Pocket Finance Club

02/07/2024

Have you ever had a tough time deciding if you should take profits on your investments? This method might help give a better way of managing this situation.

Whether you're a novice investor or have years of experience, you will inevitably face the challenging question, "Should I sell?" This is often the most stressful aspect of investing, as it rarely feels like you sold at the perfect time. The frustration intensifies if you realize that holding on for

07/06/2024

Wells Fargo just launched the Attune World Elite Mastercard with a $100 sign-up bonus and 4% cash rewards on select categories 👀

Wells Fargo has just launched an exciting new credit card – the Wells Fargo Attune World Elite Mastercard. Here’s an in-depth look at what it offers: Welcome Offer New cardholders can enjoy a $100 sign-up bonus after spending $500 within the first three months. Additionally, for a limited time, ...

01/06/2024

PayPal is lowering its cash back rewards to 1.5% cash back

On May 30th, I woke up to an email from PayPal titled "Important update to your PayPal Cashback Mastercard". Normally you can tell if an email is good or not by the subject line. If it's good news, you will have some idea of what the email is about even

29/04/2024

Looking for ideas? Here's my credit card line-up:

25/04/2024

Did you know? Credit card rewards are non-taxable! This gives you even more reason to utilize credit cards when possible.

When tax season comes around and you start sifting through our different sources of income to report, you might be wondering if you need to report your cash back rewards as part of your ordinary income. If reading this article is the first time you have ever considered it as

22/04/2024

Here's what cards I'm using this quarter 😄

If you are curious about what credit cards I am using, I plan to share that information on a quarterly basis. I find that this is an effective way to show how I'm building my credit card portfolio and also gives some ideas on cards to consider if you find

03/04/2024

Are you earning cash back on tax payments?

03/04/2024

Do you have a backup card? If not, we got some recommendations 👀

Selecting the right credit card can feel like navigating through a maze, given the plethora of options available. If you're keen on optimizing every dollar you spend, much like myself, you probably juggle several cards to maximize rewards across various categories. Yet, occasionally, you'll encounte...

30/03/2024

Have you heard about the Robinhood Gold Card yet?

3% cash back on all categories.

I wrote a post about it here:

19/02/2024

Did you know Wells Fargo lists their mortgage rates publicly? Skip the loan officer call and just check the rates online ✅

10/02/2024

Did you know that you can still add your spouse to your HSA even if they have their own health insurance? This is a good way to unlock the family contribution limit.

For individuals in relationships who are either current Health Savings Account (HSA) holders or are considering HSAs, the question of whether contributions can be made for both oneself and one's partner often arises. If the HSA covers both the individual and their spouse, the situation is relatively...

06/02/2024

Flex loans make a great emergency loan option. It's kinda random, but also kinda helpful!

If you are in the market for flex loans, Citibank is another participant in this financial product space. Similar to other flex loans, this is a targeted offer for credit card holders and may or may not be limited to select credit cards backed by Citibank. Flex loans in general

01/02/2024

Happy new year all! Sorry for the small hiatus. Let's get things kicked off with learning about 529 plans!

Saving for college has become an increasingly important goal for many families. The cost of higher education continues to rise, and parents are seeking ways to alleviate the financial burden on their children. One popular option is the 529 college savings plan. But are these plans truly worth the in...

27/09/2023

Have you always wanted an easier way to get the best public credit card offer? Well, check this post out then:

In today's fast-paced world, where financial decisions can have a profound impact on our lives, one aspect stands out as a constant – the need for smart and savvy credit card choices. Credit cards have become indispensable tools for managing finances, offering convenience, security, and the allure...

26/08/2023

Still new to debt consolidation? Check out this post to learn more:

Dealing with multiple debts can be overwhelming and financially draining. The constant juggling of due dates, interest rates, and various creditors can take a toll on your mental and emotional well-being. Enter debt consolidation – a powerful financial strategy that not only simplifies your financ...

26/08/2023

Have a great Saturday today 🙏

20/08/2023

Need a cash back card for all occasions? Well we might have a card that might be worth considering!

The Fidelity Rewards Visa Signature Credit Card is a competitive 2% universal cash back card with no annual fee. This makes it great for a backup card in situations where you are not sure what the purchase category is or if you know the category won't maximize cash back on

20/08/2023

Ever wondered how interest based products stack up?

Ever wondered how interest based products stack up? Well, we decided put something together called Interest Rate Leaderboards to help capture the various categories of products and how they rank amongst each other. The leaderboards will be updated at the beginning of every month so feel free to use....

14/08/2023

We recently talked about flex loans in our most recent post. If you are interested in using them in the future, Chase offers flex loans on some of their cards. We wrote a post about it!

My Chase Loan is Chase's version of credit card flex loans. As a recap, credit card flex loans allow you to borrow a specific amount of money from your credit limit, which you can then repay over time. In this article, I will go over how you can get access

12/08/2023

Do you have Fidelity as your 401(K) provider? Check this guide on how to view your contributions for this year 👀

Fidelity stands out as a widely preferred brokerage utilized by numerous companies for their 401(k) provisions. Occasionally, you might wonder, "Where can I access details regarding my contributed amount?" Locating this information might not be straightforward, so I put together a quick guide below....

07/08/2023

Need a handy mortgage calculator? We just launched the first version of ours. Please check it out! More features will be added later this year.

Use our mortgage calculator to estimate monthly payments, total interest, and loan pay-off date. Calculate your home loan affordability and make informed decisions

06/08/2023

The welcome bonus for Capital One 360 is back!

For those looking for a new checking account or a new churning opportunity, Capital One is now offering a $350 welcome bonus for opening a new 360 Checking account. This offers lasts until October 18, 2023. How To Earn Simply use the code BONUS350 when signing up for a checking

30/07/2023

Interested in US Treasuries? Here's a quick overview:

U.S. Treasuries, also known as Treasury securities or T-bills, are financial instruments issued by the United States Department of the Treasury to finance the government's operations and meet its financial obligations. These securities are considered one of the safest and most reliable investments i...

09/06/2023

Take a peek at the new categories for July through September for the Discover it Card 😉

Discover just released their upcoming categories for the 3rd quarter. The categories for July through September are Gas Stations and Digital Wallets. While the Gas Stations category is pretty practical, it's unlikely you'll spend $1,500 on gas in 3 months (unless...road trip? :D). Digital Wallets on...

29/05/2023

The all-time highest offer for the Amex Green Card 👀

🏅This is the current all-time highest offer for this card. Prior highest was a 50,000 membership reward points and a $150 statement credit offer through Resy. The American Express Green Card has just received an elevated 60,000 membership reward points sign-up bonus (normally 40,000). In addition...

18/05/2023

Got utility bills? This card might be great for you 👀

If you are like me, you are probably always looking for a good card upgrade. As more cards get added to my pocket, it becomes more difficult to one-up my existing cards. That's why it was a pleasant surprise to stumble upon US Bank's Cash Plus Card and discover it's

07/05/2023

Did you sign up for the Amazon Prime Rewards Card? If so, check your inbox if you got their recent targeted offer!

The Amazon Prime Rewards Card just recently went through a revamp of their rewards and are now hitting us again with another promotion, double rewards. This is a limited time offer. During the promotional period, you can earn a total of 4% and 2% back on the purchases made with

05/05/2023

What financial topics would you be interested in learning more about? 🤔

05/05/2023

High-Yield Savings Accounts are no joke in 2023

High yield savings accounts have become increasingly popular in recent years as a way for individuals to earn more interest on their savings than traditional savings accounts. However, there are some common misconceptions about high yield savings accounts that may prevent individuals from fully unde...

02/05/2023

Been eyeing the Amazon Prime Rewards Visa Card? Now might be a good time to consider it 👀

Amazon just changed their cashback rewards for their Prime Rewards Visa Signature Card and are offering a juicy bonus for new card holders to try it out. You can now get a $150 Amazon Gift Card instantly upon approval and earn 5% back everywhere on up to $2,500 in