Pocket Finance Club

02/07/2024

Have you ever had a tough time deciding if you should take profits on your investments? This method might help give a better way of managing this situation.

Whether you're a novice investor or have years of experience, you will inevitably face the challenging question, "Should I sell?" This is often the most stressful aspect of investing, as it rarely feels like you sold at the perfect time. The frustration intensifies if you realize that holding on for

07/06/2024

Wells Fargo just launched the Attune World Elite Mastercard with a $100 sign-up bonus and 4% cash rewards on select categories 👀

Wells Fargo has just launched an exciting new credit card – the Wells Fargo Attune World Elite Mastercard. Here’s an in-depth look at what it offers: Welcome Offer New cardholders can enjoy a $100 sign-up bonus after spending $500 within the first three months. Additionally, for a limited time, ...

01/06/2024

PayPal is lowering its cash back rewards to 1.5% cash back

On May 30th, I woke up to an email from PayPal titled "Important update to your PayPal Cashback Mastercard". Normally you can tell if an email is good or not by the subject line. If it's good news, you will have some idea of what the email is about even

29/04/2024

Looking for ideas? Here's my credit card line-up:

25/04/2024

Did you know? Credit card rewards are non-taxable! This gives you even more reason to utilize credit cards when possible.

When tax season comes around and you start sifting through our different sources of income to report, you might be wondering if you need to report your cash back rewards as part of your ordinary income. If reading this article is the first time you have ever considered it as

22/04/2024

Here's what cards I'm using this quarter 😄

If you are curious about what credit cards I am using, I plan to share that information on a quarterly basis. I find that this is an effective way to show how I'm building my credit card portfolio and also gives some ideas on cards to consider if you find

03/04/2024

Are you earning cash back on tax payments?

03/04/2024

Do you have a backup card? If not, we got some recommendations 👀

Selecting the right credit card can feel like navigating through a maze, given the plethora of options available. If you're keen on optimizing every dollar you spend, much like myself, you probably juggle several cards to maximize rewards across various categories. Yet, occasionally, you'll encounte...

30/03/2024

Have you heard about the Robinhood Gold Card yet?

3% cash back on all categories.

I wrote a post about it here:

19/02/2024

Did you know Wells Fargo lists their mortgage rates publicly? Skip the loan officer call and just check the rates online ✅

10/02/2024

Did you know that you can still add your spouse to your HSA even if they have their own health insurance? This is a good way to unlock the family contribution limit.

For individuals in relationships who are either current Health Savings Account (HSA) holders or are considering HSAs, the question of whether contributions can be made for both oneself and one's partner often arises. If the HSA covers both the individual and their spouse, the situation is relatively...

06/02/2024

Flex loans make a great emergency loan option. It's kinda random, but also kinda helpful!

If you are in the market for flex loans, Citibank is another participant in this financial product space. Similar to other flex loans, this is a targeted offer for credit card holders and may or may not be limited to select credit cards backed by Citibank. Flex loans in general

01/02/2024

Happy new year all! Sorry for the small hiatus. Let's get things kicked off with learning about 529 plans!

Saving for college has become an increasingly important goal for many families. The cost of higher education continues to rise, and parents are seeking ways to alleviate the financial burden on their children. One popular option is the 529 college savings plan. But are these plans truly worth the in...