Financial Planning Made Easy - FPME

06/11/2021

Save money and one day, money will save you💛

25/10/2021

Ilonggo knows😆

Reminder...

23/10/2021

The chain is balimbod Sir😅

In english...
Paano to e report sa Bridge? 😁

14/10/2021

U.S. officials have launched investigations, and shipping giant AP Moller Maersk has suspended five employees after a student at the U.S. Merchant Marine Academy alleged she was r***d in the summer of 2019 while on a Maersk-operated ship.

The anonymous cadet said in a blog post last month that the alleged assault occurred when she was 19 and she was also forced into heavy drinking with her male colleagues before the incident. Her allegations have prompted investigations at both the academy and by the U.S. Coast Guard.
https://www.wsj.com/articles/maersk-suspends-five-officers-over-alleged-rape-of-cadet-aboard-ship-11634069732
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©️ The Maritime Post

13/10/2020

46-ANYOS NGA SEAFARER, LIMA NA KA ADLAW NGA MISSING MATAPOS NGA GINAALEGAR NALUMOS SA BANWA SANG DUMALAG, CAPIZ

Padayon ang ginapatigayon nga Seach and Retrieval Operation sang mga katapo sang Municipal Disaster Risk Reduction and Management Office -Dumalag sa lawas sang 46-anyos nga Seafarer nga ginaalegar nga nalumos sa Malibong River sa Barangay Dolores, Dumalag Capiz.

Sa interview sang Bombo Radyo sa kay MDRRM-Officer sang banwa sang Dumalag nga si Mr. Joevil Dacutan ginpahayag sini nga nabudlayan subong nga magpatigayon sang search and retrieval operation ang mga katapo sang MDRRMO sa lawas ni Marnel Bulahan bangud nagalabalik sa mataas nga lebel ang tubig sa suba kada hapon.

Suno sa kay Dacutan nga masami 2 tubtob 3 ka adlaw gid lamang kag nagalutaw na ang lawas sang mga nagakalalumos apang sa kaso ni Bulahan, Lima na kaadlaw ang nakaligad nga wala sa guihapon nakita ang lawas sini.

Apang, ginpahayag ni Dacutan nga kun matuod man nga nalumos ini kuntani makita na sini ang iya lawas nagalutaw sa tubig.

Nagpasalig naman si Dacutan nga magabilin ang operasyon sang MDRRMO tubtob makita ang lawas sang biktima.

Samtang nagalaum sa guihapon ang himata ni Bulahan nga buhi ini kag wala nalumos sa nasambit nga suba.

Matandaan isa ka semana na nga missing ang biktima nga ginaalegar nalumos samtang nagatabuk sa amo nga suba.

27/09/2020

Happy Seafarers day!⛴🚢⚓️

Thank you for continuing to provide essential work while braving the toughest seas.

To all the fearless Filipino heroes at sea, we salute you! ⚓

03/09/2020

Let’s pray that they are safe🙏

BREAKING: A cargo ship with 39 Filipino seafarers on board has gone missing off Japan’s waters in the East China Sea, the Philippine Embassy in Japan confirms.

Rescue operations are already ongoing. Read more: bit.ly/3hSoata

27/08/2020

14/08/2020

RIP Brothers😢

TATLONG SEAMAN, KABILANG ANG ISANG PALAWEÑO, NATAGPUANG PATAY

Patay ang tatlong seaman matapos na ma-suffocate habang naglilinis ng oil tank ng naka-angkoraheng barko sa katubigan bahagi ng Calaca, Batangas nitong araw ng Lunes.

Kabilang na rito ang isang taga-Palawan.

Ayon sa mga otoridad, kinilala ang mga biktimang sina Enrique Jay Gaspado, 24 anyos, deck cadet seaman mula Valenzuela City, Ryan Jay Bantilan, 25 anyos mula Eastern Samar at si John Rey Illustrisimo, 22 anyos na mula sa Agutaya, Palawan.

Napagalamang natagpuan na lamang ang mga itong wala nang malay sa cargo oil tank ng Motor Tanker Andrina 200 matapos umanong maglinis ang mga ito sa lugar kung saan posibleng kakulangan sa oxygen at dahil sa nakasusulasok na amoy ng gas ang dahilan ng kanilang pagkamatay.

Samantala, inaalam pa ng Radyo Bandera ang buong detalye sa insidente.

10/08/2020

09/08/2020

🥰😍

Separated by miles, but never by heart. ❤

11/05/2020

🥴

09/05/2020

Kaya pala ang init sa pinas🥵

09/05/2020

Bored ka?😂

07/05/2020

Choose your side!

07/05/2020

Pasikaton ta si Sir🤬

03/05/2020

Please monitor your wife😝

02/05/2020

PHILHEALTH: OFW/SEAFARERS now at 3% monthly Premium rate and expected 5% on 2025⛔
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Please be informed that PhilHealth Circular No. 2020-0014 entitled " Premium Contribution and Collection of Payment of Overseas Filipino Member" was published on April 22, 2020 in the Manila Bulletin.

Photo credit: PhilHealth official page

01/05/2020

BE AWARE!!! Mga ka-Barko
PLEASE SHARE‼️

Reminders before you let Healthcare workers take a swab test for Rapid Mass Testing in your area and in your house.)

1. Buy your own gloves, request nicely to the frontliners assigned, to pls remove the gloves they are wearing and humbly ask them to use yours. Buy one ASAP.

2. Prepare a pale of water put them outside your houses, with some chlorine or a drop of zonrox. Let the Healthcare worker wash their hands properly with soap (sulfur if you have one) before touching any of your family members.

3) Take a bath after the swab test or wash your face with water and soap.

It is not having no trust with our Frontliners, they are also exhausted and often times drained, so it can't be avoided that they may forget little details. Remember they will be out the whole day under the heat of the sun during this extraction.

By doing so, we can also help them save a little bit of their supply and at the same time, keeping our family the precaution that we need.

Last, don't forget to pack little food and water and offer it to them, if you have extra. They badly need it.

Thank you.

01/05/2020

OPEN LETTER TO (ONE OF THE ANCHORS OF BOMBO RADIO STATION) REGARDING HER CONDUCT ON THE ISSUE OF DISCRIMINATION AGAINST SEAFARERS

GREETINGS AND GOOD DAY.

I AM SENDING THIS MAIL ON BEHALF OF MY FELLOW SEAFARERS TO DISCUSS THE CONDUCT OF ONE OF YOUR STATION ANCHORS WITH REGARDS TO THE ISSUE OF SEAFARERS VOICING OUT THEIR OPINIONS ON DISCRIMNATION.

BEFORE I DISCUSS YOUR MENTIONED ANCHORS’ CONDUCT, LET ME EXPLAIN THE DIFFERENT CLASSES OF SEAFARERS WORKING ONBOARD SHIPS.

1. SENIOR OFFICERS (CAPTAINS, CHIEF OFFICERS, CHIEF ENGINEERS AND SECOND ENGINEERS) – THE ONES WHO ARE IN COMMAND OF A SHIP AND WHOLLY RESPONSIBLE FOR THE SAFETY OF ALL.

2. JUNIOR OFFICERS (SECOND AND THIRD OFFICERS, ELECTRO TECHNICAL OFFICERS INCLUDING CADETS) – DESIGNATED AS NAVIGATION AND CARGO WATCH OFFICERS.

3. DECK AND ENGINE RATINGS (BOSUN, SHIP FITTER, ABLE SEAMAN, MOTORMAN, ORDINARY SEAMAN, WIPER, DECK BOY AND ENGINE BOY) – THE ONES WHO ARE DESIGNATED TO ASSIST IN THE DAY TO DAY OPERATION AND MAINTENANCE OF THE VESSEL AND ITS CARGOES

4. GALLEY CREW (CHIEF STEWARD, CHIEF COOK, ASST. COOK, MESSMAN AND GALLEY TRAINEE) – THE ONES RESPONSIBLE FOR FOOD PREPARATION, VICTUALLING AND BUDGETING OF PROVISIONS

5. HOTEL STAFF (CABIN CREW, PORTERS, WAITERS, BARTENDERS, SECURITY PERSONNELS, ETC) – RESPONSIBLE FOR THE WELL BEING OF PASSENGERS ONBOARD PASSENGER VESSELS

FIRST POINT, THE PHRASE USED BY YOUR ANCHOR “GAPANILTIG LANG TUKTOK SA BARKO”. LET ME REPHRASE THAT COMMENT. SEAFARERS ARE EDUCATED, WELL TRAINED AND WELL-DISCIPLINED MEMBERS OF SOCIETY. HOW DO WE PROVE THAT?

1. SEAFARERS ARE COLLEGE EDUCATED (WE ARE ALSO HOLDERS OF BACHELOR OF SCIENCE DEGREES)

2. SEAFARERS ARE ALSO LICENSED HOLDERS (WE ARE THE ONLY PROFESSION IN THE PHILIPPINES WHO ARE TAKING AT LEAST TWO BOARD EXAMINATIONS)

3. SEAFARERS ARE WELL TRAINED – BELOW ARE JUST SOME OF THE TRAININGS SEAFARERS UNDERGO DURING OUR SERVICE ONBOARD AND WHEN ON VACATION

A. BASIC SAFETY TRAINING IN LIFESAVING AND FIREFIGHTING

B. ADVANCED SAFETY TRAINING

C. SPECIALIZED TRAINING COURSES

D. TRAININGS ON HOW TO COPE WITH MENTAL HEALTH ISSUES, DUTIES AND RESPONSIBILITIES AS REPRESENTATIVES OF COUNTRY OF ORIGIN (PDOS), COMPANY REQUIRED TRAININGS, ETC

SECOND POINT, YOUR ANCHOR QUESTIONED OUR CONTRIBUTION TO SOCIETY. HERE’S ONE MAIN ANSWER TO THAT. 90% OF GOODS TRADED WORLDWIDE ARE TRANSPORTED BY SEAGOING VESSELS. WITHOUT SEAFARERS MANNING THESE SHIPS. HOW DO YOU THINK CAN WE ENJOY HAVING THE LATEST BRAND OF GADGETS, CLOTHES, CARS, FOOD, ETC? EVEN THE LIGHT BULBS, MICROPHONES, CUSHIONED SETS AND EQUIPMENTS THAT YOU USED INSIDE YOUR STUDIO WERE TRANSPORTED BY SEAGOING VESSELS AT ONE POINT IN TIME.

THIRD POINT, ON THE ISSUE OF TAXATION AS YOUR ANCHOR SO CLEARLY AND ADAMANTLY POINTED OUT. SEAFARERS/OFW WERE GIVEN THE TITLE “BAGONG BAYANI” BY THE SAME GOVERNMENT THAT YOUR ANCHOR STATED WE WERE NOT GIVING ANY CONTRIBUTION. SEAFARERS/OFW BEING TAX EXEMPTED IS A LAW. LET ME REPEAT THAT. IT IS A LAW. IF YOUR ANCHOR HAS AN ISSUE WITH THAT. THEN SHE SHOULD DIRECT HER IRE TO THE INTENDED RECEPIENTS. AND THAT IS THE GOVERNMENT WHO PASSED SAID LAW.

FOURTH POINT, ON THE ISSUE THAT WE ARE NOT CONTRIBUTING TO THE COUNTRY’S ECONOMY DIRECTLY. AND THAT ONLY OUR FAMILIES ARE BENEFITING FROM OUR EARNINGS. EVERY CENT, EVERY PENNY THAT WE EARNED WORKING ABROAD WE SEND BACK TO OUR COUNTRY OF ORIGIN. THE MONEY WE SEND BACK HOME ARE USED TO BUY NECESSITIES WHICH IN TURN ARE TAXED BY THE GOVERNMENT. AS SUCH, THE GOVERNMENT BENEFITS GREATLY FROM OUR EARNINGS.

LASTLY, ON THE ISSUE THAT SEAFARERS/OFW ARE “TIKALON” FOR VOICING OUT AGAINST DISCRIMINATION BROUGHT BY THE COVID19 PANDEMIC. WHEN SEAFARERS/OFW’S BOAST OR FLAUNT THEIR CURRENT STATUS IN LIFE. I DO BELIEVE THAT FALLS WITHIN THE JURISDICTION OF OUR RIGHTS. WE SACRIFICED LIFE AND LIMB FOR EVERY CENT THAT WE EARNED. WE BLEED FOR EVERY MORSEL THAT OUR FAMILIES ENJOY. NOW, BECAUSE OF THAT WE ARE BEING BRANDED BY YOUR ANCHOR AS SOME PRIVILEGED CHILD BORN WITH A GOLDEN SPOON IN THE MOUTH.

CONCLUSION, LIKE I STATED FROM THE START, I WILL NOW DISCUSS THE CONDUCT OF YOUR ANCHOR. I ALWAYS THOUGHT THAT BEING A JOURNALIST STANDS FOR TRUTH, EQUALITY, FAIRNESS AND OPINIONS BASED ON FACTS. YOUR ANCHOR WAS POINTING OUT “DISCRIMINATION” BUT HER COMMENTS AND OPINIONS DURING HER SHOW WERE FULL OF DISCRMINATORY REMARKS. MAYBE SHE SHOULD REFER TO A DICTIONARY TO LEARN WHAT “DISCRIMINATION” ACTUALLY MEANS.

(PERSONAL MESSAGE TO THE ANCHOR – OFFENDED BY MY REMARK? DEAL WITH IT JUST AS HOW WE ARE DEALING WITH YOUR STATEMENTS)

BEING A JOURNALIST, ESPECIALLY AN ANCHOR OF A RADIO OR TV SHOW, MEANS THAT YOU MUST PRESENT FACTS AND UNBIASED OPINIONS AND COMMENTS. JOURNALISTS ALWAYS FLAUNT THE SAYING “STAND FOR THE TRUTH”. MAYBE YOUR ANCHOR SHOULD HAVE SOMEONE TRY TO EXPLAIN SAID SAYING TO HER THOROUGHLY.

(PERSONAL MESSAGE TO THE ANCHOR – FEELING INSULTED BY THIS? NOW YOU KNOW WHAT WE SEAFARERS/OFW’S ARE FEELING RIGHT ABOUT NOW)

I DO BELIEVE THAT JOURNALISM ALSO HAS A SUBJECT CALLED “HISTORY”. BASING FROM WHAT I’VE SEEN ON YOUR ANCHORS’ SHOW. SHE MUST HAVE BEEN SLEEPING WHEN THEY WERE TEACHING HISTORY IN COLLEGE.

(PERSONAL REMARK TO THE ANCHOR – OFFENSIVE? TRY TO REVIEW EVERY WORD YOU STATED IN YOUR SHOW. MAYBE YOU’LL ACTUALLY LEARN SOMETHING)

FINALLY, HERE’S A PERSONAL ADVICE TO THE ANCHOR. IF YOU BELIEVE THAT YOU ARE A TRUE JOURNALIST. THEN A RETRACTION AND A PUBLIC APOLOGY TO THOSE YOU HAVE INSULTED WOULD BE THE RIGHT THING TO DO.

SIGNED

YVES A. VILLANUEVA

MEMBER

NORWEGIAN INTERNATIONAL SHIPREGISTRY/NORWEGIAN SHIPOWNERS ASSOCIATION

CADETSHIP PROGRAM

SECOND BATCH

01/05/2020

Praying for the safety of all OFWs across the globe🙏

01/05/2020

Happy Labor day mga ka Barko!

30/04/2020

A message from a respected anchorman Mama Monyeka❤️

Let me start with the statement, I STAND WITH MY JOB, BUT I RESPECT THE JOB OF OTHERS (specially with the Seafarers) I have members of the family, friends and ex y and z who happened to be a seaman😂✌

Bilang isa ka anchorman, ang makapalayag sang aton opinyon sa kahanginan is already a GIFT, A CHANCE AND AN OPPORTUNITY. BY THAT ALONE, WE ARE ARE TRULY BLESSED.

But lets accept the fact pila gd ang ginasweldo mo kumparar sa ginasweldo sang seaman? Pila gid ang imo buwis sa buwis nga kontribusyon nila sa aton pungsod. Aminin na natin, waay gani sa pung it ang aton ginakita sa ila ginakita. But that's not the issue. Its about REALIZATION.

MOREOVER, your comments were below the belt. How can you afford to settle with your cheap comments on the nature of their job. Well, its true, nga kibulon ila kamot, kag gapangtiltig (whats the point darling? Gusto Mo MAGPATILTIG sa seaman, promise inday, shumit kag shukudaw pangihi lang ang pahuway makibulan gid mownay mo kung makatilaw ka seaman hahahcharotparrot😂✌)

I understand where you coming from because of public health safety amidst pandemic. Is that what you are really trying to imply? Or you can also have said it with RESPECT AND RESPECT AND RESPECT PA MORE. For as long as they will follow the QUARANTINE PROTOCOLS, ITS FINE. Now, the discrimation you have uttered on air made people think of our JOB. Are we clean enough? are we responsible enough? Are we still worth the respect of others? DAW BAGHAK KA! you have made our JOB and your station in the limelight of SHAME!!! MAKAHULUYA!!! MAKABULUWISIT!!!

Let me end my not so worth reading post. You are now talk of the town, so was it an ACHIEVED GOAL? SUMIKAT KA GHOORL, AND GOOD OR BAD PUBLICITY ITS STILL PUBLICITY!!! CONGRATULATIONS!! PERO DAW BAGHAK KA GID YA!!!😂✌

Love,
MAMA MONYEKA
Baghak man, pero VIRGIN 😂✌

30/04/2020

BLISSFUL ENCOUNTER

I was on my way home about 10 pm few nights ago when my car was flagged down at a check point manned by men in uniform, a young officer went to my side:

Officer: magandang gabi po, saan ang punta natin ma’am
Me: pauwi na sir
Officer: saan po nanggaling at mukhang ginabi tayo
Me: hospital
Officer: ano pong hospital
Me: ( i gave the name of the hospital)
Officer: dyan din po naadmit wife ko, kc manganganak na siya
Me: ( i was reading his nameplate & i asked) ........ba name ng wife mo?

Officer: ( nodding) opo, opo ( looking at me &
probably realized) ikaw po si dra ibarreta?

Me: (w/o answering, i said) nanganak na siya; bakit hindi ka na ka leave?

Officer: ubos na leave ko doc, sayang naman pangdagdag sa budget sa panganganak ni mrs & besides full alert kc kami

Me: (my heart went out to this young man, seemed like he was in deep thoughts) ano maitulong ko sa iyo, magtulongan nga tayo. (silence) O sige na nga kung sabihin ko sa iyo na wala kang babayaran sa akin, as in wala, ok na yon?

Officer: ay hindi po, nakakahiya po, sobra na po yon
Me: bakit, ako nga hindi nahiya sa iyo, nagsilbi ka sa bayan
Officer: (at this point he called his companions
& introduced me to each one, social distancing observed) siya ang doctor ng mrs, nanganak na daw si mrs

& everybody were cheering him. I was amused to see these men jubilant over the news

Me: ano meron kayo for midnight snacks?
Men: madami pong tinapay
Me: pangtulak? (I handed them a bottle of
imported coffee given me by
a friend) heto pasensiya na ha naka gift
wrapped pa

Men in chorus: birthday nyo po?
Me: hindi, matagal na then they started singing Happy Birthday in the middle of the night

I was enthralled by their singing. Oh...WHAT A NIGHT!! A blissful encounter! 😍

©️ Dra. Imelda Macayra Ibarreta - Davao City, Philippines 🇵🇭

Reposted, CTTO.

30/04/2020

9 KA OFWS NGA NAG-ABUT SA ILOILO ANG NAG POSITIBO SA COVID-19 RAPID TEST KIT

"Nine (9) OFWs who arrived here yesterday were tested positive in the Rapid Test.

These included seven (7) from Iloilo City and two (2) from Guimaras. We are still waiting for their confirmatory PCR tests.

There are a total of 35 OFWs from the city and five (5) from Guimaras, who are now on quarantine at a hotel, while waiting for their PCR test results.

We have put in place proper protocols for health and safety in close coordination with the hotel management."

- Mayor Jerry P. Treñas
Iloilo City

Liwat naman nga ginpa-idalum sang National IATF ang syudad sang Iloilo sa enhanced community quarantine (ECQ) kag magalawig ini tubtob sa May 15, 2020.

30/04/2020

Sa p**a o sa puti?😂