If you are or were on unemployment in 2020, filing your taxes may be a little more complicated. Here are the tax implications you should be aware of.

16/03/2021

Real estate investing has traditionally been reserved for those with deep pockets. However, with the advent of crowdfunding sites like Fundrise, it is now an option for the average investor.

If you’ve been thinking about using Fundrise to add real estate assets to your portfolio, here is what you need to know before getting started.

15/03/2021

Beeple use sold for nearly $70 million... Confused about digital art and NFTs? Here's your guide.

NFT stands for Non-Fungible Token and it is a type of cryptographic token that is unique and does not share equal value with another non-fungible token. NFTs as digital assets can take the form of digital art in-game items, music, domain names, and more.

15/03/2021

Let’s dig into the highlights of the American Rescue Act and how it might impact your life.

The American Rescue Bill passed on March 11. Here’s a quick overview of what’s inside and what’s most important for you to know.

14/03/2021

M1 Finance is a more personalized take on your traditional automated robo-advisor.

Need a robo-advisor that lets you customize your portfolio on the go? Consider M1 Finance. Here’s what you need to know before getting started.

14/03/2021

There is increasing awareness and demand for peer-to-peer lending and Prosper is a leader in the industry.

Prosper is a peer-to-peer lending platform that offers funds to meet all your personal needs. Checking your rate will not have an impact on your credit score.

13/03/2021

Figuring out how to pay yourself as a business owner can be complicated.

You love your business, but that doesn’t mean you can afford to work for free. Yet, figuring out how to pay yourself as a business owner can be complicated. You need to think carefully about how you take money out of your business entity. Typically, that’s done one of two ways: a salary or an ow...

13/03/2021

Wealthfront offers the best financial planning tools without the high expenditure of hiring an expert financial advisor.

Are you overwhelmed with the idea of ‘building wealth’? Wealthfront is a robo-advisor that will do it for you through passive investing at minimum cost.

12/03/2021

Aside from a few fluctuations, the housing market has remained resilient throughout the pandemic.

Aside from a few fluctuations, the housing market has remained resilient throughout the pandemic. In fact, homes across the country have been selling at healthy rates over the past year and into 2021. As for this year, experts predict that the housing market will maintain a stable growth rate, with....

12/03/2021

If you’ve been wondering how to decrease your cell phone bill, you’re in the right place.

Paying too much for your cell phone service? Check out these tips for reducing your monthly payments.

12/03/2021

The federal minimum wage is $7.25 per hour.

If you currently work a minimum wage job, you’re not alone. According to the U.S. Bureau of Labor Statistics, 1.7 million Americans were working for wages at or below the federal minimum, making up 2.1% of all hourly-paid workers in the country. The federal minimum wage is $7.25 per hour, and even...

11/03/2021

If you’re a student or are a young adult with limited credit history, it’s a smart idea to get a student credit card.

Opening a student credit card can offer many advantages. Are you a college student looking for a new credit card? Check out our list of best student cards.

10/03/2021

During a global pandemic, a budgeting app allowed me to pay off multiple credit cards, increase my savings, and lead a more confident life financially—even as the world as we know it was upended in countless ways.

The budgeting app YNAB (You Need A Budget) was crucial to my personal finances in 2020. Learn how I paid off credit card debt and increased my net worth.

10/03/2021

Home equity loans and HELOCs can be a great way to access credit for big things like expensive home repairs, paying tuition fees, or financing unexpected medical bills.

Learn more about the difference between home equity loans and HELOCs, plus find out which one might be right for you.

09/03/2021

Here are three robo-advisors to kickstart your journey to financial freedom.

Investing can seem like an intimidating and overwhelming feat. Luckily, there are robo-advisors out there to help you get your finances in line.

09/03/2021

More and more businesses are looking to cater to consumers who are eager to stream content and ditch expensive cable plans with hundreds of channels they don’t even watch.

More and more people are ditching cable and streaming entertainment instead. Learn which services offer the most bang for your buck.More and more people are ditching cable and streaming entertainment instead. Learn which services offer the most bang for your buck.

08/03/2021

Filing this year’s tax returns may seem more complicated than ever thanks to changes in tax laws and a chaotic 2020.

Tax season is finally here. The good news is, there are plenty of places where you can file your taxes for free.

08/03/2021

If you have the flexibility to work from home indefinitely, maybe it is time for you to reevaluate where you live.

If you have the flexibility to work from home indefinitely, maybe it is time for you to reevaluate where you live. These are the 20 cheapest cities in the U.S.